{"id":11012,"date":"2026-03-10T15:08:18","date_gmt":"2026-03-10T14:08:18","guid":{"rendered":"https:\/\/www.fingo.sk\/blog\/?p=11012"},"modified":"2026-05-21T14:57:07","modified_gmt":"2026-05-21T12:57:07","slug":"ako-vybrat-cestovne-poistenie-6-dolezitych-tipov-pred-dovolenkou","status":"publish","type":"post","link":"https:\/\/www.fingo.sk\/blog\/ako-vybrat-cestovne-poistenie-6-dolezitych-tipov-pred-dovolenkou\/","title":{"rendered":"Ako vybra\u0165 cestovn\u00e9 poistenie: 6 d\u00f4le\u017eit\u00fdch tipov pred dovolenkou"},"content":{"rendered":"\n<p><strong>Pl\u00e1nujete letn\u00fa dovolenku a u\u017e rezervujete z\u00e1jazd alebo letenky? Nezabudnite ani na cestovn\u00e9 poistenie. Nepozerajte pritom len na cenu \u2013 d\u00f4le\u017eit\u00e9 je, \u010do v\u0161etko poistenie kryje a za ak\u00fdch podmienok.<\/strong><\/p>\n\n\n\n<h2 class=\"has-text-color\" style=\"color:#ec8124\"><strong>Prin\u00e1\u0161ame v\u00e1m nieko\u013eko praktick\u00fdch tipov, ktor\u00e9 v\u00e1m u\u013eah\u010dia v\u00fdber.<\/strong><\/h2>\n\n\n\n<h3 class=\"has-text-color\" style=\"color:#ec8124\">1. Skontrolujte v\u00fd\u0161ku krytia lie\u010debn\u00fdch n\u00e1kladov<\/h3>\n\n\n\n<p><strong>Lie\u010debn\u00e9 n\u00e1klady<\/strong> patria medzi najd\u00f4le\u017eitej\u0161ie s\u00fa\u010dasti <a href=\"https:\/\/www.fingo.sk\/poistenie\/cestovne-poistenie\">cestovn\u00e9ho poistenia<\/a>. V niektor\u00fdch krajin\u00e1ch toti\u017e aj be\u017en\u00e9 o\u0161etrenie m\u00f4\u017ee st\u00e1\u0165 stovky eur a hospitaliz\u00e1cia tis\u00edce.<\/p>\n\n\n\n<ul>\n<li>Napr\u00edklad o\u0161etrenie zlomeniny v zahrani\u010d\u00ed m\u00f4\u017ee st\u00e1\u0165 800 a\u017e 2 000 eur, nieko\u013ekod\u0148ov\u00e1 hospitaliz\u00e1cia aj viac ako 5 000 eur.<\/li>\n\n\n\n<li>Poistenie lie\u010debn\u00fdch n\u00e1kladov navy\u0161e zah\u0155\u0148a aj repatri\u00e1ciu pacienta alebo zosnul\u00e9ho poisten\u00e9ho do domovskej krajiny, ktor\u00e1 pri komplikovan\u00fdch transportoch dosahuje tis\u00edcky a\u017e desa\u0165tis\u00edce eur.&nbsp;<\/li>\n\n\n\n<li>Preto je vhodn\u00e9 zvoli\u0165 poistenie s dostato\u010dne vysok\u00fdm limitom krytia, ide\u00e1lne v desiatkach a\u017e stovk\u00e1ch tis\u00edc eur, najm\u00e4 pri cest\u00e1ch mimo Eur\u00f3py.<\/li>\n<\/ul>\n\n\n\n<h3 class=\"has-text-color\" style=\"color:#ec8124\">2. Zv\u00e1\u017ete aj poistenie storna z\u00e1jazdu<\/h3>\n\n\n\n<p><strong>Poistenie storna<\/strong> chr\u00e1ni peniaze, ktor\u00e9 ste zaplatili za z\u00e1jazd, letenky alebo ubytovanie.