{"id":1389,"date":"2025-07-02T12:27:03","date_gmt":"2025-07-02T10:27:03","guid":{"rendered":"https:\/\/www.fingo.sk\/blog\/?p=1389"},"modified":"2025-09-16T15:19:37","modified_gmt":"2025-09-16T13:19:37","slug":"zmena-zdravotnej-poistovne","status":"publish","type":"post","link":"https:\/\/www.fingo.sk\/blog\/zmena-zdravotnej-poistovne\/","title":{"rendered":"Zmena zdravotnej pois\u0165ovne: Ako postupova\u0165 v roku 2025"},"content":{"rendered":"\n<p><strong>Prem\u00fd\u0161\u013eate nad zmenou zdravotnej pois\u0165ovne? Teraz je ide\u00e1lny \u010das na rozhodovanie \u2013 prihl\u00e1\u0161ku toti\u017e m\u00f4\u017eete poda\u0165 do konca septembra. Pois\u0165ovne sa predbiehaj\u00fa v ponuk\u00e1ch a sna\u017eia sa zauja\u0165 r\u00f4znymi benefitmi \u010di z\u013eavami. Pr\u00e1ve tie b\u00fdvaj\u00fa \u010dast\u00fdm d\u00f4vodom, pre\u010do sa \u013eudia rozhodn\u00fa pre prestup.<\/strong><\/p>\n\n\n\n<p><strong>V \u010dl\u00e1nku sa do\u010d\u00edtate:&nbsp;<\/strong><\/p>\n\n\n\n<ul>\n<li>Ktor\u00e9 zdravotn\u00e9 pois\u0165ovne p\u00f4sobia na Slovensku<\/li>\n\n\n\n<li>10 r\u00e1d, ako postupova\u0165 pri zmene pois\u0165ovne<\/li>\n\n\n\n<li>Ak\u00e9 benefity pon\u00fakaj\u00fa zdravotn\u00e9 pois\u0165ovne<\/li>\n\n\n\n<li>Preh\u013ead pois\u0165ovn\u00ed s u\u017eito\u010dn\u00fdmi odkazmi<\/li>\n\n\n\n<li>Zmenu si vybav\u00edte osobne alebo<a href=\"https:\/\/www.fingo.sk\/kontakty\"> online&nbsp;<\/a><\/li>\n<\/ul>\n\n\n\n<p>Na Slovensku m\u00e1me tri zdravotn\u00e9 pois\u0165ovne \u2013 \u0161t\u00e1tnu V\u0161eobecn\u00fa zdravotn\u00fa pois\u0165ov\u0148u a dve s\u00fakromn\u00e9: D\u00f4veru a Union. Hoci v\u0161etky musia zabezpe\u010di\u0165 rovnak\u00fd z\u00e1kladn\u00fd rozsah zdravotnej starostlivosti pod\u013ea z\u00e1kona, odli\u0161uj\u00fa sa v tom, \u010do pon\u00fakaj\u00fa navy\u0161e \u2013 \u010di u\u017e ide o benefity, finan\u010dn\u00e9 pr\u00edspevky, z\u013eavy a podobne.<\/p>\n\n\n\n<p>Benefity s\u00edce zohr\u00e1vaj\u00fa d\u00f4le\u017eit\u00fa \u00falohu, no nie s\u00fa jedin\u00fdm d\u00f4vodom, pre\u010do sa \u013eudia rozhoduj\u00fa pre zmenu zdravotnej pois\u0165ovne. Niekedy je d\u00f4vod \u010disto praktick\u00fd \u2013 napr\u00edklad zmena praktick\u00e9ho lek\u00e1ra, zub\u00e1ra \u010di gynekol\u00f3ga, ktor\u00fd nemus\u00ed ma\u0165 zmluvu s aktu\u00e1lnou pois\u0165ov\u0148ou. Pre niektor\u00fdch je k\u013e\u00fa\u010dov\u00e9, \u010di pois\u0165ov\u0148a preplat\u00ed pl\u00e1novan\u00fa oper\u00e1ciu. In\u00ed zas ocenia modernej\u0161iu mobiln\u00fa aplik\u00e1ciu, ktor\u00e1 im poskytne r\u00fdchly pr\u00edstup k preukazu poistenca, preh\u013eadu vy\u0161etren\u00ed \u010di e-receptom \u2013 v\u0161etko na p\u00e1r klikov.