{"id":10991,"date":"2026-03-10T13:04:50","date_gmt":"2026-03-10T12:04:50","guid":{"rendered":"https:\/\/www.fingo.sk\/blog\/?p=10991"},"modified":"2026-04-09T13:53:30","modified_gmt":"2026-04-09T11:53:30","slug":"kupujete-dovolenku-ci-letenky-nezabudnite-na-poistenie-storna","status":"publish","type":"post","link":"https:\/\/www.fingo.sk\/blog\/kupujete-dovolenku-ci-letenky-nezabudnite-na-poistenie-storna\/","title":{"rendered":"Kupujete dovolenku \u010di letenky? Nezabudnite na poistenie storna"},"content":{"rendered":"\n<p><strong>Pl\u00e1novanie dovolenky nie je len o v\u00fdbere destin\u00e1cie, leteniek \u010di hotela. V \u010dase rast\u00faceho nap\u00e4tia vo svete a \u010doraz \u010dastej\u0161\u00edch \u017eiveln\u00fdch udalost\u00ed je d\u00f4le\u017eit\u00e9 myslie\u0165 aj na situ\u00e1cie, ke\u010f sa cesta napokon neuskuto\u010dn\u00ed. Zru\u0161enie dovolenky m\u00f4\u017ee znamena\u0165 stratu stoviek a\u017e tis\u00edcov eur, a pr\u00e1ve preto m\u00e1 poistenie storna \u010doraz v\u00e4\u010d\u0161\u00ed v\u00fdznam.<\/strong><\/p>\n\n\n\n<p><a href=\"https:\/\/www.fingo.sk\/poistenie\/cestovne-poistenie\">Poistenie storna<\/a> \u013eud\u00ed chr\u00e1ni pred finan\u010dnou stratou v pr\u00edpade, \u017ee na dovolenku nevycestuj\u00fa z v\u00e1\u017enych a nepredv\u00eddate\u013en\u00fdch d\u00f4vodov. Mnoh\u00ed Slov\u00e1ci ho v\u0161ak st\u00e1le podce\u0148uj\u00fa alebo o \u0148om ani nevedia. Nejde pritom o zanedbate\u013en\u00e9 sumy. Pri drah\u0161\u00edch dovolenk\u00e1ch m\u00f4\u017ee storno poplatok predstavova\u0165 aj v\u00e4\u010d\u0161inu zaplatenej ceny z\u00e1jazdu.<\/p>\n\n\n\n<h2 class=\"has-text-color\" style=\"color:#ec8124\">Zru\u0161en\u00e1 dovolenka? Poistenie storna v\u00e1m m\u00f4\u017ee pom\u00f4c\u0165<\/h2>\n\n\n\n<p>Poistenie storna sa naj\u010dastej\u0161ie vyu\u017e\u00edva v pr\u00edpade n\u00e1hleho ochorenia, \u00farazu alebo hospitaliz\u00e1cie. Vz\u0165ahuje sa v\u0161ak aj na situ\u00e1cie, ako je \u00famrtie bl\u00edzkej osoby, v\u00e1\u017ena rodinn\u00e1 udalos\u0165 alebo napr\u00edklad ne\u010dakan\u00e1 strata zamestnania.<\/p>\n\n\n\n<figure class=\"wp-block-image size-full\"><img decoding=\"async\" width=\"1024\" height=\"605\" src=\"https:\/\/www.fingo.sk\/blog\/wp-content\/uploads\/2026\/03\/image.png\" alt=\"\" class=\"wp-image-10993\" srcset=\"https:\/\/www.fingo.sk\/blog\/wp-content\/uploads\/2026\/03\/image.png 1024w, https:\/\/www.fingo.sk\/blog\/wp-content\/uploads\/2026\/03\/image-300x177.png 300w, https:\/\/www.fingo.sk\/blog\/wp-content\/uploads\/2026\/03\/image-768x454.png 768w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<p>Poistenie storna m\u00f4\u017ee pom\u00f4c\u0165 aj vtedy, ke\u010f cestu zru\u0161\u00edte, preto\u017ee v krajine odchodu alebo v cie\u013eovej destin\u00e1cii nastan\u00fa v\u00e1\u017ene udalosti. M\u00f4\u017ee \u00eds\u0165 napr\u00edklad o politick\u00e9 alebo civiln\u00e9 nepokoje, extr\u00e9mistick\u00e9 \u010di etnick\u00e9 n\u00e1silie alebo terorizmus, pr\u00edpadne o pr\u00edrodn\u00e9 katastrofy, ktor\u00e9 v\u00e1m znemo\u017enia alebo v\u00fdrazne skomplikuj\u00fa cestovanie.<\/p>\n\n\n\n<p>V takomto pr\u00edpade je spravidla potrebn\u00e9 ofici\u00e1lne vyhl\u00e1senie Ministerstva zahrani\u010dn\u00fdch vec\u00ed a eur\u00f3pskych z\u00e1le\u017eitost\u00ed SR k opusteniu krajiny (4. stupe\u0148) a m\u00f4\u017ee by\u0165 stanoven\u00e9 aj obdobie, napr\u00edklad ko\u013eko dn\u00ed pred pl\u00e1novan\u00fdm odchodom do cie\u013eovej destin\u00e1cie mus\u00ed by\u0165 tento stupe\u0148 vyhl\u00e1sen\u00fd.