{"id":10099,"date":"2025-04-11T11:54:03","date_gmt":"2025-04-11T09:54:03","guid":{"rendered":"https:\/\/www.fingo.sk\/blog\/?p=10099"},"modified":"2025-04-11T11:54:03","modified_gmt":"2025-04-11T09:54:03","slug":"co-robit-po-dopravnej-nehode-aby-ste-sa-vyhli-problemom-s-poistovnou","status":"publish","type":"post","link":"https:\/\/www.fingo.sk\/blog\/co-robit-po-dopravnej-nehode-aby-ste-sa-vyhli-problemom-s-poistovnou\/","title":{"rendered":"\u010co robi\u0165 po dopravnej nehode, aby ste sa vyhli probl\u00e9mom s\u00a0pois\u0165ov\u0148ou?"},"content":{"rendered":"\n<p><strong>Dopravn\u00e1 nehoda nemus\u00ed hne\u010f znamena\u0165 katastrofu, no zbyto\u010dn\u00e9 chyby pri jej nahlasovan\u00ed m\u00f4\u017eu sp\u00f4sobi\u0165 v\u00fdrazn\u00e9 komplik\u00e1cie. Ako spr\u00e1vne nahl\u00e1si\u0165 \u0161kodu a \u010do v\u0161etko vodi\u010di zanedb\u00e1vaj\u00fa?<\/strong> <\/p>\n\n\n\n<p>Aj ke\u010f sa vodi\u010di po nehode sna\u017eia kona\u0165 zodpovedne, v praxi \u010dasto robia chyby, ktor\u00e9 spoma\u013euj\u00fa cel\u00fd proces likvid\u00e1cie poistnej udalosti. Niektor\u00e9 z nich vznikaj\u00fa z nepozornosti, in\u00e9 z nevedomosti. Pois\u0165ovne pritom upozor\u0148uj\u00fa, \u017ee v pr\u00edpade nespr\u00e1vneho postupu sa cel\u00fd proces m\u00f4\u017ee natiahnu\u0165 na dlh\u00e9 t\u00fd\u017edne a v niektor\u00fdch pr\u00edpadoch m\u00f4\u017ee klient pr\u00eds\u0165 aj o peniaze, na ktor\u00e9 m\u00e1 n\u00e1rok.&nbsp;&nbsp;&nbsp;<\/p>\n\n\n\n<h2 class=\"has-text-color\" style=\"color:#ec8124\">Ch\u00fdbaj\u00face dokumenty, nepresn\u00fd popis, nespr\u00e1vne fotky<\/h2>\n\n\n\n<p>Na ak\u00e9 chyby si teda da\u0165 pozor? \u010casto sa st\u00e1va, \u017ee klienti po\u0161l\u00fa nedostato\u010dn\u00fa&nbsp; fotodokument\u00e1ciu po\u0161koden\u00e9ho vozidla alebo namiesto odfoten\u00e9ho vodi\u010dsk\u00e9ho preukazu po\u0161l\u00fa ob\u010diansky preukaz. Pr\u00edpadne doru\u010dia len jednu stranu technick\u00e9ho preukazu namiesto oboch.<\/p>\n\n\n\n<p>Neraz sa st\u00e1va aj to, \u017ee po\u0161koden\u00fd nahl\u00e1si poistn\u00fa udalos\u0165 do svojej pois\u0165ovne, hoci \u0161koda sa hrad\u00ed z PZP vinn\u00edka \u2013 v takom pr\u00edpade by ju mal nahl\u00e1si\u0165 pr\u00e1ve vodi\u010d, ktor\u00fd sp\u00f4sobil nehodu.<\/p>\n\n\n\n<p>Na proces likvid\u00e1cie vpl\u00fdva aj to, \u010di je popis nehody \u00fapln\u00fd a&nbsp;\u010di s\u00fa k&nbsp;nemu dolo\u017een\u00e9 vhodn\u00e9 fotografie dokumentuj\u00face, \u010do sa stalo. Ak nie, pois\u0165ov\u0148a mus\u00ed overova\u0165 \u010fal\u0161ie skuto\u010dnosti, pr\u00edpadne prist\u00fapi\u0165 k rekon\u0161trukcii nehody, \u010do v\u00fdrazne predl\u017euje cel\u00fd proces.