<\/p>\n\n\n\n<p><span style=\"font-weight: 400;\"><span style=\"color: #ec8124;\"><strong>TIP:<\/strong>&nbsp;<span style=\"color: #000000;\">Ka\u017ed\u00e1 pois\u0165ov\u0148a je v&nbsp;nie\u010dom \u0161pecifick\u00e1, m\u00e1 r\u00f4zne pokrytie, po\u010det zmluvn\u00fdch lek\u00e1rov alebo poskytuje r\u00f4zne v\u00fdhody. Pri porovn\u00e1van\u00ed benefitov zv\u00e1\u017ete najm\u00e4 svoj zdravotn\u00fd stav a <strong>re\u00e1lne potreby<\/strong> v\u00e1s a va\u0161ej rodiny.<\/span><\/span><\/span><\/p>\n\n\n\n<h2><strong><span style=\"color: #ec8124;\">10 r\u00e1d, ako postupova\u0165 pri zmene zdravotnej pois\u0165ovne<\/span><\/strong><\/h2>\n\n\n\n<ol>\n<li>O zmenu pois\u0165ovne m\u00f4\u017eete po\u017eiada\u0165 raz ro\u010dne \u2013 treba tak urobi\u0165 <strong>do 30. 9. 2025<\/strong> a poistencom novej pois\u0165ovne sa stanete<strong> od 1. 1. 2026.<\/strong><\/li>\n\n\n\n<li>V&nbsp;pr\u00edpade, \u017ee chcete prest\u00fapi\u0165 do inej zdravotnej pois\u0165ovne, m\u00f4\u017eete oslovi\u0165 na\u0161ich <a href=\"https:\/\/www.fingo.sk\/kontakty\">FinGO.sk finan\u010dn\u00fdch sprostredkovate\u013eov<\/a>, ktor\u00ed zmenu pois\u0165ovne vybavia za v\u00e1s.<\/li>\n\n\n\n<li>Vo v\u0161eobecnosti plat\u00ed, \u017ee prihl\u00e1\u0161ku do novej pois\u0165ovne m\u00f4\u017eete vyplni\u0165 a podp\u00edsa\u0165<strong> osobne<\/strong> na pobo\u010dke vybranej pois\u0165ovne.<\/li>\n\n\n\n<li>O nie\u010do pohodlnej\u0161ie je poda\u0165 si prihl\u00e1\u0161ku <strong>cez internet<\/strong>. Pois\u0165ovne maj\u00fa na str\u00e1nkach zverejnen\u00e9 online prihl\u00e1\u0161ky, ktor\u00e9 vypln\u00edte a za\u0161lete elektronicky.<\/li>\n\n\n\n<li>Alebo si prihl\u00e1\u0161ku z internetu vytla\u010d\u00edte, vypln\u00edte a&nbsp;po\u0161lete do pois\u0165ovne <strong>po\u0161tou<\/strong>, pr\u00edpadne odnesiete osobne. Ka\u017ed\u00e1 pois\u0165ov\u0148a m\u00e1 svoj syst\u00e9m a&nbsp;sna\u017e\u00ed sa toto vybavovanie klientom <a href=\"https:\/\/www.fingo.sk\/kontakty\">\u010do najviac u\u013eah\u010di\u0165.