{"id":10033,"date":"2025-03-27T14:27:35","date_gmt":"2025-03-27T13:27:35","guid":{"rendered":"https:\/\/www.fingo.sk\/blog\/?p=10033"},"modified":"2025-03-27T14:28:38","modified_gmt":"2025-03-27T13:28:38","slug":"oplati-sa-zivotne-poistenie-preco-ho-mat-a-ako-ho-spravne-nastavit","status":"publish","type":"post","link":"https:\/\/www.fingo.sk\/blog\/oplati-sa-zivotne-poistenie-preco-ho-mat-a-ako-ho-spravne-nastavit\/","title":{"rendered":"Oplat\u00ed sa \u017eivotn\u00e9 poistenie? Pre\u010do ho ma\u0165 a ako ho spr\u00e1vne nastavi\u0165"},"content":{"rendered":"\n<p><strong>Zdravie a rodina s\u00fa t\u00fdm najcennej\u0161\u00edm, \u010do m\u00e1me. Napriek tomu na to \u010dasto zab\u00fadame. Prem\u00fd\u0161\u013eali ste niekedy, \u010do by sa stalo, keby ste n\u00e1hle pri\u0161li o pr\u00edjem? \u010ci u\u017e rie\u0161ite hypot\u00e9ku, finan\u010dn\u00e9 z\u00e1v\u00e4zky alebo chcete zabezpe\u010di\u0165 svojich bl\u00edzkych, \u017eivotn\u00e9 poistenie predstavuje k\u013e\u00fa\u010dov\u00fd n\u00e1stroj na zvl\u00e1dnutie ne\u010dakan\u00fdch situ\u00e1ci\u00ed.<\/strong><\/p>\n\n\n\n<p>Predstavte si pani Katar\u00ednu, matku dvoch det\u00ed. Jej man\u017eel odi\u0161iel do pr\u00e1ce ako ka\u017ed\u00fd in\u00fd de\u0148. \u017dia\u013e, stal sa \u00fa\u010dastn\u00edkom dopravnej nehody a ve\u010der sa u\u017e domov nevr\u00e1til. Katar\u00edne sa v jednom okamihu zr\u00fatil cel\u00fd svet. Okrem hlbok\u00e9ho sm\u00fatku musela rie\u0161i\u0165 aj to, ako zaplati\u0165 hypot\u00e9ku a postara\u0165 sa o rodinu.<\/p>\n\n\n\n<p>Na\u0161\u0165astie, s man\u017eelom mali uzatvoren\u00e9 \u017eivotn\u00e9 poistenie, v\u010faka ktor\u00e9mu mohla splati\u0165 zvy\u0161ok hypot\u00e9ky. Pr\u00e1ve \u017eivotn\u00e1 poistka jej umo\u017enila zabezpe\u010di\u0165, aby deti mali na\u010falej stabiln\u00fd domov, kde m\u00f4\u017eu vyrasta\u0165.<\/p>\n\n\n\n<p>Ako by to vyzeralo bez poistenia? Rodina by pravdepodobne musela preda\u0165 byt a h\u013eada\u0165 lacnej\u0161ie b\u00fdvanie. Okrem straty bl\u00edzkeho by tak \u010delili aj strate svojho domova.<\/p>\n\n\n\n<p><strong><em>Pre\u010d\u00edtajte si aj blog, v ktorom sa dozviete<\/em><\/strong> <a href=\"https:\/\/www.fingo.sk\/blog\/ako-si-vybrat-zivotne-poistenie-a-co-ma-obsahovat\/\"><strong><em>\u010do v\u0161etko by malo obsahova\u0165 kvalitn\u00e9 \u017eivotn\u00e9 poistenie<\/em><\/strong><\/a>.<\/p>\n\n\n\n<h2 class=\"has-text-color\" style=\"color:#ec8124\"><strong>Ako s\u00fa na tom \u0161tatistiky?<\/strong><\/h2>\n\n\n\n<p>Pozrime sa na nieko\u013eko d\u00f4le\u017eit\u00fdch \u0161tatist\u00edk, ktor\u00e9 poukazuj\u00fa na v\u00fdznam \u017eivotn\u00e9ho poistenia.<\/p>\n\n\n\n<ul>\n<li>Na Slovensku je jeden \u010dlovek z 12-tich invalidn\u00fd d\u00f4chodca.<\/li>\n\n\n\n<li>Ka\u017ed\u00fd rok u&nbsp;n\u00e1s pribudne viac ako 40-tis\u00edc pacientov s diagnostikovanou rakovinou.<\/li>\n\n\n\n<li>Priemern\u00e9 n\u00e1klady na dlhodob\u00fa lie\u010dbu rakoviny mimo n\u00e1kladov preplaten\u00fdch zdravotnou pois\u0165ov\u0148ou s\u00fa 12 000 eur. Slovensko hrad\u00ed iba 7 % inovat\u00edvnych liekov registrovan\u00fdch <a href=\"https:\/\/european-union.europa.eu\/institutions-law-budget\/institutions-and-bodies\/search-all-eu-institutions-and-bodies\/european-medicines-agency-ema_sk\" target=\"_blank\" rel=\"noreferrer noopener\">Eur\u00f3pskou liekovou agent\u00farou<\/a>.<\/li>\n\n\n\n<li>Len 3 % pr\u00edpadov invalidity s\u00fa sp\u00f4soben\u00e9 \u00farazmi, zatia\u013e \u010do 97 % je d\u00f4sledkom choroby.<\/li>\n\n\n\n<li>Priemern\u00fd invalidn\u00fd d\u00f4chodok (pri 70 % invalidite) je 526 eur, \u010do \u010dasto nepokr\u00fdva ani z\u00e1kladn\u00e9 \u017eivotn\u00e9 n\u00e1klady. Invalidn\u00fd d\u00f4chodok predstavuje v priemere iba 42 % \u010distej mzdy.<\/li>\n<\/ul>\n\n\n\n<p><strong><em>Plat\u00edte si \u017eivotn\u00e9 poistenie so sporen\u00edm? Pre\u010d\u00edtajte si <\/em><\/strong><a href=\"https:\/\/www.fingo.sk\/blog\/platite-si-zivotne-poistenie-so-sporenim-10-rad-co-s-nim\/\"><strong><em>10 r\u00e1d, \u010do s&nbsp;n\u00edm.