{"id":11012,"date":"2026-03-10T15:08:18","date_gmt":"2026-03-10T14:08:18","guid":{"rendered":"https:\/\/www.fingo.sk\/blog\/?p=11012"},"modified":"2026-03-10T15:08:19","modified_gmt":"2026-03-10T14:08:19","slug":"ako-vybrat-cestovne-poistenie-6-dolezitych-tipov-pred-dovolenkou","status":"publish","type":"post","link":"https:\/\/www.fingo.sk\/blog\/ako-vybrat-cestovne-poistenie-6-dolezitych-tipov-pred-dovolenkou\/","title":{"rendered":"Ako vybra\u0165 cestovn\u00e9 poistenie: 6 d\u00f4le\u017eit\u00fdch tipov pred dovolenkou"},"content":{"rendered":"\n<p><strong>Pl\u00e1nujete letn\u00fa dovolenku a u\u017e rezervujete z\u00e1jazd alebo letenky? Nezabudnite ani na cestovn\u00e9 poistenie. Nepozerajte pritom len na cenu \u2013 d\u00f4le\u017eit\u00e9 je, \u010do v\u0161etko poistenie kryje a za ak\u00fdch podmienok.<\/strong><\/p>\n\n\n\n<h2 class=\"has-text-color\" style=\"color:#ec8124\"><strong>Prin\u00e1\u0161ame v\u00e1m nieko\u013eko praktick\u00fdch tipov, ktor\u00e9 v\u00e1m u\u013eah\u010dia v\u00fdber.<\/strong><\/h2>\n\n\n\n<h3 class=\"has-text-color\" style=\"color:#ec8124\">1. Skontrolujte v\u00fd\u0161ku krytia lie\u010debn\u00fdch n\u00e1kladov<\/h3>\n\n\n\n<p><strong>Lie\u010debn\u00e9 n\u00e1klady<\/strong> patria medzi najd\u00f4le\u017eitej\u0161ie s\u00fa\u010dasti <a href=\"https:\/\/www.fingo.sk\/poistenie\/cestovne-poistenie\">cestovn\u00e9ho poistenia<\/a>. V niektor\u00fdch krajin\u00e1ch toti\u017e aj be\u017en\u00e9 o\u0161etrenie m\u00f4\u017ee st\u00e1\u0165 stovky eur a hospitaliz\u00e1cia tis\u00edce.<\/p>\n\n\n\n<ul>\n<li>Napr\u00edklad o\u0161etrenie zlomeniny v zahrani\u010d\u00ed m\u00f4\u017ee st\u00e1\u0165 800 a\u017e 2 000 eur, nieko\u013ekod\u0148ov\u00e1 hospitaliz\u00e1cia aj viac ako 5 000 eur.<\/li>\n\n\n\n<li>Poistenie lie\u010debn\u00fdch n\u00e1kladov navy\u0161e zah\u0155\u0148a aj repatri\u00e1ciu pacienta alebo zosnul\u00e9ho poisten\u00e9ho do domovskej krajiny, ktor\u00e1 pri komplikovan\u00fdch transportoch dosahuje tis\u00edcky a\u017e desa\u0165tis\u00edce eur.&nbsp;<\/li>\n\n\n\n<li>Preto je vhodn\u00e9 zvoli\u0165 poistenie s dostato\u010dne vysok\u00fdm limitom krytia, ide\u00e1lne v desiatkach a\u017e stovk\u00e1ch tis\u00edc eur, najm\u00e4 pri cest\u00e1ch mimo Eur\u00f3py.<\/li>\n<\/ul>\n\n\n\n<h3 class=\"has-text-color\" style=\"color:#ec8124\">2. Zv\u00e1\u017ete aj poistenie storna z\u00e1jazdu<\/h3>\n\n\n\n<p><strong>Poistenie storna<\/strong> chr\u00e1ni peniaze, ktor\u00e9 ste zaplatili za z\u00e1jazd, letenky alebo ubytovanie.