&nbsp;<\/p>\n\n\n\n<ul>\n<li>Ak ochoriete, zran\u00edte sa alebo nastane in\u00e1 v\u00e1\u017ena udalos\u0165 a nem\u00f4\u017eete vycestova\u0165, pois\u0165ov\u0148a v\u00e1m m\u00f4\u017ee preplati\u0165 storno poplatky.&nbsp;<\/li>\n\n\n\n<li>Napr\u00edklad pri dovolenke si m\u00f4\u017ee cestovn\u00e1 kancel\u00e1ria \u00fa\u010dtova\u0165 storno poplatok aj 80 a\u017e 100 % z ceny.<\/li>\n\n\n\n<li>Ide\u00e1lne je uzavrie\u0165 toto poistenie hne\u010f po zaplaten\u00ed dovolenky, aby ste boli kryt\u00ed hne\u010f, nie a\u017e po uplynut\u00ed nieko\u013ekod\u0148ovej a\u017e nieko\u013ekot\u00fd\u017ed\u0148ovej \u010dakacej lehoty.<\/li>\n<\/ul>\n\n\n\n<p><strong><em>U\u017eito\u010dn\u00e9 rady o poisten\u00ed storna n\u00e1jdete aj v <a href=\"https:\/\/www.fingo.sk\/blog\/kupujete-dovolenku-ci-letenky-nezabudnite-na-poistenie-storna\/\">tomto \u010dl\u00e1nku<\/a>.&nbsp;<\/em><\/strong><\/p>\n\n\n\n<figure class=\"wp-block-image size-full\"><a href=\"https:\/\/www.fingo.sk\/poistenie\/cestovne-poistenie?utm_source=blog&amp;utm_medium=gif&amp;utm_campaign=cestovne_gif\"><img decoding=\"async\" width=\"1024\" height=\"768\" src=\"https:\/\/www.fingo.sk\/blog\/wp-content\/uploads\/2023\/06\/gif_cp.gif\" alt=\"\" class=\"wp-image-7679\"\/><\/a><\/figure>\n\n\n\n<h3 class=\"has-text-color\" style=\"color:#ec8124\">3. Nezabudnite na poistenie zodpovednosti za \u0161kodu<\/h3>\n\n\n\n<p>Po\u010das dovolenky m\u00f4\u017eete <strong>ne\u00famyselne sp\u00f4sobi\u0165 \u0161kodu<\/strong>, napr\u00edklad po\u0161kodi\u0165 hotelov\u00e9 zariadenie \u010di sp\u00f4sobi\u0165 niekomu zranenie pri r\u00f4znych aktivit\u00e1ch.&nbsp;<\/p>\n\n\n\n<ul>\n<li>Napr\u00edklad ak v hoteli nechtiac zhod\u00edte z balk\u00f3na kvetin\u00e1\u010d a po\u0161kod\u00edte zaparkovan\u00e9 auto.&nbsp;<\/li>\n\n\n\n<li>Alebo ak na pl\u00e1\u017ei pri hre s loptou vy \u010di va\u0161e deti trafia in\u00e9ho turistu a sp\u00f4sobia mu zranenie.&nbsp;<\/li>\n\n\n\n<li>N\u00e1klady na opravu alebo lie\u010dbu sa m\u00f4\u017eu vy\u0161plha\u0165 na stovky a\u017e tis\u00edce eur a poistenie zodpovednosti za \u0161kodu v\u00e1s m\u00f4\u017ee pred tak\u00fdmito ne\u010dakan\u00fdmi v\u00fddavkami ochr\u00e1ni\u0165.<\/li>\n<\/ul>\n\n\n\n<h3 class=\"has-text-color\" style=\"color:#ec8124\">4. Poistite si aj bato\u017einu a osobn\u00e9 veci<\/h3>\n\n\n\n<p><strong>Strata alebo po\u0161kodenie bato\u017einy<\/strong> patr\u00ed medzi \u010dast\u00e9 probl\u00e9my pri cestovan\u00ed.