<\/em><\/strong><\/a><strong><em><\/em><\/strong><\/p>\n\n\n\n<h2 class=\"has-text-color\" style=\"color:#ec8124\"><strong>3 hlavn\u00e9 d\u00f4vody, pre\u010do sa rozhodn\u00fa\u0165 pre \u017eivotn\u00e9 poistenie<\/strong><\/h2>\n\n\n\n<p>\u017divotn\u00e9 poistenie poskytuje finan\u010dn\u00fa istotu v \u0165a\u017ek\u00fdch \u017eivotn\u00fdch situ\u00e1ci\u00e1ch, ako s\u00fa \u00famrtie, v\u00e1\u017ena choroba \u010di trval\u00e1 invalidita. Pom\u00e1ha ochr\u00e1ni\u0165 rodinu pred n\u00e1hlym v\u00fdpadkom pr\u00edjmu a udr\u017ea\u0165 ich \u017eivotn\u00fd \u0161tandard. V\u010faka poistn\u00e9mu plneniu je mo\u017en\u00e9 pokry\u0165 n\u00e1klady na lie\u010dbu, splati\u0165 hypot\u00e9ku alebo zabezpe\u010di\u0165 bud\u00facnos\u0165 det\u00ed. Je to prejav zodpovednosti vo\u010di sebe aj svojim bl\u00edzkym. Toto s\u00fa tri hlavn\u00e9 d\u00f4vody, pre\u010do ma\u0165 \u017eivotn\u00e9 poistenie:<\/p>\n\n\n\n<p><strong>1. Finan\u010dn\u00e1 podpora pri strate pr\u00edjmu<\/strong><\/p>\n\n\n\n<p>Invalidita alebo dlhodob\u00e1 pracovn\u00e1 neschopnos\u0165 m\u00f4\u017eu znamena\u0165 a\u017e 70 % pokles pr\u00edjmu. Napr\u00edklad priemern\u00fd invalidn\u00fd d\u00f4chodok \u010dasto nesta\u010d\u00ed ani na spl\u00e1tky hypot\u00e9ky. \u017divotn\u00e9 poistenie je preto mimoriadne d\u00f4le\u017eit\u00e9 \u2013 dok\u00e1\u017ee pokry\u0165 v\u00fdpadok pr\u00edjmu, ke\u010f to \u010dlovek najviac potrebuje.<\/p>\n\n\n\n<p><strong>2. Pokrytie dlhov a z\u00e1v\u00e4zkov<\/strong><\/p>\n\n\n\n<p>Spr\u00e1vne nastaven\u00e1 poistka zabezpe\u010d\u00ed, \u017ee dlhy neza\u0165a\u017eia va\u0161ich bl\u00edzkych. M\u00f4\u017eete si vybra\u0165 plnenie, ktor\u00e9 pokryje nielen hypot\u00e9ku, ale aj n\u00e1klady na lie\u010dbu alebo v\u00fdchovu det\u00ed.<\/p>\n\n\n\n<p><strong>3. R\u00fdchle plnenie pre rodinu<\/strong><\/p>\n\n\n\n<p>V pr\u00edpade \u00famrtia poskytne \u017eivotn\u00e9 poistenie finan\u010dn\u00fa pomoc sk\u00f4r, ne\u017e sa dokon\u010d\u00ed dedi\u010dsk\u00e9 konanie (pozor, toto plat\u00ed len v&nbsp;pr\u00edpade, ke\u010f je na zmluve uveden\u00e1 opr\u00e1vnen\u00e1 osoba.) Ve\u013ekou v\u00fdhodou je, \u017ee tieto prostriedky nie s\u00fa za\u0165a\u017een\u00e9 da\u0148ou.<\/p>\n\n\n\n<p><strong><em>Potrebujete \u017eivotn\u00e9 poistenie kv\u00f4li hypotek\u00e1rnemu \u00faveru? Pre\u010d\u00edtajte si d\u00f4le\u017eit\u00e9 rady v&nbsp;<\/em><\/strong><a href=\"https:\/\/www.fingo.sk\/blog\/hypoteka-bez-poistenia-je-v-dnesnej-dobe-hazardom\/\"><strong><em>tomto blogu<\/em><\/strong><\/a><strong><em>.<\/em><\/strong><\/p>\n\n\n\n<figure class=\"wp-block-image size-full\"><a href=\"https:\/\/www.fingo.sk\/zivotne-poistenie?utm_source=blog&amp;utm_medium=gif&amp;utm_campaign=zivot_gif\"><img decoding=\"async\" width=\"1024\" height=\"768\" src=\"https:\/\/www.fingo.sk\/blog\/wp-content\/uploads\/2022\/09\/Fingo.sk-zivotne-poistenie-kalkulacka.gif\" alt=\"Fingo.sk \u017eivotn\u00e9 poistenie kalkula\u010dka\" class=\"wp-image-6529\"\/><\/a><\/figure>\n\n\n\n<h2 class=\"has-text-color\" style=\"color:#ec8124\"><strong>Ako vybra\u0165 spr\u00e1vne \u017eivotn\u00e9 poistenie?<\/strong><\/h2>\n\n\n\n<p><strong>Spravte si anal\u00fdzu svojich pr\u00edjmov a&nbsp;finan\u010dn\u00fdch z\u00e1v\u00e4zkov<\/strong><\/p>\n\n\n\n<p>M\u00e1te nieko\u013eko \u00faverov, ktor\u00e9 pravidelne spl\u00e1cate? Prepo\u010d\u00edtajte si, ko\u013eko pe\u0148az\u00ed potrebuje va\u0161a rodina, aby si udr\u017eala svoju \u017eivotn\u00fa&nbsp; \u00farove\u0148.<\/p>\n\n\n\n<p><strong>Zv\u00e1\u017ete svoju \u017eivotn\u00fa situ\u00e1ciu<\/strong><\/p>\n\n\n\n<p>M\u00e1te deti, hypot\u00e9ku alebo akt\u00edvne \u0161portujete? Poistenie si m\u00f4\u017eete&nbsp; prisp\u00f4sobi\u0165 pod\u013ea svojej \u017eivotnej situ\u00e1cie \u2013 napr\u00edklad ak akt\u00edvne \u0161portujete, tak si zv\u00fd\u0161ite krytie \u00farazov pre \u0161portovcov.<\/p>\n\n\n\n<p><strong>Ne\u0161etrite na k\u013e\u00fa\u010dov\u00fdch pripoisteniach<\/strong><\/p>\n\n\n\n<p>A\u017e 97 % pr\u00edpadov invalidity vznik\u00e1 v d\u00f4sledku ochorenia. Preto je d\u00f4le\u017eit\u00e9 nastavi\u0165 \u017eivotn\u00e9 poistenie tak, aby poskytovalo ochranu v t\u00fdch najv\u00e1\u017enej\u0161\u00edch a \u017eivot meniace situ\u00e1ci\u00e1ch.