<\/p>\n\n\n\n<p><strong><em>N\u00e1vod, ako vyplni\u0165 formul\u00e1r Spr\u00e1va o nehode, n\u00e1jdete v <a href=\"https:\/\/www.fingo.sk\/blog\/zaznam-o-nehode-tlacivo-na-stiahnutie\/\">tomto blogu<\/a>.<\/em><\/strong><\/p>\n\n\n\n<h2 class=\"has-text-color\" style=\"color:#ec8124\">Pol\u00edcia? Volajte ju rad\u0161ej aj pri \u0165uknut\u00ed<strong><\/strong><\/h2>\n\n\n\n<p>Pri men\u0161\u00edch kol\u00edzi\u00e1ch vodi\u010di \u010dasto v\u00e1haj\u00fa, \u010di privola\u0165 pol\u00edciu. V\u00a0pr\u00edpade, \u017ee ide o\u00a0\u0161kodov\u00fa udalos\u0165 a\u00a0nie o\u00a0dopravn\u00fa nehodu, to ani nie je povinn\u00e9. \u0160kodovou udalos\u0165ou je napr\u00edklad nehoda, pri ktorej nedo\u0161lo k\u00a0\u017eiadnemu zraneniu a\u00a0\u0161koda vznikla len na vozidl\u00e1ch.<\/p>\n\n\n\n<p>Napriek tomu, \u017ee to nie je povinn\u00e9, odpor\u00fa\u010dame vola\u0165 pol\u00edciu aj pri zdanlivo men\u0161\u00edch nehod\u00e1ch. Pre\u010do? \u010casto nie je mo\u017en\u00e9 ihne\u010f po nehode odhadn\u00fa\u0165 vzniknut\u00fa \u0161kodu. Navy\u0161e, z\u00e1znam pol\u00edcie m\u00e1 v\u00e1hu pri rie\u0161en\u00ed sporn\u00fdch pr\u00edpadov.<\/p>\n\n\n\n<p><strong><em>M\u00e1te havarijne poistenie? V <a href=\"https:\/\/www.fingo.sk\/blog\/co-kryje-havarijne-poistenie-a-ako-postupovat-v-pripade-plnenia\/\">tomto blogu sa<\/a> dozviete, \u010do v\u0161etko kryje a ako postupova\u0165 v pr\u00edpade plnenia.<\/em><\/strong><\/p>\n\n\n\n<h2 class=\"has-text-color\" style=\"color:#ec8124\">Pozor na pr\u00edpadn\u00e9 zranenie, bolesti prich\u00e1dzaj\u00fa \u010dasto a\u017e nesk\u00f4r<strong><\/strong><\/h2>\n\n\n\n<p>Z povinn\u00e9ho zmluvn\u00e9ho poistenia (PZP) si po\u0161koden\u00ed m\u00f4\u017eu uplatni\u0165 nielen \u0161kody na vozidle, ale aj \u0161kody na zdrav\u00ed. Mnoho \u013eud\u00ed o tom netu\u0161\u00ed alebo po nehode z\u013eah\u010duje situ\u00e1ciu, \u017ee sa vlastne ni\u010d nestalo.<\/p>\n\n\n\n<p>Ak v\u00e1s bol\u00ed krk alebo hlava, ne\u010dakajte. Vyh\u013eadajte lek\u00e1rsku pomoc a dajte si vyhotovi\u0165 lek\u00e1rsku spr\u00e1vu. Bez nej si nesk\u00f4r nebudete vedie\u0165 uplatni\u0165 \u00farazov\u00e9 n\u00e1roky, lieky \u010di PN-ku.<\/p>\n\n\n\n<p><\/p>\n\n\n\n<iframe src=\"https:\/\/www.fingo.sk\/banner\/pzp\/version1?inNewWindow=1&amp;cpar=FINGO&amp;ref=7304cgEuEkscUYikEPjKIZi810BBQidTYbq&amp;utm_medium=BLOG&amp;utm_source=FINGO\" id=\"iframePzpV1\" style=\"min-height: 592px; width: 110%; border: none; height: 608px;\" loading=\"lazy\"><\/iframe>\n\n\n\n<h2 class=\"has-text-color\" style=\"color:#ec8124\">D\u00f4vody zamietnutia poistn\u00e9ho plnenia<\/h2>\n\n\n\n<p>Nie ka\u017ed\u00e9 hl\u00e1senie \u0161kody vedie automaticky k vyplateniu poistn\u00e9ho plnenia. Pois\u0165ovne \u010dasto zamietaj\u00fa poistn\u00e9 udalosti z opodstatnen\u00fdch d\u00f4vodov. Medzi naj\u010dastej\u0161ie pr\u00edpady patria \u0161kody sp\u00f4soben\u00e9 pod vplyvom alkoholu, ktor\u00e9 s\u00fa automaticky vyl\u00fa\u010den\u00e9 z poistn\u00e9ho krytia. Pois\u0165ov\u0148a nepreplat\u00ed ani \u0161kodu, ktor\u00e1 sa t\u00fdka v\u00fdlu\u010dne pneumat\u00edk po defekte.