&nbsp;<\/p>\n\n\n\n<ul>\n<li>Poistenie m\u00f4\u017ee pom\u00f4c\u0165 pri kr\u00e1de\u017ei, strate alebo po\u0161koden\u00ed vec\u00ed po\u010das prepravy aj pobytu.&nbsp;<\/li>\n\n\n\n<li>Strata kufra s oble\u010den\u00edm a elektronikou m\u00f4\u017ee znamena\u0165 \u0161kodu nieko\u013eko stoviek eur, pre niekoho aj tis\u00edcky eur.&nbsp;<\/li>\n\n\n\n<li>Oplat\u00ed sa v\u0161ak skontrolova\u0165 limity poistn\u00e9ho plnenia, aby pokryli hodnotu va\u0161ich vec\u00ed.<\/li>\n<\/ul>\n\n\n\n<h3 class=\"has-text-color\" style=\"color:#ec8124\">5. Zv\u00e1\u017ete pripoistenia pod\u013ea sp\u00f4sobu cestovania<\/h3>\n\n\n\n<p>Rozsah poistenia by mal zodpoveda\u0165 tomu, ako cestujete a \u010do pl\u00e1nujete robi\u0165.<\/p>\n\n\n\n<ul>\n<li>Ak cestujete autom, m\u00f4\u017ee sa hodi\u0165 pripoistenie technickej asistencie vozidla (od\u0165ah alebo oprava auta v zahrani\u010d\u00ed sa m\u00f4\u017ee z\u00eds\u0165).<\/li>\n\n\n\n<li>Pri \u0161portov\u00fdch aktivit\u00e1ch je vhodn\u00e9 pripoistenie rizikov\u00fdch alebo adrenal\u00ednov\u00fdch \u0161portov.<\/li>\n\n\n\n<li>Pri dlh\u0161\u00edch cest\u00e1ch alebo drah\u0161ej dovolenke sa oplat\u00ed vy\u0161\u0161ie krytie alebo \u0161ir\u0161\u00ed bal\u00edk slu\u017eieb.<\/li>\n<\/ul>\n\n\n\n<p><strong><em>Ak cestujete karavanom alebo vyr\u00e1\u017eate na dovolenku s bicyklom, <\/em><\/strong><a href=\"https:\/\/www.fingo.sk\/blog\/dovolenka-s-karavanom-elektrobicyklom-ci-na-horach-5-rad-ako-sa-poistit\/\"><strong><em>pre\u010d\u00edtajte si aj \u010fal\u0161ie u\u017eito\u010dn\u00e9 rady.<\/em><\/strong><\/a><\/p>\n\n\n\n<h3 class=\"has-text-color\" style=\"color:#ec8124\">6. Porovn\u00e1vajte ponuky viacer\u00fdch pois\u0165ovn\u00ed<\/h3>\n\n\n\n<p><strong>Rozdiely medzi poistkami<\/strong> nemusia by\u0165 len v cene. D\u00f4le\u017eit\u00e9 s\u00fa najm\u00e4: <\/p>\n\n\n\n<ul>\n<li>v\u00fd\u0161ka poistn\u00fdch limitov \u2013 teda ak\u00fa maxim\u00e1lnu sumu v\u00e1m pois\u0165ov\u0148a preplat\u00ed<\/li>\n\n\n\n<li>rozsah poistn\u00e9ho krytia \u2013 na ak\u00e9 situ\u00e1cie sa poistka vz\u0165ahuje<\/li>\n\n\n\n<li>kvalita asisten\u010dn\u00fdch slu\u017eieb \u2013 ktor\u00e9 m\u00f4\u017eete potrebova\u0165 kedyko\u013evek po\u010das cesty<\/li>\n\n\n\n<li>podmienky poistn\u00e9ho plnenia \u2013 napr\u00edklad r\u00fdchlos\u0165 vybavenia alebo potrebn\u00e9 doklady.