{"id":10726,"date":"2025-10-29T15:06:16","date_gmt":"2025-10-29T14:06:16","guid":{"rendered":"https:\/\/www.fingo.sk\/blog\/?p=10726"},"modified":"2025-10-29T15:08:37","modified_gmt":"2025-10-29T14:08:37","slug":"poistenie-elektromobilu-najvacsie-rizika-a-na-co-si-dat-pozor","status":"publish","type":"post","link":"https:\/\/www.fingo.sk\/blog\/poistenie-elektromobilu-najvacsie-rizika-a-na-co-si-dat-pozor\/","title":{"rendered":"Poistenie elektromobilu: Najv\u00e4\u010d\u0161ie rizik\u00e1 a na \u010do si da\u0165 pozor"},"content":{"rendered":"\n<p><strong>S rast\u00facim po\u010dtom elektromobilov a hybridov na cest\u00e1ch sa objavuj\u00fa aj nov\u00e9 rizik\u00e1 a \u0161kody, ktor\u00e9 klasick\u00e9 \u201espa\u013eov\u00e1ky\u201d nepoznali. Poistenie elektromobilu preto z\u00edskava \u010doraz v\u00e4\u010d\u0161\u00ed v\u00fdznam. Chr\u00e1ni v\u00e1s pred n\u00e1kladn\u00fdmi opravami citliv\u00fdch komponentov, ako s\u00fa bat\u00e9rie \u010di nab\u00edjacie zariadenia, aj pred probl\u00e9mami s dostupnos\u0165ou n\u00e1hradn\u00fdch dielov. Bez havarijn\u00e9ho poistenia riskujete skuto\u010dne ve\u013ea.<\/strong><\/p>\n\n\n\n<p><a href=\"https:\/\/www.fingo.sk\/poistenie\/havarijne-poistenie\">Havarijn\u00e9 poistenie<\/a> je pri elektromobile invest\u00edciou, ktor\u00e1 sa v\u00e1m m\u00f4\u017ee vr\u00e1ti\u0165 u\u017e pri jednej ne\u010dakanej \u0161kodovej udalosti. Napr\u00edklad k najn\u00e1kladnej\u0161\u00edm komponentom patr\u00ed bat\u00e9ria a iba jej po\u0161kodenie m\u00f4\u017ee st\u00e1\u0165 tis\u00edce eur.<\/p>\n\n\n\n<p>Vo v\u0161eobecnosti plat\u00ed, \u017ee havarijn\u00e9 poistenie je vhodn\u00e9 najm\u00e4 pre nov\u00e9 vozidl\u00e1, ale aj pre star\u0161ie, najm\u00e4 elektroaut\u00e1 a hybridy, ktor\u00fdch cena kles\u00e1 pomal\u0161ie. D\u00f4le\u017eit\u00e9 je tie\u017e zv\u00e1\u017ei\u0165, kto auto \u0161of\u00e9ruje.<\/p>\n\n\n\n<p><strong>TIP: <\/strong>Odpor\u00fa\u010dam havarijne poisti\u0165 najm\u00e4 nov\u00e9 vozidl\u00e1, aut\u00e1 financovan\u00e9 leasingom \u010di \u00faverom, ale aj tie, ktor\u00e9 denne jazdia v hustej mestskej prem\u00e1vke. Pr\u00e1ve v mest\u00e1ch toti\u017e pod\u013ea \u0161tatist\u00edk vznikaj\u00fa a\u017e dve tretiny \u0161k\u00f4d. K havarijn\u00e9mu poisteniu by mali pristupova\u0165 obzvl\u00e1\u0161\u0165 zodpovedne aj menej sk\u00fasen\u00ed vodi\u010di.<\/p>\n\n\n\n<h2 class=\"has-text-color\" style=\"color:#ec8124\">\u010co v\u0161etko kryje havarijn\u00e9 poistenie elektromobilu?<\/h2>\n\n\n\n<p><strong>Z\u00e1kladn\u00e9 rizik\u00e1:<\/strong><\/p>\n\n\n\n<ul>\n<li>hav\u00e1ria<\/li>\n\n\n\n<li>\u017eivel<\/li>\n\n\n\n<li>vandalizmus<\/li>\n\n\n\n<li>kr\u00e1de\u017e<\/li>\n<\/ul>\n\n\n\n<p><strong>\u010eal\u0161ie rizik\u00e1, ktor\u00e9 si m\u00f4\u017eete pripoisti\u0165:<\/strong><\/p>\n\n\n\n<ul>\n<li>po\u0161kodenie nab\u00edjacej v\u00fdbavy (k\u00e1ble, adapt\u00e9ry, nab\u00edja\u010dky)<\/li>\n\n\n\n<li>\u0161kody na vysokonap\u00e4\u0165ovej bat\u00e9rii (po\u017eiar, v\u00fdbuch, kr\u00e1de\u017e, skrat)<\/li>\n\n\n\n<li>po\u0161kodenie