\u00a0<\/p>\n\n\n\n<ul>\n<li>Ak ochoriete, zran\u00edte sa alebo nastane in\u00e1 v\u00e1\u017ena udalos\u0165 a nem\u00f4\u017eete vycestova\u0165, pois\u0165ov\u0148a v\u00e1m m\u00f4\u017ee preplati\u0165 storno poplatky.&nbsp;<\/li>\n\n\n\n<li>Napr\u00edklad pri dovolenke si m\u00f4\u017ee cestovn\u00e1 kancel\u00e1ria \u00fa\u010dtova\u0165 storno poplatok aj 80 a\u017e 100 % z ceny.<\/li>\n\n\n\n<li>Ide\u00e1lne je uzavrie\u0165 toto poistenie hne\u010f po zaplaten\u00ed dovolenky, aby ste boli kryt\u00ed hne\u010f, nie a\u017e po uplynut\u00ed nieko\u013ekod\u0148ovej a\u017e nieko\u013ekot\u00fd\u017ed\u0148ovej \u010dakacej lehoty.<\/li>\n<\/ul>\n\n\n\n<p><strong><em>U\u017eito\u010dn\u00e9 rady o poisten\u00ed storna n\u00e1jdete aj v <a href=\"https:\/\/www.fingo.sk\/blog\/kupujete-dovolenku-ci-letenky-nezabudnite-na-poistenie-storna\/\">tomto \u010dl\u00e1nku<\/a>.\u00a0<\/em><\/strong><\/p>\n\n\n\n<figure class=\"wp-block-image size-full\"><a href=\"https:\/\/www.fingo.sk\/poistenie\/cestovne-poistenie?utm_source=blog&amp;utm_medium=gif&amp;utm_campaign=cestovne_gif\"><img decoding=\"async\" width=\"1024\" height=\"768\" src=\"https:\/\/www.fingo.sk\/blog\/wp-content\/uploads\/2023\/06\/gif_cp.gif\" alt=\"\" class=\"wp-image-7679\"\/><\/a><\/figure>\n\n\n\n<h3 class=\"has-text-color\" style=\"color:#ec8124\">3. Nezabudnite na poistenie zodpovednosti za \u0161kodu<\/h3>\n\n\n\n<p>Po\u010das dovolenky m\u00f4\u017eete <strong>ne\u00famyselne sp\u00f4sobi\u0165 \u0161kodu<\/strong>, napr\u00edklad po\u0161kodi\u0165 hotelov\u00e9 zariadenie \u010di sp\u00f4sobi\u0165 niekomu zranenie pri r\u00f4znych aktivit\u00e1ch.\u00a0<\/p>\n\n\n\n<ul>\n<li>Napr\u00edklad ak v hoteli nechtiac zhod\u00edte z balk\u00f3na kvetin\u00e1\u010d a po\u0161kod\u00edte zaparkovan\u00e9 auto.&nbsp;<\/li>\n\n\n\n<li>Alebo ak na pl\u00e1\u017ei pri hre s loptou vy \u010di va\u0161e deti trafia in\u00e9ho turistu a sp\u00f4sobia mu zranenie.&nbsp;<\/li>\n\n\n\n<li>N\u00e1klady na opravu alebo lie\u010dbu sa m\u00f4\u017eu vy\u0161plha\u0165 na stovky a\u017e tis\u00edce eur a poistenie zodpovednosti za \u0161kodu v\u00e1s m\u00f4\u017ee pred tak\u00fdmito ne\u010dakan\u00fdmi v\u00fddavkami ochr\u00e1ni\u0165.<\/li>\n<\/ul>\n\n\n\n<h3 class=\"has-text-color\" style=\"color:#ec8124\">4. Poistite si aj bato\u017einu a osobn\u00e9 veci<\/h3>\n\n\n\n<p><strong>Strata alebo po\u0161kodenie bato\u017einy<\/strong> patr\u00ed medzi \u010dast\u00e9 probl\u00e9my pri cestovan\u00ed.\u00a0<\/p>\n\n\n\n<ul>\n<li>Poistenie m\u00f4\u017ee pom\u00f4c\u0165 pri kr\u00e1de\u017ei, strate alebo po\u0161koden\u00ed vec\u00ed po\u010das prepravy aj pobytu.