{"id":1520,"date":"2019-10-07T21:03:46","date_gmt":"2019-10-07T19:03:46","guid":{"rendered":"https:\/\/www.fingo.sk\/blog\/?p=1520"},"modified":"2019-10-08T10:52:49","modified_gmt":"2019-10-08T08:52:49","slug":"zivotne-poistenie-ocenia-aj-buduce-mamicky","status":"publish","type":"post","link":"https:\/\/www.fingo.sk\/blog\/zivotne-poistenie-ocenia-aj-buduce-mamicky\/","title":{"rendered":"\u017divotn\u00e9 poistenie ocenia aj bud\u00face mami\u010dky. Rizikov\u00e9 tehotenstvo za\u017e\u00edva viac ako tretina rodi\u010diek"},"content":{"rendered":"

Pl\u00e1novanie die\u0165a\u0165a patr\u00ed k najkraj\u0161\u00edm \u017eivotn\u00fdm obdobiam ka\u017edej \u017eeny. T\u00fa\u017ei po bezprobl\u00e9movom tehotenstve a zdravom b\u00e1b\u00e4tku, no niekedy sa situ\u00e1cia vyvinie inak a bud\u00faca mami\u010dka ne\u010dakane ostane na rizikovom tehotenstve. Pr\u00edde o pravideln\u00fd mesa\u010dn\u00fd pr\u00edjem, mus\u00ed si vysta\u010di\u0165 s ni\u017e\u0161ou PN-kou, a tak zdravotn\u00e9 komplik\u00e1cie v\u00fdrazne ovplyvnia aj rodinn\u00fd rozpo\u010det. Aj pre tak\u00e9to pr\u00edpady je dobr\u00e9 ma\u0165 uzatvoren\u00e9<\/b> \u017eivotn\u00e9 poistenie<\/b><\/a>. Je to istota, ktor\u00e1 n\u00e1s finan\u010dne podr\u017e\u00ed.<\/b><\/p>\n

Najsk\u00f4r kari\u00e9ra, potom rodina. Tak ako vo svete, aj na Slovensku sa stalo trendom, \u017ee \u017eeny materstvo odkladaj\u00fa a svoje prv\u00e9 die\u0165a pl\u00e1nuj\u00fa a\u017e po 30-tke. V\u00fdnimkou nie s\u00fa ani prvorodi\u010dky, ktor\u00e9 maj\u00fa 35 a viac rokov. Lek\u00e1ri pritom varuj\u00fa, \u017ee tehotenstvo vo vy\u0161\u0161om veku m\u00f4\u017ee prinies\u0165 pre matku aj pre die\u0165a zv\u00fd\u0161en\u00e9 rizik\u00e1. Pod\u013ea \u0161tatistick\u00fdch \u00fadajov <\/span>rizikov\u00e9 tehotenstvo za\u017e\u00edva na Slovensku viac ako tretina rodi\u010diek<\/b>.<\/span><\/p>\n

Ke\u010f\u017ee s pl\u00e1novan\u00edm die\u0165a\u0165a treba myslie\u0165 aj na finan\u010dn\u00fa str\u00e1nku a pred materskou dovolenkou si poctivo<\/span> napl\u00e1nova\u0165 rodinn\u00fd rozpo\u010det<\/span><\/a>, je d\u00f4le\u017eit\u00e9, aby mala <\/span>bud\u00faca mami\u010dka uzatvoren\u00e9 aj kvalitn\u00e9 \u017eivotn\u00e9 poistenie<\/b>. To jej pom\u00f4\u017ee pr\u00e1ve v takej ob\u00e1vanej situ\u00e1cii akou je rizikov\u00e9 tehotenstvo, ktor\u00e9 m\u00f4\u017ee pri\u0161krti\u0165 rozpo\u010det aj na nieko\u013eko mesiacov e\u0161te pred naroden\u00edm b\u00e1b\u00e4tka.<\/span><\/p>\n

Rizikov\u00e9 tehotenstvo kryje pripoistenie PN-ky<\/b><\/span><\/h3>\n

\u017divotn\u00e9 poistenie sl\u00fa\u017ei ako istota v pr\u00edpade neo\u010dak\u00e1van\u00fdch \u017eivotn\u00fdch situ\u00e1ci\u00ed, \u00farazov alebo chor\u00f4b a <\/span>k tak\u00fdmto udalostiam<\/b> patr\u00ed aj rizikov\u00e9 tehotenstvo<\/b>. Pre pois\u0165ov\u0148u je to diagn\u00f3za ako ka\u017ed\u00e1 in\u00e1, preto ju <\/span>kryje v r\u00e1mci pripoistenia pr\u00e1ceneschopnosti<\/b>. Rozdiel je v\u0161ak v \u010dakacej dobe – <\/span>teda dobe, ktor\u00e1 mus\u00ed uplyn\u00fa\u0165 medzi uzatvoren\u00edm va\u0161ej poistky a d\u0148om, odkedy pois\u0165ov\u0148a za\u010dne konkr\u00e9tne riziko, v tomto pr\u00edpade diagn\u00f3zu, kry\u0165.<\/span>\u00a0<\/span><\/p>\n