wallboxu, aj ke\u010f je len prenajat\u00fd &#8211; proti rizik\u00e1m n\u00e1raz vozidla, vandalizmus, kr\u00e1de\u017e, expl\u00f3zia a samovznietenie, skrat, prep\u00e4tie, vada izol\u00e1cie, indukcia sp\u00f4soben\u00e1 bleskom, \u017eiveln\u00e1 udalos\u0165, mr\u00e1z, kon\u0161truk\u010dn\u00e1 vada, vada materi\u00e1lu a v\u00fdrobn\u00e1 vada<\/li>\n<\/ul>\n\n\n\n<iframe src=\"https:\/\/www.fingo.sk\/banner\/havarijne-poistenie\/version1?inNewWindow=1&#038;cpar=FINGO&amp;ref=7304cgEuEkscUYikEPjKIZi810BBQidTYbq&amp;utm_medium=BLOG&amp;utm_source=FINGO\" id=\"iframeKaskoV1\" style=\"min-height: 592px; width: 110%; border: none; height: 608px;\" loading=\"lazy\"><\/iframe>\n\n\n\n<h2 class=\"has-text-color\" style=\"color:#ec8124\"><a><\/a>Cenov\u00e9 rozdiely v pois\u0165ovniach s\u00fa v\u00fdrazn\u00e9<em><\/em><\/h2>\n\n\n\n<p>Cenov\u00fd rozdiel medzi <a href=\"https:\/\/www.fingo.sk\/poistenie\/havarijne-poistenie\">havarijn\u00fdm poisten\u00edm<\/a> elektromobilov a spa\u013eovac\u00edch \u00e1ut pri z\u00e1kladnom kryt\u00ed poistenia nie je v\u00fdrazn\u00fd. Ale ak chcete ma\u0165 kryt\u00e9 aj \u010fal\u0161ie rizik\u00e1 s\u00favisiace vyslovene s bat\u00e9riou ako je napr\u00edklad skrat, prep\u00e4tie, alebo po\u0161kodenie nab\u00edjac\u00edch k\u00e1blov vplyvom prev\u00e1dzkov\u00fdch ch\u00fdb po\u010das nab\u00edjania, v niektor\u00fdch pois\u0165ovniach sa celkov\u00e9 poistn\u00e9 m\u00f4\u017ee nav\u00fd\u0161i\u0165 aj o nieko\u013eko stoviek eur.<\/p>\n\n\n\n<p>Rozdiely v cen\u00e1ch poistky pre ten ist\u00fd elektromobil v\u0161ak medzi pois\u0165ov\u0148ami b\u00fdvaj\u00fa pomerne ve\u013ek\u00e9. Ak sa pozrieme napr\u00edklad na poistenie pre elektromobil Tesla Model 3 rok v\u00fdroby 2019 s poistnou sumou 50 000 eur, tak 25-ro\u010dn\u00fd bez\u0161kodov\u00fd vodi\u010d za havarijn\u00e9 poistenie v r\u00f4znych pois\u0165ovniach zaplat\u00ed pribli\u017ene od 1 880 eur do 5 520 eur ro\u010dne. Pre star\u0161ieho, 50-ro\u010dn\u00e9ho sk\u00fasen\u00e9ho vodi\u010da, bude cena v\u00fdrazne ni\u017e\u0161ia a pohybuje sa od 1 016 eur do 2 560 eur ro\u010dne.<\/p>\n\n\n\n<figure class=\"wp-block-image size-full\"><img decoding=\"async\" width=\"1024\" height=\"591\" src=\"https:\/\/www.fingo.sk\/blog\/wp-content\/uploads\/2025\/10\/havarijni-pojisteni_02c.png\" alt=\"\" class=\"wp-image-10727\" srcset=\"https:\/\/www.fingo.sk\/blog\/wp-content\/uploads\/2025\/10\/havarijni-pojisteni_02c.png 1024w, https:\/\/www.fingo.sk\/blog\/wp-content\/uploads\/2025\/10\/havarijni-pojisteni_02c-300x173.png 300w, https:\/\/www.fingo.sk\/blog\/wp-content\/uploads\/2025\/10\/havarijni-pojisteni_02c-768x443.png 768w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<h2 class=\"has-text-color\" style=\"color:#ec8124\">Od \u010doho sa odv\u00edja cena poistenia<\/h2>\n\n\n\n<p>Rozdiely v cen\u00e1ch poistenia vznikaj\u00fa aj politikou konkr\u00e9tnych pois\u0165ovn\u00ed, v\u00fd\u0161kou spolu\u00fa\u010dasti \u010di zvolen\u00fdmi pripoisteniami.