<\/p>\n\n\n\n<h2 class=\"has-text-color\" style=\"color:#ec8124\">Na \u010do v\u0161etko sa storno m\u00f4\u017ee vz\u0165ahova\u0165<\/h2>\n\n\n\n<p>Naj\u010dastej\u0161ie ide napr\u00edklad o:<\/p>\n\n\n\n<ul>\n<li><strong>n\u00e1hle ochorenie alebo <a href=\"https:\/\/www.fingo.sk\/urazove-poistenie-online\">\u00faraz<\/a><\/strong>, pre ktor\u00e9 lek\u00e1r neodporu\u010d\u00ed cestovanie \u2013 m\u00f4\u017ee \u00eds\u0165 napr\u00edklad o zlomeninu, hospitaliz\u00e1ciu \u010di ak\u00fatnu chorobu tesne pred odchodom<\/li>\n\n\n\n<li><strong>v\u00e1\u017ene ochorenie bl\u00edzkej osoby<\/strong>, napr\u00edklad die\u0165a\u0165a, partnera alebo rodi\u010da, ke\u010f je potrebn\u00e9 zosta\u0165 doma a postara\u0165 sa o \u010dlena rodiny<\/li>\n\n\n\n<li><strong>\u00famrtie bl\u00edzkeho \u010dlena rodiny<\/strong>, ktor\u00e9 si prirodzene vy\u017eaduje zru\u0161enie pl\u00e1novanej cesty<\/li>\n\n\n\n<li><strong>v\u00e1\u017ene rodinn\u00e9 udalosti<\/strong>, napr\u00edklad rozvodov\u00e9 konanie alebo in\u00e9 ne\u010dakan\u00e9 \u017eivotn\u00e9 situ\u00e1cie<\/li>\n\n\n\n<li><strong>ne\u010dakan\u00fa stratu zamestnania alebo v\u00fdpove\u010f<\/strong> z organiza\u010dn\u00fdch d\u00f4vodov kr\u00e1tko pred pl\u00e1novanou dovolenkou<\/li>\n\n\n\n<li><strong>neudelenie v\u00edza<\/strong>, ak je pre vstup do krajiny potrebn\u00e9 a \u00farady ho cestuj\u00facemu napokon nevydaj\u00fa<\/li>\n\n\n\n<li><strong>politick\u00e9 alebo civiln\u00e9 nepokoje<\/strong> <strong>v destin\u00e1cii<\/strong>, ktor\u00e9 by mohli ohrozi\u0165 bezpe\u010dnos\u0165 cestuj\u00facich<\/li>\n\n\n\n<li><strong>pr\u00edrodn\u00e9 katastrofy alebo <a href=\"https:\/\/www.fingo.sk\/blog\/poistenie-proti-zivlom-ako-ochranite-dom-chalupu-ci-garaz\/\">\u017eiveln\u00e9 udalosti<\/a><\/strong>, napr\u00edklad zemetrasenie, povodne \u010di rozsiahle po\u017eiare v cie\u013eovej destin\u00e1cii<\/li>\n<\/ul>\n\n\n\n<p>Ka\u017ed\u00e1 pois\u0165ov\u0148a presne ur\u010duje, ktor\u00e9 situ\u00e1cie s\u00fa v r\u00e1mci storna kryt\u00e9. Preto si d\u00f4kladne pre\u0161tudujte poistn\u00e9 podmienky a overte si, kedy a za ak\u00fdch okolnost\u00ed m\u00f4\u017eete storno uplatni\u0165.&nbsp;<\/p>\n\n\n\n<p><\/p>\n\n\n\n<figure class=\"wp-block-image size-full\"><a href=\"https:\/\/www.fingo.sk\/poistenie\/cestovne-poistenie?utm_source=blog&amp;utm_medium=gif&amp;utm_campaign=cestovne_gif\"><img decoding=\"async\" width=\"1024\" height=\"768\" src=\"https:\/\/www.fingo.sk\/blog\/wp-content\/uploads\/2023\/06\/gif_cp.gif\" alt=\"\" class=\"wp-image-7679\"\/><\/a><\/figure>\n\n\n\n<p><strong>TIP: <\/strong>Ak sa v\u00e1m to zd\u00e1 komplikovan\u00e9, obr\u00e1\u0165te sa na na\u0161ich sk\u00fasen\u00fdch <a href=\"https:\/\/www.fingo.sk\/kontakty\">finan\u010dn\u00fdch \u0161pecialistov.&nbsp;<\/a><\/p>\n\n\n\n<h2 class=\"has-text-color\" style=\"color:#ec8124\">D\u00f4le\u017eit\u00e9 je uzavrie\u0165 si poistenie vopred<\/h2>\n\n\n\n<p>Najlep\u0161ie urob\u00edte, ak si poistenie storna uzavriete okam\u017eite po k\u00fape z\u00e1jazdu alebo po zaplaten\u00ed leteniek \u010di ubytovania. M\u00f4\u017eete si ho s\u00edce dojedna\u0165 aj nesk\u00f4r, ale pois\u0165ov\u0148a potom m\u00f4\u017ee uplatni\u0165 \u010dakaciu lehotu, ktor\u00e1 sa naj\u010dastej\u0161ie pohybuje od 7 do 15 a\u017e 20 dn\u00ed.&nbsp;<\/p>\n\n\n\n<p>Po\u010das tejto lehoty poistenie s\u00edce form\u00e1lne existuje, no e\u0161te v\u00e1m nekryje vzniknut\u00e9 udalosti. Ak by ste sa teda napr\u00edklad kr\u00e1tko po uzavret\u00ed poistky dostali do nemocnice alebo by ste pr\u00e1ve v tomto obdob\u00ed museli cestu zru\u0161i\u0165 pre v\u00e1\u017ene rodinn\u00e9 d\u00f4vody, n\u00e1rok na poistn\u00e9 plnenie by v\u00e1m nevznikol.<\/p>\n\n\n\n<p><strong>Pr\u00edklad:<\/strong> Rodina si v marci k\u00fapi letn\u00fa dovolenku za 3 000 eur, no poistenie storna si uzavrie a\u017e o t\u00fd\u017ede\u0148 nesk\u00f4r. O p\u00e1r dn\u00ed jedno z det\u00ed ochorie a lek\u00e1r odporu\u010d\u00ed, aby nieko\u013eko mesiacov necestovalo. Ak sa to stane e\u0161te po\u010das \u010dakacej lehoty, pois\u0165ov\u0148a storno poplatky neuhrad\u00ed.