&nbsp;<\/li>\n\n\n\n<li>Strata kufra s oble\u010den\u00edm a elektronikou m\u00f4\u017ee znamena\u0165 \u0161kodu nieko\u013eko stoviek eur, pre niekoho aj tis\u00edcky eur.&nbsp;<\/li>\n\n\n\n<li>Oplat\u00ed sa v\u0161ak skontrolova\u0165 limity poistn\u00e9ho plnenia, aby pokryli hodnotu va\u0161ich vec\u00ed.<\/li>\n<\/ul>\n\n\n\n<h3 class=\"has-text-color\" style=\"color:#ec8124\">5. Zv\u00e1\u017ete pripoistenia pod\u013ea sp\u00f4sobu cestovania<\/h3>\n\n\n\n<p>Rozsah poistenia by mal zodpoveda\u0165 tomu, ako cestujete a \u010do pl\u00e1nujete robi\u0165.<\/p>\n\n\n\n<ul>\n<li>Ak cestujete autom, m\u00f4\u017ee sa hodi\u0165 pripoistenie technickej asistencie vozidla (od\u0165ah alebo oprava auta v zahrani\u010d\u00ed sa m\u00f4\u017ee z\u00eds\u0165).<\/li>\n\n\n\n<li>Pri \u0161portov\u00fdch aktivit\u00e1ch je vhodn\u00e9 pripoistenie rizikov\u00fdch alebo adrenal\u00ednov\u00fdch \u0161portov.<\/li>\n\n\n\n<li>Pri dlh\u0161\u00edch cest\u00e1ch alebo drah\u0161ej dovolenke sa oplat\u00ed vy\u0161\u0161ie krytie alebo \u0161ir\u0161\u00ed bal\u00edk slu\u017eieb.<\/li>\n<\/ul>\n\n\n\n<p><strong><em>Ak cestujete karavanom alebo vyr\u00e1\u017eate na dovolenku s bicyklom, <\/em><\/strong><a href=\"https:\/\/www.fingo.sk\/blog\/dovolenka-s-karavanom-elektrobicyklom-ci-na-horach-5-rad-ako-sa-poistit\/\"><strong><em>pre\u010d\u00edtajte si aj \u010fal\u0161ie u\u017eito\u010dn\u00e9 rady.<\/em><\/strong><\/a><\/p>\n\n\n\n<h3 class=\"has-text-color\" style=\"color:#ec8124\">6. Porovn\u00e1vajte ponuky viacer\u00fdch pois\u0165ovn\u00ed<\/h3>\n\n\n\n<p><strong>Rozdiely medzi poistkami<\/strong> nemusia by\u0165 len v cene. D\u00f4le\u017eit\u00e9 s\u00fa najm\u00e4: <\/p>\n\n\n\n<ul>\n<li>v\u00fd\u0161ka poistn\u00fdch limitov \u2013 teda ak\u00fa maxim\u00e1lnu sumu v\u00e1m pois\u0165ov\u0148a preplat\u00ed<\/li>\n\n\n\n<li>rozsah poistn\u00e9ho krytia \u2013 na ak\u00e9 situ\u00e1cie sa poistka vz\u0165ahuje<\/li>\n\n\n\n<li>kvalita asisten\u010dn\u00fdch slu\u017eieb \u2013 ktor\u00e9 m\u00f4\u017eete potrebova\u0165 kedyko\u013evek po\u010das cesty<\/li>\n\n\n\n<li>podmienky poistn\u00e9ho plnenia \u2013 napr\u00edklad r\u00fdchlos\u0165 vybavenia alebo potrebn\u00e9 doklady.<\/li>\n<\/ul>\n\n\n\n<p><strong>TIP: <\/strong>Pri v\u00fdbere v\u00e1m m\u00f4\u017ee pom\u00f4c\u0165 porovnanie pon\u00fak viacer\u00fdch pois\u0165ovn\u00ed \u2013 napr\u00edklad cez <a href=\"https:\/\/www.fingo.sk\/poistenie\/cestovne-poistenie\">online kalkula\u010dky<\/a> alebo od sk\u00fasen\u00e9ho <a href=\"https:\/\/www.fingo.sk\/kontakty\">finan\u010dn\u00e9ho makl\u00e9ra.