<\/p>\n\n\n\n<ul>\n<li>Ka\u017ed\u00e1 pois\u0165ov\u0148a m\u00e1 toti\u017e vlastn\u00fa strat\u00e9giu, koho chce poisti\u0165 a za ak\u00fdch podmienok.<\/li>\n\n\n\n<li>Napr\u00edklad mlad\u00ed vodi\u010di v niektor\u00fdch pois\u0165ovniach m\u00f4\u017eu narazi\u0165 na vysok\u00e9 poistn\u00e9, zatia\u013e \u010do inde im pon\u00faknu prijate\u013enej\u0161iu cenu.<\/li>\n\n\n\n<li>Rozhoduje aj typ auta. Niektor\u00e9 pois\u0165ovne dokonca odmietaj\u00fa kry\u0165 vozidl\u00e1 \u0161peci\u00e1lnych zna\u010diek bez autorizovan\u00e9ho predajcu na Slovensku, historick\u00e9 vozidl\u00e1 alebo modely, ktor\u00e9 patria medzi naj\u010dastej\u0161ie kradnut\u00e9.<\/li>\n<\/ul>\n\n\n\n<p><strong>TIP: <\/strong>Havarijn\u00e9 poistenie je povinnos\u0165ou v pr\u00edpade, ak vozidlo financujete na l\u00edzing alebo na \u00faver. Vtedy ho vy\u017eaduje leasingov\u00e1 alebo \u00faverov\u00e1 spolo\u010dnos\u0165 a ak sa stane poistn\u00e1 udalos\u0165, plnenie putuje priamo verite\u013eovi.<\/p>\n\n\n\n<p><strong><em>Mali ste nehodu a neviete ako postupova\u0165? Pre\u010d\u00edtajte si <a href=\"https:\/\/www.fingo.sk\/blog\/ako-postupovat-pri-dopravnej-nehode\/\">n\u00e1\u0161 blog<\/a>.<\/em><\/strong><\/p>\n\n\n\n<h2 class=\"has-text-color\" style=\"color:#ec8124\">N\u00e1jdeme pre v\u00e1s to najv\u00fdhodnej\u0161ie havarijn\u00e9 poistenie<em><\/em><\/h2>\n\n\n\n<p>\u010ci u\u017e vlastn\u00edte klasick\u00e9 auto, alebo elektromobil, nezabudnite, \u017ee kvalitn\u00e9 poistn\u00e9 krytie v\u00e1m \u0161etr\u00ed nielen peniaze, ale aj stres. A hoci je porovnanie pon\u00fak od viacer\u00fdch pois\u0165ovn\u00ed dnes jednoduch\u00e9 a dostupn\u00e9 online, pri \u0161pecifick\u00fdch vozidl\u00e1ch sa oplat\u00ed poradi\u0165 so sk\u00fasen\u00fdm makl\u00e9rom.<\/p>\n\n\n\n<p><a href=\"https:\/\/www.fingo.sk\/kontakty\">Makl\u00e9ri z FInGO.sk<\/a> maj\u00fa preh\u013ead o podmienkach v\u0161etk\u00fdch pois\u0165ovn\u00ed na trhu, poznaj\u00fa detaily aj v\u00fdnimky. Radi pom\u00f4\u017eu vybra\u0165 to najv\u00fdhodnej\u0161ie poistenie auta aj v\u00e1m. \u010ci u\u017e ide o <a href=\"https:\/\/www.fingo.sk\/poistenie\/pzp\">PZP<\/a> alebo o havarijn\u00e9 poistenie, m\u00f4\u017eete sa na n\u00e1s kedyko\u013evek obr\u00e1ti\u0165.<\/p>\n\n\n\n<p><\/p>\n\n\n\n<iframe id=\"iframeBannerV1_accident_insurance\" src=\"https:\/\/www.fingo.sk\/banner\/general?type=accident_insurance\" style=\"height: 263px; width: 100%; border: medium; box-shadow: 0 0 10px gray; border-radius: 14px;\" loading=\"lazy\"><\/iframe>\n","protected":false},"excerpt":{"rendered":"<p>S rast\u00facim po\u010dtom elektromobilov a hybridov na cest\u00e1ch sa objavuj\u00fa aj nov\u00e9 rizik\u00e1 a \u0161kody, ktor\u00e9 klasick\u00e9 \u201espa\u013eov\u00e1ky\u201d nepoznali. Poistenie elektromobilu preto z\u00edskava \u010doraz v\u00e4\u010d\u0161\u00ed v\u00fdznam. Chr\u00e1ni v\u00e1s pred n\u00e1kladn\u00fdmi opravami citliv\u00fdch komponentov, ako s\u00fa bat\u00e9rie \u010di nab\u00edjacie zariadenia, aj pred probl\u00e9mami