&nbsp;<\/p>\n\n\n\n<p>Pr\u00e1ve preto odpor\u00fa\u010dame rie\u0161i\u0165 poistenie u\u017e v momente, ke\u010f zaplat\u00edte z\u00e1jazd alebo si rezervujete letenky \u010di ubytovanie.<\/p>\n\n\n\n<p><strong><em>\u010cakacie lehoty existuj\u00fa aj v \u017eivotnom poisten\u00ed. <\/em><\/strong><a href=\"https:\/\/www.fingo.sk\/blog\/zivotna-poistka-a-cakacie-doby-co-potrebujete-vediet-pred-uzatvorenim-zmluvy\/\"><strong><em>Viac sa do\u010d\u00edtate v tomto \u010dl\u00e1nku.&nbsp;<\/em><\/strong><\/a><\/p>\n\n\n\n<h2 class=\"has-text-color\" style=\"color:#ec8124\">\u010co nasleduje, ke\u010f zru\u0161\u00edte dovolenku<\/h2>\n\n\n\n<p>Ak sa napokon rozhodnete cestu zru\u0161i\u0165, cestovn\u00e1 kancel\u00e1ria alebo leteck\u00e1 spolo\u010dnos\u0165 v\u00e1m zvy\u010dajne vy\u00fa\u010dtuje storno poplatok. Ten sa odv\u00edja najm\u00e4 od toho, ako bl\u00edzko k d\u00e1tumu odchodu k zru\u0161eniu d\u00f4jde.&nbsp;<\/p>\n\n\n\n<ul>\n<li>Pr\u00e1ve tento poplatok potom dokladujete pois\u0165ovni, ktor\u00e1 po pos\u00faden\u00ed situ\u00e1cie uhrad\u00ed poistn\u00e9 plnenie.&nbsp;<\/li>\n\n\n\n<li>Vo v\u00e4\u010d\u0161ine pr\u00edpadov mus\u00edte zaplati\u0165 aj spolu\u00fa\u010das\u0165, ktor\u00e1 je v ka\u017edej cestovnej kancel\u00e1rii \u010di leteckej spolo\u010dnosti in\u00e1.<\/li>\n\n\n\n<li>V praxi to znamen\u00e1, \u017ee \u010d\u00edm nesk\u00f4r dovolenku zru\u0161\u00edte, t\u00fdm vy\u0161\u0161ia m\u00f4\u017ee by\u0165 va\u0161a finan\u010dn\u00e1 strata.&nbsp;<\/li>\n<\/ul>\n\n\n\n<p><strong>Pr\u00edklad:<\/strong> Ak zru\u0161\u00edte z\u00e1jazd dva mesiace pred odchodom, storno poplatok m\u00f4\u017ee by\u0165 pribli\u017ene 20 a\u017e 30 percent z ceny dovolenky. Pri zru\u0161en\u00ed p\u00e1r dn\u00ed pred odletom sa v\u0161ak m\u00f4\u017ee vy\u0161plha\u0165 aj na 80 \u010di dokonca 100 percent ceny.&nbsp;<\/p>\n\n\n\n<p>Ak budete ma\u0165 uzatvoren\u00e9 poistenie storna a d\u00f4vod zru\u0161enia spln\u00ed podmienky, pois\u0165ov\u0148a v\u00e1m v\u00e4\u010d\u0161inu tohto poplatku preplat\u00ed. Treba r\u00e1ta\u0165 aj s men\u0161ou spolu\u00fa\u010das\u0165ou.<\/p>\n\n\n\n<h2 class=\"has-text-color\" style=\"color:#ec8124\">Ko\u013eko stoj\u00ed poistenie storna<\/h2>\n\n\n\n<p><strong>Pr\u00edklad:<\/strong> Predstavme si situ\u00e1ciu, ke\u010f rodina s dvoma de\u0165mi zaplat\u00ed za dovolenku 5 000 eur a tri dni pred odchodom jeden z rodi\u010dov utrp\u00ed \u00faraz, ktor\u00fd im znemo\u017en\u00ed odcestova\u0165.&nbsp;<\/p>\n\n\n\n<p>Cestovn\u00e1 kancel\u00e1ria si m\u00f4\u017ee \u00fa\u010dtova\u0165 storno poplatok napr\u00edklad 90 percent z ceny z\u00e1jazdu, teda 4 500 eur. Ak by mali uzavret\u00e9 poistenie storna so spolu\u00fa\u010das\u0165ou napr\u00edklad 10 percent, pois\u0165ov\u0148a im m\u00f4\u017ee preplati\u0165 4 050 eur a zvy\u0161ok doplatia z vlastn\u00e9ho vrecka. Samotn\u00e9 poistenie storna by ich st\u00e1lo zhruba od 170 do 360 eur v z\u00e1vislosti od pois\u0165ovne.&nbsp;<\/p>\n\n\n\n<p>Podobn\u00e1 situ\u00e1cia m\u00f4\u017ee nasta\u0165 aj pri individu\u00e1lnom cestovan\u00ed. Ak si k\u00fapite nevratn\u00e9 letenky, rezervujete si hotel \u010di auto, n\u00e1klady sa m\u00f4\u017eu vy\u0161plha\u0165 na stovky a\u017e tis\u00edce eur. S poisten\u00edm v\u0161ak m\u00f4\u017eete z\u00edska\u0165 sp\u00e4\u0165 aspo\u0148 v\u00e4\u010d\u0161inu zaplaten\u00fdch pe\u0148az\u00ed.&nbsp;<\/p>\n\n\n\n<p><strong>Pr\u00edklad:<\/strong> Pri cene z\u00e1jazdu 2 000 eur na osobu v r\u00e1mci Eur\u00f3py sa poistenie storna pohybuje pribli\u017ene od 65 do 146 eur.