<\/p>\n\n\n\n<p>Zamietnutie m\u00f4\u017ee nasta\u0165 aj v pr\u00edpade, ak bolo vozidlo po\u0161koden\u00e9 e\u0161te pred vstupom do poistenia a klient sa n\u00e1sledne sna\u017e\u00ed t\u00fato \u0161kodu uplatni\u0165. Rovnako problematick\u00e9 s\u00fa pr\u00edpady, ke\u010f si klient uplatn\u00ed rovnak\u00e9 po\u0161kodenie najsk\u00f4r v jednej pois\u0165ovni a potom aj v&nbsp;\u010fal\u0161ej.<\/p>\n\n\n\n<p>D\u00f4le\u017eit\u00e9 je aj dodr\u017ea\u0165 spr\u00e1vny postup. Pois\u0165ov\u0148a m\u00f4\u017ee kr\u00e1ti\u0165 plnenie, ak klient nedoru\u010d\u00ed kalkul\u00e1ciu na ods\u00fahlasenie pred opravou a predlo\u017e\u00ed a\u017e hotov\u00fa fakt\u00faru. V takom pr\u00edpade m\u00f4\u017ee d\u00f4js\u0165 ku kr\u00e1teniu z d\u00f4vodu nedodr\u017eania po\u010dtu normohod\u00edn.<\/p>\n\n\n\n<h2 class=\"has-text-color\" style=\"color:#ec8124\">Naj\u010dastej\u0161ie poistn\u00e9 udalosti<strong><\/strong><\/h2>\n\n\n\n<p>V r\u00e1mci PZP patria medzi naj\u010dastej\u0161ie pr\u00edpady nedobrzdenie za in\u00fdm vozidlom, kol\u00edzie pri parkovan\u00ed a tzv. \u201enestrety\u201c, ke\u010f sa vodi\u010d vyhne kol\u00edzii, no naraz\u00ed do inej prek\u00e1\u017eky. V zime s\u00fa \u010dast\u00e9 nehody pre \u0161myk\u013eav\u00fa vozovku, v lete zasa vodi\u010di riskuj\u00fa kv\u00f4li r\u00fdchlej\u0161ej jazde, men\u0161ej ostra\u017eitosti a dovolenk\u00e1m. Najvy\u0161\u0161ie poistn\u00e9 plnenia sa vypl\u00e1caj\u00fa za \u0161kody na zdrav\u00ed, najm\u00e4 ak ide o v\u00e1\u017ene telesn\u00e9 po\u0161kodenie.<\/p>\n\n\n\n<p>Pri havarijnom poisten\u00ed dominuj\u00fa strety s in\u00fdm vozidlom alebo pevnou prek\u00e1\u017ekou, nasleduj\u00fa \u0161kody sp\u00f4soben\u00e9 zverou, vandalizmom \u010di \u017eiveln\u00fdmi udalos\u0165ami. Najvy\u0161\u0161ie plnenia pois\u0165ovne vypl\u00e1caj\u00fa pri tot\u00e1lnych \u0161kod\u00e1ch na drah\u0161\u00edch vozidl\u00e1ch alebo pri kr\u00e1de\u017eiach. Niektor\u00e9 pois\u0165ovne dokonca ur\u010dit\u00e9 modely \u00e1ut pri kr\u00e1de\u017ei ani nepois\u0165uj\u00fa.