s dostupnos\u0165ou n\u00e1hradn\u00fdch dielov. Bez havarijn\u00e9ho poistenia riskujete skuto\u010dne ve\u013ea. Havarijn\u00e9 poistenie je pri elektromobile invest\u00edciou, ktor\u00e1 sa v\u00e1m m\u00f4\u017ee vr\u00e1ti\u0165 u\u017e pri jednej ne\u010dakanej \u0161kodovej udalosti. Napr\u00edklad k najn\u00e1kladnej\u0161\u00edm komponentom patr\u00ed bat\u00e9ria a iba jej po\u0161kodenie m\u00f4\u017ee st\u00e1\u0165 tis\u00edce eur. Vo v\u0161eobecnosti plat\u00ed, \u017ee havarijn\u00e9 poistenie je vhodn\u00e9 najm\u00e4 pre nov\u00e9 vozidl\u00e1, ale aj pre star\u0161ie, najm\u00e4 elektroaut\u00e1 a hybridy, ktor\u00fdch cena kles\u00e1 pomal\u0161ie. D\u00f4le\u017eit\u00e9 je tie\u017e zv\u00e1\u017ei\u0165, kto auto \u0161of\u00e9ruje. TIP: Odpor\u00fa\u010dam havarijne poisti\u0165 najm\u00e4 nov\u00e9 vozidl\u00e1, aut\u00e1 financovan\u00e9 leasingom \u010di \u00faverom, ale aj tie, ktor\u00e9 denne jazdia v hustej mestskej prem\u00e1vke. Pr\u00e1ve v mest\u00e1ch toti\u017e pod\u013ea \u0161tatist\u00edk vznikaj\u00fa a\u017e dve tretiny \u0161k\u00f4d. K havarijn\u00e9mu poisteniu by mali pristupova\u0165 obzvl\u00e1\u0161\u0165 zodpovedne aj menej sk\u00fasen\u00ed vodi\u010di. \u010co v\u0161etko kryje havarijn\u00e9 poistenie elektromobilu? Z\u00e1kladn\u00e9 rizik\u00e1: \u010eal\u0161ie rizik\u00e1, ktor\u00e9 si m\u00f4\u017eete pripoisti\u0165: Cenov\u00e9 rozdiely v pois\u0165ovniach s\u00fa v\u00fdrazn\u00e9 Cenov\u00fd rozdiel medzi havarijn\u00fdm poisten\u00edm elektromobilov a spa\u013eovac\u00edch \u00e1ut pri z\u00e1kladnom kryt\u00ed poistenia nie je v\u00fdrazn\u00fd. Ale ak chcete ma\u0165 kryt\u00e9 [&hellip;]<\/p>\n","protected":false},"author":58,"featured_media":10746,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":[],"categories":[75],"tags":[77,161],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v20.11 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Poistenie elektromobilu: Najv\u00e4\u010d\u0161ie rizik\u00e1 a na \u010do si da\u0165 pozor<\/title>\n<meta name=\"description\" content=\"Poistenie elektromobilu chr\u00e1ni pred drah\u00fdmi opravami bat\u00e9ri\u00ed a nab\u00edja\u010diek. Pre\u010d\u00edtajte si, pre\u010do sa bez havarijn\u00e9ho krytia neoplat\u00ed jazdi\u0165.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.fingo.sk\/blog\/poistenie-elektromobilu-najvacsie-rizika-a-na-co-si-dat-pozor\/\" \/>\n<meta property=\"og:locale\" content=\"sk_SK\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Poistenie elektromobilu: Najv\u00e4\u010d\u0161ie rizik\u00e1 a na \u010do si da\u0165 pozor\" \/>\n<meta property=\"og:description\" content=\"Poistenie elektromobilu chr\u00e1ni pred drah\u00fdmi opravami bat\u00e9ri\u00ed a nab\u00edja\u010diek. Pre\u010d\u00edtajte si, pre\u010do sa bez havarijn\u00e9ho krytia neoplat\u00ed jazdi\u0165.