{"id":10830,"date":"2026-01-14T09:28:03","date_gmt":"2026-01-14T08:28:03","guid":{"rendered":"https:\/\/www.fingo.sk\/blog\/?p=10830"},"modified":"2026-01-14T09:28:05","modified_gmt":"2026-01-14T08:28:05","slug":"7-tipov-pre-bezpecnu-zimnu-dovolenku-na-horach","status":"publish","type":"post","link":"https:\/\/www.fingo.sk\/blog\/7-tipov-pre-bezpecnu-zimnu-dovolenku-na-horach\/","title":{"rendered":"7 tipov pre bezpe\u010dn\u00fa zimn\u00fa dovolenku na hor\u00e1ch"},"content":{"rendered":"\n<p><strong>Milujete ly\u017eovanie, snowboarding alebo zimn\u00fa turistiku v hor\u00e1ch? Nech u\u017e sa chyst\u00e1te do zahrani\u010dn\u00fdch ly\u017eiarskych stred\u00edsk alebo objavova\u0165 kr\u00e1sy slovensk\u00fdch h\u00f4r, bezpe\u010dn\u00e1 v\u00fdbava a spr\u00e1vne nastaven\u00e9 poistenie by mali by\u0165 samozrejmos\u0165ou. Pripravili sme pre v\u00e1s praktick\u00e9 tipy, v\u010faka ktor\u00fdm sa m\u00f4\u017eete chr\u00e1ni\u0165 pred zbyto\u010dn\u00fdmi rizikami a u\u0161etri\u0165 aj tis\u00edce eur.<\/strong><\/p>\n\n\n\n<p>Od 1. janu\u00e1ra 2026 je na Slovensku povinn\u00e1 ly\u017eiarska prilba pre v\u0161etk\u00fdch do 18 rokov, \u010do v\u00fdrazne zvy\u0161uje bezpe\u010dnos\u0165 mlad\u00fdch ly\u017eiarov a snowboardistov. Z\u00e1rove\u0148 je kv\u00f4li vy\u0161\u0161iemu da\u0148ov\u00e9mu za\u0165a\u017eeniu <a href=\"https:\/\/www.fingo.sk\/poistenie\/cestovne-poistenie\">cestovn\u00e9 poistenie<\/a> drah\u0161ie o 5 a\u017e 7 percent, preto je dobr\u00e9 vybra\u0165 si vhodn\u00fd bal\u00edk, ktor\u00fd kryje n\u00e1klady na lie\u010dbu, z\u00e1sah z\u00e1chran\u00e1rov \u010di zodpovednos\u0165 za \u0161kodu.&nbsp;<\/p>\n\n\n\n<p>Z\u00e1chrann\u00e9 akcie, odvoz z horsk\u00fdch oblast\u00ed alebo hospitaliz\u00e1cia po \u00faraze m\u00f4\u017eu by\u0165 v cudzine mimoriadne drah\u00e9. Po\u010fme sa na to pozrie\u0165 podrobnej\u0161ie\u2026&nbsp;<\/p>\n\n\n\n<h2 class=\"has-text-color\" style=\"color:#ec8124\">Bez cestovn\u00e9ho poistenia sa ly\u017eova\u010dka m\u00f4\u017ee predra\u017ei\u0165<\/h2>\n\n\n\n<p>Slov\u00e1ci \u010doraz \u010dastej\u0161ie cestuj\u00fa na zimn\u00fa dovolenku aj do alpsk\u00fdch kraj\u00edn ako s\u00fa Rak\u00fasko, Taliansko, Franc\u00fazsko \u010di \u0160vaj\u010diarsko. Ceny skipasov s\u00fa \u010dasto porovnate\u013en\u00e9 so slovensk\u00fdmi ly\u017eiarskymi strediskami, v niektor\u00fdch pr\u00edpadoch dokonca aj v\u00fdhodnej\u0161ie. Zahrani\u010dn\u00e9 stredisk\u00e1 navy\u0161e pon\u00fakaj\u00fa dlh\u0161ie zjazdovky a vy\u0161\u0161\u00ed \u0161tandard poskytovan\u00fdch slu\u017eieb.<\/p>\n\n\n\n<p>V cudzine sa rozhodne nesta\u010d\u00ed spolieha\u0165 iba na Eur\u00f3psky preukaz zdravotn\u00e9ho poistenia. Ten kryje len z\u00e1kladn\u00fa zdravotn\u00fa starostlivos\u0165 vo verejn\u00fdch zariadeniach. Lie\u010dbu v s\u00fakromn\u00fdch zariadeniach, lieky, hospitaliz\u00e1ciu \u010di z\u00e1sah leteckej z\u00e1chrannej slu\u017eby si bez cestovn\u00e9ho poistenia mus\u00edte hradi\u0165 sami.&nbsp;<\/p>\n\n\n\n<p>Pozor! Pois\u0165ovne eviduj\u00fa pr\u00edpady, ke\u010f po zr\u00e1\u017eke na zjazdovke, n\u00e1slednej oper\u00e1cii a \u010fal\u0161ej lie\u010dbe za klientov uhradili nieko\u013eko desiatok tis\u00edc eur.