{"id":10567,"date":"2025-09-10T12:14:50","date_gmt":"2025-09-10T10:14:50","guid":{"rendered":"https:\/\/www.fingo.sk\/blog\/?p=10567"},"modified":"2025-09-10T12:14:51","modified_gmt":"2025-09-10T10:14:51","slug":"skolsky-uraz-ci-poskodenie-majetku-ako-funguje-poistenie-skol","status":"publish","type":"post","link":"https:\/\/www.fingo.sk\/blog\/skolsky-uraz-ci-poskodenie-majetku-ako-funguje-poistenie-skol\/","title":{"rendered":"\u0160kolsk\u00fd \u00faraz \u010di po\u0161kodenie majetku. Ako funguje poistenie \u0161k\u00f4l?"},"content":{"rendered":"\n<p><strong>Do \u0161kolsk\u00e9ho prostredia prirodzene patria aj r\u00f4zne rizik\u00e1 \u2013 od situ\u00e1ci\u00ed, ako je \u0161kolsk\u00fd \u00faraz, cez po\u0161kodenie majetku a\u017e po nepr\u00edjemnosti po\u010das v\u00fdletov \u010di \u0161portov\u00fdch kurzov. Mo\u017eno ste netu\u0161ili, \u017ee aj samotn\u00e9 \u0161koly maj\u00fa svoje poistenie. Viete, ako vlastne funguje a \u010do v\u0161etko kryje?<\/strong> <\/p>\n\n\n\n<p>Je d\u00f4le\u017eit\u00e9 vedie\u0165, \u017ee \u0161koly m\u00f4\u017eu ma\u0165 <a href=\"https:\/\/www.fingo.sk\/poistenie\/poistenie-majetku\">poisten\u00fd nielen majetok<\/a>, ale aj na zodpovednos\u0165 za \u0161kody sp\u00f4soben\u00e9 \u017eiakom, rodi\u010dom \u010di tret\u00edm osob\u00e1m. Ak ste rodi\u010d, zauj\u00edmajte sa o to, \u010do m\u00e1 \u0161kola poisten\u00e9, a ak ste zria\u010fovate\u013e, uistite sa, \u017ee poistenie skuto\u010dne pokr\u00fdva v\u0161etky relevantn\u00e9 oblasti.<\/p>\n\n\n\n<p>Prin\u00e1\u0161ame preh\u013ead toho najd\u00f4le\u017eitej\u0161ieho, \u010do by ste o poisten\u00ed \u0161k\u00f4l mali vedie\u0165.<\/p>\n\n\n\n<h2 class=\"has-text-color\" style=\"color:#ec8124\"><a><\/a>1. Poistenie \u0161koly nie je len o budove<\/h2>\n\n\n\n<p>Z\u00e1kladn\u00e9, matersk\u00e9, stredn\u00e9 aj umeleck\u00e9 \u0161koly si m\u00f4\u017eu poisti\u0165:<\/p>\n\n\n\n<ul>\n<li><strong>Zodpovednos\u0165 \u0161koly<\/strong> \u2013 chr\u00e1ni \u0161kolu v pr\u00edpade, \u017ee jej prev\u00e1dzkou niekomu vznikne \u0161koda na zdrav\u00ed alebo na majetku.<\/li>\n\n\n\n<li><strong>Majetok \u0161koly<\/strong> \u2013 kryje \u0161kody na budov\u00e1ch, zariaden\u00ed, vybaven\u00ed, pom\u00f4ckach a podobne.<\/li>\n<\/ul>\n\n\n\n<p>TIP:<strong> <\/strong>Zodpovednos\u0165 \u0161koly sa vz\u0165ahuje aj na \u0148ou zriaden\u00e9 zariadenia ako s\u00fa \u0161kolsk\u00e9 jed\u00e1lne, intern\u00e1ty a podobne.<\/p>\n\n\n\n<h2 class=\"has-text-color\" style=\"color:#ec8124\"><a><\/a>2. Kedy \u0161kola zodpoved\u00e1 za \u0161kodu?<\/h2>\n\n\n\n<p>\u0160kola nesie zodpovednos\u0165 napr\u00edklad v t\u00fdchto pr\u00edpadoch:<\/p>\n\n\n\n<ul>\n<li><strong>ak sa stane \u0161kolsk\u00fd \u00faraz \u017eiaka<\/strong> po\u010das vyu\u010dovania alebo na \u0161kolskom v\u00fdlete,<\/li>\n\n\n\n<li><strong>ak d\u00f4jde k po\u0161kodeniu vec\u00ed \u017eiaka,<\/strong> napr. roztrhnut\u00e1 bunda pri \u0161kolskom incidente,<\/li>\n\n\n\n<li><strong>ak \u017eiak sp\u00f4sob\u00ed \u0161kodu tretej osobe<\/strong> \u2013 napr. rozbije okuliare spolu\u017eiakovi alebo okno loptou pri telocviku,<\/li>\n\n\n\n<li>ak \u0161koda vznikne <strong>v d\u00f4sledku vadne vykonanej pr\u00e1ce,<\/strong><\/li>\n\n\n\n<li>alebo \u0161koda s\u00favis\u00ed<strong> s nehnute\u013enos\u0165ou, ktor\u00fa \u0161kola vyu\u017e\u00edva.