<\/a><\/li>\n\n\n\n<li>Po akceptovan\u00ed prihl\u00e1\u0161ky v\u00e1m nov\u00e1 pois\u0165ov\u0148a po\u0161le <strong>nov\u00fd preukaz<\/strong> zdravotn\u00e9ho poistenia a jej poistencom sa stanete od 1. janu\u00e1ra 2026.<\/li>\n\n\n\n<li>Ak u\u017e vlastn\u00edte ob\u010diansky preukaz s&nbsp;elektronick\u00fdm \u010dipom, pois\u0165ov\u0148a v\u00e1m vystav\u00ed iba eur\u00f3psky preukaz zdravotn\u00e9ho poistenia, ktor\u00fd budete vyu\u017e\u00edva\u0165 <a href=\"https:\/\/www.fingo.sk\/blog\/ako-na-cestovne-poistenie-v-roku-202310-rad-pred-odchodom-na-dovolenku\/\">v&nbsp;zahrani\u010d\u00ed<\/a>.<\/li>\n\n\n\n<li>Z&nbsp;p\u00f4vodnej zdravotnej pois\u0165ovne sa <strong>odhlasova\u0165 nemus\u00edte<\/strong>, nov\u00e1 pois\u0165ov\u0148a vybav\u00ed v\u0161etko za v\u00e1s.<\/li>\n\n\n\n<li><strong>V&nbsp;janu\u00e1ri<\/strong> potom najnesk\u00f4r do 8 dn\u00ed mus\u00edte nahl\u00e1si\u0165 zmenu pois\u0165ovne svojmu zamestn\u00e1vate\u013eovi a&nbsp;ak ste \u017eivnostn\u00edk, nezabudnite si <strong>upravi\u0165 trval\u00fd pr\u00edkaz<\/strong> a&nbsp;presmerova\u0165 svoje odvody do novej pois\u0165ovne.<\/li>\n\n\n\n<li>Zmenu pois\u0165ovne v novom roku&nbsp;nemus\u00edte povinne nahlasova\u0165 v\u00e1\u0161mu v\u0161eobecn\u00e9mu lek\u00e1rovi, zub\u00e1rovi \u010di in\u00fdm \u0161pecialistom, ktor\u00fdch nav\u0161tevujete \u2013 sta\u010d\u00ed to len pre istotu spomen\u00fa\u0165 pri najbli\u017e\u0161ej n\u00e1v\u0161teve lek\u00e1ra.<\/li>\n<\/ol>\n\n\n\n<p><\/p>\n\n\n\n<div class=\"newsletter-1\"><\/div>\r\n<script src=\"https:\/\/www.fingo.sk\/cdn\/scripts\/widget-newsletter.js?v=2\"><\/script>\r\n\n\n\n\n<h2><strong><span style=\"color: #ec8124;\">Benefity pois\u0165ovn\u00ed<\/span><\/strong><\/h2>\n\n\n\n<p>Aby ste si vedeli vybra\u0165 \u010do najv\u00fdhodnej\u0161ie, pripravili sme pre v\u00e1s preh\u013eadn\u00fd s\u00fahrn hlavn\u00fdch benefitov zdravotn\u00fdch pois\u0165ovn\u00ed.<\/p>\n\n\n\n<p><strong>\u010co pon\u00fakaj\u00fa v\u0161etky pois\u0165ovne<\/strong><\/p>\n\n\n\n<ul>\n<li>Z\u013eavy v lek\u00e1r\u0148ach a optik\u00e1ch<\/li>\n\n\n\n<li>V\u00fdhodn\u00e9 n\u00e1kupy v\u00fd\u017eivov\u00fdch doplnkov<\/li>\n\n\n\n<li>Bal\u00ed\u010dky pre novorodencov<\/li>\n\n\n\n<li>Z\u013eavy na cestovn\u00e9 poistenie<\/li>\n<\/ul>\n\n\n\n<p>Ka\u017ed\u00e1 pois\u0165ov\u0148a v\u0161ak prid\u00e1va aj nie\u010do navy\u0161e, \u010d\u00edm sa sna\u017e\u00ed odl\u00ed\u0161i\u0165 od konkurencie. Tu je preh\u013ead exkluz\u00edvnych benefitov.