<\/p>\n\n\n\n<p><strong><em>Ak radi \u0161portujete, porad\u00edme v\u00e1m, <\/em><\/strong><a href=\"https:\/\/www.fingo.sk\/blog\/poistenie-sportujucich-deti-ako-sa-chranit-pred-nasledkami-urazov\/\"><strong><em>ako si nastavi\u0165 aj \u017eivotn\u00e9 poistenie<\/em><\/strong><\/a><strong><em>.<\/em><\/strong><\/p>\n\n\n\n<p><\/p>\n\n\n\n<figure class=\"wp-block-image size-full\"><a href=\"https:\/\/www.fingo.sk\/poistenie\/cestovne-poistenie?utm_source=blog&amp;utm_medium=gif&amp;utm_campaign=cestovne_gif\"><img decoding=\"async\" width=\"1024\" height=\"768\" src=\"https:\/\/www.fingo.sk\/blog\/wp-content\/uploads\/2023\/06\/gif_cp.gif\" alt=\"\" class=\"wp-image-7679\"\/><\/a><\/figure>\n\n\n\n<h2 class=\"has-text-color\" style=\"color:#ec8124\">Ko\u013eko stoj\u00ed cestovn\u00e9 poistenie na ly\u017eova\u010dku?<\/h2>\n\n\n\n<p>Z\u00e1kladn\u00e9 <a href=\"https:\/\/www.fingo.sk\/poistenie\/cestovne-poistenie\">cestovn\u00e9 poistenie<\/a> kryje lie\u010debn\u00e9 n\u00e1klady, asistenciu aj zodpovednos\u0165 za \u0161kodu vo\u010di tret\u00edm osob\u00e1m.&nbsp;<\/p>\n\n\n\n<ul>\n<li>Pri sedemd\u0148ovej ly\u017eova\u010dke v r\u00e1mci Eur\u00f3py sa cena poistenia pre jednotlivca pohybuje zhruba od 8 do 13 eur, pre \u0161tvor\u010dlenn\u00fa rodinu od 22 do 41 eur.&nbsp;<\/li>\n\n\n\n<li>Roz\u0161\u00edren\u00e9 bal\u00edky s\u00fa drah\u0161ie a m\u00f4\u017eu zah\u0155\u0148a\u0165 pripoistenie storna dovolenky, bato\u017einy, <a href=\"https:\/\/www.fingo.sk\/urazove-poistenie-online\">\u00farazov<\/a> \u010di rizikov\u00fdch \u0161portov.<\/li>\n<\/ul>\n\n\n\n<ul>\n<li>Kto pl\u00e1nuje vycestova\u0165 do zahrani\u010dia viackr\u00e1t po\u010das roka, m\u00f4\u017ee zv\u00e1\u017ei\u0165 aj celoro\u010dn\u00e9 cestovn\u00e9 poistenie.&nbsp;<\/li>\n\n\n\n<li>Cena celoro\u010dn\u00e9ho poistenia pre Eur\u00f3pu sa pohybuje pribli\u017ene od 69 do 311 eur, v z\u00e1vislosti od konkr\u00e9tnej pois\u0165ovne.&nbsp;<\/li>\n<\/ul>\n\n\n\n<h2 class=\"has-text-color\" style=\"color:#ec8124\">7 tipov, ktor\u00e9 v\u00e1m u\u0161etria starosti aj peniaze<\/h2>\n\n\n\n<h3 class=\"has-text-color\" style=\"color:#ec8124\">1. Myslite na vhodn\u00fd v\u00fdstroj a bezpe\u010dnos\u0165<\/h3>\n\n\n\n<p>K z\u00e1kladnej bezpe\u010dnostnej v\u00fdbave ly\u017eiara patr\u00ed spr\u00e1vne nastaven\u00fd v\u00fdstroj, najm\u00e4 ly\u017ee, viazanie a ly\u017eiarky, ly\u017eiarska prilba (na Slovensku je povinn\u00e1 pre ly\u017eiarov do 18 rokov, v in\u00fdch krajin\u00e1ch sa tento vek l\u00ed\u0161i), \u010falej ly\u017eiarske okuliare, rukavice a vhodn\u00e9 nepremokav\u00e9 a tepelnoizola\u010dn\u00e9 oble\u010denie.&nbsp;<\/p>\n\n\n\n<p>Medzi odpor\u00fa\u010dan\u00fa bezpe\u010dnostn\u00fa v\u00fdbavu patr\u00ed aj \u010diapka alebo kukla pod prilbu a najm\u00e4 u det\u00ed aj chr\u00e1ni\u010d chrbtice. Samozrejmos\u0165ou by mal by\u0165 aj mobiln\u00fd telef\u00f3n na privolanie pomoci v pr\u00edpade n\u00fadze.<\/p>\n\n\n\n<h3 class=\"has-text-color\" style=\"color:#ec8124\">2. Freeride \u010di skialpinizmus aj s lav\u00ednovou v\u00fdbavou<\/h3>\n\n\n\n<p>Pri ly\u017eovan\u00ed mimo upraven\u00fdch zjazdoviek, ako je freeride alebo skialpinizmus, je nevyhnutn\u00e9 disponova\u0165 lav\u00ednovou v\u00fdbavou \u2013 lav\u00ednov\u00fdm vyh\u013ead\u00e1va\u010dom, lopatou a sondou. Odborn\u00edci z\u00e1rove\u0148 odpor\u00fa\u010daj\u00fa batoh s lav\u00ednov\u00fdm airbagom, ktor\u00fd m\u00f4\u017ee v kritickej situ\u00e1cii v\u00fdrazne zv\u00fd\u0161i\u0165 \u0161ance na pre\u017eitie. Z\u00e1rove\u0148 v\u017edy odpor\u00fa\u010dam re\u0161pektova\u0165 pravidl\u00e1 strediska a spr\u00e1va\u0165 sa oh\u013eaduplne k ostatn\u00fdm.