<\/strong><\/li>\n<\/ul>\n\n\n\n<p>TIP:<strong> <\/strong>Zo zodpovednostn\u00e9ho poistenia mo\u017eno uplatni\u0165 majetkov\u00fa aj nemajetkov\u00fa ujmu, napr\u00edklad bolestn\u00e9 \u010di u\u0161l\u00fd zisk.<\/p>\n\n\n\n<p><strong><em>Viete, ako v\u00e1m pom\u00f4\u017ee poistenie zodpovednosti aj doma \u010di v pr\u00e1ci? <\/em><\/strong><a href=\"https:\/\/www.fingo.sk\/blog\/vytopeni-susedia-ci-naburane-firemne-autoochrani-vas-poistenie-zodpovednosti-za-skodu\/\"><strong><em>Pre\u010d\u00edtajte si aj tento \u010dl\u00e1nok<\/em><\/strong><\/a><\/p>\n\n\n\n<h2 class=\"has-text-color\" style=\"color:#ec8124\"><a><\/a>3. Za \u010do \u0161kola nenesie zodpovednos\u0165?<\/h2>\n\n\n\n<p>Aj ke\u010f by sa mohlo zda\u0165, \u017ee \u0161kola nesie zodpovednos\u0165 za v\u0161etko, nie je to tak. S\u00fa situ\u00e1cie, ke\u010f poistn\u00e9 plnenie nevznik\u00e1:<\/p>\n\n\n\n<ul>\n<li><strong>strata alebo po\u0161kodenie<\/strong> mobilu, notebooku, hodiniek a in\u00fdch cennost\u00ed,<\/li>\n\n\n\n<li><strong>ak boli veci odlo\u017een\u00e9<\/strong> mimo ur\u010den\u00e9ho miesta, napr\u00edklad mimo \u0161atn\u00ed,<\/li>\n\n\n\n<li><a href=\"https:\/\/www.fingo.sk\/urazove-poistenie-online\"><strong>\u0161kolsk\u00fd \u00faraz<\/strong><\/a><strong> pri praktickom vyu\u010dovan\u00ed,<\/strong> kde je povinnos\u0165 zabezpe\u010di\u0165 si in\u00e9 poistenie,<\/li>\n\n\n\n<li>ak k \u00farazu \u010di \u0161kode d\u00f4jde v d\u00f4sledku<strong> poru\u0161enia \u0161kolsk\u00e9ho poriadku<\/strong>.<\/li>\n<\/ul>\n\n\n\n<p>TIP: Tieto v\u00fdnimky s\u00fa \u010dasto d\u00f4vodom nedorozumen\u00ed, preto je d\u00f4le\u017eit\u00e9 vedie\u0165, \u010do v\u0161etko poistenie \u0161koly nekryje.<\/p>\n\n\n\n<h2 class=\"has-text-color\" style=\"color:#ec8124\"><a><\/a>4. Skupinov\u00e9 \u00farazov\u00e9 poistenie \u017eiakov a zamestnancov<\/h2>\n\n\n\n<p>Mnoh\u00e9 \u0161koly uzatv\u00e1raj\u00fa aj skupinov\u00e9 poistenie \u017eiakov, ktor\u00e9 sa vz\u0165ahuje na:<\/p>\n\n\n\n<ul>\n<li><strong>\u00farazy det\u00ed<\/strong> \u2013 vr\u00e1tane trval\u00fdch n\u00e1sledkov, smrti n\u00e1sledkom \u00farazu, denn\u00e9ho od\u0161kodn\u00e9ho, pr\u00edpadne \u0161peci\u00e1lne zlomeniny a pop\u00e1leniny,<\/li>\n\n\n\n<li><strong>po\u0161kodenie alebo kr\u00e1de\u017e majetku \u017eiaka<\/strong> \u2013 ako s\u00fa \u0161kolsk\u00e9 potreby, oble\u010denie, ruksaky, u\u010debnice, okuliare \u010di \u010fal\u0161ie zdravotn\u00e9 pom\u00f4cky,<\/li>\n\n\n\n<li><strong>\u0161kodu sp\u00f4soben\u00fa \u017eiakom<\/strong> \u2013 \u010di u\u017e \u0161kole alebo inej osobe (napr. ke\u010f \u017eiak pri hre po\u0161kod\u00ed vybavenie alebo spolu\u017eiakovi rozbije okuliare).