<\/li>\n<\/ul>\n\n\n\n<p><strong>TIP: <\/strong>Pri v\u00fdbere v\u00e1m m\u00f4\u017ee pom\u00f4c\u0165 porovnanie pon\u00fak viacer\u00fdch pois\u0165ovn\u00ed \u2013 napr\u00edklad cez <a href=\"https:\/\/www.fingo.sk\/poistenie\/cestovne-poistenie\">online kalkula\u010dky<\/a> alebo od sk\u00fasen\u00e9ho <a href=\"https:\/\/www.fingo.sk\/kontakty\">finan\u010dn\u00e9ho makl\u00e9ra.<\/a><\/p>\n\n\n\n<h2 class=\"has-text-color\" style=\"color:#ec8124\">Pom\u00f4\u017eu v\u00e1m aj praktick\u00e9 asisten\u010dn\u00e9 slu\u017eby<\/h2>\n\n\n\n<p>S\u00fa\u010das\u0165ou v\u00e4\u010d\u0161iny cestovn\u00fdch poisten\u00ed s\u00fa aj <strong>asisten\u010dn\u00e9 slu\u017eby<\/strong>, ktor\u00e9 funguj\u00fa ako nonstop pomocn\u00e1 linka pre cestuj\u00facich v zahrani\u010d\u00ed. Ak sa po\u010das dovolenky dostanete do probl\u00e9mov, sta\u010d\u00ed zavola\u0165 na asisten\u010dn\u00fa slu\u017ebu pois\u0165ovne a oper\u00e1tori v\u00e1m pom\u00f4\u017eu situ\u00e1ciu rie\u0161i\u0165. Konkr\u00e9tny rozsah pomoci a v\u00fd\u0161ka limitov sa v\u0161ak m\u00f4\u017eu medzi jednotliv\u00fdmi pois\u0165ov\u0148ami l\u00ed\u0161i\u0165.<\/p>\n\n\n\n<p><\/p>\n\n\n\n<figure class=\"wp-block-image size-full\"><img decoding=\"async\" width=\"1024\" height=\"523\" src=\"https:\/\/www.fingo.sk\/blog\/wp-content\/uploads\/2026\/03\/asistencne-sluzby-poistenie-nacesty.png\" alt=\"\" class=\"wp-image-11016\" srcset=\"https:\/\/www.fingo.sk\/blog\/wp-content\/uploads\/2026\/03\/asistencne-sluzby-poistenie-nacesty.png 1024w, https:\/\/www.fingo.sk\/blog\/wp-content\/uploads\/2026\/03\/asistencne-sluzby-poistenie-nacesty-300x153.png 300w, https:\/\/www.fingo.sk\/blog\/wp-content\/uploads\/2026\/03\/asistencne-sluzby-poistenie-nacesty-768x392.png 768w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<p><strong>TIP: <\/strong>Pri akomko\u013evek probl\u00e9me v zahrani\u010d\u00ed neodpor\u00fa\u010dam ako prv\u00fdm vola\u0165 ani pr\u00edbuzn\u00fdm ani finan\u010dn\u00e9mu sprostredkovate\u013eovi, ale najsk\u00f4r kontaktova\u0165 asisten\u010dn\u00e9 slu\u017eby pois\u0165ovne. Konanie \u201ena vlastn\u00fa p\u00e4s\u0165&#8220; sa v\u00e1m m\u00f4\u017ee vypomsti\u0165 kr\u00e1ten\u00edm alebo zamietnut\u00edm poistn\u00e9ho plnenia.&nbsp;<\/p>\n\n\n\n<h3 class=\"has-text-color\" style=\"color:#ec8124\">Zdravotn\u00e1 asistencia<\/h3>\n\n\n\n<ul>\n<li>Ak sa v\u00e1m po\u010das dovolenky stane \u00faraz alebo ochoriete, asisten\u010dn\u00e1 slu\u017eba v\u00e1m pom\u00f4\u017ee n\u00e1js\u0165 vhodn\u00e9 zdravotn\u00edcke zariadenie.