<\/p>\n\n\n\n<h3 class=\"has-text-color\" style=\"color:#ec8124\">3. Nespoliehajte sa len na Eur\u00f3psky preukaz zdravotn\u00e9ho poistenia<\/h3>\n\n\n\n<p>Eur\u00f3psky preukaz zdravotn\u00e9ho poistenia (EPZP) v\u00e1m<a href=\"https:\/\/www.fingo.sk\/zivotne-poistenie\"> pri \u00faraze \u010di chorobe<\/a> v zahrani\u010d\u00ed pokryje z\u00e1kladn\u00fa lek\u00e1rsku starostlivos\u0165, ale nevz\u0165ahuje sa na n\u00e1klady v s\u00fakromn\u00fdch zdravotn\u00edckych zariadeniach, repatri\u00e1ciu \u010di z\u00e1chrann\u00e9 akcie v hor\u00e1ch.&nbsp;<\/p>\n\n\n\n<p>Napr\u00edklad ak sa zran\u00edte pri ly\u017eova\u010dke vo franc\u00fazskych Alp\u00e1ch a budete potrebova\u0165 vrtu\u013en\u00edk na prevoz do nemocnice, cez EPZP si preplatenie t\u00fdchto n\u00e1kladov neviete uplatni\u0165. Cez cestovn\u00e9 poistenie s pripoisten\u00edm p\u00e1trania a z\u00e1chrany \u00e1no.<\/p>\n\n\n\n<h3 class=\"has-text-color\" style=\"color:#ec8124\">4. Z\u00e1kladn\u00fd bal\u00edk kryje rekrea\u010dn\u00e9 \u0161porty, rizikovej\u0161ie aktivity si pripoistite<\/h3>\n\n\n\n<p>Be\u017en\u00e9 ly\u017eovanie, snowboardovanie alebo turistika s\u00fa zvy\u010dajne s\u00fa\u010das\u0165ou z\u00e1kladn\u00e9ho bal\u00edka cestovn\u00e9ho poistenia. Ak sa v\u0161ak chyst\u00e1te na freeride, heliskiing, bungee jumping alebo in\u00e9 adrenal\u00ednov\u00e9 aktivity, je potrebn\u00e9 dok\u00fapi\u0165 si doplnkov\u00e9 poistn\u00e9 krytie. Bez neho v\u00e1m pois\u0165ov\u0148a nemus\u00ed uhradi\u0165 lie\u010dbu \u00farazu \u010di in\u00e9 n\u00e1klady.<\/p>\n\n\n\n<p><\/p>\n\n\n\n<div class=\"newsletter-1\"><\/div>\r\n<script src=\"https:\/\/www.fingo.sk\/cdn\/scripts\/widget-newsletter.js?v=2\"><\/script>\r\n\n\n\n\n<h3 class=\"has-text-color\" style=\"color:#ec8124\">5. Myslite aj na zodpovednos\u0165 za \u0161kodu, kol\u00edzia v\u00e1s m\u00f4\u017ee vyjs\u0165 draho<\/h3>\n\n\n\n<p>Predstavte si, \u017ee nechtiac zran\u00edte in\u00e9ho ly\u017eiara alebo po\u0161kod\u00edte jeho v\u00fdstroj. Pr\u00edpadne pri jazde na sne\u017enom sk\u00fatri zni\u010d\u00edte v\u00fdbavu niekoho in\u00e9ho. Pr\u00e1ve tieto n\u00e1klady kryje poistenie zodpovednosti za \u0161kodu. Bez neho by ste museli v\u0161etko hradi\u0165 z vlastn\u00e9ho vrecka a n\u00e1klady na lie\u010dbu \u010di opravu m\u00f4\u017eu r\u00fdchlo presiahnu\u0165 tis\u00edce eur.<\/p>\n\n\n\n<p><strong><em>Viac r\u00e1d <\/em><\/strong><a href=\"https:\/\/www.fingo.sk\/blog\/vytopeni-susedia-ci-naburane-firemne-autoochrani-vas-poistenie-zodpovednosti-za-skodu\/\"><strong><em>o zodpovednosti za \u0161kodu n\u00e1jdete aj v tomto \u010dl\u00e1nku.&nbsp;<\/em><\/strong><\/a><\/p>\n\n\n\n<h3 class=\"has-text-color\" style=\"color:#ec8124\">6. Alkohol a \u0161port nejd\u00fa dokopy<\/h3>\n\n\n\n<p>Aj mal\u00e1 f\u013ea\u0161a piva m\u00f4\u017ee vies\u0165 k ne\u0161\u0165astiu na svahu. Pois\u0165ovne v\u00e4\u010d\u0161inou odmietaj\u00fa plni\u0165 \u0161kody, ak k nim do\u0161lo pod vplyvom alkoholu alebo omamn\u00fdch l\u00e1tok. Preto je lep\u0161ie dr\u017ea\u0165 sa pravidla: bezpe\u010dn\u00e1 jazda a alkohol nejd\u00fa dokopy.