<\/a><\/p>\n\n\n\n<p><\/p>\n\n\n\n<div class=\"newsletter-1\"><\/div>\r\n<script src=\"https:\/\/www.fingo.sk\/cdn\/scripts\/widget-newsletter.js?v=2\"><\/script>\r\n\n\n\n\n<h2 class=\"has-text-color\" style=\"color:#ec8124\">Pom\u00f4\u017eu v\u00e1m aj praktick\u00e9 asisten\u010dn\u00e9 slu\u017eby<\/h2>\n\n\n\n<p>S\u00fa\u010das\u0165ou v\u00e4\u010d\u0161iny cestovn\u00fdch poisten\u00ed s\u00fa aj <strong>asisten\u010dn\u00e9 slu\u017eby<\/strong>, ktor\u00e9 funguj\u00fa ako nonstop pomocn\u00e1 linka pre cestuj\u00facich v zahrani\u010d\u00ed. Ak sa po\u010das dovolenky dostanete do probl\u00e9mov, sta\u010d\u00ed zavola\u0165 na asisten\u010dn\u00fa slu\u017ebu pois\u0165ovne a oper\u00e1tori v\u00e1m pom\u00f4\u017eu situ\u00e1ciu rie\u0161i\u0165. Konkr\u00e9tny rozsah pomoci a v\u00fd\u0161ka limitov sa v\u0161ak m\u00f4\u017eu medzi jednotliv\u00fdmi pois\u0165ov\u0148ami l\u00ed\u0161i\u0165.<\/p>\n\n\n\n<p><\/p>\n\n\n\n<figure class=\"wp-block-image size-full\"><img decoding=\"async\" width=\"1024\" height=\"523\" src=\"https:\/\/www.fingo.sk\/blog\/wp-content\/uploads\/2026\/03\/asistencne-sluzby-poistenie-nacesty.png\" alt=\"\" class=\"wp-image-11016\" srcset=\"https:\/\/www.fingo.sk\/blog\/wp-content\/uploads\/2026\/03\/asistencne-sluzby-poistenie-nacesty.png 1024w, https:\/\/www.fingo.sk\/blog\/wp-content\/uploads\/2026\/03\/asistencne-sluzby-poistenie-nacesty-300x153.png 300w, https:\/\/www.fingo.sk\/blog\/wp-content\/uploads\/2026\/03\/asistencne-sluzby-poistenie-nacesty-768x392.png 768w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<p><strong>TIP: <\/strong>Pri akomko\u013evek probl\u00e9me v zahrani\u010d\u00ed neodpor\u00fa\u010dam ako prv\u00fdm vola\u0165 ani pr\u00edbuzn\u00fdm ani finan\u010dn\u00e9mu sprostredkovate\u013eovi, ale najsk\u00f4r kontaktova\u0165 asisten\u010dn\u00e9 slu\u017eby pois\u0165ovne. Konanie \u201ena vlastn\u00fa p\u00e4s\u0165&#8220; sa v\u00e1m m\u00f4\u017ee vypomsti\u0165 kr\u00e1ten\u00edm alebo zamietnut\u00edm poistn\u00e9ho plnenia.\u00a0<\/p>\n\n\n\n<h3 class=\"has-text-color\" style=\"color:#ec8124\">Zdravotn\u00e1 asistencia<\/h3>\n\n\n\n<ul>\n<li>Ak sa v\u00e1m po\u010das dovolenky stane \u00faraz alebo ochoriete, asisten\u010dn\u00e1 slu\u017eba v\u00e1m pom\u00f4\u017ee n\u00e1js\u0165 vhodn\u00e9 zdravotn\u00edcke zariadenie.&nbsp;<\/li>\n\n\n\n<li>M\u00f4\u017ee napr\u00edklad zabezpe\u010di\u0165 kontakt na lek\u00e1ra, objedna\u0165 v\u00e1s na vy\u0161etrenie alebo zorganizova\u0165 prevoz sanitkou do nemocnice.