<\/p>\n\n\n\n<p><\/p>\n\n\n<div class=\"newsletter-1\"><\/div>\r\n<script src=\"https:\/\/www.fingo.sk\/cdn\/scripts\/widget-newsletter.js?v=2\"><\/script>\r\n\n\n\n\n<h2 class=\"has-text-color\" style=\"color:#ec8124\">10 r\u00e1d, ako postupova\u0165 po nehode a&nbsp;spr\u00e1vne nahl\u00e1si\u0165 poistn\u00fa udalos\u0165<\/h2>\n\n\n\n<h3 class=\"has-text-color\" style=\"color:#ec8124\">1. Bezpe\u010dnos\u0165 na prvom mieste<\/h3>\n\n\n\n<p>Ihne\u010f po nehode zastavte vozidlo na bezpe\u010dnom mieste, vypnite motor a zapnite v\u00fdstra\u017en\u00e9 svetl\u00e1. Oble\u010dte si reflexn\u00fa vestu e\u0161te pred vyst\u00fapen\u00edm z vozidla a uistite sa, \u017ee ju maj\u00fa aj ostatn\u00ed spolucestuj\u00faci. Zo z\u00e1kona ste povinn\u00fd ma\u0165 v aute aspo\u0148 jednu reflexn\u00fa vestu, odpor\u00fa\u010dam v\u0161ak ma\u0165 pripraven\u00e9 vesty pre v\u0161etk\u00fdch cestuj\u00facich.&nbsp; Umiestnite v\u00fdstra\u017en\u00fd trojuholn\u00edk v dostato\u010dnej vzdialenosti za vozidlom \u2013 v obci aspo\u0148 50 metrov, na dia\u013enici 100 metrov.<\/p>\n\n\n\n<h3 class=\"has-text-color\" style=\"color:#ec8124\">2. Skontrolujte zdravotn\u00fd stav \u00fa\u010dastn\u00edkov<\/h3>\n\n\n\n<p>Overte, \u010di niekto pri nehode neutrpel zranenia. Ak \u00e1no, okam\u017eite volajte z\u00e1chrann\u00fa slu\u017ebu na \u010d\u00edsle 155 a poskytnite prv\u00fa pomoc pod\u013ea svojich schopnost\u00ed.<\/p>\n\n\n\n<h3 class=\"has-text-color\" style=\"color:#ec8124\">3. Kontaktujte pol\u00edciu<\/h3>\n\n\n\n<p>Pol\u00edciu odpor\u00fa\u010dame vola\u0165 pri ka\u017edej dopravnej nehode, a to aj v pr\u00edpade, \u017ee sa na prv\u00fd poh\u013ead ni\u010d v\u00e1\u017ene nestalo. Nesk\u00f4r sa toti\u017e m\u00f4\u017eu objavi\u0165 skryt\u00e9 po\u0161kodenia, ktor\u00fdch oprava bude n\u00e1kladn\u00e1. Pol\u00edcia vyhotov\u00ed ofici\u00e1lny z\u00e1znam, ktor\u00fd m\u00e1 v\u00e4\u010d\u0161iu v\u00e1hu pri rie\u0161en\u00ed poistnej udalosti a v\u00fdrazne pom\u00e1ha v pr\u00edpade sporu. Policajti s\u00fa povinn\u00ed pr\u00eds\u0165 aj k men\u0161\u00edm nehod\u00e1m, ak o to \u00fa\u010dastn\u00edci po\u017eiadaj\u00fa.<\/p>\n\n\n\n<h3 class=\"has-text-color\" style=\"color:#ec8124\">4. Zdokumentujte miesto nehody<\/h3>\n\n\n\n<p>Pred presunut\u00edm vozidiel na bezpe\u010dnej\u0161ie miesto zhotovte fotografie, ktor\u00e9 zachyt\u00e1vaj\u00fa polohu vozidiel po nehode, vzniknut\u00e9 \u0161kody a situ\u00e1ciu na ceste. Ak je to bezpe\u010dn\u00e9, ponechajte vozidl\u00e1 na mieste a\u017e do pr\u00edchodu pol\u00edcie alebo do ukon\u010denia dokument\u00e1cie.<\/p>\n\n\n\n<h3 class=\"has-text-color\" style=\"color:#ec8124\">5. Vypl\u0148te z\u00e1znam o nehode<\/h3>\n\n\n\n<p>Vo vozidle by ste mali ma\u0165 formul\u00e1r \u201eSpr\u00e1va o nehode\u201c. Spolu s&nbsp;ostatn\u00fdmi \u00fa\u010dastn\u00edkmi nehody ho vypl\u0148te pravdivo a podrobne, vr\u00e1tane n\u00e1kresu priebehu nehody. Obe strany by mali formul\u00e1r podp\u00edsa\u0165 a ponecha\u0165 si jednu k\u00f3piu.