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.fingo.sk\/blog\/poistenie-elektromobilu-najvacsie-rizika-a-na-co-si-dat-pozor\/\" \/>\n<meta property=\"og:site_name\" content=\"FinGO.sk\" \/>\n<meta property=\"article:published_time\" content=\"2025-10-29T14:06:16+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2025-10-29T14:08:37+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.fingo.sk\/blog\/wp-content\/uploads\/2025\/10\/poistenie-elektromobilu-1.png\" \/>\n\t<meta property=\"og:image:width\" content=\"1035\" \/>\n\t<meta property=\"og:image:height\" content=\"689\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/png\" \/>\n<meta name=\"author\" content=\"Juliana Arvaiov\u00e1\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Autor\" \/>\n\t<meta name=\"twitter:data1\" content=\"Juliana Arvaiov\u00e1\" \/>\n\t<meta name=\"twitter:label2\" content=\"Predpokladan\u00fd \u010das \u010d\u00edtania\" \/>\n\t<meta name=\"twitter:data2\" content=\"4 min\u00faty\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/www.fingo.sk\/blog\/poistenie-elektromobilu-najvacsie-rizika-a-na-co-si-dat-pozor\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/www.fingo.sk\/blog\/poistenie-elektromobilu-najvacsie-rizika-a-na-co-si-dat-pozor\/\"},\"author\":{\"name\":\"Juliana Arvaiov\u00e1\",\"@id\":\"https:\/\/www.fingo.sk\/blog\/#\/schema\/person\/6cd0d5bd48b1be52f3486f039fd1ebdf\"},\"headline\":\"Poistenie elektromobilu: Najv\u00e4\u010d\u0161ie rizik\u00e1 a na \u010do si da\u0165 pozor\",\"datePublished\":\"2025-10-29T14:06:16+00:00\",\"dateModified\":\"2025-10-29T14:08:37+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/www.fingo.sk\/blog\/poistenie-elektromobilu-najvacsie-rizika-a-na-co-si-dat-pozor\/\"},\"wordCount\":762,\"publisher\":{\"@id\":\"https:\/\/www.fingo.sk\/blog\/#organization\"},\"keywords\":[\"Havarijn\u00e9 poistenie\",\"poistenie auta\"],\"articleSection\":[\"Ne\u017eivotn\u00e9 poistenie\"],\"inLanguage\":\"sk-SK\"},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.fingo.sk\/blog\/poistenie-elektromobilu-najvacsie-rizika-a-na-co-si-dat-pozor\/\",\"url\":\"https:\/\/www.fingo.sk\/blog\/poistenie-elektromobilu-najvacsie-rizika-a-na-co-si-dat-pozor\/\",\"name\":\"Poistenie elektromobilu: Najv\u00e4\u010d\u0161ie rizik\u00e1 a na \u010do si da\u0165 pozor\",\"isPartOf\":{\"@id\":\"https:\/\/www.fingo.sk\/blog\/#website\"},\"datePublished\":\"2025-10-29T14:06:16+00:00\",\"dateModified\":\"2025-10-29T14:08:37+00:00\",\"description\":\"Poistenie elektromobilu chr\u00e1ni pred drah\u00fdmi opravami bat\u00e9ri\u00ed a nab\u00edja\u010diek. Pre\u010d\u00edtajte si, pre\u010do sa bez havarijn\u00e9ho krytia neoplat\u00ed jazdi\u0165.\",\"breadcrumb\":{\"@id\":\"https:\/\/www.fingo.sk\/blog\/poistenie-elektromobilu-najvacsie-rizika-a-na-co-si-dat-pozor\/#breadcrumb\"},\"inLanguage\":\"sk-SK\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/www.fingo.sk\/blog\/poistenie-elektromobilu-najvacsie-rizika-a-na-co-si-dat-pozor\/\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/www.fingo.sk\/blog\/poistenie-elektromobilu-najvacsie-rizika-a-na-co-si-dat-pozor\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Blog\",\"item\":\"https:\/\/www.fingo.sk\/blog\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Ne\u017eivotn\u00e9 