<\/li>\n<\/ul>\n\n\n\n<p>TIP: Podobn\u00e9 poistenie je mo\u017en\u00e9 dojedna\u0165 aj pre zamestnancov \u0161koly, predov\u0161etk\u00fdm v s\u00favislosti s \u00farazmi pri v\u00fdkone povolania.<\/p>\n\n\n\n<h2 class=\"has-text-color\" style=\"color:#ec8124\"><a><\/a>5. Poistenie \u0161koly nie je n\u00e1hradou za \u017eivotn\u00e9 poistenie<\/h2>\n\n\n\n<p>Poistenie \u0161k\u00f4l zohr\u00e1va d\u00f4le\u017eit\u00fa \u00falohu pri ochrane zdravia a majetku \u017eiakov aj zamestnancov, no m\u00e1 svoje limity. Preto je d\u00f4le\u017eit\u00e9 pozna\u0165, \u010do v\u0161etko v r\u00e1mci neho \u0161kola zabezpe\u010duje \u2013 a \u010do u\u017e nie.<\/p>\n\n\n\n<ul>\n<li>Aj ke\u010f m\u00e1 \u0161kola poistenie, <strong>neznamen\u00e1 to, \u017ee<\/strong><a href=\"https:\/\/www.fingo.sk\/blog\/poistenie-pre-dieta\/\"><strong> va\u0161e die\u0165a<\/strong><\/a><strong> alebo aj pedag\u00f3govia<\/strong> s\u00fa automaticky dostato\u010dne chr\u00e1nen\u00ed.<\/li>\n\n\n\n<li>Preto ur\u010dite odpor\u00fa\u010dame ma\u0165 aj<strong> individu\u00e1lne \u017eivotn\u00e9 \u010di \u00farazov\u00e9 poistenie,<\/strong> ktor\u00e9 zoh\u013eadn\u00ed konkr\u00e9tne potreby die\u0165a\u0165a, rodi\u010da alebo zamestnanca \u0161koly.<\/li>\n<\/ul>\n\n\n\n<p><strong><em>Pre\u010d\u00edtajte si aj praktick\u00fd \u010dl\u00e1nok o tom, <\/em><\/strong><a href=\"https:\/\/www.fingo.sk\/blog\/oplati-sa-zivotne-poistenie-preco-ho-mat-a-ako-ho-spravne-nastavit\/\"><strong><em>pre\u010do sa oplat\u00ed ma\u0165 \u017eivotn\u00e9 poistenie<\/em><\/strong><\/a>.<\/p>\n\n\n\n<h2 class=\"has-text-color\" style=\"color:#ec8124\"><a><\/a>Poistite sa s rozumom s FinGO.sk<\/h2>\n\n\n\n<p>\u010ci u\u017e ste rodi\u010d, u\u010dite\u013e alebo riadite\u013e \u0161koly, overte si, ak\u00e9 typy poistenia m\u00e1 \u0161kola uzatvoren\u00e9 a zv\u00e1\u017ete aj doplnkov\u00e9 rie\u0161enia, ktor\u00e9 pokryj\u00fa \u0161ir\u0161\u00ed okruh riz\u00edk.<\/p>\n\n\n\n<p>Nev\u00e1hajte sa obr\u00e1ti\u0165 na <a href=\"https:\/\/www.fingo.sk\/kontakty\">\u0161pecialistov z FinGO.sk<\/a> \u2013 pom\u00f4\u017eu v\u00e1m porovna\u0165 ponuky poistenia pre \u0161koly a z\u00e1rove\u0148 n\u00e1js\u0165<a href=\"https:\/\/www.fingo.sk\/zivotne-poistenie\"> ide\u00e1lne \u017eivotn\u00e9 poistenie<\/a> pre v\u00e1s aj va\u0161e deti.<\/p>\n\n\n\n<p><\/p>\n\n\n\n<iframe id=\"iframeBannerV1_life_insurance\" src=\"https:\/\/www.fingo.sk\/banner\/general?type=life_insurance\" style=\"height: 263px; width: 100%; border: medium; box-shadow: 0 0 10px gray; border-radius: 14px;\" loading=\"lazy\"><\/iframe>\n","protected":false},"excerpt":{"rendered":"<p>Do \u0161kolsk\u00e9ho prostredia prirodzene patria aj r\u00f4zne rizik\u00e1 \u2013 od situ\u00e1ci\u00ed, ako je \u0161kolsk\u00fd \u00faraz, cez po\u0161kodenie majetku a\u017e po nepr\u00edjemnosti po\u010das v\u00fdletov \u010di \u0161portov\u00fdch kurzov. Mo\u017eno ste netu\u0161ili, \u017ee aj samotn\u00e9 \u0161koly maj\u00fa svoje