<\/p>\n\n\n\n<p><strong><em>M\u00e1me pre v\u00e1s aj praktick\u00e9 tipy, ako si <a href=\"https:\/\/www.fingo.sk\/blog\/ako-vybrat-cestovne-poistenie-6-dolezitych-tipov-pred-dovolenkou\/\">nastavi\u0165 cel\u00e9 cestovn\u00e9 poistenie<\/a>.\u00a0<\/em><\/strong><\/p>\n\n\n\n<h2 class=\"has-text-color\" style=\"color:#ec8124\">V ktor\u00fdch krajin\u00e1ch cestovn\u00e9 poistenie neplat\u00ed<\/h2>\n\n\n\n<p>Myslite aj na to, \u017ee cestovn\u00e9 poistenie vo v\u0161eobecnosti neplat\u00ed v krajin\u00e1ch alebo oblastiach, ktor\u00e9 s\u00fa z bezpe\u010dnostn\u00e9ho alebo politick\u00e9ho h\u013eadiska pova\u017eovan\u00e9 za vysoko rizikov\u00e9.<\/p>\n\n\n\n<ul>\n<li>Ide najm\u00e4 o \u0161t\u00e1ty, na ktor\u00e9 sa vz\u0165ahuje medzin\u00e1rodn\u00e9 embargo alebo sankcie ako s\u00fa napr\u00edklad Rusk\u00e1 feder\u00e1cia, Ukrajina, S\u00fdria, Bielorusko, Ir\u00e1n, Kuba \u010di Venezuela.<\/li>\n\n\n\n<li>Pois\u0165ovne v tak\u00fdchto pr\u00edpadoch \u010dasto neposkytuj\u00fa poistn\u00e9 krytie, preto\u017ee v t\u00fdchto krajin\u00e1ch m\u00f4\u017ee by\u0165 obmedzen\u00e9 poskytovanie zdravotnej starostlivosti, repatri\u00e1cie alebo asisten\u010dn\u00fdch slu\u017eieb.<\/li>\n\n\n\n<li>Cestovn\u00e9 poistenie z\u00e1rove\u0148 nemus\u00ed plati\u0165 ani v krajin\u00e1ch, kde Ministerstvo zahrani\u010dn\u00fdch vec\u00ed a eur\u00f3pskych z\u00e1le\u017eitost\u00ed SR vydalo odpor\u00fa\u010danie necestova\u0165 alebo bezodkladne opusti\u0165 krajinu, teda pri 3. alebo 4. stupni cestovn\u00e9ho odpor\u00fa\u010dania.<\/li>\n\n\n\n<li>Tieto stupne sa vyhlasuj\u00fa v situ\u00e1ci\u00e1ch, ke\u010f je bezpe\u010dnostn\u00e1 situ\u00e1cia kritick\u00e1 a m\u00f4\u017ee priamo ohrozova\u0165 \u017eivot alebo zdravie cestuj\u00facich.<\/li>\n<\/ul>\n\n\n\n<p>D\u00f4vodom odpor\u00fa\u010dan\u00ed b\u00fdvaj\u00fa napr\u00edklad ozbrojen\u00e9 konflikty, politick\u00e9 nepokoje, n\u00e1silnosti, teroristick\u00e9 \u00fatoky, vojna alebo rozsiahle pr\u00edrodn\u00e9 katastrofy. V tak\u00fdchto podmienkach m\u00f4\u017ee by\u0165 poskytovanie zdravotnej starostlivosti, evaku\u00e1cie alebo konzul\u00e1rnej pomoci v\u00fdrazne obmedzen\u00e9, a preto pois\u0165ovne \u010dasto vylu\u010duj\u00fa poistn\u00e9 krytie &#8211; ide o tzv. v\u00fdluky.<\/p>\n\n\n\n<p><strong>TIP: <\/strong>Aktu\u00e1lne cestovn\u00e9 odpor\u00fa\u010dania ministerstva zahrani\u010dn\u00fdch vec\u00ed n\u00e1jdete <a href=\"https:\/\/www.mzv.sk\/staty\/cestovne-odporucania-podla-krajin\">TU<\/a>.<\/p>\n\n\n\n<p><\/p>\n\n\n\n<div class=\"newsletter-1\"><\/div>\r\n<script src=\"https:\/\/www.fingo.sk\/cdn\/scripts\/widget-newsletter.js?v=2\"><\/script>\r\n\n\n\n\n<h2 class=\"has-text-color\" style=\"color:#ec8124\">Obr\u00e1\u0165te sa na sk\u00fasen\u00e9ho odborn\u00edka<\/h2>\n\n\n\n<p>Nezabudnite, \u017ee kedyko\u013evek sa m\u00f4\u017eete obr\u00e1ti\u0165 aj na finan\u010dn\u00fdch \u0161pecialistov z\u202fFinGO.sk, ktor\u00ed v\u00e1m radi poradia s v\u00fdberom cestovn\u00e9ho poistenia pod\u013ea va\u0161ich potrieb.&nbsp;S na\u0161ou pomocou si m\u00f4\u017eete by\u0165 ist\u00ed, \u017ee zvolen\u00e9 poistenie bude spr\u00e1vne nastaven\u00e9 a pokryje va\u0161e rizik\u00e1 po\u010das dovolenky. Rovnako v\u00e1m porad\u00edme aj pri <a href=\"https:\/\/www.fingo.sk\/poistenie\/pzp\">poisten\u00ed auta<\/a> alebo <a href=\"https:\/\/www.fingo.sk\/poistenie\/poistenie-majetku\">v\u00e1\u0161ho b\u00fdvania<\/a>, aby ste mali istotu v ka\u017edej situ\u00e1cii.