<\/p>\n\n\n\n<h3 class=\"has-text-color\" style=\"color:#ec8124\">7. Pri \u010dastej\u0161\u00edch cest\u00e1ch je v\u00fdhodnej\u0161ie celoro\u010dn\u00e9 poistenie<\/h3>\n\n\n\n<p>Ak cestujete do zahrani\u010dia viac ako dvakr\u00e1t do roka, jedno celoro\u010dn\u00e9 poistenie je ekonomickej\u0161ie ne\u017e opakovan\u00e9 kr\u00e1tkodob\u00e9 poistenia. Navy\u0161e mnoh\u00e9 bal\u00edky automaticky obsahuj\u00fa aj krytie pre horsk\u00e9 aktivity, tak\u017ee toto pripoistenie nebudete musie\u0165 rie\u0161i\u0165 zvl\u00e1\u0161\u0165.&nbsp;<\/p>\n\n\n\n<h2 class=\"has-text-color\" style=\"color:#ec8124\">Potrebujete poradi\u0165 s v\u00fdberom cestovn\u00e9ho poistenia na ly\u017eova\u010dku? Sme tu pre v\u00e1s<\/h2>\n\n\n\n<p>V\u00fdber spr\u00e1vneho cestovn\u00e9ho \u010di \u017eivotn\u00e9ho poistenia nemus\u00ed by\u0165 zlo\u017eit\u00fd. Najm\u00e4 ak m\u00e1te po ruke odborn\u00edkov. Ak si nie ste ist\u00ed, ak\u00e9 krytie je pre v\u00e1s alebo va\u0161u rodinu najvhodnej\u0161ie, <a href=\"https:\/\/www.fingo.sk\/kontakty\">makl\u00e9ri z FinGO.sk<\/a> v\u00e1m radi pom\u00f4\u017eu.&nbsp;<\/p>\n\n\n\n<p>Spolo\u010dne s vami vyber\u00fa poistenie, ktor\u00e9 zoh\u013eadn\u00ed v\u00e1\u0161 \u017eivotn\u00fd \u0161t\u00fdl, \u0161portov\u00e9 aktivity aj finan\u010dn\u00e9 mo\u017enosti. Tak, aby ste si mohli dovolenku aj ka\u017edodenn\u00fd \u017eivot u\u017e\u00edva\u0165 s pocitom istoty a bezpe\u010dia.<\/p>\n\n\n\n<p><\/p>\n\n\n\n<iframe id=\"iframeBannerV1_travel_insurance\" src=\"https:\/\/www.fingo.sk\/banner\/general?type=travel_insurance\" style=\"height: 263px; width: 100%; border: medium; box-shadow: 0 0 10px gray; border-radius: 14px;\" loading=\"lazy\"><\/iframe>\n","protected":false},"excerpt":{"rendered":"<p>Milujete ly\u017eovanie, snowboarding alebo zimn\u00fa turistiku v hor\u00e1ch? Nech u\u017e sa chyst\u00e1te do zahrani\u010dn\u00fdch ly\u017eiarskych stred\u00edsk alebo objavova\u0165 kr\u00e1sy slovensk\u00fdch h\u00f4r, bezpe\u010dn\u00e1 v\u00fdbava a spr\u00e1vne nastaven\u00e9 poistenie by mali by\u0165 samozrejmos\u0165ou. Pripravili sme pre v\u00e1s praktick\u00e9 tipy, v\u010faka ktor\u00fdm sa m\u00f4\u017eete chr\u00e1ni\u0165 pred zbyto\u010dn\u00fdmi rizikami a u\u0161etri\u0165 aj tis\u00edce eur. Od 1. janu\u00e1ra 2026 je na Slovensku povinn\u00e1 ly\u017eiarska prilba pre v\u0161etk\u00fdch do 18 rokov, \u010do v\u00fdrazne zvy\u0161uje bezpe\u010dnos\u0165 mlad\u00fdch ly\u017eiarov a snowboardistov. Z\u00e1rove\u0148 je kv\u00f4li vy\u0161\u0161iemu da\u0148ov\u00e9mu za\u0165a\u017eeniu cestovn\u00e9 poistenie drah\u0161ie o 5 a\u017e 7 percent, preto je dobr\u00e9 vybra\u0165 si vhodn\u00fd bal\u00edk, ktor\u00fd kryje n\u00e1klady na lie\u010dbu, z\u00e1sah z\u00e1chran\u00e1rov \u010di zodpovednos\u0165 za \u0161kodu.