<\/li>\n\n\n\n<li>&nbsp;V niektor\u00fdch pr\u00edpadoch pois\u0165ov\u0148a komunikuje priamo s nemocnicou a garantuje \u00fahradu n\u00e1kladov za o\u0161etrenie.<\/li>\n<\/ul>\n\n\n\n<h3 class=\"has-text-color\" style=\"color:#ec8124\">Preklad pri komunik\u00e1cii s lek\u00e1rom<\/h3>\n\n\n\n<ul>\n<li>Ak dobre neovl\u00e1date cudz\u00ed jazyk, asisten\u010dn\u00e1 slu\u017eba m\u00f4\u017ee pom\u00f4c\u0165 aj s prekladom.<\/li>\n\n\n\n<li>Oper\u00e1tor m\u00f4\u017ee tlmo\u010di\u0165 telefonicky medzi vami a lek\u00e1rom, alebo v\u00e1m pom\u00f4c\u0165 vysvetli\u0165 v\u00e1\u0161 zdravotn\u00fd stav \u010di lie\u010dbu.&nbsp;<\/li>\n\n\n\n<li>Niektor\u00e9 pois\u0165ovne si z\u00e1rove\u0148 ukladaj\u00fa z\u00e1kladn\u00e9 inform\u00e1cie o zdravotnom stave klienta, napr\u00edklad alergie \u010di chronick\u00e9 ochorenia, \u010do m\u00f4\u017ee by\u0165 v pr\u00edpade n\u00fadze u\u017eito\u010dn\u00e9.<\/li>\n<\/ul>\n\n\n\n<h3 class=\"has-text-color\" style=\"color:#ec8124\">Pomoc pri strate dokladov alebo bato\u017einy<\/h3>\n\n\n\n<ul>\n<li>Strata pasu, ob\u010dianskeho preukazu alebo bato\u017einy patr\u00ed medzi \u010dast\u00e9 nepr\u00edjemnosti na cest\u00e1ch.&nbsp;<\/li>\n\n\n\n<li>Asisten\u010dn\u00e1 slu\u017eba v\u00e1m porad\u00ed, kde a ako stratu nahl\u00e1si\u0165, pom\u00f4\u017ee kontaktova\u0165 pol\u00edciu \u010di ambas\u00e1du a poskytne inform\u00e1cie o vybaven\u00ed n\u00e1hradn\u00fdch dokladov.<\/li>\n\n\n\n<li>V pr\u00edpade stratenej bato\u017einy m\u00f4\u017ee pom\u00f4c\u0165 aj s komunik\u00e1ciou s leteckou spolo\u010dnos\u0165ou alebo s jej doh\u013eadan\u00edm.<\/li>\n<\/ul>\n\n\n\n<h3 class=\"has-text-color\" style=\"color:#ec8124\">Pr\u00e1vna pomoc v zahrani\u010d\u00ed<\/h3>\n\n\n\n<ul>\n<li>Ak sa dostanete do komplikovanej situ\u00e1cie, napr\u00edklad pri dopravnej nehode, spore s miestnymi \u00faradmi alebo pri udelen\u00ed pokuty, asisten\u010dn\u00e1 slu\u017eba m\u00f4\u017ee sprostredkova\u0165 pr\u00e1vne poradenstvo.&nbsp;<\/li>\n\n\n\n<li>V niektor\u00fdch pr\u00edpadoch zabezpe\u010d\u00ed aj kontakt na miestneho pr\u00e1vnika alebo porad\u00ed, ako postupova\u0165 pod\u013ea miestnych z\u00e1konov.<\/li>\n<\/ul>\n\n\n\n<p><strong><em>Viete o tom, \u017ee <\/em><\/strong><a href=\"https:\/\/www.fingo.sk\/blog\/asistencne-sluzby-co-vsetko-si-platite-a-mozno-o-tom-ani-neviete\/\"><strong><em>asisten\u010dn\u00e9 slu\u017eby obsahuje aj va\u0161a poistka b\u00fdvania a auta?