<\/p>\n\n\n\n<p><strong>Flexibilita je k\u013e\u00fa\u010dov\u00e1<\/strong><\/p>\n\n\n\n<p>\u017divot sa men\u00ed, a&nbsp;va\u0161e \u017eivotn\u00e9 poistenie by preto malo by\u0165 flexibiln\u00e9.&nbsp; Prid\u00e1vajte pripoistenia alebo me\u0148te poistn\u00e9 sumy pod\u013ea potreby.<\/p>\n\n\n\n<p>Poistn\u00e1 suma by mala zoh\u013ead\u0148ova\u0165 nielen va\u0161e z\u00e1v\u00e4zky, ale aj n\u00e1klady na v\u00fdchovu det\u00ed, be\u017en\u00e9 v\u00fddavky a dlhodob\u00e9 ciele. Napr\u00edklad n\u00e1klady na v\u00fdchovu die\u0165a\u0165a do 18 rokov predstavuj\u00fa pribli\u017ene 60&nbsp;000 eur.<\/p>\n\n\n\n<p><strong><em>Ako funguje poistenie hypot\u00e9ky? Pre\u010d\u00edtajte si <\/em><\/strong><a href=\"https:\/\/www.fingo.sk\/blog\/7-rad-o-poisteni-hypoteky-ochrante-seba-aj-svoju-rodinu\/\"><strong><em>7 r\u00e1d, ako z neho vy\u0165a\u017ei\u0165 maximum.<\/em><\/strong><\/a><strong><em><\/em><\/strong><\/p>\n\n\n\n<h2 class=\"has-text-color\" style=\"color:#ec8124\"><strong>\u010co pri v\u00fdbere \u017eivotn\u00e9ho poistenia zoh\u013eadni\u0165?<\/strong><\/h2>\n\n\n\n<p><strong>Pripoistenie pre v\u00e1\u017ene ochorenia<\/strong><\/p>\n\n\n\n<p>V\u00e1\u017ene ochorenia, ako rakovina, mozgov\u00e1 pr\u00edhoda alebo infarkt, m\u00f4\u017eu znamena\u0165 dlh\u00e9 obdobie lie\u010dby, vysok\u00e9 v\u00fddavky na zdravotn\u00fa starostlivos\u0165 a v\u00fdpadok pr\u00edjmu. Niektor\u00e9 poistky zah\u0155\u0148aj\u00fa progres\u00edvne krytie pre konkr\u00e9tne diagn\u00f3zy, \u010do v\u00e1m poskytne viac pe\u0148az\u00ed pri \u0165a\u017e\u0161om priebehu choroby.<\/p>\n\n\n\n<p><strong>Trval\u00e9 n\u00e1sledky \u00farazu<\/strong><\/p>\n\n\n\n<p>Tento typ pripoistenia sa zameriava na \u00farazy, ktor\u00e9 v\u00e1s obmedzia v be\u017enom \u017eivote alebo pr\u00e1ci. U \u0161portovcov alebo fyzicky akt\u00edvnych \u013eud\u00ed by mal by\u0165 tento typ krytia prioritou. Ve\u013emi \u010dasto sa toto pripoistenie uzatv\u00e1ra s&nbsp;progres\u00edvnym plnen\u00edm, ktor\u00e9ho \u00falohou je zoh\u013eadni\u0165 z\u00e1va\u017enos\u0165 po\u0161kodenia.<\/p>\n\n\n\n<p><strong>Invalidita a pracovn\u00e1 neschopnos\u0165<\/strong><\/p>\n\n\n\n<p>Strata pracovnej schopnosti m\u00e1 obrovsk\u00fd dopad na finan\u010dn\u00fa situ\u00e1ciu rodiny. Pripoistenie invalidity pokr\u00fdva v\u00fdpadok pr\u00edjmu a pom\u00e1ha financova\u0165 lie\u010dbu alebo stavebn\u00e9 \u00fapravy b\u00fdvania.<\/p>\n\n\n\n<p><strong>Flexibiln\u00e9 bal\u00ed\u010dky riz\u00edk<\/strong><\/p>\n\n\n\n<p>Mnoho pois\u0165ovn\u00ed pon\u00faka mo\u017enos\u0165 rozdeli\u0165 poistn\u00e9 krytie do bal\u00ed\u010dkov pod\u013ea typov riz\u00edk (napr. n\u00e1dorov\u00e9 ochorenia, srdcovo-cievne choroby). V\u010faka tomu poistenie pokra\u010duje aj po prvej poistnej udalosti z in\u00e9ho bal\u00ed\u010dka.<\/p>\n\n\n\n<p><strong>\u010cast\u00e9 chyby pri uzatv\u00e1ran\u00ed poistky<\/strong><\/p>\n\n\n\n<p>Mnoho \u013eud\u00ed nech\u00e1va poistky bez \u00fapravy aj desiatky rokov, bez toho, aby ich prisp\u00f4sobovali svojej aktu\u00e1lnej situ\u00e1cii. \u010castou chybou je tie\u017e nedostato\u010dn\u00e9 vyplnenie zdravotn\u00e9ho dotazn\u00edka, \u010do m\u00f4\u017ee vies\u0165 neskor\u0161iemu zamietnutiu plnenia.<\/p>\n\n\n\n<p><strong>Progres\u00edvne plnenie a \u010fal\u0161ie pripoistenia<\/strong><\/p>\n\n\n\n<p>Progres\u00edvne plnenie predstavuje \u0161peci\u00e1lny typ poistn\u00e9ho krytia, ktor\u00fd zoh\u013ead\u0148uje mieru z\u00e1va\u017enosti \u00farazu. V pr\u00edpade v\u00e1\u017enych alebo trval\u00fdch n\u00e1sledkov m\u00f4\u017eete z\u00edska\u0165 nieko\u013ekon\u00e1sobne vy\u0161\u0161iu sumu, ne\u017e je p\u00f4vodne dohodnut\u00e1 poistn\u00e1 suma. Tento mechanizmus pom\u00e1ha zmierni\u0165 finan\u010dn\u00e9 d\u00f4sledky z\u00e1va\u017en\u00fdch telesn\u00fdch po\u0161koden\u00ed a poskytuje oporu v najn\u00e1ro\u010dnej\u0161\u00edch chv\u00ed\u013each.