poistenie. Viete, ako vlastne funguje a \u010do v\u0161etko kryje? Je d\u00f4le\u017eit\u00e9 vedie\u0165, \u017ee \u0161koly m\u00f4\u017eu ma\u0165 poisten\u00fd nielen majetok, ale aj na zodpovednos\u0165 za \u0161kody sp\u00f4soben\u00e9 \u017eiakom, rodi\u010dom \u010di tret\u00edm osob\u00e1m. Ak ste rodi\u010d, zauj\u00edmajte sa o to, \u010do m\u00e1 \u0161kola poisten\u00e9, a ak ste zria\u010fovate\u013e, uistite sa, \u017ee poistenie skuto\u010dne pokr\u00fdva v\u0161etky relevantn\u00e9 oblasti. Prin\u00e1\u0161ame preh\u013ead toho najd\u00f4le\u017eitej\u0161ieho, \u010do by ste o poisten\u00ed \u0161k\u00f4l mali vedie\u0165. 1. Poistenie \u0161koly nie je len o budove Z\u00e1kladn\u00e9, matersk\u00e9, stredn\u00e9 aj umeleck\u00e9 \u0161koly si m\u00f4\u017eu poisti\u0165: TIP: Zodpovednos\u0165 \u0161koly sa vz\u0165ahuje aj na \u0148ou zriaden\u00e9 zariadenia ako s\u00fa \u0161kolsk\u00e9 jed\u00e1lne, intern\u00e1ty a podobne. 2. Kedy \u0161kola zodpoved\u00e1 za \u0161kodu? \u0160kola nesie zodpovednos\u0165 napr\u00edklad v t\u00fdchto pr\u00edpadoch: TIP: Zo zodpovednostn\u00e9ho poistenia mo\u017eno uplatni\u0165 majetkov\u00fa aj nemajetkov\u00fa ujmu, napr\u00edklad bolestn\u00e9 \u010di u\u0161l\u00fd zisk. Viete, ako v\u00e1m pom\u00f4\u017ee poistenie zodpovednosti aj doma \u010di v pr\u00e1ci? Pre\u010d\u00edtajte si aj tento \u010dl\u00e1nok 3. Za \u010do \u0161kola nenesie zodpovednos\u0165? Aj ke\u010f by sa mohlo zda\u0165, \u017ee \u0161kola nesie zodpovednos\u0165 za v\u0161etko, nie je [&hellip;]<\/p>\n","protected":false},"author":58,"featured_media":10574,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":[],"categories":[15],"tags":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v20.11 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>\u0160kolsk\u00fd \u00faraz \u010di po\u0161kodenie majetku. Ako funguje poistenie \u0161k\u00f4l?<\/title>\n<meta name=\"description\" content=\"Ako rie\u0161i \u0161kola situ\u00e1cie ako \u0161kolsk\u00fd \u00faraz \u010di po\u0161kodenie majetku? Pre\u010d\u00edtajte si, \u010do v\u0161etko zah\u0155\u0148a poistenie \u0161k\u00f4l a ak\u00e9 rizik\u00e1 naozaj kryje.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.fingo.sk\/blog\/skolsky-uraz-ci-poskodenie-majetku-ako-funguje-poistenie-skol\/\" \/>\n<meta property=\"og:locale\" content=\"sk_SK\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"\u0160kolsk\u00fd \u00faraz \u010di po\u0161kodenie majetku. Ako funguje poistenie \u0161k\u00f4l?\" \/>\n<meta property=\"og:description\" content=\"Ako rie\u0161i \u0161kola situ\u00e1cie ako \u0161kolsk\u00fd \u00faraz \u010di po\u0161kodenie majetku? Pre\u010d\u00edtajte si, \u010do v\u0161etko zah\u0155\u0148a poistenie \u0161k\u00f4l a ak\u00e9 rizik\u00e1 naozaj kryje.