<\/em><\/strong><\/a><\/p>\n\n\n\n<h3 class=\"has-text-color\" style=\"color:#ec8124\">Tlmo\u010dn\u00edcke slu\u017eby<\/h3>\n\n\n\n<ul>\n<li>Pri komunik\u00e1cii s \u00faradmi, policajtmi \u010di zdravotn\u00edkmi m\u00f4\u017ee by\u0165 jazykov\u00e1 bari\u00e9ra ve\u013ek\u00fdm probl\u00e9mom.&nbsp;<\/li>\n\n\n\n<li>Asisten\u010dn\u00e1 slu\u017eba preto \u010dasto pon\u00faka aj tlmo\u010dn\u00edcke slu\u017eby, ktor\u00e9 pom\u00e1haj\u00fa vysvetli\u0165 situ\u00e1ciu a zabezpe\u010di\u0165, aby ste dostali potrebn\u00fa pomoc.<\/li>\n<\/ul>\n\n\n\n<h3 class=\"has-text-color\" style=\"color:#ec8124\">Technick\u00e1 pomoc pri cestovan\u00ed autom<\/h3>\n\n\n\n<ul>\n<li>Ak cestujete na dovolenku vlastn\u00fdm autom a vozidlo sa pokaz\u00ed alebo d\u00f4jde k nehode, asisten\u010dn\u00e1 slu\u017eba m\u00f4\u017ee zabezpe\u010di\u0165 technick\u00fa pomoc.&nbsp;<\/li>\n\n\n\n<li>Ide napr\u00edklad o opravu na mieste, od\u0165ah vozidla do servisu, pr\u00edpadne o zabezpe\u010denie n\u00e1hradn\u00e9ho auta, aby ste mohli v ceste pokra\u010dova\u0165 alebo sa bezpe\u010dne vr\u00e1ti\u0165 domov.<\/li>\n<\/ul>\n\n\n\n<p>Ak si nie ste ist\u00ed, ktor\u00e9 poistenie je pre v\u00e1s najvhodnej\u0161ie, nev\u00e1hajte <strong>kontaktova\u0165 sk\u00fasen\u00fdch finan\u010dn\u00fdch \u0161pecialistov z\u202fFinGO.sk<\/strong>. \u010ci u\u017e ide o cestovn\u00e9 poistenie,\u00a0 ale aj <a href=\"https:\/\/www.fingo.sk\/zivotne-poistenie\">\u017eivotn\u00e9 poistenie<\/a> alebo poistenie <a href=\"https:\/\/www.fingo.sk\/poistenie\/pzp\">auta<\/a>, pom\u00f4\u017eeme v\u00e1m zorientova\u0165 sa v r\u00f4znych mo\u017enostiach, vysvetl\u00edme podmienky poistenia a odporu\u010d\u00edme rie\u0161enie presne pod\u013ea va\u0161ich potrieb.\u00a0<\/p>\n\n\n\n<p><\/p>\n\n\n\n<iframe id=\"iframeBannerV1_travel_insurance\" src=\"https:\/\/www.fingo.sk\/banner\/general?type=travel_insurance\" style=\"height: 263px; width: 100%; border: medium; box-shadow: 0 0 10px gray; border-radius: 14px;\" loading=\"lazy\"><\/iframe>\n","protected":false},"excerpt":{"rendered":"<p>Pl\u00e1nujete letn\u00fa dovolenku a u\u017e rezervujete z\u00e1jazd alebo letenky? Nezabudnite ani na cestovn\u00e9 poistenie. Nepozerajte pritom len na cenu \u2013 d\u00f4le\u017eit\u00e9 je, \u010do v\u0161etko poistenie kryje a za ak\u00fdch podmienok. Prin\u00e1\u0161ame v\u00e1m nieko\u013eko praktick\u00fdch tipov, ktor\u00e9 v\u00e1m u\u013eah\u010dia v\u00fdber. 