<\/p>\n\n\n\n<p><strong><em>Podrobnej\u0161ie inform\u00e1cie o tom, \u010do robi\u0165 v pr\u00edpade dopravnej nehody, n\u00e1jdete v <a href=\"https:\/\/www.fingo.sk\/blog\/ako-postupovat-pri-dopravnej-nehode\/\">tomto blogu<\/a>.<\/em><\/strong><\/p>\n\n\n\n<h3 class=\"has-text-color\" style=\"color:#ec8124\">6. Z\u00edskajte \u00fadaje od ostatn\u00fdch \u00fa\u010dastn\u00edkov a svedkov<\/h3>\n\n\n\n<p>Zaznamenajte si meno, adresu, telef\u00f3nne \u010d\u00edslo, eviden\u010dn\u00e9 \u010d\u00edslo vozidla, typ a zna\u010dku vozidla, \u010d\u00edslo poistnej zmluvy a n\u00e1zov pois\u0165ovne ostatn\u00fdch \u00fa\u010dastn\u00edkov. Ak s\u00fa pr\u00edtomn\u00ed svedkovia, po\u017eiadajte ich o kontaktn\u00e9 \u00fadaje.<\/p>\n\n\n\n<h3 class=\"has-text-color\" style=\"color:#ec8124\">7. Kontaktujte asisten\u010dn\u00fa slu\u017ebu pois\u0165ovne<\/h3>\n\n\n\n<p>Ak je va\u0161e vozidlo nepojazdn\u00e9, obr\u00e1\u0165te sa na asisten\u010dn\u00fa slu\u017ebu va\u0161ej pois\u0165ovne. Telef\u00f3nne \u010d\u00edslo n\u00e1jdete na asisten\u010dnej karte alebo v poistnej zmluve. Asisten\u010dn\u00e1 slu\u017eba v\u00e1m m\u00f4\u017ee zabezpe\u010di\u0165 od\u0165ah vozidla, n\u00e1hradn\u00e9 vozidlo alebo ubytovanie.<\/p>\n\n\n\n<h3 class=\"has-text-color\" style=\"color:#ec8124\">8. Nahl\u00e1ste \u0161kodu pois\u0165ovni<\/h3>\n\n\n\n<p>Vinn\u00edk nehody je povinn\u00fd nahl\u00e1si\u0165 \u0161kodu svojej pois\u0165ovni do 15 dn\u00ed (alebo do 30 dn\u00ed, ak sa nehoda stala v zahrani\u010d\u00ed).&nbsp;<\/p>\n\n\n\n<h3 class=\"has-text-color\" style=\"color:#ec8124\">9. Uplatnite si n\u00e1roky na \u00farazov\u00e9 poistenie<\/h3>\n\n\n\n<p>Ak ste pri nehode utrpeli zranenie a m\u00e1te \u017eivotn\u00e9 \u00farazov\u00e9 poistenie, nav\u0161t\u00edvte lek\u00e1ra a nechajte si vystavi\u0165 lek\u00e1rsku spr\u00e1vu. T\u00fato dokument\u00e1ciu predlo\u017ete pois\u0165ovni pri uplat\u0148ovan\u00ed n\u00e1roku na poistn\u00e9 plnenie.<\/p>\n\n\n\n<h3 class=\"has-text-color\" style=\"color:#ec8124\">10. Sledujte priebeh likvid\u00e1cie poistnej udalosti<\/h3>\n\n\n\n<p>Po nahl\u00e1sen\u00ed \u0161kody komunikujte s pois\u0165ov\u0148ou a sledujte stav vybavovania va\u0161ej poistnej udalosti. V pr\u00edpade potreby poskytnite dodato\u010dn\u00e9 inform\u00e1cie alebo dokumenty, ktor\u00e9 pois\u0165ov\u0148a vy\u017eiada.<\/p>\n\n\n\n<p>Dodr\u017eiavan\u00edm t\u00fdchto krokov zabezpe\u010d\u00edte hladk\u00fd priebeh rie\u0161enia poistnej udalosti a minimalizujete mo\u017en\u00e9 komplik\u00e1cie pri vypl\u00e1can\u00ed poistn\u00e9ho plnenia.