<\/p>\n\n\n\n<p><\/p>\n\n\n\n<iframe id=\"iframeBannerV1_travel_insurance\" src=\"https:\/\/www.fingo.sk\/banner\/general?type=travel_insurance\" style=\"height: 263px; width: 100%; border: medium; box-shadow: 0 0 10px gray; border-radius: 14px;\" loading=\"lazy\"><\/iframe>\n","protected":false},"excerpt":{"rendered":"<p>Pl\u00e1novanie dovolenky nie je len o v\u00fdbere destin\u00e1cie, leteniek \u010di hotela. V \u010dase rast\u00faceho nap\u00e4tia vo svete a \u010doraz \u010dastej\u0161\u00edch \u017eiveln\u00fdch udalost\u00ed je d\u00f4le\u017eit\u00e9 myslie\u0165 aj na situ\u00e1cie, ke\u010f sa cesta napokon neuskuto\u010dn\u00ed. Zru\u0161enie dovolenky m\u00f4\u017ee znamena\u0165 stratu stoviek a\u017e tis\u00edcov eur, a pr\u00e1ve preto m\u00e1 poistenie storna \u010doraz v\u00e4\u010d\u0161\u00ed v\u00fdznam. Poistenie storna \u013eud\u00ed chr\u00e1ni pred finan\u010dnou stratou v pr\u00edpade, \u017ee na dovolenku nevycestuj\u00fa z v\u00e1\u017enych a nepredv\u00eddate\u013en\u00fdch d\u00f4vodov. Mnoh\u00ed Slov\u00e1ci ho v\u0161ak st\u00e1le podce\u0148uj\u00fa alebo o \u0148om ani nevedia. Nejde pritom o zanedbate\u013en\u00e9 sumy. Pri drah\u0161\u00edch dovolenk\u00e1ch m\u00f4\u017ee storno poplatok predstavova\u0165 aj v\u00e4\u010d\u0161inu zaplatenej ceny z\u00e1jazdu. Zru\u0161en\u00e1 dovolenka? Poistenie storna v\u00e1m m\u00f4\u017ee pom\u00f4c\u0165 Poistenie storna sa naj\u010dastej\u0161ie vyu\u017e\u00edva v pr\u00edpade n\u00e1hleho ochorenia, \u00farazu alebo hospitaliz\u00e1cie. Vz\u0165ahuje sa v\u0161ak aj na situ\u00e1cie, ako je \u00famrtie bl\u00edzkej osoby, v\u00e1\u017ena rodinn\u00e1 udalos\u0165 alebo napr\u00edklad ne\u010dakan\u00e1 strata zamestnania. Poistenie storna m\u00f4\u017ee pom\u00f4c\u0165 aj vtedy, ke\u010f cestu zru\u0161\u00edte, preto\u017ee v krajine odchodu alebo v cie\u013eovej destin\u00e1cii nastan\u00fa v\u00e1\u017ene udalosti. M\u00f4\u017ee \u00eds\u0165 napr\u00edklad o politick\u00e9 alebo civiln\u00e9 nepokoje, extr\u00e9mistick\u00e9 \u010di etnick\u00e9 n\u00e1silie alebo terorizmus, pr\u00edpadne o pr\u00edrodn\u00e9 katastrofy, ktor\u00e9 v\u00e1m znemo\u017enia alebo v\u00fdrazne skomplikuj\u00fa cestovanie. V takomto pr\u00edpade je spravidla potrebn\u00e9 ofici\u00e1lne vyhl\u00e1senie Ministerstva zahrani\u010dn\u00fdch vec\u00ed a eur\u00f3pskych z\u00e1le\u017eitost\u00ed SR k opusteniu krajiny (4. stupe\u0148) [&hellip;]<\/p>\n","protected":false},"author":58,"featured_media":10992,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":[],"categories":[13],"tags":[100,148],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v20.11 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Kupujete dovolenku \u010di letenky? Nezabudnite na poistenie storna<\/title>\n<meta name=\"description\" content=\"Poistenie storna v\u00e1s m\u00f4\u017ee ochr\u00e1ni\u0165 pred stratou pe\u0148az\u00ed pri zru\u0161enej dovolenke, letenk\u00e1ch \u010di ubytovan\u00ed. Zistite, kedy sa oplat\u00ed.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.fingo.sk\/blog\/kupujete-dovolenku-ci-letenky-nezabudnite-na-poistenie-storna\/\" \/>\n<meta property=\"og:locale\" content=\"sk_SK\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Kupujete dovolenku \u010di letenky? Nezabudnite na poistenie storna\" \/>\n<meta property=\"og:description\" content=\"Poistenie storna v\u00e1s m\u00f4\u017ee ochr\u00e1ni\u0165 pred stratou pe\u0148az\u00ed pri zru\u0161enej dovolenke, letenk\u00e1ch \u010di ubytovan\u00ed. Zistite, kedy sa oplat\u00ed.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.fingo.sk\/blog\/kupujete-dovolenku-ci-letenky-nezabudnite-na-poistenie-storna\/\" \/>\n<meta property=\"og:site_name\" content=\"FinGO.sk\" \/>\n<meta property=\"article:published_time\" content=\"2026-03-10T12:04:50+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2026-04-09T11:53:30+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.fingo.sk\/blog\/wp-content\/uploads\/2026\/03\/poistenie-storna.