&nbsp;<\/li>\n\n\n\n<li>M\u00f4\u017ee napr\u00edklad zabezpe\u010di\u0165 kontakt na lek\u00e1ra, objedna\u0165 v\u00e1s na vy\u0161etrenie alebo zorganizova\u0165 prevoz sanitkou do nemocnice.<\/li>\n\n\n\n<li>&nbsp;V niektor\u00fdch pr\u00edpadoch pois\u0165ov\u0148a komunikuje priamo s nemocnicou a garantuje \u00fahradu n\u00e1kladov za o\u0161etrenie.<\/li>\n<\/ul>\n\n\n\n<h3 class=\"has-text-color\" style=\"color:#ec8124\">Preklad pri komunik\u00e1cii s lek\u00e1rom<\/h3>\n\n\n\n<ul>\n<li>Ak dobre neovl\u00e1date cudz\u00ed jazyk, asisten\u010dn\u00e1 slu\u017eba m\u00f4\u017ee pom\u00f4c\u0165 aj s prekladom.<\/li>\n\n\n\n<li>Oper\u00e1tor m\u00f4\u017ee tlmo\u010di\u0165 telefonicky medzi vami a lek\u00e1rom, alebo v\u00e1m pom\u00f4c\u0165 vysvetli\u0165 v\u00e1\u0161 zdravotn\u00fd stav \u010di lie\u010dbu.&nbsp;<\/li>\n\n\n\n<li>Niektor\u00e9 pois\u0165ovne si z\u00e1rove\u0148 ukladaj\u00fa z\u00e1kladn\u00e9 inform\u00e1cie o zdravotnom stave klienta, napr\u00edklad alergie \u010di chronick\u00e9 ochorenia, \u010do m\u00f4\u017ee by\u0165 v pr\u00edpade n\u00fadze u\u017eito\u010dn\u00e9.<\/li>\n<\/ul>\n\n\n\n<h3 class=\"has-text-color\" style=\"color:#ec8124\">Pomoc pri strate dokladov alebo bato\u017einy<\/h3>\n\n\n\n<ul>\n<li>Strata pasu, ob\u010dianskeho preukazu alebo bato\u017einy patr\u00ed medzi \u010dast\u00e9 nepr\u00edjemnosti na cest\u00e1ch.&nbsp;<\/li>\n\n\n\n<li>Asisten\u010dn\u00e1 slu\u017eba v\u00e1m porad\u00ed, kde a ako stratu nahl\u00e1si\u0165, pom\u00f4\u017ee kontaktova\u0165 pol\u00edciu \u010di ambas\u00e1du a poskytne inform\u00e1cie o vybaven\u00ed n\u00e1hradn\u00fdch dokladov.<\/li>\n\n\n\n<li>V pr\u00edpade stratenej bato\u017einy m\u00f4\u017ee pom\u00f4c\u0165 aj s komunik\u00e1ciou s leteckou spolo\u010dnos\u0165ou alebo s jej doh\u013eadan\u00edm.<\/li>\n<\/ul>\n\n\n\n<h3 class=\"has-text-color\" style=\"color:#ec8124\">Pr\u00e1vna pomoc v zahrani\u010d\u00ed<\/h3>\n\n\n\n<ul>\n<li>Ak sa dostanete do komplikovanej situ\u00e1cie, napr\u00edklad pri dopravnej nehode, spore s miestnymi \u00faradmi alebo pri udelen\u00ed pokuty, asisten\u010dn\u00e1 slu\u017eba m\u00f4\u017ee sprostredkova\u0165 pr\u00e1vne poradenstvo.&nbsp;<\/li>\n\n\n\n<li>V niektor\u00fdch pr\u00edpadoch zabezpe\u010d\u00ed aj kontakt na miestneho pr\u00e1vnika alebo porad\u00ed, ako postupova\u0165 pod\u013ea miestnych z\u00e1konov.