<\/p>\n\n\n\n<p><\/p>\n\n\n\n<iframe id=\"iframeBannerV1_car_insurance\" src=\"https:\/\/www.fingo.sk\/banner\/general?type=car_insurance\" style=\"height: 263px; width: 100%; border: medium; box-shadow: 0 0 10px gray; border-radius: 14px;\" loading=\"lazy\"><\/iframe>\n","protected":false},"excerpt":{"rendered":"<p>Dopravn\u00e1 nehoda nemus\u00ed hne\u010f znamena\u0165 katastrofu, no zbyto\u010dn\u00e9 chyby pri jej nahlasovan\u00ed m\u00f4\u017eu sp\u00f4sobi\u0165 v\u00fdrazn\u00e9 komplik\u00e1cie. Ako spr\u00e1vne nahl\u00e1si\u0165 \u0161kodu a \u010do v\u0161etko vodi\u010di zanedb\u00e1vaj\u00fa? Aj ke\u010f sa vodi\u010di po nehode sna\u017eia kona\u0165 zodpovedne, v praxi \u010dasto robia chyby, ktor\u00e9 spoma\u013euj\u00fa cel\u00fd proces likvid\u00e1cie poistnej udalosti. Niektor\u00e9 z nich vznikaj\u00fa z nepozornosti, in\u00e9 z nevedomosti. Pois\u0165ovne pritom upozor\u0148uj\u00fa, \u017ee v pr\u00edpade nespr\u00e1vneho postupu sa cel\u00fd proces m\u00f4\u017ee natiahnu\u0165 na dlh\u00e9 t\u00fd\u017edne a v niektor\u00fdch pr\u00edpadoch m\u00f4\u017ee klient pr\u00eds\u0165 aj o peniaze, na ktor\u00e9 m\u00e1 n\u00e1rok.&nbsp;&nbsp;&nbsp; Ch\u00fdbaj\u00face dokumenty, nepresn\u00fd popis, nespr\u00e1vne fotky Na ak\u00e9 chyby si teda da\u0165 pozor? \u010casto sa st\u00e1va, \u017ee klienti po\u0161l\u00fa nedostato\u010dn\u00fa&nbsp; fotodokument\u00e1ciu po\u0161koden\u00e9ho vozidla alebo namiesto odfoten\u00e9ho vodi\u010dsk\u00e9ho preukazu po\u0161l\u00fa ob\u010diansky preukaz. Pr\u00edpadne doru\u010dia len jednu stranu technick\u00e9ho preukazu namiesto oboch. Neraz sa st\u00e1va aj to, \u017ee po\u0161koden\u00fd nahl\u00e1si poistn\u00fa udalos\u0165 do svojej pois\u0165ovne, hoci \u0161koda sa hrad\u00ed z PZP vinn\u00edka \u2013 v takom pr\u00edpade by ju mal nahl\u00e1si\u0165 pr\u00e1ve vodi\u010d, ktor\u00fd sp\u00f4sobil nehodu. Na proces likvid\u00e1cie vpl\u00fdva aj to, \u010di je popis nehody \u00fapln\u00fd a&nbsp;\u010di s\u00fa k&nbsp;nemu dolo\u017een\u00e9 vhodn\u00e9 fotografie dokumentuj\u00face, \u010do sa stalo. Ak nie, pois\u0165ov\u0148a mus\u00ed overova\u0165 \u010fal\u0161ie skuto\u010dnosti, pr\u00edpadne prist\u00fapi\u0165 k rekon\u0161trukcii nehody, \u010do v\u00fdrazne predl\u017euje cel\u00fd proces. N\u00e1vod, ako vyplni\u0165 formul\u00e1r [&hellip;]<\/p>\n","protected":false},"author":58,"featured_media":10101,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":[],"categories":[208],"tags":[161,155],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v20.11 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>\u010co robi\u0165 po dopravnej nehode, aby v\u00e1s pois\u0165ov\u0148a neprekvapila<\/title>\n<meta name=\"description\" content=\"Zbyto\u010dn\u00e9 chyby pri nahlasovan\u00ed dopravnej nehody m\u00f4\u017eu sp\u00f4sobi\u0165 v\u00fdrazn\u00e9 komplik\u00e1cie. 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