<\/p>\n\n\n\n<h3><span style=\"color: #003366;\"><strong>D\u00f4vera<\/strong><\/span><\/h3>\n\n\n\n<ul>\n<li>Doplatky za lieky sp\u00e4\u0165 \u2013 a\u017e 300\u202f\u20ac ro\u010dne pre deti do 18 rokov a ich rodi\u010dov<\/li>\n\n\n\n<li>Pr\u00edspevky na zuby \u2013 deti 5\u00d730\u202f\u20ac, dospel\u00ed 2\u00d730\u202f\u20ac<\/li>\n\n\n\n<li>100\u202f\u20ac na okuliare pre deti do 18 rokov<\/li>\n\n\n\n<li>Mamografia do 10 dn\u00ed<\/li>\n\n\n\n<li>Bezplatn\u00e1 doprava do nemocnice Bory 1\u00d7 ro\u010dne<\/li>\n<\/ul>\n\n\n\n<h3><span style=\"color: #99cc00;\">Union ZP<\/span><\/h3>\n\n\n\n<ul>\n<li>Doplatky za lieky pre deti \u2013 bez limitu<\/li>\n\n\n\n<li>70\u202f\u20ac na okuliarov\u00e9 r\u00e1my alebo \u0161o\u0161ovky pre deti<\/li>\n\n\n\n<li>150\u202f\u20ac o\u010dn\u00fd bal\u00edk \u2013 na komplexn\u00e9 vy\u0161etrenia<\/li>\n\n\n\n<li>Pr\u00edspevok na laserov\u00e9 oper\u00e1cie o\u010d\u00ed<\/li>\n<\/ul>\n\n\n\n<h3><span style=\"color: #33cccc;\">V\u0161eobecn\u00e1 zdravotn\u00e1 pois\u0165ov\u0148a<\/span><\/h3>\n\n\n\n<ul>\n<li>Anest\u00e9zia u zub\u00e1ra pre deti do 10 rokov<\/li>\n\n\n\n<li>Prot\u00f3nov\u00e1 lie\u010dba pre onkologick\u00fdch pacientov<\/li>\n\n\n\n<li>\u0160tvrt\u00e9 sonografick\u00e9 vy\u0161etrenie po\u010das tehotenstva<\/li>\n<\/ul>\n\n\n\n<p><span style=\"font-size: 10pt;\">Pozn.: Ide len o vybran\u00e9 benefity.&nbsp;<\/span><\/p>\n\n\n\n<p><span style=\"color: #ec8124;\"><b>TIP: <\/b><\/span>Zamerajte sa najm\u00e4 na benefity a z\u013eavy, ktor\u00e9 pre v\u00e1s maj\u00fa skuto\u010dn\u00fd v\u00fdznam a ktor\u00e9 viete re\u00e1lne vyu\u017ei\u0165. Overte si tie\u017e, \u010di m\u00e1 va\u0161a pois\u0165ov\u0148a zmluvu s lek\u00e1rmi, ktor\u00fdch pravidelne nav\u0161tevujete. Na z\u00e1klade t\u00fdchto inform\u00e1ci\u00ed zv\u00e1\u017ete, \u010di sa v\u00e1m zmena zdravotnej pois\u0165ovne oplat\u00ed \u2013 a ak \u00e1no, ktor\u00fa si vybra\u0165.<\/p>\n\n\n\n<blockquote class=\"wp-block-quote\">\n<p><span style=\"font-weight: 400;\">Myslite tie\u017e na to, \u017ee pois\u0165ovne sa okrem benefitov l\u00ed\u0161ia aj pokryt\u00edm a rozsahom siete zazmluvnen\u00fdch lek\u00e1rov a nemocn\u00edc. Od toho sa potom odv\u00edjaj\u00fa aj \u010dakacie lehoty na vy\u0161etrenia alebo opera\u010dn\u00e9 z\u00e1kroky. Ka\u017ed\u00e1 pois\u0165ov\u0148a m\u00e1 aj r\u00f4zny po\u010det pobo\u010diek a z\u00e1rove\u0148 sa sna\u017e\u00ed vylep\u0161ova\u0165 elektronick\u00e9 slu\u017eby, aby v\u00e1m zjednodu\u0161ila komunik\u00e1ciu.