<\/li>\n<\/ul>\n\n\n\n<p><strong><em>Viete o tom, \u017ee <\/em><\/strong><a href=\"https:\/\/www.fingo.sk\/blog\/asistencne-sluzby-co-vsetko-si-platite-a-mozno-o-tom-ani-neviete\/\"><strong><em>asisten\u010dn\u00e9 slu\u017eby obsahuje aj va\u0161a poistka b\u00fdvania a auta?<\/em><\/strong><\/a><\/p>\n\n\n\n<h3 class=\"has-text-color\" style=\"color:#ec8124\">Tlmo\u010dn\u00edcke slu\u017eby<\/h3>\n\n\n\n<ul>\n<li>Pri komunik\u00e1cii s \u00faradmi, policajtmi \u010di zdravotn\u00edkmi m\u00f4\u017ee by\u0165 jazykov\u00e1 bari\u00e9ra ve\u013ek\u00fdm probl\u00e9mom.&nbsp;<\/li>\n\n\n\n<li>Asisten\u010dn\u00e1 slu\u017eba preto \u010dasto pon\u00faka aj tlmo\u010dn\u00edcke slu\u017eby, ktor\u00e9 pom\u00e1haj\u00fa vysvetli\u0165 situ\u00e1ciu a zabezpe\u010di\u0165, aby ste dostali potrebn\u00fa pomoc.<\/li>\n<\/ul>\n\n\n\n<h3 class=\"has-text-color\" style=\"color:#ec8124\">Technick\u00e1 pomoc pri cestovan\u00ed autom<\/h3>\n\n\n\n<ul>\n<li>Ak cestujete na dovolenku vlastn\u00fdm autom a vozidlo sa pokaz\u00ed alebo d\u00f4jde k nehode, asisten\u010dn\u00e1 slu\u017eba m\u00f4\u017ee zabezpe\u010di\u0165 technick\u00fa pomoc.&nbsp;<\/li>\n\n\n\n<li>Ide napr\u00edklad o opravu na mieste, od\u0165ah vozidla do servisu, pr\u00edpadne o zabezpe\u010denie n\u00e1hradn\u00e9ho auta, aby ste mohli v ceste pokra\u010dova\u0165 alebo sa bezpe\u010dne vr\u00e1ti\u0165 domov.<\/li>\n<\/ul>\n\n\n\n<p>Ak si nie ste ist\u00ed, ktor\u00e9 poistenie je pre v\u00e1s najvhodnej\u0161ie, nev\u00e1hajte <strong>kontaktova\u0165 sk\u00fasen\u00fdch finan\u010dn\u00fdch \u0161pecialistov z\u202fFinGO.sk<\/strong>. \u010ci u\u017e ide o cestovn\u00e9 poistenie,&nbsp; ale aj <a href=\"https:\/\/www.fingo.sk\/zivotne-poistenie\">\u017eivotn\u00e9 poistenie<\/a> alebo poistenie <a href=\"https:\/\/www.fingo.sk\/poistenie\/pzp\">auta<\/a>, pom\u00f4\u017eeme v\u00e1m zorientova\u0165 sa v r\u00f4znych mo\u017enostiach, vysvetl\u00edme podmienky poistenia a odporu\u010d\u00edme rie\u0161enie presne pod\u013ea va\u0161ich potrieb.&nbsp;<\/p>\n\n\n\n<p><\/p>\n\n\n\n<iframe id=\"iframeBannerV1_travel_insurance\" src=\"https:\/\/www.fingo.sk\/banner\/general?type=travel_insurance\" style=\"height: 263px; width: 100%; border: medium; box-shadow: 0 0 10px gray; border-radius: 14px;\" loading=\"lazy\"><\/iframe>\n","protected":false},"excerpt":{"rendered":"<p>Pl\u00e1nujete letn\u00fa dovolenku a u\u017e rezervujete z\u00e1jazd alebo letenky? Nezabudnite ani na cestovn\u00e9 poistenie. Nepozerajte pritom len na cenu \u2013 d\u00f4le\u017eit\u00e9 je, \u010do v\u0161etko poistenie kryje a za ak\u00fdch podmienok. Prin\u00e1\u0161ame v\u00e1m nieko\u013eko praktick\u00fdch tipov, ktor\u00e9 v\u00e1m u\u013eah\u010dia v\u00fdber. 