&nbsp; Z\u00e1chrann\u00e9 akcie, odvoz z horsk\u00fdch oblast\u00ed alebo hospitaliz\u00e1cia po \u00faraze m\u00f4\u017eu by\u0165 v cudzine mimoriadne drah\u00e9. Po\u010fme sa na to pozrie\u0165 podrobnej\u0161ie\u2026&nbsp; Bez cestovn\u00e9ho poistenia sa ly\u017eova\u010dka m\u00f4\u017ee predra\u017ei\u0165 Slov\u00e1ci \u010doraz \u010dastej\u0161ie cestuj\u00fa na zimn\u00fa dovolenku aj do alpsk\u00fdch kraj\u00edn ako s\u00fa Rak\u00fasko, Taliansko, Franc\u00fazsko \u010di \u0160vaj\u010diarsko. Ceny skipasov s\u00fa \u010dasto porovnate\u013en\u00e9 so slovensk\u00fdmi ly\u017eiarskymi strediskami, v niektor\u00fdch pr\u00edpadoch dokonca aj v\u00fdhodnej\u0161ie. Zahrani\u010dn\u00e9 stredisk\u00e1 navy\u0161e pon\u00fakaj\u00fa dlh\u0161ie zjazdovky a vy\u0161\u0161\u00ed \u0161tandard poskytovan\u00fdch slu\u017eieb. V cudzine sa rozhodne nesta\u010d\u00ed spolieha\u0165 iba na Eur\u00f3psky preukaz zdravotn\u00e9ho poistenia. Ten kryje len z\u00e1kladn\u00fa zdravotn\u00fa starostlivos\u0165 vo verejn\u00fdch zariadeniach. Lie\u010dbu [&hellip;]<\/p>\n","protected":false},"author":58,"featured_media":10843,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":[],"categories":[13],"tags":[100,103],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v20.11 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>7 tipov pre bezpe\u010dn\u00fa zimn\u00fa dovolenku na hor\u00e1ch - FinGO.sk<\/title>\n<meta name=\"description\" content=\"V roku 2026 je cestovn\u00e9 poistenie drah\u0161ie o 5\u20137 %. Pre\u010d\u00edtajte si 7 tipov, \u010do m\u00e1 poistenie kry\u0165 a ko\u013eko stoj\u00ed.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.fingo.sk\/blog\/7-tipov-pre-bezpecnu-zimnu-dovolenku-na-horach\/\" \/>\n<meta property=\"og:locale\" content=\"sk_SK\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"7 tipov pre bezpe\u010dn\u00fa zimn\u00fa dovolenku na hor\u00e1ch - FinGO.sk\" \/>\n<meta property=\"og:description\" content=\"V roku 2026 je cestovn\u00e9 poistenie drah\u0161ie o 5\u20137 %. Pre\u010d\u00edtajte si 7 tipov, \u010do m\u00e1 poistenie kry\u0165 a ko\u013eko stoj\u00ed.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.fingo.sk\/blog\/7-tipov-pre-bezpecnu-zimnu-dovolenku-na-horach\/\" \/>\n<meta property=\"og:site_name\" content=\"FinGO.sk\" \/>\n<meta property=\"article:published_time\" content=\"2026-01-14T08:28:03+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2026-01-14T08:28:05+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.fingo.sk\/blog\/wp-content\/uploads\/2026\/01\/cestovne-poistenie-na-lyzovacku.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1080\" \/>\n\t<meta property=\"og:image:height\" content=\"720\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Juliana Arvaiov\u00e1\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Autor\" \/>\n\t<meta name=\"twitter:data1\" content=\"Juliana Arvaiov\u00e1\" \/>\n\t<meta name=\"twitter:label2\" content=\"Predpokladan\u00fd \u010das \u010d\u00edtania\" \/>\n\t<meta name=\"twitter:data2\" content=\"5 min\u00fat\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/www.fingo.sk\/blog\/7-tipov-pre-bezpecnu-zimnu-dovolenku-na-horach\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/www.fingo.sk\/blog\/7-tipov-pre-bezpecnu-zimnu-dovolenku-na-horach\/\"},\"author\":{\"name\":\"Juliana Arvaiov\u00e1\",\"@id\":\"https:\/\/www.fingo.sk\/blog\/#\/schema\/person\/6cd0d5bd48b1be52f3486f039fd1ebdf\"},\"headline\":\"7 tipov pre bezpe\u010dn\u00fa zimn\u00fa dovolenku na hor\u00e1ch\",\"datePublished\":\"2026-01-14T08:28:03+00:00\",\"dateModified\":\"2026-01-14T08:28:05+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/www.fingo.sk\/blog\/7-tipov-pre-bezpecnu-zimnu-dovolenku-na-horach\/\"},\"wordCount\":1176,\"publisher\":{\"@id\":\"https:\/\/www.fingo.sk\/blog\/#organization\"},\"keywords\":[\"Cestovn\u00e9 