<\/span><\/p>\n<\/blockquote>\n\n\n\n<h2><span style=\"color: #ec8124;\"><b>Kde n\u00e1jdete viac inform\u00e1ci\u00ed&nbsp;<\/b><\/span><\/h2>\n\n\n\n<p>Viac inform\u00e1ci\u00ed o benefitoch jednotliv\u00fdch zdravotn\u00fdch pois\u0165ovn\u00ed n\u00e1jdete nielen na ich pobo\u010dk\u00e1ch, ale aj na ofici\u00e1lnych webov\u00fdch str\u00e1nkach. V pr\u00edpade ot\u00e1zok m\u00f4\u017eete pois\u0165ovne kontaktova\u0165 aj prostredn\u00edctvom infolinky \u2013 telefonicky alebo e-mailom.<\/p>\n\n\n\n<div class=\"flourish-embed flourish-table\" data-src=\"visualisation\/14934930\"><script src=\"https:\/\/public.flourish.studio\/resources\/embed.js\"><\/script><\/div>\n\n\n\n<h2><strong><span style=\"color: #ec8124;\">V\u00fdber pois\u0165ovne nepodce\u0148ujte<\/span><\/strong><\/h2>\n\n\n\n<p>Ak si mysl\u00edte, \u017ee v\u00e1m in\u00e1 zdravotn\u00e1 pois\u0165ov\u0148a m\u00f4\u017ee pon\u00faknu\u0165 kvalitnej\u0161iu starostlivos\u0165 alebo v\u00fdhodnej\u0161ie zdravotn\u00e9 alebo finan\u010dn\u00e9 benefity, nebojte sa zmeny, je to naozaj <strong>jednoduch\u00e9<\/strong>.&nbsp;<span style=\"font-weight: 400;\">Nezabudnite v\u0161ak, \u017ee ak chcete zmeni\u0165 pois\u0165ov\u0148u k 1. 1. 2026, <\/span>na podanie prihl\u00e1\u0161ky m\u00e1te \u010das <strong>do konca septembra.<\/strong><\/p>\n\n\n\n<p><span style=\"color: #ec8124;\"><strong>TIP:<\/strong><\/span>&nbsp;Ak uva\u017eujete nad prestupom do inej zdravotnej pois\u0165ovne, radi v\u00e1m s t\u00fdm pom\u00f4\u017eeme. Zavolajte n\u00e1m na <a href=\"tel:0800601060\"><span style=\"color: #ec8124;\"><strong>0800 60 10 60<\/strong><\/span><\/a> alebo n\u00e1m zanechajte va\u0161e kontaktn\u00e9 \u00fadaje vo formul\u00e1ri ni\u017e\u0161ie a my sa v\u00e1m ozveme.<\/p>\n\n\n\n<p><\/p>\n\n\n\n<iframe id=\"iframeBannerV1_health_insurance\" src=\"https:\/\/www.fingo.sk\/banner\/general?type=health_insurance\" style=\"height: 263px; width: 100%; border: medium; box-shadow: 0 0 10px gray; border-radius: 14px;\" loading=\"lazy\"><\/iframe>\n","protected":false},"excerpt":{"rendered":"<p>Prem\u00fd\u0161\u013eate nad zmenou zdravotnej pois\u0165ovne? Teraz je ide\u00e1lny \u010das na rozhodovanie \u2013 prihl\u00e1\u0161ku toti\u017e m\u00f4\u017eete poda\u0165 do konca septembra. Pois\u0165ovne sa predbiehaj\u00fa v ponuk\u00e1ch a sna\u017eia sa zauja\u0165 