poistenie\",\"item\":\"https:\/\/www.fingo.sk\/blog\/category\/nezivotne-poistenie\/\"},{\"@type\":\"ListItem\",\"position\":3,\"name\":\"Poistenie elektromobilu: Najv\u00e4\u010d\u0161ie rizik\u00e1 a na \u010do si da\u0165 pozor\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/www.fingo.sk\/blog\/#website\",\"url\":\"https:\/\/www.fingo.sk\/blog\/\",\"name\":\"FinGO.sk\",\"description\":\"\",\"publisher\":{\"@id\":\"https:\/\/www.fingo.sk\/blog\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/www.fingo.sk\/blog\/?s={search_term_string}\"},\"query-input\":\"required name=search_term_string\"}],\"inLanguage\":\"sk-SK\"},{\"@type\":\"Organization\",\"@id\":\"https:\/\/www.fingo.sk\/blog\/#organization\",\"name\":\"FINGO.SK s. r. o.\",\"url\":\"https:\/\/www.fingo.sk\/blog\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"sk-SK\",\"@id\":\"https:\/\/www.fingo.sk\/blog\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/www.fingo.sk\/blog\/wp-content\/uploads\/2018\/06\/ryba-s-bielym.png\",\"contentUrl\":\"https:\/\/www.fingo.sk\/blog\/wp-content\/uploads\/2018\/06\/ryba-s-bielym.png\",\"width\":983,\"height\":1000,\"caption\":\"FINGO.SK s. r. o.\"},\"image\":{\"@id\":\"https:\/\/www.fingo.sk\/blog\/#\/schema\/logo\/image\/\"}},{\"@type\":\"Person\",\"@id\":\"https:\/\/www.fingo.sk\/blog\/#\/schema\/person\/6cd0d5bd48b1be52f3486f039fd1ebdf\",\"name\":\"Juliana Arvaiov\u00e1\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"sk-SK\",\"@id\":\"https:\/\/www.fingo.sk\/blog\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/www.fingo.sk\/blog\/wp-content\/uploads\/2024\/10\/Juliana-Arvaiova_Specialistka-na-nezivotne-poistenie-scaled-96x96.jpg\",\"contentUrl\":\"https:\/\/www.fingo.sk\/blog\/wp-content\/uploads\/2024\/10\/Juliana-Arvaiova_Specialistka-na-nezivotne-poistenie-scaled-96x96.jpg\",\"caption\":\"Juliana Arvaiov\u00e1\"},\"description\":\"V minulosti pracovala v banke ako osobn\u00e1 bank\u00e1rka a p\u00f4sobila tie\u017e v pois\u0165ovni v oblasti spr\u00e1vy poistenia. Vo FinGO.sk je riadite\u013ekou pre ne\u017eivotn\u00e9 poistenie. Miluje les, kvety, divadlo, filmov\u00e9 dr\u00e1my a hudbu. U\u017e takmer 23 rokov akt\u00edvne spieva.\",\"url\":\"https:\/\/www.fingo.sk\/blog\/author\/juliana-arvaiova\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Poistenie elektromobilu: Najv\u00e4\u010d\u0161ie rizik\u00e1 a na \u010do si da\u0165 pozor","description":"Poistenie elektromobilu chr\u00e1ni pred drah\u00fdmi opravami bat\u00e9ri\u00ed a nab\u00edja\u010diek. Pre\u010d\u00edtajte si, pre\u010do sa bez havarijn\u00e9ho krytia neoplat\u00ed jazdi\u0165.