poistenie\",\"Poistenie na ly\u017eova\u010dku\"],\"articleSection\":[\"Cestovn\u00e9 poistenie\"],\"inLanguage\":\"sk-SK\"},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.fingo.sk\/blog\/7-tipov-pre-bezpecnu-zimnu-dovolenku-na-horach\/\",\"url\":\"https:\/\/www.fingo.sk\/blog\/7-tipov-pre-bezpecnu-zimnu-dovolenku-na-horach\/\",\"name\":\"7 tipov pre bezpe\u010dn\u00fa zimn\u00fa dovolenku na hor\u00e1ch - FinGO.sk\",\"isPartOf\":{\"@id\":\"https:\/\/www.fingo.sk\/blog\/#website\"},\"datePublished\":\"2026-01-14T08:28:03+00:00\",\"dateModified\":\"2026-01-14T08:28:05+00:00\",\"description\":\"V roku 2026 je cestovn\u00e9 poistenie drah\u0161ie o 5\u20137 %. Pre\u010d\u00edtajte si 7 tipov, \u010do m\u00e1 poistenie kry\u0165 a ko\u013eko stoj\u00ed.\",\"breadcrumb\":{\"@id\":\"https:\/\/www.fingo.sk\/blog\/7-tipov-pre-bezpecnu-zimnu-dovolenku-na-horach\/#breadcrumb\"},\"inLanguage\":\"sk-SK\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/www.fingo.sk\/blog\/7-tipov-pre-bezpecnu-zimnu-dovolenku-na-horach\/\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/www.fingo.sk\/blog\/7-tipov-pre-bezpecnu-zimnu-dovolenku-na-horach\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Blog\",\"item\":\"https:\/\/www.fingo.sk\/blog\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Cestovn\u00e9 poistenie\",\"item\":\"https:\/\/www.fingo.sk\/blog\/category\/cestovne-poistenie\/\"},{\"@type\":\"ListItem\",\"position\":3,\"name\":\"7 tipov pre bezpe\u010dn\u00fa zimn\u00fa dovolenku na hor\u00e1ch\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/www.fingo.sk\/blog\/#website\",\"url\":\"https:\/\/www.fingo.sk\/blog\/\",\"name\":\"FinGO.sk\",\"description\":\"\",\"publisher\":{\"@id\":\"https:\/\/www.fingo.sk\/blog\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/www.fingo.sk\/blog\/?s={search_term_string}\"},\"query-input\":\"required name=search_term_string\"}],\"inLanguage\":\"sk-SK\"},{\"@type\":\"Organization\",\"@id\":\"https:\/\/www.fingo.sk\/blog\/#organization\",\"name\":\"FINGO.SK s. r. o.\",\"url\":\"https:\/\/www.fingo.sk\/blog\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"sk-SK\",\"@id\":\"https:\/\/www.fingo.sk\/blog\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/www.fingo.sk\/blog\/wp-content\/uploads\/2018\/06\/ryba-s-bielym.png\",\"contentUrl\":\"https:\/\/www.fingo.sk\/blog\/wp-content\/uploads\/2018\/06\/ryba-s-bielym.png\",\"width\":983,\"height\":1000,\"caption\":\"FINGO.SK s. r. o.\"},\"image\":{\"@id\":\"https:\/\/www.fingo.sk\/blog\/#\/schema\/logo\/image\/\"}},{\"@type\":\"Person\",\"@id\":\"https:\/\/www.fingo.sk\/blog\/#\/schema\/person\/6cd0d5bd48b1be52f3486f039fd1ebdf\",\"name\":\"Juliana Arvaiov\u00e1\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"sk-SK\",\"@id\":\"https:\/\/www.fingo.sk\/blog\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/www.fingo.sk\/blog\/wp-content\/uploads\/2024\/10\/Juliana-Arvaiova_Specialistka-na-nezivotne-poistenie-scaled-96x96.jpg\",\"contentUrl\":\"https:\/\/www.fingo.sk\/blog\/wp-content\/uploads\/2024\/10\/Juliana-Arvaiova_Specialistka-na-nezivotne-poistenie-scaled-96x96.jpg\",\"caption\":\"Juliana Arvaiov\u00e1\"},\"description\":\"V minulosti pracovala v banke ako osobn\u00e1 bank\u00e1rka a p\u00f4sobila tie\u017e v pois\u0165ovni v oblasti spr\u00e1vy poistenia. Vo FinGO.sk je riadite\u013ekou pre ne\u017eivotn\u00e9 poistenie. Miluje les, kvety, divadlo, filmov\u00e9 dr\u00e1my a hudbu. U\u017e takmer 23 rokov akt\u00edvne spieva.