<\/p>\n\n\n\n<p>Pripoistenie na v\u00e1\u017ene \u00farazy s progres\u00edvnym plnen\u00edm v\u00fdrazne zvy\u0161uje vyplaten\u00fa sumu v pr\u00edpade z\u00e1va\u017en\u00fdch zranen\u00ed, ako je strata kon\u010datiny, ochrnutie \u010di \u0165a\u017ek\u00e9 po\u0161kodenie mozgu \u2013 teda situ\u00e1ci\u00ed, ktor\u00e9 m\u00f4\u017eu z\u00e1sadne ovplyvni\u0165 kvalitu v\u00e1\u0161ho \u017eivota.<\/p>\n\n\n\n<p><strong><em>Ak chcete by\u0165 chr\u00e1nen\u00fd v pr\u00edpade \u00farazu, pre\u010d\u00edtajte si blog: <\/em><\/strong><a href=\"https:\/\/www.fingo.sk\/blog\/uraz-vam-moze-pokazit-leto-ale-aj-obratit-zivot-naruby-viete-ako-sa-spravne-poistit\/\"><strong><em>Ako sa spr\u00e1vne poisti\u0165 proti \u00farazu?<\/em><\/strong><\/a><\/p>\n\n\n\n<h2 class=\"has-text-color\" style=\"color:#ec8124\"><strong>Bankov\u00e9 vs. individu\u00e1lne \u017eivotn\u00e9 poistenie: Ktor\u00e9 je lep\u0161ie?<\/strong><\/h2>\n\n\n\n<p>\u017divotn\u00e9 poistenie si m\u00f4\u017eete uzatvori\u0165 individu\u00e1lne alebo prostredn\u00edctvom banky pri vybavovan\u00ed \u00faveru. Ak\u00e9 s\u00fa medzi t\u00fdmito mo\u017enos\u0165ami rozdiely?<\/p>\n\n\n\n<p><strong>Bankov\u00e9 poistenie:<\/strong><\/p>\n\n\n\n<ul>\n<li>Kryje hlavne smr\u0165 a invaliditu.<\/li>\n\n\n\n<li>Ke\u010f spl\u00e1cate \u00faver, jeho nesplaten\u00e1 \u010diastka postupne kles\u00e1. V pr\u00edpade poistenia schopnosti spl\u00e1ca\u0165 \u00faver, pois\u0165ov\u0148a zvy\u010dajne uhrad\u00ed iba zostatok \u00faveru v \u010dase poistnej udalosti. Ak m\u00e1te aj in\u00e9 finan\u010dn\u00e9 z\u00e1v\u00e4zky, tak mus\u00edte by\u0165 pripraven\u00fd na to, \u017ee poistenie kryje iba samotn\u00fd \u00faver, nie \u010fal\u0161ie v\u00fddavky va\u0161ej rodiny.<\/li>\n\n\n\n<li>Bankopoistenie prioritne chr\u00e1ni poh\u013ead\u00e1vky banky. V pr\u00edpade poistnej udalosti akou m\u00f4\u017ee by\u0165 smr\u0165, invalidita alebo pr\u00e1ceneschopnos\u0165, bude plnenie z tohto poistenia poskytnut\u00e9 priamo banke na splatenie zvy\u0161ku \u00faveru.<\/li>\n\n\n\n<li>Bankov\u00ed pracovn\u00edci \u010dastokr\u00e1t podcenia vyplnenie zdravotn\u00e9ho dotazn\u00edka, aby zistili zdravotn\u00fd stav klienta s hypot\u00e9kou.<\/li>\n\n\n\n<li>Bankopoistenie pon\u00faka len predvolen\u00e9 bal\u00edky poistn\u00e9ho krytia, ktor\u00e9 s\u00fa obmedzen\u00e9 a naviazan\u00e9 len na ochranu banky, nie na ochranu dl\u017en\u00edka a jeho rodiny.&nbsp;<\/li>\n<\/ul>\n\n\n\n<p><strong>Individu\u00e1lne poistenie:<\/strong><\/p>\n\n\n\n<ul>\n<li>Rizikov\u00e9 \u017eivotn\u00e9 poistenie chr\u00e1ni prioritne v\u00e1s, nie banku.<\/li>\n\n\n\n<li>Plnenie ide priamo va\u0161im bl\u00edzkym, ktor\u00fdch ur\u010d\u00edte.<\/li>\n\n\n\n<li>Poskytne v\u00e1m \u0161ir\u0161ie poistn\u00e9 krytie, m\u00f4\u017eete si zvoli\u0165 vy\u0161\u0161ie poistn\u00e9 sumy a nastav\u00edte si ho individu\u00e1lne pod\u013ea vlastn\u00fdch potrieb.<\/li>\n\n\n\n<li>Zmluvu si m\u00f4\u017eete prisp\u00f4sobi\u0165, napr\u00edklad do nej zahrn\u00fa\u0165 aj deti.<\/li>\n\n\n\n<li>Dobre nastaven\u00e9 \u017eivotn\u00e9 poistenie podr\u017e\u00ed rodinu v \u0165a\u017ek\u00fdch situ\u00e1ci\u00e1ch. Pom\u00f4\u017ee spl\u00e1ca\u0165 \u00faver v pr\u00edpade v\u00e1\u017eneho ochorenia, nahrad\u00ed pr\u00edjem po\u010das pracovnej neschopnosti, vykryje potrebn\u00fa lie\u010dbu \u010di rehabilit\u00e1ciu po \u00faraze alebo dopln\u00ed zn\u00ed\u017een\u00fd pr\u00edjem v pr\u00edpade invalidity \u010di trval\u00fdch n\u00e1sledkov.<\/li>\n<\/ul>\n\n\n\n<p><strong><em>Pre\u010d\u00edtajte si <\/em><\/strong><a href=\"https:\/\/www.fingo.sk\/blog\/7-castych-chyb-pri-zivotnom-poisteni-ktore-vas-mozu-stat-vela\/\"><strong><em>blog o 7 \u010dast\u00fdch chyb\u00e1ch pri \u017eivotnom poisten\u00ed, ktor\u00e9 v\u00e1s m\u00f4\u017eu st\u00e1\u0165 ve\u013ea<\/em><\/strong><\/a><strong><em>.