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.fingo.sk\/blog\/poistenie-elektromobilu-najvacsie-rizika-a-na-co-si-dat-pozor\/","og_locale":"sk_SK","og_type":"article","og_title":"Poistenie elektromobilu: Najv\u00e4\u010d\u0161ie rizik\u00e1 a na \u010do si da\u0165 pozor","og_description":"Poistenie elektromobilu chr\u00e1ni pred drah\u00fdmi opravami bat\u00e9ri\u00ed a nab\u00edja\u010diek. Pre\u010d\u00edtajte si, pre\u010do sa bez havarijn\u00e9ho krytia neoplat\u00ed jazdi\u0165.","og_url":"https:\/\/www.fingo.sk\/blog\/poistenie-elektromobilu-najvacsie-rizika-a-na-co-si-dat-pozor\/","og_site_name":"FinGO.sk","article_published_time":"2025-10-29T14:06:16+00:00","article_modified_time":"2025-10-29T14:08:37+00:00","og_image":[{"width":1035,"height":689,"url":"https:\/\/www.fingo.sk\/blog\/wp-content\/uploads\/2025\/10\/poistenie-elektromobilu-1.png","type":"image\/png"}],"author":"Juliana Arvaiov\u00e1","twitter_card":"summary_large_image","twitter_misc":{"Autor":"Juliana Arvaiov\u00e1","Predpokladan\u00fd \u010das \u010d\u00edtania":"4 min\u00faty"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/www.fingo.sk\/blog\/poistenie-elektromobilu-najvacsie-rizika-a-na-co-si-dat-pozor\/#article","isPartOf":{"@id":"https:\/\/www.fingo.sk\/blog\/poistenie-elektromobilu-najvacsie-rizika-a-na-co-si-dat-pozor\/"},"author":{"name":"Juliana Arvaiov\u00e1","@id":"https:\/\/www.fingo.sk\/blog\/#\/schema\/person\/6cd0d5bd48b1be52f3486f039fd1ebdf"},"headline":"Poistenie elektromobilu: Najv\u00e4\u010d\u0161ie rizik\u00e1 a na \u010do si da\u0165 pozor","datePublished":"2025-10-29T14:06:16+00:00","dateModified":"2025-10-29T14:08:37+00:00","mainEntityOfPage":{"@id":"https:\/\/www.fingo.sk\/blog\/poistenie-elektromobilu-najvacsie-rizika-a-na-co-si-dat-pozor\/"},"wordCount":762,"publisher":{"@id":"https:\/\/www.fingo.sk\/blog\/#organization"},"keywords":["Havarijn\u00e9 poistenie","poistenie auta"],"articleSection":["Ne\u017eivotn\u00e9 poistenie"],"inLanguage":"sk-SK"},{"@type":"WebPage","@id":"https:\/\/www.fingo.sk\/blog\/poistenie-elektromobilu-najvacsie-rizika-a-na-co-si-dat-pozor\/","url":"https:\/\/www.fingo.sk\/blog\/poistenie-elektromobilu-najvacsie-rizika-a-na-co-si-dat-pozor\/","name":"Poistenie elektromobilu: Najv\u00e4\u010d\u0161ie rizik\u00e1 a na \u010do si da\u0165 pozor","isPartOf":{"@id":"https:\/\/www.fingo.sk\/blog\/#website"},"datePublished":"2025-10-29T14:06:16+00:00","dateModified":"2025-10-29T14:08:37+00:00","description":"Poistenie elektromobilu chr\u00e1ni pred drah\u00fdmi opravami bat\u00e9ri\u00ed a nab\u00edja\u010diek. Pre\u010d\u00edtajte si, pre\u010do sa bez havarijn\u00e9ho krytia neoplat\u00ed jazdi\u0165.","breadcrumb":{"@id":"https:\/\/www.fingo.sk\/blog\/poistenie-elektromobilu-najvacsie-rizika-a-na-co-si-dat-pozor\/#breadcrumb"},"inLanguage":"sk-SK","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.fingo.sk\/blog\/poistenie-elektromobilu-najvacsie-rizika-a-na-co-si-dat-pozor\/"]}]},{"@type":"BreadcrumbList","@id":"https:\/\/www.fingo.sk\/blog\/poistenie-elektromobilu-najvacsie-rizika-a-na-co-si-dat-pozor\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Blog","item":"https:\/\/www.fingo.sk\/blog\/"},{"@type":"ListItem","position":2,"name":"Ne\u017eivotn\u00e9 poistenie","item":"https:\/\/www.fingo.sk\/blog\/category\/nezivotne-poistenie\/"},{"@type":"ListItem","position":3,"name":"Poistenie elektromobilu: Najv\u00e4\u010d\u0161ie rizik\u00e1 a na \u010do si da\u0165 pozor"}]},{"@type":"WebSite","@id":"https:\/\/www.fingo.sk\/blog\/#website","url":"https:\/\/www.fingo.sk\/blog\/","name":"FinGO.sk","description":"","publisher":{"@id":"https:\/\/www.fingo.sk\/blog\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.fingo.sk\/blog\/?s={search_term_string}"},"query-input":"required name=search_term_string"}],"inLanguage":"sk-SK"},{"@type":"Organization","@id":"https:\/\/www.fingo.sk\/blog\/#organization","name":"FINGO.SK s. r. o.","url":"https:\/\/www.fingo.sk\/blog\/","logo":{"@type":"ImageObject","inLanguage":"sk-SK","@id":"https:\/\/www.fingo.sk\/blog\/#\/schema\/logo\/image\/","url":"https:\/\/www.fingo.sk\/blog\/wp-content\/uploads\/2018\/06\/ryba-s-bielym.png","contentUrl":"https:\/\/www.fingo.sk\/blog\/wp-content\/uploads\/2018\/06\/ryba-s-bielym.png","width":983,"height":1000,"caption":"FINGO.SK s. r. o."},"image":{"@id":"https:\/\/www.fingo.sk\/blog\/#\/schema\/logo\/image\/"}},{"@type":"Person","@id":"https:\/\/www.fingo.sk\/blog\/#\/schema\/person\/6cd0d5bd48b1be52f3486f039fd1ebdf","name":"Juliana Arvaiov\u00e1","image":{"@type":"ImageObject","inLanguage":"sk-SK","@id":"https:\/\/www.fingo.sk\/blog\/#\/schema\/person\/image\/","url":"https:\/\/www.fingo.sk\/blog\/wp-content\/uploads\/2024\/10\/Juliana-Arvaiova_Specialistka-na-nezivotne-poistenie-scaled-96x96.jpg","contentUrl":"https:\/\/www.fingo.sk\/blog\/wp-content\/uploads\/2024\/10\/Juliana-Arvaiova_Specialistka-na-nezivotne-poistenie-scaled-96x96.jpg","caption":"Juliana Arvaiov\u00e1"},"description":"V minulosti pracovala v banke ako osobn\u00e1 bank\u00e1rka a p\u00f4sobila tie\u017e v pois\u0165ovni v oblasti spr\u00e1vy poistenia. Vo FinGO.sk je riadite\u013ekou pre ne\u017eivotn\u00e9 poistenie. Miluje les, kvety, divadlo, filmov\u00e9 dr\u00e1my a hudbu. U\u017e takmer 23 rokov akt\u00edvne spieva.","url":"https:\/\/www.fingo.sk\/blog\/author\/juliana-arvaiova\/"}]}},"_links":{"self":[{"href":"https:\/\/www.fingo.sk\/blog\/wp-json\/wp\/v2\/posts\/10726"}],"collection":[{"href":"https:\/\/www.fingo.sk\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.fingo.sk\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.fingo.sk\/blog\/wp-json\/wp\/v2\/users\/58"}],"replies":[{"embeddable":true,"href":"https:\/\/www.fingo.sk\/blog\/wp-json\/wp\/v2\/comments?post=10726"}],"version-history":[{"count":9,"href":"https:\/\/www.fingo.sk\/blog\/wp-json\/wp\/v2\/posts\/10726\/revisions"}],"predecessor-version":[{"id":10745,"href":"https:\/\/www.fingo.sk\/blog\/wp-json\/wp\/v2\/posts\/10726\/revisions\/10745"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.fingo.sk\/blog\/wp-json\/wp\/v2\/media\/10746"}],"wp:attachment":[{"href":"https:\/\/www.fingo.sk\/blog\/wp-json\/wp\/v2\/media?parent=10726"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.fingo.sk\/blog\/wp-json\/wp\/v2\/categories?post=10726"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.fingo.sk\/blog\/wp-json\/wp\/v2\/tags?post=10726"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}