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1080\" \/>\n\t<meta property=\"og:image:height\" content=\"749\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Juliana Arvaiov\u00e1\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Autor\" \/>\n\t<meta name=\"twitter:data1\" content=\"Juliana Arvaiov\u00e1\" \/>\n\t<meta name=\"twitter:label2\" content=\"Predpokladan\u00fd \u010das \u010d\u00edtania\" \/>\n\t<meta name=\"twitter:data2\" content=\"7 min\u00fat\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/www.fingo.sk\/blog\/kupujete-dovolenku-ci-letenky-nezabudnite-na-poistenie-storna\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/www.fingo.sk\/blog\/kupujete-dovolenku-ci-letenky-nezabudnite-na-poistenie-storna\/\"},\"author\":{\"name\":\"Juliana Arvaiov\u00e1\",\"@id\":\"https:\/\/www.fingo.sk\/blog\/#\/schema\/person\/6cd0d5bd48b1be52f3486f039fd1ebdf\"},\"headline\":\"Kupujete dovolenku \u010di letenky? Nezabudnite na poistenie storna\",\"datePublished\":\"2026-03-10T12:04:50+00:00\",\"dateModified\":\"2026-04-09T11:53:30+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/www.fingo.sk\/blog\/kupujete-dovolenku-ci-letenky-nezabudnite-na-poistenie-storna\/\"},\"wordCount\":1473,\"publisher\":{\"@id\":\"https:\/\/www.fingo.sk\/blog\/#organization\"},\"keywords\":[\"Cestovn\u00e9 poistenie\",\"poistenie storna\"],\"articleSection\":[\"Cestovn\u00e9 poistenie\"],\"inLanguage\":\"sk-SK\"},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.fingo.sk\/blog\/kupujete-dovolenku-ci-letenky-nezabudnite-na-poistenie-storna\/\",\"url\":\"https:\/\/www.fingo.sk\/blog\/kupujete-dovolenku-ci-letenky-nezabudnite-na-poistenie-storna\/\",\"name\":\"Kupujete dovolenku \u010di letenky? Nezabudnite na poistenie storna\",\"isPartOf\":{\"@id\":\"https:\/\/www.fingo.sk\/blog\/#website\"},\"datePublished\":\"2026-03-10T12:04:50+00:00\",\"dateModified\":\"2026-04-09T11:53:30+00:00\",\"description\":\"Poistenie storna v\u00e1s m\u00f4\u017ee ochr\u00e1ni\u0165 pred stratou pe\u0148az\u00ed pri zru\u0161enej dovolenke, letenk\u00e1ch \u010di ubytovan\u00ed. Zistite, kedy sa oplat\u00ed.\",\"breadcrumb\":{\"@id\":\"https:\/\/www.fingo.sk\/blog\/kupujete-dovolenku-ci-letenky-nezabudnite-na-poistenie-storna\/#breadcrumb\"},\"inLanguage\":\"sk-SK\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/www.fingo.sk\/blog\/kupujete-dovolenku-ci-letenky-nezabudnite-na-poistenie-storna\/\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/www.fingo.sk\/blog\/kupujete-dovolenku-ci-letenky-nezabudnite-na-poistenie-storna\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Blog\",\"item\":\"https:\/\/www.fingo.sk\/blog\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Cestovn\u00e9 poistenie\",\"item\":\"https:\/\/www.fingo.sk\/blog\/category\/cestovne-poistenie\/\"},{\"@type\":\"ListItem\",\"position\":3,\"name\":\"Kupujete dovolenku \u010di letenky? Nezabudnite na poistenie storna\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/www.fingo.sk\/blog\/#website\",\"url\":\"https:\/\/www.fingo.sk\/blog\/\",\"name\":\"FinGO.sk\",\"description\":\"\",\"publisher\":{\"@id\":\"https:\/\/www.fingo.sk\/blog\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/www.fingo.sk\/blog\/?s={search_term_string}\"},\"query-input\":\"required name=search_term_string\"}],\"inLanguage\":\"sk-SK\"},{\"@type\":\"Organization\",\"@id\":\"https:\/\/www.fingo.sk\/blog\/#organization\",\"name\":\"FINGO.SK s. r. o.\",\"url\":\"https:\/\/www.fingo.sk\/blog\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"sk-SK\",\"@id\":\"https:\/\/www.fingo.sk\/blog\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/www.fingo.sk\/blog\/wp-content\/uploads\/2018\/06\/ryba-s-bielym.png\",\"contentUrl\":\"https:\/\/www.fingo.sk\/blog\/wp-content\/uploads\/2018\/06\/ryba-s-bielym.png\",\"width\":983,\"height\":1000,\"caption\":\"FINGO.SK s. r. o.