r\u00f4znymi benefitmi \u010di z\u013eavami. Pr\u00e1ve tie b\u00fdvaj\u00fa \u010dast\u00fdm d\u00f4vodom, pre\u010do sa \u013eudia rozhodn\u00fa pre prestup. V \u010dl\u00e1nku sa do\u010d\u00edtate:&nbsp; Na Slovensku m\u00e1me tri zdravotn\u00e9 pois\u0165ovne \u2013 \u0161t\u00e1tnu V\u0161eobecn\u00fa zdravotn\u00fa pois\u0165ov\u0148u a dve s\u00fakromn\u00e9: D\u00f4veru a Union. Hoci v\u0161etky musia zabezpe\u010di\u0165 rovnak\u00fd z\u00e1kladn\u00fd rozsah zdravotnej starostlivosti pod\u013ea z\u00e1kona, odli\u0161uj\u00fa sa v tom, \u010do pon\u00fakaj\u00fa navy\u0161e \u2013 \u010di u\u017e ide o benefity, finan\u010dn\u00e9 pr\u00edspevky, z\u013eavy a podobne. Benefity s\u00edce zohr\u00e1vaj\u00fa d\u00f4le\u017eit\u00fa \u00falohu, no nie s\u00fa jedin\u00fdm d\u00f4vodom, pre\u010do sa \u013eudia rozhoduj\u00fa pre zmenu zdravotnej pois\u0165ovne. Niekedy je d\u00f4vod \u010disto praktick\u00fd \u2013 napr\u00edklad zmena praktick\u00e9ho lek\u00e1ra, zub\u00e1ra \u010di gynekol\u00f3ga, ktor\u00fd nemus\u00ed ma\u0165 zmluvu s aktu\u00e1lnou pois\u0165ov\u0148ou. Pre niektor\u00fdch je k\u013e\u00fa\u010dov\u00e9, \u010di pois\u0165ov\u0148a preplat\u00ed pl\u00e1novan\u00fa oper\u00e1ciu. In\u00ed zas ocenia modernej\u0161iu mobiln\u00fa aplik\u00e1ciu, ktor\u00e1 im poskytne r\u00fdchly pr\u00edstup k preukazu poistenca, preh\u013eadu vy\u0161etren\u00ed \u010di e-receptom \u2013 v\u0161etko na p\u00e1r klikov. TIP:&nbsp;Ka\u017ed\u00e1 pois\u0165ov\u0148a je v&nbsp;nie\u010dom \u0161pecifick\u00e1, m\u00e1 r\u00f4zne pokrytie, po\u010det zmluvn\u00fdch lek\u00e1rov alebo poskytuje r\u00f4zne v\u00fdhody. Pri porovn\u00e1van\u00ed benefitov zv\u00e1\u017ete najm\u00e4 svoj zdravotn\u00fd stav a re\u00e1lne potreby v\u00e1s a va\u0161ej rodiny. 10 r\u00e1d, ako postupova\u0165 pri zmene zdravotnej [&hellip;]<\/p>\n","protected":false},"author":57,"featured_media":7983,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":[],"categories":[7,73],"tags":[227,226,111],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v20.11 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Zmena zdravotnej pois\u0165ovne: Ako postupova\u0165 v roku 2025 - FinGO.sk<\/title>\n<meta name=\"description\" content=\"Zdravotn\u00fa pois\u0165ov\u0148u m\u00f4\u017eete zmeni\u0165 raz ro\u010dne a prihl\u00e1\u0161ku treba poda\u0165 v\u017edy do 30. septembra. 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