<\/em><\/strong><\/p>\n\n\n\n<p><\/p>\n\n\n\n<div class=\"newsletter-1\"><\/div>\r\n<script src=\"https:\/\/www.fingo.sk\/cdn\/scripts\/widget-newsletter.js?v=2\"><\/script>\r\n\n\n\n\n<h2 class=\"has-text-color\" style=\"color:#ec8124\"><strong>Nepodce\u0148ujte rizik\u00e1<\/strong><\/h2>\n\n\n\n<p>\u017divotn\u00e9 poistenie nie je zbyto\u010dn\u00fd luxus, ale k\u013e\u00fa\u010dov\u00fd krok k ochrane va\u0161ej rodiny. Kontaktujte odborn\u00edkov z&nbsp;FinGO.sk, ktor\u00ed v\u00e1m pom\u00f4\u017eu so spr\u00e1vnym nastaven\u00edm, alebo si rovno sami online porovnajte ponuky priamo na mieru.&nbsp;<\/p>\n\n\n\n<p><\/p>\n\n\n\n<iframe id=\"iframeBannerV1_life_insurance\" src=\"https:\/\/www.fingo.sk\/banner\/general?type=life_insurance\" style=\"height: 263px; width: 100%; border: medium; box-shadow: 0 0 10px gray; border-radius: 14px;\" loading=\"lazy\"><\/iframe>\n","protected":false},"excerpt":{"rendered":"<p>Zdravie a rodina s\u00fa t\u00fdm najcennej\u0161\u00edm, \u010do m\u00e1me. Napriek tomu na to \u010dasto zab\u00fadame. Prem\u00fd\u0161\u013eali ste niekedy, \u010do by sa stalo, keby ste n\u00e1hle pri\u0161li o pr\u00edjem? \u010ci u\u017e rie\u0161ite hypot\u00e9ku, finan\u010dn\u00e9 z\u00e1v\u00e4zky alebo chcete zabezpe\u010di\u0165 svojich bl\u00edzkych, \u017eivotn\u00e9 poistenie predstavuje k\u013e\u00fa\u010dov\u00fd n\u00e1stroj na zvl\u00e1dnutie ne\u010dakan\u00fdch situ\u00e1ci\u00ed. Predstavte si pani Katar\u00ednu, matku dvoch det\u00ed. Jej man\u017eel odi\u0161iel do pr\u00e1ce ako ka\u017ed\u00fd in\u00fd de\u0148. \u017dia\u013e, stal sa \u00fa\u010dastn\u00edkom dopravnej nehody a ve\u010der sa u\u017e domov nevr\u00e1til. Katar\u00edne sa v jednom okamihu zr\u00fatil cel\u00fd svet. Okrem hlbok\u00e9ho sm\u00fatku musela rie\u0161i\u0165 aj to, ako zaplati\u0165 hypot\u00e9ku a postara\u0165 sa o rodinu. Na\u0161\u0165astie, s man\u017eelom mali uzatvoren\u00e9 \u017eivotn\u00e9 poistenie, v\u010faka ktor\u00e9mu mohla splati\u0165 zvy\u0161ok hypot\u00e9ky. Pr\u00e1ve \u017eivotn\u00e1 poistka jej umo\u017enila zabezpe\u010di\u0165, aby deti mali na\u010falej stabiln\u00fd domov, kde m\u00f4\u017eu vyrasta\u0165. Ako by to vyzeralo bez poistenia? Rodina by pravdepodobne musela preda\u0165 byt a h\u013eada\u0165 lacnej\u0161ie b\u00fdvanie. Okrem straty bl\u00edzkeho by tak \u010delili aj strate svojho domova. Pre\u010d\u00edtajte si aj blog, v ktorom sa dozviete \u010do v\u0161etko by malo obsahova\u0165 kvalitn\u00e9 \u017eivotn\u00e9 poistenie. Ako s\u00fa na tom \u0161tatistiky? Pozrime sa na nieko\u013eko d\u00f4le\u017eit\u00fdch \u0161tatist\u00edk, ktor\u00e9 poukazuj\u00fa na v\u00fdznam \u017eivotn\u00e9ho poistenia. Plat\u00edte si \u017eivotn\u00e9 poistenie so sporen\u00edm? Pre\u010d\u00edtajte si 10 r\u00e1d, \u010do s&nbsp;n\u00edm. 3 hlavn\u00e9 d\u00f4vody, [&hellip;]<\/p>\n","protected":false},"author":34,"featured_media":10063,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":[],"categories":[15],"tags":[253,89],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v20.11 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Oplat\u00ed sa \u017eivotn\u00e9 poistenie? - FinGO.sk<\/title>\n<meta name=\"description\" content=\"Prem\u00fd\u0161\u013eali ste, \u010do by sa stalo, keby ste pri\u0161li o pr\u00edjem? \u017divotn\u00e9 poistenie predstavuje k\u013e\u00fa\u010dov\u00fd n\u00e1stroj na zvl\u00e1dnutie takejto situ\u00e1cie.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.fingo.sk\/blog\/oplati-sa-zivotne-poistenie-preco-ho-mat-a-ako-ho-spravne-nastavit\/\" \/>\n<meta property=\"og:locale\" content=\"sk_SK\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Oplat\u00ed sa \u017eivotn\u00e9 poistenie? - FinGO.sk\" \/>\n<meta property=\"og:description\" content=\"Prem\u00fd\u0161\u013eali ste, \u010do by sa stalo, keby ste pri\u0161li o pr\u00edjem? \u017divotn\u00e9 poistenie predstavuje k\u013e\u00fa\u010dov\u00fd n\u00e1stroj na zvl\u00e1dnutie takejto situ\u00e1cie.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.fingo.sk\/blog\/oplati-sa-zivotne-poistenie-preco-ho-mat-a-ako-ho-spravne-nastavit\/\" \/>\n<meta property=\"og:site_name\" content=\"FinGO.sk\" \/>\n<meta property=\"article:published_time\" content=\"2025-03-27T13:27:35+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2025-03-27T13:28:38+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.fingo.sk\/blog\/wp-content\/uploads\/2025\/03\/Zivotne-poistenie.