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.fingo.sk\/blog\/skolsky-uraz-ci-poskodenie-majetku-ako-funguje-poistenie-skol\/\" \/>\n<meta property=\"og:site_name\" content=\"FinGO.sk\" \/>\n<meta property=\"article:published_time\" content=\"2025-09-10T10:14:50+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2025-09-10T10:14:51+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.fingo.sk\/blog\/wp-content\/uploads\/2025\/09\/skolsky-uraz.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"996\" \/>\n\t<meta property=\"og:image:height\" content=\"663\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Juliana Arvaiov\u00e1\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Autor\" \/>\n\t<meta name=\"twitter:data1\" content=\"Juliana Arvaiov\u00e1\" \/>\n\t<meta name=\"twitter:label2\" content=\"Predpokladan\u00fd \u010das \u010d\u00edtania\" \/>\n\t<meta name=\"twitter:data2\" content=\"4 min\u00faty\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/www.fingo.sk\/blog\/skolsky-uraz-ci-poskodenie-majetku-ako-funguje-poistenie-skol\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/www.fingo.sk\/blog\/skolsky-uraz-ci-poskodenie-majetku-ako-funguje-poistenie-skol\/\"},\"author\":{\"name\":\"Juliana Arvaiov\u00e1\",\"@id\":\"https:\/\/www.fingo.sk\/blog\/#\/schema\/person\/6cd0d5bd48b1be52f3486f039fd1ebdf\"},\"headline\":\"\u0160kolsk\u00fd \u00faraz \u010di po\u0161kodenie majetku. Ako funguje poistenie \u0161k\u00f4l?\",\"datePublished\":\"2025-09-10T10:14:50+00:00\",\"dateModified\":\"2025-09-10T10:14:51+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/www.fingo.sk\/blog\/skolsky-uraz-ci-poskodenie-majetku-ako-funguje-poistenie-skol\/\"},\"wordCount\":739,\"publisher\":{\"@id\":\"https:\/\/www.fingo.sk\/blog\/#organization\"},\"articleSection\":[\"\u017divotn\u00e9 poistenie\"],\"inLanguage\":\"sk-SK\"},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.fingo.sk\/blog\/skolsky-uraz-ci-poskodenie-majetku-ako-funguje-poistenie-skol\/\",\"url\":\"https:\/\/www.fingo.sk\/blog\/skolsky-uraz-ci-poskodenie-majetku-ako-funguje-poistenie-skol\/\",\"name\":\"\u0160kolsk\u00fd \u00faraz \u010di po\u0161kodenie majetku. Ako funguje poistenie \u0161k\u00f4l?\",\"isPartOf\":{\"@id\":\"https:\/\/www.fingo.sk\/blog\/#website\"},\"datePublished\":\"2025-09-10T10:14:50+00:00\",\"dateModified\":\"2025-09-10T10:14:51+00:00\",\"description\":\"Ako rie\u0161i \u0161kola situ\u00e1cie ako \u0161kolsk\u00fd \u00faraz \u010di po\u0161kodenie majetku? Pre\u010d\u00edtajte si, \u010do v\u0161etko zah\u0155\u0148a poistenie \u0161k\u00f4l a ak\u00e9 rizik\u00e1 naozaj kryje.\",\"breadcrumb\":{\"@id\":\"https:\/\/www.fingo.sk\/blog\/skolsky-uraz-ci-poskodenie-majetku-ako-funguje-poistenie-skol\/#breadcrumb\"},\"inLanguage\":\"sk-SK\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/www.fingo.sk\/blog\/skolsky-uraz-ci-poskodenie-majetku-ako-funguje-poistenie-skol\/\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/www.fingo.sk\/blog\/skolsky-uraz-ci-poskodenie-majetku-ako-funguje-poistenie-skol\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Blog\",\"item\":\"https:\/\/www.fingo.sk\/blog\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"\u017divotn\u00e9 poistenie\",\"item\":\"https:\/\/www.fingo.sk\/blog\/category\/zivotne-poistenie\/\"},{\"@type\":\"ListItem\",\"position\":3,\"name\":\"\u0160kolsk\u00fd \u00faraz \u010di po\u0161kodenie majetku. Ako funguje poistenie \u0161k\u00f4l?