1. Skontrolujte v\u00fd\u0161ku krytia lie\u010debn\u00fdch n\u00e1kladov Lie\u010debn\u00e9 n\u00e1klady patria medzi najd\u00f4le\u017eitej\u0161ie s\u00fa\u010dasti cestovn\u00e9ho poistenia. V niektor\u00fdch krajin\u00e1ch toti\u017e aj be\u017en\u00e9 o\u0161etrenie m\u00f4\u017ee st\u00e1\u0165 stovky eur a hospitaliz\u00e1cia tis\u00edce. 2. Zv\u00e1\u017ete aj poistenie storna z\u00e1jazdu Poistenie storna chr\u00e1ni peniaze, ktor\u00e9 ste zaplatili za z\u00e1jazd, letenky alebo ubytovanie.&nbsp; U\u017eito\u010dn\u00e9 rady o poisten\u00ed storna n\u00e1jdete aj v tomto \u010dl\u00e1nku.&nbsp; 3. Nezabudnite na poistenie zodpovednosti za \u0161kodu Po\u010das dovolenky m\u00f4\u017eete ne\u00famyselne sp\u00f4sobi\u0165 \u0161kodu, napr\u00edklad po\u0161kodi\u0165 hotelov\u00e9 zariadenie \u010di sp\u00f4sobi\u0165 niekomu zranenie pri r\u00f4znych aktivit\u00e1ch.&nbsp; 4. Poistite si aj bato\u017einu a osobn\u00e9 veci Strata alebo po\u0161kodenie bato\u017einy patr\u00ed medzi \u010dast\u00e9 probl\u00e9my pri cestovan\u00ed.&nbsp; 5. Zv\u00e1\u017ete pripoistenia pod\u013ea sp\u00f4sobu cestovania Rozsah poistenia by mal zodpoveda\u0165 tomu, ako cestujete a \u010do pl\u00e1nujete robi\u0165. Ak cestujete karavanom alebo vyr\u00e1\u017eate na dovolenku s bicyklom, pre\u010d\u00edtajte si aj \u010fal\u0161ie u\u017eito\u010dn\u00e9 rady. 6. Porovn\u00e1vajte ponuky viacer\u00fdch pois\u0165ovn\u00ed Rozdiely medzi poistkami nemusia by\u0165 len v cene. D\u00f4le\u017eit\u00e9 s\u00fa najm\u00e4: TIP: Pri v\u00fdbere v\u00e1m m\u00f4\u017ee pom\u00f4c\u0165 porovnanie pon\u00fak viacer\u00fdch pois\u0165ovn\u00ed \u2013 napr\u00edklad cez online [&hellip;]<\/p>\n","protected":false},"author":58,"featured_media":11014,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":[],"categories":[13],"tags":[100],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v20.11 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Ako vybra\u0165 cestovn\u00e9 poistenie: 6 d\u00f4le\u017eit\u00fdch tipov pred dovolenkou<\/title>\n<meta name=\"description\" content=\"Pl\u00e1nujete dovolenku? 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