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1080\" \/>\n\t<meta property=\"og:image:height\" content=\"720\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Patrik Szab\u00f3\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Autor\" \/>\n\t<meta name=\"twitter:data1\" content=\"Patrik Szab\u00f3\" \/>\n\t<meta name=\"twitter:label2\" content=\"Predpokladan\u00fd \u010das \u010d\u00edtania\" \/>\n\t<meta name=\"twitter:data2\" content=\"7 min\u00fat\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/www.fingo.sk\/blog\/oplati-sa-zivotne-poistenie-preco-ho-mat-a-ako-ho-spravne-nastavit\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/www.fingo.sk\/blog\/oplati-sa-zivotne-poistenie-preco-ho-mat-a-ako-ho-spravne-nastavit\/\"},\"author\":{\"name\":\"Patrik Szab\u00f3\",\"@id\":\"https:\/\/www.fingo.sk\/blog\/#\/schema\/person\/75cc11418d87879f257dfa629bd6bbcb\"},\"headline\":\"Oplat\u00ed sa \u017eivotn\u00e9 poistenie? Pre\u010do ho ma\u0165 a ako ho spr\u00e1vne nastavi\u0165\",\"datePublished\":\"2025-03-27T13:27:35+00:00\",\"dateModified\":\"2025-03-27T13:28:38+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/www.fingo.sk\/blog\/oplati-sa-zivotne-poistenie-preco-ho-mat-a-ako-ho-spravne-nastavit\/\"},\"wordCount\":1637,\"publisher\":{\"@id\":\"https:\/\/www.fingo.sk\/blog\/#organization\"},\"keywords\":[\"chyby pri \u017eivotnom poisten\u00ed\",\"\u017divotn\u00e9 poistenie\"],\"articleSection\":[\"\u017divotn\u00e9 poistenie\"],\"inLanguage\":\"sk-SK\"},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.fingo.sk\/blog\/oplati-sa-zivotne-poistenie-preco-ho-mat-a-ako-ho-spravne-nastavit\/\",\"url\":\"https:\/\/www.fingo.sk\/blog\/oplati-sa-zivotne-poistenie-preco-ho-mat-a-ako-ho-spravne-nastavit\/\",\"name\":\"Oplat\u00ed sa \u017eivotn\u00e9 poistenie? - FinGO.sk\",\"isPartOf\":{\"@id\":\"https:\/\/www.fingo.sk\/blog\/#website\"},\"datePublished\":\"2025-03-27T13:27:35+00:00\",\"dateModified\":\"2025-03-27T13:28:38+00:00\",\"description\":\"Prem\u00fd\u0161\u013eali ste, \u010do by sa stalo, keby ste pri\u0161li o pr\u00edjem? \u017divotn\u00e9 poistenie predstavuje k\u013e\u00fa\u010dov\u00fd n\u00e1stroj na zvl\u00e1dnutie takejto situ\u00e1cie.\",\"breadcrumb\":{\"@id\":\"https:\/\/www.fingo.sk\/blog\/oplati-sa-zivotne-poistenie-preco-ho-mat-a-ako-ho-spravne-nastavit\/#breadcrumb\"},\"inLanguage\":\"sk-SK\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/www.fingo.sk\/blog\/oplati-sa-zivotne-poistenie-preco-ho-mat-a-ako-ho-spravne-nastavit\/\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/www.fingo.sk\/blog\/oplati-sa-zivotne-poistenie-preco-ho-mat-a-ako-ho-spravne-nastavit\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Blog\",\"item\":\"https:\/\/www.fingo.sk\/blog\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"\u017divotn\u00e9 poistenie\",\"item\":\"https:\/\/www.fingo.sk\/blog\/category\/zivotne-poistenie\/\"},{\"@type\":\"ListItem\",\"position\":3,\"name\":\"Oplat\u00ed sa \u017eivotn\u00e9 poistenie? Pre\u010do ho ma\u0165 a ako ho spr\u00e1vne nastavi\u0165\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/www.fingo.sk\/blog\/#website\",\"url\":\"https:\/\/www.fingo.sk\/blog\/\",\"name\":\"FinGO.sk\",\"description\":\"\",\"publisher\":{\"@id\":\"https:\/\/www.fingo.sk\/blog\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/www.fingo.sk\/blog\/?s={search_term_string}\"},\"query-input\":\"required name=search_term_string\"}],\"inLanguage\":\"sk-SK\"},{\"@type\":\"Organization\",\"@id\":\"https:\/\/www.fingo.sk\/blog\/#organization\",\"name\":\"FINGO.SK s. r. o.\",\"url\":\"https:\/\/www.fingo.sk\/blog\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"sk-SK\",\"@id\":\"https:\/\/www.fingo.sk\/blog\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/www.fingo.sk\/blog\/wp-content\/uploads\/2018\/06\/ryba-s-bielym.png\",\"contentUrl\":\"https:\/\/www.fingo.sk\/blog\/wp-content\/uploads\/2018\/06\/ryba-s-bielym.png\",\"width\":983,\"height\":1000,\"caption\":\"FINGO.SK s. r. o.