\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/www.fingo.sk\/blog\/#website\",\"url\":\"https:\/\/www.fingo.sk\/blog\/\",\"name\":\"FinGO.sk\",\"description\":\"\",\"publisher\":{\"@id\":\"https:\/\/www.fingo.sk\/blog\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/www.fingo.sk\/blog\/?s={search_term_string}\"},\"query-input\":\"required name=search_term_string\"}],\"inLanguage\":\"sk-SK\"},{\"@type\":\"Organization\",\"@id\":\"https:\/\/www.fingo.sk\/blog\/#organization\",\"name\":\"FINGO.SK s. r. o.\",\"url\":\"https:\/\/www.fingo.sk\/blog\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"sk-SK\",\"@id\":\"https:\/\/www.fingo.sk\/blog\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/www.fingo.sk\/blog\/wp-content\/uploads\/2018\/06\/ryba-s-bielym.png\",\"contentUrl\":\"https:\/\/www.fingo.sk\/blog\/wp-content\/uploads\/2018\/06\/ryba-s-bielym.png\",\"width\":983,\"height\":1000,\"caption\":\"FINGO.SK s. r. o.\"},\"image\":{\"@id\":\"https:\/\/www.fingo.sk\/blog\/#\/schema\/logo\/image\/\"}},{\"@type\":\"Person\",\"@id\":\"https:\/\/www.fingo.sk\/blog\/#\/schema\/person\/6cd0d5bd48b1be52f3486f039fd1ebdf\",\"name\":\"Juliana Arvaiov\u00e1\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"sk-SK\",\"@id\":\"https:\/\/www.fingo.sk\/blog\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/www.fingo.sk\/blog\/wp-content\/uploads\/2024\/10\/Juliana-Arvaiova_Specialistka-na-nezivotne-poistenie-scaled-96x96.jpg\",\"contentUrl\":\"https:\/\/www.fingo.sk\/blog\/wp-content\/uploads\/2024\/10\/Juliana-Arvaiova_Specialistka-na-nezivotne-poistenie-scaled-96x96.jpg\",\"caption\":\"Juliana Arvaiov\u00e1\"},\"description\":\"V minulosti pracovala v banke ako osobn\u00e1 bank\u00e1rka a p\u00f4sobila tie\u017e v pois\u0165ovni v oblasti spr\u00e1vy poistenia. Vo FinGO.sk je riadite\u013ekou pre ne\u017eivotn\u00e9 poistenie. Miluje les, kvety, divadlo, filmov\u00e9 dr\u00e1my a hudbu. U\u017e takmer 23 rokov akt\u00edvne spieva.\",\"url\":\"https:\/\/www.fingo.sk\/blog\/author\/juliana-arvaiova\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"\u0160kolsk\u00fd \u00faraz \u010di po\u0161kodenie majetku. Ako funguje poistenie \u0161k\u00f4l?","description":"Ako rie\u0161i \u0161kola situ\u00e1cie ako \u0161kolsk\u00fd \u00faraz \u010di po\u0161kodenie majetku? Pre\u010d\u00edtajte si, \u010do v\u0161etko zah\u0155\u0148a poistenie \u0161k\u00f4l a ak\u00e9 rizik\u00e1 naozaj kryje.