\",\"url\":\"https:\/\/www.fingo.sk\/blog\/author\/juliana-arvaiova\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"7 tipov pre bezpe\u010dn\u00fa zimn\u00fa dovolenku na hor\u00e1ch - FinGO.sk","description":"V roku 2026 je cestovn\u00e9 poistenie drah\u0161ie o 5\u20137 %. Pre\u010d\u00edtajte si 7 tipov, \u010do m\u00e1 poistenie kry\u0165 a ko\u013eko stoj\u00ed.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.fingo.sk\/blog\/7-tipov-pre-bezpecnu-zimnu-dovolenku-na-horach\/","og_locale":"sk_SK","og_type":"article","og_title":"7 tipov pre bezpe\u010dn\u00fa zimn\u00fa dovolenku na hor\u00e1ch - FinGO.sk","og_description":"V roku 2026 je cestovn\u00e9 poistenie drah\u0161ie o 5\u20137 %. Pre\u010d\u00edtajte si 7 tipov, \u010do m\u00e1 poistenie kry\u0165 a ko\u013eko stoj\u00ed.","og_url":"https:\/\/www.fingo.sk\/blog\/7-tipov-pre-bezpecnu-zimnu-dovolenku-na-horach\/","og_site_name":"FinGO.sk","article_published_time":"2026-01-14T08:28:03+00:00","article_modified_time":"2026-01-14T08:28:05+00:00","og_image":[{"width":1080,"height":720,"url":"https:\/\/www.fingo.sk\/blog\/wp-content\/uploads\/2026\/01\/cestovne-poistenie-na-lyzovacku.jpg","type":"image\/jpeg"}],"author":"Juliana Arvaiov\u00e1","twitter_card":"summary_large_image","twitter_misc":{"Autor":"Juliana Arvaiov\u00e1","Predpokladan\u00fd \u010das \u010d\u00edtania":"5 min\u00fat"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/www.fingo.sk\/blog\/7-tipov-pre-bezpecnu-zimnu-dovolenku-na-horach\/#article","isPartOf":{"@id":"https:\/\/www.fingo.sk\/blog\/7-tipov-pre-bezpecnu-zimnu-dovolenku-na-horach\/"},"author":{"name":"Juliana Arvaiov\u00e1","@id":"https:\/\/www.fingo.sk\/blog\/#\/schema\/person\/6cd0d5bd48b1be52f3486f039fd1ebdf"},"headline":"7 tipov pre bezpe\u010dn\u00fa zimn\u00fa dovolenku na hor\u00e1ch","datePublished":"2026-01-14T08:28:03+00:00","dateModified":"2026-01-14T08:28:05+00:00","mainEntityOfPage":{"@id":"https:\/\/www.fingo.sk\/blog\/7-tipov-pre-bezpecnu-zimnu-dovolenku-na-horach\/"},"wordCount":1176,"publisher":{"@id":"https:\/\/www.fingo.sk\/blog\/#organization"},"keywords":["Cestovn\u00e9 poistenie","Poistenie na ly\u017eova\u010dku"],"articleSection":["Cestovn\u00e9 poistenie"],"inLanguage":"sk-SK"},{"@type":"WebPage","@id":"https:\/\/www.fingo.sk\/blog\/7-tipov-pre-bezpecnu-zimnu-dovolenku-na-horach\/","url":"https:\/\/www.fingo.sk\/blog\/7-tipov-pre-bezpecnu-zimnu-dovolenku-na-horach\/","name":"7 tipov pre bezpe\u010dn\u00fa zimn\u00fa dovolenku na hor\u00e1ch - FinGO.sk","isPartOf":{"@id":"https:\/\/www.fingo.sk\/blog\/#website"},"datePublished":"2026-01-14T08:28:03+00:00","dateModified":"2026-01-14T08:28:05+00:00","description":"V roku 2026 je cestovn\u00e9 poistenie drah\u0161ie o 5\u20137 %. Pre\u010d\u00edtajte si 7 tipov, \u010do m\u00e1 poistenie kry\u0165 a ko\u013eko stoj\u00ed.","breadcrumb":{"@id":"https:\/\/www.fingo.sk\/blog\/7-tipov-pre-bezpecnu-zimnu-dovolenku-na-horach\/#breadcrumb"},"inLanguage":"sk-SK","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.fingo.sk\/blog\/7-tipov-pre-bezpecnu-zimnu-dovolenku-na-horach\/"]}]},{"@type":"BreadcrumbList","@id":"https:\/\/www.fingo.sk\/blog\/7-tipov-pre-bezpecnu-zimnu-dovolenku-na-horach\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Blog","item":"https:\/\/www.fingo.sk\/blog\/"},{"@type":"ListItem","position":2,"name":"Cestovn\u00e9 