\"},\"image\":{\"@id\":\"https:\/\/www.fingo.sk\/blog\/#\/schema\/logo\/image\/\"}},{\"@type\":\"Person\",\"@id\":\"https:\/\/www.fingo.sk\/blog\/#\/schema\/person\/75cc11418d87879f257dfa629bd6bbcb\",\"name\":\"Patrik Szab\u00f3\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"sk-SK\",\"@id\":\"https:\/\/www.fingo.sk\/blog\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/www.fingo.sk\/blog\/wp-content\/uploads\/2021\/01\/Patrik-Szab\u00f3-e1631551809287-96x96.jpg\",\"contentUrl\":\"https:\/\/www.fingo.sk\/blog\/wp-content\/uploads\/2021\/01\/Patrik-Szab\u00f3-e1631551809287-96x96.jpg\",\"caption\":\"Patrik Szab\u00f3\"},\"description\":\"Vo finan\u010dnom sektore p\u00f4sob\u00ed u\u017e viac ako 14 rokov. Za\u010d\u00ednal na obchodn\u00edckych poz\u00edci\u00e1ch v sprostredkovate\u013eskom biznise. Nesk\u00f4r sa posunul na mana\u017e\u00e9rske poz\u00edcie, kde bol zodpovedn\u00fd za vedenie, vzdel\u00e1vanie a rozvoj makl\u00e9rskej siete. Jeho \u0161pecializ\u00e1ciou sa stala oblas\u0165 \u017eivotn\u00e9ho poistenia, v ktorej moment\u00e1lne p\u00f4sob\u00ed na poz\u00edcii riadite\u013ea pre finan\u010dno-sprostredkovate\u013esk\u00fa spolo\u010dnos\u0165 FinGO.sk. Vo vo\u013enom \u010dase s ob\u013eubou \u0161portuje a cestuje.\",\"url\":\"https:\/\/www.fingo.sk\/blog\/author\/patrik-szabo\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Oplat\u00ed sa \u017eivotn\u00e9 poistenie? - FinGO.sk","description":"Prem\u00fd\u0161\u013eali ste, \u010do by sa stalo, keby ste pri\u0161li o pr\u00edjem? \u017divotn\u00e9 poistenie predstavuje k\u013e\u00fa\u010dov\u00fd n\u00e1stroj na zvl\u00e1dnutie takejto situ\u00e1cie.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.fingo.sk\/blog\/oplati-sa-zivotne-poistenie-preco-ho-mat-a-ako-ho-spravne-nastavit\/","og_locale":"sk_SK","og_type":"article","og_title":"Oplat\u00ed sa \u017eivotn\u00e9 poistenie? - FinGO.sk","og_description":"Prem\u00fd\u0161\u013eali ste, \u010do by sa stalo, keby ste pri\u0161li o pr\u00edjem? \u017divotn\u00e9 poistenie predstavuje k\u013e\u00fa\u010dov\u00fd n\u00e1stroj na zvl\u00e1dnutie takejto situ\u00e1cie.","og_url":"https:\/\/www.fingo.sk\/blog\/oplati-sa-zivotne-poistenie-preco-ho-mat-a-ako-ho-spravne-nastavit\/","og_site_name":"FinGO.sk","article_published_time":"2025-03-27T13:27:35+00:00","article_modified_time":"2025-03-27T13:28:38+00:00","og_image":[{"width":1080,"height":720,"url":"https:\/\/www.fingo.sk\/blog\/wp-content\/uploads\/2025\/03\/Zivotne-poistenie.jpg","type":"image\/jpeg"}],"author":"Patrik Szab\u00f3","twitter_card":"summary_large_image","twitter_misc":{"Autor":"Patrik Szab\u00f3","Predpokladan\u00fd \u010das \u010d\u00edtania":"7 min\u00fat"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/www.fingo.sk\/blog\/oplati-sa-zivotne-poistenie-preco-ho-mat-a-ako-ho-spravne-nastavit\/#article","isPartOf":{"@id":"https:\/\/www.fingo.sk\/blog\/oplati-sa-zivotne-poistenie-preco-ho-mat-a-ako-ho-spravne-nastavit\/"},"author":{"name":"Patrik Szab\u00f3","@id":"https:\/\/www.fingo.sk\/blog\/#\/schema\/person\/75cc11418d87879f257dfa629bd6bbcb"},"headline":"Oplat\u00ed sa \u017eivotn\u00e9 poistenie? Pre\u010do ho ma\u0165 a ako ho spr\u00e1vne nastavi\u0165","datePublished":"2025-03-27T13:27:35+00:00","dateModified":"2025-03-27T13:28:38+00:00","mainEntityOfPage":{"@id":"https:\/\/www.fingo.sk\/blog\/oplati-sa-zivotne-poistenie-preco-ho-mat-a-ako-ho-spravne-nastavit\/"},"wordCount":1637,"publisher":{"@id":"https:\/\/www.fingo.sk\/blog\/#organization"},"keywords":["chyby pri \u017eivotnom poisten\u00ed","\u017divotn\u00e9 poistenie"],"articleSection":["\u017divotn\u00e9 poistenie"],"inLanguage":"sk-SK"},{"@type":"WebPage","@id":"https:\/\/www.fingo.sk\/blog\/oplati-sa-zivotne-poistenie-preco-ho-mat-a-ako-ho-spravne-nastavit\/","url":"https:\/\/www.fingo.sk\/blog\/oplati-sa-zivotne-poistenie-preco-ho-mat-a-ako-ho-spravne-nastavit\/","name":"Oplat\u00ed sa \u017eivotn\u00e9 poistenie? - FinGO.sk","isPartOf":{"@id":"https:\/\/www.fingo.sk\/blog\/#website"},"datePublished":"2025-03-27T13:27:35+00:00","dateModified":"2025-03-27T13:28:38+00:00","description":"Prem\u00fd\u0161\u013eali ste, \u010do by sa stalo, keby ste pri\u0161li o pr\u00edjem? \u017divotn\u00e9 poistenie