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.fingo.sk\/blog\/skolsky-uraz-ci-poskodenie-majetku-ako-funguje-poistenie-skol\/","og_locale":"sk_SK","og_type":"article","og_title":"\u0160kolsk\u00fd \u00faraz \u010di po\u0161kodenie majetku. Ako funguje poistenie \u0161k\u00f4l?","og_description":"Ako rie\u0161i \u0161kola situ\u00e1cie ako \u0161kolsk\u00fd \u00faraz \u010di po\u0161kodenie majetku? Pre\u010d\u00edtajte si, \u010do v\u0161etko zah\u0155\u0148a poistenie \u0161k\u00f4l a ak\u00e9 rizik\u00e1 naozaj kryje.","og_url":"https:\/\/www.fingo.sk\/blog\/skolsky-uraz-ci-poskodenie-majetku-ako-funguje-poistenie-skol\/","og_site_name":"FinGO.sk","article_published_time":"2025-09-10T10:14:50+00:00","article_modified_time":"2025-09-10T10:14:51+00:00","og_image":[{"width":996,"height":663,"url":"https:\/\/www.fingo.sk\/blog\/wp-content\/uploads\/2025\/09\/skolsky-uraz.jpg","type":"image\/jpeg"}],"author":"Juliana Arvaiov\u00e1","twitter_card":"summary_large_image","twitter_misc":{"Autor":"Juliana Arvaiov\u00e1","Predpokladan\u00fd \u010das \u010d\u00edtania":"4 min\u00faty"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/www.fingo.sk\/blog\/skolsky-uraz-ci-poskodenie-majetku-ako-funguje-poistenie-skol\/#article","isPartOf":{"@id":"https:\/\/www.fingo.sk\/blog\/skolsky-uraz-ci-poskodenie-majetku-ako-funguje-poistenie-skol\/"},"author":{"name":"Juliana Arvaiov\u00e1","@id":"https:\/\/www.fingo.sk\/blog\/#\/schema\/person\/6cd0d5bd48b1be52f3486f039fd1ebdf"},"headline":"\u0160kolsk\u00fd \u00faraz \u010di po\u0161kodenie majetku. Ako funguje poistenie \u0161k\u00f4l?","datePublished":"2025-09-10T10:14:50+00:00","dateModified":"2025-09-10T10:14:51+00:00","mainEntityOfPage":{"@id":"https:\/\/www.fingo.sk\/blog\/skolsky-uraz-ci-poskodenie-majetku-ako-funguje-poistenie-skol\/"},"wordCount":739,"publisher":{"@id":"https:\/\/www.fingo.sk\/blog\/#organization"},"articleSection":["\u017divotn\u00e9 poistenie"],"inLanguage":"sk-SK"},{"@type":"WebPage","@id":"https:\/\/www.fingo.sk\/blog\/skolsky-uraz-ci-poskodenie-majetku-ako-funguje-poistenie-skol\/","url":"https:\/\/www.fingo.sk\/blog\/skolsky-uraz-ci-poskodenie-majetku-ako-funguje-poistenie-skol\/","name":"\u0160kolsk\u00fd \u00faraz \u010di po\u0161kodenie majetku. Ako funguje poistenie \u0161k\u00f4l?","isPartOf":{"@id":"https:\/\/www.fingo.sk\/blog\/#website"},"datePublished":"2025-09-10T10:14:50+00:00","dateModified":"2025-09-10T10:14:51+00:00","description":"Ako rie\u0161i \u0161kola situ\u00e1cie ako \u0161kolsk\u00fd \u00faraz \u010di po\u0161kodenie majetku? Pre\u010d\u00edtajte si, \u010do v\u0161etko zah\u0155\u0148a poistenie \u0161k\u00f4l a ak\u00e9 rizik\u00e1 naozaj kryje.","breadcrumb":{"@id":"https:\/\/www.fingo.sk\/blog\/skolsky-uraz-ci-poskodenie-majetku-ako-funguje-poistenie-skol\/#breadcrumb"},"inLanguage":"sk-SK","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.fingo.sk\/blog\/skolsky-uraz-ci-poskodenie-majetku-ako-funguje-poistenie-skol\/"]}]},{"@type":"BreadcrumbList","@id":"https:\/\/www.fingo.sk\/blog\/skolsky-uraz-ci-poskodenie-majetku-ako-funguje-poistenie-skol\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Blog","item":"https:\/\/www.fingo.sk\/blog\/"},{"@type":"ListItem","position":2,"name":"\u017divotn\u00e9 poistenie","item":"https:\/\/www.fingo.sk\/blog\/category\/zivotne-poistenie\/"},{"@type":"ListItem","position":3,"name":"\u0160kolsk\u00fd \u00faraz \u010di po\u0161kodenie majetku. Ako funguje poistenie \u0161k\u00f4l?"