poistenie","item":"https:\/\/www.fingo.sk\/blog\/category\/cestovne-poistenie\/"},{"@type":"ListItem","position":3,"name":"7 tipov pre bezpe\u010dn\u00fa zimn\u00fa dovolenku na hor\u00e1ch"}]},{"@type":"WebSite","@id":"https:\/\/www.fingo.sk\/blog\/#website","url":"https:\/\/www.fingo.sk\/blog\/","name":"FinGO.sk","description":"","publisher":{"@id":"https:\/\/www.fingo.sk\/blog\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.fingo.sk\/blog\/?s={search_term_string}"},"query-input":"required name=search_term_string"}],"inLanguage":"sk-SK"},{"@type":"Organization","@id":"https:\/\/www.fingo.sk\/blog\/#organization","name":"FINGO.SK s. r. o.","url":"https:\/\/www.fingo.sk\/blog\/","logo":{"@type":"ImageObject","inLanguage":"sk-SK","@id":"https:\/\/www.fingo.sk\/blog\/#\/schema\/logo\/image\/","url":"https:\/\/www.fingo.sk\/blog\/wp-content\/uploads\/2018\/06\/ryba-s-bielym.png","contentUrl":"https:\/\/www.fingo.sk\/blog\/wp-content\/uploads\/2018\/06\/ryba-s-bielym.png","width":983,"height":1000,"caption":"FINGO.SK s. r. o."},"image":{"@id":"https:\/\/www.fingo.sk\/blog\/#\/schema\/logo\/image\/"}},{"@type":"Person","@id":"https:\/\/www.fingo.sk\/blog\/#\/schema\/person\/6cd0d5bd48b1be52f3486f039fd1ebdf","name":"Juliana Arvaiov\u00e1","image":{"@type":"ImageObject","inLanguage":"sk-SK","@id":"https:\/\/www.fingo.sk\/blog\/#\/schema\/person\/image\/","url":"https:\/\/www.fingo.sk\/blog\/wp-content\/uploads\/2024\/10\/Juliana-Arvaiova_Specialistka-na-nezivotne-poistenie-scaled-96x96.jpg","contentUrl":"https:\/\/www.fingo.sk\/blog\/wp-content\/uploads\/2024\/10\/Juliana-Arvaiova_Specialistka-na-nezivotne-poistenie-scaled-96x96.jpg","caption":"Juliana Arvaiov\u00e1"},"description":"V minulosti pracovala v banke ako osobn\u00e1 bank\u00e1rka a p\u00f4sobila tie\u017e v pois\u0165ovni v oblasti spr\u00e1vy poistenia. Vo FinGO.sk je riadite\u013ekou pre ne\u017eivotn\u00e9 poistenie. Miluje les, kvety, divadlo, filmov\u00e9 dr\u00e1my a hudbu. U\u017e takmer 23 rokov akt\u00edvne spieva.","url":"https:\/\/www.fingo.sk\/blog\/author\/juliana-arvaiova\/"}]}},"_links":{"self":[{"href":"https:\/\/www.fingo.sk\/blog\/wp-json\/wp\/v2\/posts\/10830"}],"collection":[{"href":"https:\/\/www.fingo.sk\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.fingo.sk\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.fingo.sk\/blog\/wp-json\/wp\/v2\/users\/58"}],"replies":[{"embeddable":true,"href":"https:\/\/www.fingo.sk\/blog\/wp-json\/wp\/v2\/comments?post=10830"}],"version-history":[{"count":11,"href":"https:\/\/www.fingo.sk\/blog\/wp-json\/wp\/v2\/posts\/10830\/revisions"}],"predecessor-version":[{"id":10844,"href":"https:\/\/www.fingo.sk\/blog\/wp-json\/wp\/v2\/posts\/10830\/revisions\/10844"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.fingo.sk\/blog\/wp-json\/wp\/v2\/media\/10843"}],"wp:attachment":[{"href":"https:\/\/www.fingo.sk\/blog\/wp-json\/wp\/v2\/media?parent=10830"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.fingo.sk\/blog\/wp-json\/wp\/v2\/categories?post=10830"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.fingo.sk\/blog\/wp-json\/wp\/v2\/tags?post=10830"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}