predstavuje k\u013e\u00fa\u010dov\u00fd n\u00e1stroj na zvl\u00e1dnutie takejto situ\u00e1cie.","breadcrumb":{"@id":"https:\/\/www.fingo.sk\/blog\/oplati-sa-zivotne-poistenie-preco-ho-mat-a-ako-ho-spravne-nastavit\/#breadcrumb"},"inLanguage":"sk-SK","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.fingo.sk\/blog\/oplati-sa-zivotne-poistenie-preco-ho-mat-a-ako-ho-spravne-nastavit\/"]}]},{"@type":"BreadcrumbList","@id":"https:\/\/www.fingo.sk\/blog\/oplati-sa-zivotne-poistenie-preco-ho-mat-a-ako-ho-spravne-nastavit\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Blog","item":"https:\/\/www.fingo.sk\/blog\/"},{"@type":"ListItem","position":2,"name":"\u017divotn\u00e9 poistenie","item":"https:\/\/www.fingo.sk\/blog\/category\/zivotne-poistenie\/"},{"@type":"ListItem","position":3,"name":"Oplat\u00ed sa \u017eivotn\u00e9 poistenie? Pre\u010do ho ma\u0165 a ako ho spr\u00e1vne nastavi\u0165"}]},{"@type":"WebSite","@id":"https:\/\/www.fingo.sk\/blog\/#website","url":"https:\/\/www.fingo.sk\/blog\/","name":"FinGO.sk","description":"","publisher":{"@id":"https:\/\/www.fingo.sk\/blog\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.fingo.sk\/blog\/?s={search_term_string}"},"query-input":"required name=search_term_string"}],"inLanguage":"sk-SK"},{"@type":"Organization","@id":"https:\/\/www.fingo.sk\/blog\/#organization","name":"FINGO.SK s. r. o.","url":"https:\/\/www.fingo.sk\/blog\/","logo":{"@type":"ImageObject","inLanguage":"sk-SK","@id":"https:\/\/www.fingo.sk\/blog\/#\/schema\/logo\/image\/","url":"https:\/\/www.fingo.sk\/blog\/wp-content\/uploads\/2018\/06\/ryba-s-bielym.png","contentUrl":"https:\/\/www.fingo.sk\/blog\/wp-content\/uploads\/2018\/06\/ryba-s-bielym.png","width":983,"height":1000,"caption":"FINGO.SK s. r. o."},"image":{"@id":"https:\/\/www.fingo.sk\/blog\/#\/schema\/logo\/image\/"}},{"@type":"Person","@id":"https:\/\/www.fingo.sk\/blog\/#\/schema\/person\/75cc11418d87879f257dfa629bd6bbcb","name":"Patrik Szab\u00f3","image":{"@type":"ImageObject","inLanguage":"sk-SK","@id":"https:\/\/www.fingo.sk\/blog\/#\/schema\/person\/image\/","url":"https:\/\/www.fingo.sk\/blog\/wp-content\/uploads\/2021\/01\/Patrik-Szab\u00f3-e1631551809287-96x96.jpg","contentUrl":"https:\/\/www.fingo.sk\/blog\/wp-content\/uploads\/2021\/01\/Patrik-Szab\u00f3-e1631551809287-96x96.jpg","caption":"Patrik Szab\u00f3"},"description":"Vo finan\u010dnom sektore p\u00f4sob\u00ed u\u017e viac ako 14 rokov. Za\u010d\u00ednal na obchodn\u00edckych poz\u00edci\u00e1ch v sprostredkovate\u013eskom biznise. Nesk\u00f4r sa posunul na mana\u017e\u00e9rske poz\u00edcie, kde bol zodpovedn\u00fd za vedenie, vzdel\u00e1vanie a rozvoj makl\u00e9rskej siete. Jeho \u0161pecializ\u00e1ciou sa stala oblas\u0165 \u017eivotn\u00e9ho poistenia, v ktorej moment\u00e1lne p\u00f4sob\u00ed na poz\u00edcii riadite\u013ea pre finan\u010dno-sprostredkovate\u013esk\u00fa spolo\u010dnos\u0165 FinGO.sk. Vo vo\u013enom \u010dase s ob\u013eubou \u0161portuje a cestuje.","url":"https:\/\/www.fingo.sk\/blog\/author\/patrik-szabo\/"}]}},"_links":{"self":[{"href":"https:\/\/www.fingo.sk\/blog\/wp-json\/wp\/v2\/posts\/10033"}],"collection":[{"href":"https:\/\/www.fingo.sk\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.fingo.sk\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.fingo.sk\/blog\/wp-json\/wp\/v2\/users\/34"}],"replies":[{"embeddable":true,"href":"https:\/\/www.fingo.sk\/blog\/wp-json\/wp\/v2\/comments?post=10033"}],"version-history":[{"count":13,"href":"https:\/\/www.fingo.sk\/blog\/wp-json\/wp\/v2\/posts\/10033\/revisions"}],"predecessor-version":[{"id":10068,"href":"https:\/\/www.fingo.sk\/blog\/wp-json\/wp\/v2\/posts\/10033\/revisions\/10068"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.fingo.sk\/blog\/wp-json\/wp\/v2\/media\/10063"}],"wp:attachment":[{"href":"https:\/\/www.fingo.sk\/blog\/wp-json\/wp\/v2\/media?parent=10033"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.fingo.sk\/blog\/wp-json\/wp\/v2\/categories?post=10033"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.fingo.sk\/blog\/wp-json\/wp\/v2\/tags?post=10033"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}