1. Skontrolujte v\u00fd\u0161ku krytia lie\u010debn\u00fdch n\u00e1kladov Lie\u010debn\u00e9 n\u00e1klady patria medzi najd\u00f4le\u017eitej\u0161ie s\u00fa\u010dasti cestovn\u00e9ho poistenia. V niektor\u00fdch krajin\u00e1ch toti\u017e aj be\u017en\u00e9 o\u0161etrenie m\u00f4\u017ee st\u00e1\u0165 stovky eur a hospitaliz\u00e1cia tis\u00edce. 2. Zv\u00e1\u017ete aj poistenie storna z\u00e1jazdu Poistenie storna chr\u00e1ni peniaze, ktor\u00e9 ste zaplatili za z\u00e1jazd, letenky alebo ubytovanie.\u00a0 U\u017eito\u010dn\u00e9 rady o poisten\u00ed storna n\u00e1jdete aj v tomto \u010dl\u00e1nku.\u00a0 3. Nezabudnite na poistenie zodpovednosti za \u0161kodu Po\u010das dovolenky m\u00f4\u017eete ne\u00famyselne sp\u00f4sobi\u0165 \u0161kodu, napr\u00edklad po\u0161kodi\u0165 hotelov\u00e9 zariadenie \u010di sp\u00f4sobi\u0165 niekomu zranenie pri r\u00f4znych aktivit\u00e1ch.\u00a0 4. Poistite si aj bato\u017einu a osobn\u00e9 veci Strata alebo po\u0161kodenie bato\u017einy patr\u00ed medzi \u010dast\u00e9 probl\u00e9my pri cestovan\u00ed.\u00a0 5. Zv\u00e1\u017ete pripoistenia pod\u013ea sp\u00f4sobu cestovania Rozsah poistenia by mal zodpoveda\u0165 tomu, ako cestujete a \u010do pl\u00e1nujete robi\u0165. Ak cestujete karavanom alebo vyr\u00e1\u017eate na dovolenku s bicyklom, pre\u010d\u00edtajte si aj \u010fal\u0161ie u\u017eito\u010dn\u00e9 rady. 6. Porovn\u00e1vajte ponuky viacer\u00fdch pois\u0165ovn\u00ed Rozdiely medzi poistkami nemusia by\u0165 len v cene. D\u00f4le\u017eit\u00e9 s\u00fa najm\u00e4: TIP: Pri v\u00fdbere v\u00e1m m\u00f4\u017ee pom\u00f4c\u0165 porovnanie pon\u00fak viacer\u00fdch pois\u0165ovn\u00ed \u2013 napr\u00edklad cez online [&hellip;]<\/p>\n","protected":false},"author":58,"featured_media":11014,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":[],"categories":[13],"tags":[100],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v20.11 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Ako vybra\u0165 cestovn\u00e9 poistenie: 6 d\u00f4le\u017eit\u00fdch tipov pred dovolenkou<\/title>\n<meta name=\"description\" content=\"Pl\u00e1nujete dovolenku? Prin\u00e1\u0161ame 6 praktick\u00fdch tipov, ktor\u00e9 v\u00e1m pom\u00f4\u017eu vybra\u0165 spr\u00e1vne cestovn\u00e9 poistenie a zabezpe\u010di\u0165 si dostato\u010dn\u00e9 krytie.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.fingo.sk\/blog\/ako-vybrat-cestovne-poistenie-6-dolezitych-tipov-pred-dovolenkou\/\" \/>\n<meta property=\"og:locale\" content=\"sk_SK\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Ako vybra\u0165 cestovn\u00e9 poistenie: 6 d\u00f4le\u017eit\u00fdch tipov pred dovolenkou\" \/>\n<meta property=\"og:description\" content=\"Pl\u00e1nujete dovolenku? 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