}]},{"@type":"WebSite","@id":"https:\/\/www.fingo.sk\/blog\/#website","url":"https:\/\/www.fingo.sk\/blog\/","name":"FinGO.sk","description":"","publisher":{"@id":"https:\/\/www.fingo.sk\/blog\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.fingo.sk\/blog\/?s={search_term_string}"},"query-input":"required name=search_term_string"}],"inLanguage":"sk-SK"},{"@type":"Organization","@id":"https:\/\/www.fingo.sk\/blog\/#organization","name":"FINGO.SK s. r. o.","url":"https:\/\/www.fingo.sk\/blog\/","logo":{"@type":"ImageObject","inLanguage":"sk-SK","@id":"https:\/\/www.fingo.sk\/blog\/#\/schema\/logo\/image\/","url":"https:\/\/www.fingo.sk\/blog\/wp-content\/uploads\/2018\/06\/ryba-s-bielym.png","contentUrl":"https:\/\/www.fingo.sk\/blog\/wp-content\/uploads\/2018\/06\/ryba-s-bielym.png","width":983,"height":1000,"caption":"FINGO.SK s. r. o."},"image":{"@id":"https:\/\/www.fingo.sk\/blog\/#\/schema\/logo\/image\/"}},{"@type":"Person","@id":"https:\/\/www.fingo.sk\/blog\/#\/schema\/person\/6cd0d5bd48b1be52f3486f039fd1ebdf","name":"Juliana Arvaiov\u00e1","image":{"@type":"ImageObject","inLanguage":"sk-SK","@id":"https:\/\/www.fingo.sk\/blog\/#\/schema\/person\/image\/","url":"https:\/\/www.fingo.sk\/blog\/wp-content\/uploads\/2024\/10\/Juliana-Arvaiova_Specialistka-na-nezivotne-poistenie-scaled-96x96.jpg","contentUrl":"https:\/\/www.fingo.sk\/blog\/wp-content\/uploads\/2024\/10\/Juliana-Arvaiova_Specialistka-na-nezivotne-poistenie-scaled-96x96.jpg","caption":"Juliana Arvaiov\u00e1"},"description":"V minulosti pracovala v banke ako osobn\u00e1 bank\u00e1rka a p\u00f4sobila tie\u017e v pois\u0165ovni v oblasti spr\u00e1vy poistenia. Vo FinGO.sk je riadite\u013ekou pre ne\u017eivotn\u00e9 poistenie. Miluje les, kvety, divadlo, filmov\u00e9 dr\u00e1my a hudbu. U\u017e takmer 23 rokov akt\u00edvne spieva.","url":"https:\/\/www.fingo.sk\/blog\/author\/juliana-arvaiova\/"}]}},"_links":{"self":[{"href":"https:\/\/www.fingo.sk\/blog\/wp-json\/wp\/v2\/posts\/10567"}],"collection":[{"href":"https:\/\/www.fingo.sk\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.fingo.sk\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.fingo.sk\/blog\/wp-json\/wp\/v2\/users\/58"}],"replies":[{"embeddable":true,"href":"https:\/\/www.fingo.sk\/blog\/wp-json\/wp\/v2\/comments?post=10567"}],"version-history":[{"count":8,"href":"https:\/\/www.fingo.sk\/blog\/wp-json\/wp\/v2\/posts\/10567\/revisions"}],"predecessor-version":[{"id":10576,"href":"https:\/\/www.fingo.sk\/blog\/wp-json\/wp\/v2\/posts\/10567\/revisions\/10576"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.fingo.sk\/blog\/wp-json\/wp\/v2\/media\/10574"}],"wp:attachment":[{"href":"https:\/\/www.fingo.sk\/blog\/wp-json\/wp\/v2\/media?parent=10567"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.fingo.sk\/blog\/wp-json\/wp\/v2\/categories?post=10567"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.fingo.sk\/blog\/wp-json\/wp\/v2\/tags?post=10567"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}