\"},\"image\":{\"@id\":\"https:\/\/www.fingo.sk\/blog\/#\/schema\/logo\/image\/\"}},{\"@type\":\"Person\",\"@id\":\"https:\/\/www.fingo.sk\/blog\/#\/schema\/person\/6cd0d5bd48b1be52f3486f039fd1ebdf\",\"name\":\"Juliana Arvaiov\u00e1\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"sk-SK\",\"@id\":\"https:\/\/www.fingo.sk\/blog\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/www.fingo.sk\/blog\/wp-content\/uploads\/2024\/10\/Juliana-Arvaiova_Specialistka-na-nezivotne-poistenie-scaled-96x96.jpg\",\"contentUrl\":\"https:\/\/www.fingo.sk\/blog\/wp-content\/uploads\/2024\/10\/Juliana-Arvaiova_Specialistka-na-nezivotne-poistenie-scaled-96x96.jpg\",\"caption\":\"Juliana Arvaiov\u00e1\"},\"description\":\"V minulosti pracovala v banke ako osobn\u00e1 bank\u00e1rka a p\u00f4sobila tie\u017e v pois\u0165ovni v oblasti spr\u00e1vy poistenia. Vo FinGO.sk je riadite\u013ekou pre ne\u017eivotn\u00e9 poistenie. Miluje les, kvety, divadlo, filmov\u00e9 dr\u00e1my a hudbu. U\u017e takmer 23 rokov akt\u00edvne spieva.\",\"url\":\"https:\/\/www.fingo.sk\/blog\/author\/juliana-arvaiova\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Kupujete dovolenku \u010di letenky? Nezabudnite na poistenie storna","description":"Poistenie storna v\u00e1s m\u00f4\u017ee ochr\u00e1ni\u0165 pred stratou pe\u0148az\u00ed pri zru\u0161enej dovolenke, letenk\u00e1ch \u010di ubytovan\u00ed. Zistite, kedy sa oplat\u00ed.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.fingo.sk\/blog\/kupujete-dovolenku-ci-letenky-nezabudnite-na-poistenie-storna\/","og_locale":"sk_SK","og_type":"article","og_title":"Kupujete dovolenku \u010di letenky? Nezabudnite na poistenie storna","og_description":"Poistenie storna v\u00e1s m\u00f4\u017ee ochr\u00e1ni\u0165 pred stratou pe\u0148az\u00ed pri zru\u0161enej dovolenke, letenk\u00e1ch \u010di ubytovan\u00ed. Zistite, kedy sa oplat\u00ed.","og_url":"https:\/\/www.fingo.sk\/blog\/kupujete-dovolenku-ci-letenky-nezabudnite-na-poistenie-storna\/","og_site_name":"FinGO.sk","article_published_time":"2026-03-10T12:04:50+00:00","article_modified_time":"2026-04-09T11:53:30+00:00","og_image":[{"width":1080,"height":749,"url":"https:\/\/www.fingo.sk\/blog\/wp-content\/uploads\/2026\/03\/poistenie-storna.jpg","type":"image\/jpeg"}],"author":"Juliana Arvaiov\u00e1","twitter_card":"summary_large_image","twitter_misc":{"Autor":"Juliana Arvaiov\u00e1","Predpokladan\u00fd \u010das \u010d\u00edtania":"7 min\u00fat"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/www.fingo.sk\/blog\/kupujete-dovolenku-ci-letenky-nezabudnite-na-poistenie-storna\/#article","isPartOf":{"@id":"https:\/\/www.fingo.sk\/blog\/kupujete-dovolenku-ci-letenky-nezabudnite-na-poistenie-storna\/"},"author":{"name":"Juliana Arvaiov\u00e1","@id":"https:\/\/www.fingo.sk\/blog\/#\/schema\/person\/6cd0d5bd48b1be52f3486f039fd1ebdf"},"headline":"Kupujete dovolenku \u010di letenky? Nezabudnite na poistenie storna","datePublished":"2026-03-10T12:04:50+00:00","dateModified":"2026-04-09T11:53:30+00:00","mainEntityOfPage":{"@id":"https:\/\/www.fingo.sk\/blog\/kupujete-dovolenku-ci-letenky-nezabudnite-na-poistenie-storna\/"},"wordCount":1473,"publisher":{"@id":"https:\/\/www.fingo.sk\/blog\/#organization"},"keywords":["Cestovn\u00e9 poistenie","poistenie storna"],"articleSection":["Cestovn\u00e9 poistenie"],"inLanguage":"sk-SK"},{"@type":"WebPage","@id":"https:\/\/www.fingo.sk\/blog\/kupujete-dovolenku-ci-letenky-nezabudnite-na-poistenie-storna\/","url":"https:\/\/www.fingo.sk\/blog\/kupujete-dovolenku-ci-letenky-nezabudnite-na-poistenie-storna\/","name":"Kupujete dovolenku \u010di letenky? Nezabudnite na poistenie storna","isPartOf":{"@id":"https:\/\/www.fingo.sk\/blog\/#website"},"datePublished":"2026-03-10T12:04:50+00:00","dateModified":"2026-04-09T11:53:30+00:00","description":"Poistenie storna v\u00e1s m\u00f4\u017ee ochr\u00e1ni\u0165 pred stratou pe\u0148az\u00ed pri zru\u0161enej dovolenke, letenk\u00e1ch \u010di ubytovan\u00ed. Zistite, kedy sa oplat\u00ed.","breadcrumb":{"@id":"https:\/\/www.fingo.sk\/blog\/kupujete-dovolenku-ci-letenky-nezabudnite-na-poistenie-storna\/#breadcrumb"},"inLanguage":"sk-SK","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.fingo.sk\/blog\/kupujete-dovolenku-ci-letenky-nezabudnite-na-poistenie-storna\/"]}]},{"@type":"BreadcrumbList","@id":"https:\/\/www.fingo.sk\/blog\/kupujete-dovolenku-ci-letenky-nezabudnite-na-poistenie-storna\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Blog","item":"https:\/\/www.fingo.sk\/blog\/"},{"@type":"ListItem","position":2,"name":"Cestovn\u00e9 poistenie","item":"https:\/\/www.fingo.sk\/blog\/category\/cestovne-poistenie\/"},{"@type":"ListItem","position":3,"name":"Kupujete dovolenku \u010di letenky? Nezabudnite na poistenie storna"}]},{"@type":"WebSite","@id":"https:\/\/www.fingo.sk\/blog\/#website","url":"https:\/\/www.fingo.sk\/blog\/","name":"FinGO.sk","description":"","publisher":{"@id":"https:\/\/www.fingo.sk\/blog\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.fingo.sk\/blog\/?s={search_term_string}"},"query-input":"required name=search_term_string"}],"inLanguage":"sk-SK"},{"@type":"Organization","@id":"https:\/\/www.fingo.sk\/blog\/#organization","name":"FINGO.SK s. r. o.","url":"https:\/\/www.fingo.sk\/blog\/","logo":{"@type":"ImageObject","inLanguage":"sk-SK","@id":"https:\/\/www.fingo.sk\/blog\/#\/schema\/logo\/image\/","url":"https:\/\/www.fingo.sk\/blog\/wp-content\/uploads\/2018\/06\/ryba-s-bielym.png","contentUrl":"https:\/\/www.fingo.sk\/blog\/wp-content\/uploads\/2018\/06\/ryba-s-bielym.png","width":983,"height":1000,"caption":"FINGO.SK s. r. o."},"image":{"@id":"https:\/\/www.fingo.sk\/blog\/#\/schema\/logo\/image\/"}},{"@type":"Person","@id":"https:\/\/www.fingo.sk\/blog\/#\/schema\/person\/6cd0d5bd48b1be52f3486f039fd1ebdf","name":"Juliana Arvaiov\u00e1","image":{"@type":"ImageObject","inLanguage":"sk-SK","@id":"https:\/\/www.fingo.sk\/blog\/#\/schema\/person\/image\/","url":"https:\/\/www.fingo.sk\/blog\/wp-content\/uploads\/2024\/10\/Juliana-Arvaiova_Specialistka-na-nezivotne-poistenie-scaled-96x96.jpg","contentUrl":"https:\/\/www.fingo.sk\/blog\/wp-content\/uploads\/2024\/10\/Juliana-Arvaiova_Specialistka-na-nezivotne-poistenie-scaled-96x96.jpg","caption":"Juliana Arvaiov\u00e1"},"description":"V minulosti pracovala v banke ako osobn\u00e1 bank\u00e1rka a p\u00f4sobila tie\u017e v pois\u0165ovni v oblasti spr\u00e1vy poistenia. Vo FinGO.sk je riadite\u013ekou pre ne\u017eivotn\u00e9 poistenie. Miluje les, kvety, divadlo, filmov\u00e9 dr\u00e1my a hudbu. U\u017e takmer 23 rokov akt\u00edvne spieva.","url":"https:\/\/www.fingo.sk\/blog\/author\/juliana-arvaiova\/"}]}},"_links":{"self":[{"href":"https:\/\/www.fingo.sk\/blog\/wp-json\/wp\/v2\/posts\/10991"}],"collection":[{"href":"https:\/\/www.fingo.sk\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.fingo.sk\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.fingo.sk\/blog\/wp-json\/wp\/v2\/users\/58"}],"replies":[{"embeddable":true,"href":"https:\/\/www.fingo.sk\/blog\/wp-json\/wp\/v2\/comments?post=10991"}],"version-history":[{"count":14,"href":"https:\/\/www.fingo.sk\/blog\/wp-json\/wp\/v2\/posts\/10991\/revisions"}],"predecessor-version":[{"id":11112,"href":"https:\/\/www.fingo.sk\/blog\/wp-json\/wp\/v2\/posts\/10991\/revisions\/11112"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.fingo.sk\/blog\/wp-json\/wp\/v2\/media\/10992"}],"wp:attachment":[{"href":"https:\/\/www.fingo.sk\/blog\/wp-json\/wp\/v2\/media?parent=10991"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.fingo.sk\/blog\/wp-json\/wp\/v2\/categories?post=10991"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.fingo.sk\/blog\/wp-json\/wp\/v2\/tags?post=10991"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}