Pre klasick\u00fa PN-ku akou je chr\u00edpka \u010di z\u00e1pal p\u013e\u00fac, je \u010dakacia doba 3 a\u017e 6 mesiacov, v z\u00e1vislosti od pois\u0165ovne. V pr\u00edpade rizikov\u00e9ho tehotenstva je to naj\u010dastej\u0161ie 9 mesiacov, preto odpor\u00fa\u010dame <\/span>uzatvori\u0165 si poistenie minim\u00e1lne 9 mesiacov pred pl\u00e1novan\u00edm tehotenstva. <\/b>Ak by ste ostali na PN-ke sk\u00f4r alebo by ste si poistku uzatvorili a\u017e po\u010das PN-ky, pois\u0165ov\u0148a by v\u00e1m poistn\u00e9 krytie nevyplatila. \u010ci\u017ee by v\u00e1m neskoro uzatvoren\u00e1 \u017eivotn\u00e1 poistka v obdob\u00ed rizikov\u00e9ho tehotenstva finan\u010dne nepomohla.<\/span><\/p>\n

Ako si vybra\u0165 \u017eivotn\u00e9 poistenie<\/b><\/span><\/h3>\n

Komer\u010dn\u00e9 pois\u0165ovne pon\u00fakaj\u00fa <\/span>krytie rizikov\u00e9ho tehotenstva, ale aj chirurgick\u00e9ho z\u00e1kroku, hospitaliz\u00e1cie<\/b> a podobne. Udalos\u0165 a v\u00fd\u0161ka krytia z\u00e1vis\u00ed od konkr\u00e9tneho nastavenia \u017eivotnej poistky, a tak je lep\u0161ie zveri\u0165 ju do r\u00fak odborn\u00edka. <\/span>FinGO.sk finan\u010dn\u00ed sprostredkovatelia<\/b> sa v oblasti \u017eivotn\u00e9ho poistenia pravidelne vzdel\u00e1vaj\u00fa, maj\u00fa preh\u013ead o celom poistnom trhu, \u010di\u017ee s\u00fa objekt\u00edvni, a tak najlep\u0161ie vedia, ak\u00e9 \u017eivotn\u00e9 poistenie v\u00e1m odporu\u010di\u0165. A tie\u017e ak\u00e9 podmienky si nastavi\u0165, aby v\u00e1m pomohli aj po\u010das komplik\u00e1ci\u00ed v tehotenstve.<\/span><\/p>\n

V pr\u00edpade, \u017ee <\/span>m\u00e1te uzatvoren\u00fa star\u0161iu \u017eivotn\u00fa poistku<\/b>, kvalitn\u00fd finan\u010dn\u00fd sprostredkovate\u013e v\u00e1m ju vie<\/span> bezplatne skontrolova\u0165<\/span><\/a> a prisp\u00f4sobi\u0165 novej situ\u00e1cii. Vyberie vhodn\u00e9 pripoistenia a nastav\u00ed poistn\u00e9 sumy tak ako potrebujete. <\/span>FinGO.sk finan\u010dn\u00fdch sprostredkovate\u013eov n\u00e1jdete na celom Slovensku<\/b> a m\u00f4\u017eete sa s nimi spoji\u0165 aj <\/span>telefonicky na \u010d\u00edsle 0800 60 10 60 alebo n\u00e1m<\/b> zanechajte va\u0161e \u00fadaje<\/b><\/a> a my sa v\u00e1m ozveme.<\/span><\/p>\n

Pl\u00e1novanie rodiny nie je lacn\u00e1 z\u00e1le\u017eitos\u0165<\/b><\/span><\/h3>\n

Hovor\u00ed sa, \u017ee ma\u0165 die\u0165a nie je lacn\u00fd \u0161p\u00e1s, aj preto <\/span>mnoh\u00e9 mlad\u00e9 p\u00e1ry vy\u010dk\u00e1vaj\u00fa a chc\u00fa sa najsk\u00f4r na tak\u00fd v\u00fdznamn\u00fd krok <\/b>pripravi\u0165 aj finan\u010dne. Na tehotenstvo, pr\u00edpadne matersk\u00fa dovolenku a s t\u00fdm s\u00favisiaci v\u00fdpadok pr\u00edjmu, sa m\u00f4\u017eete vopred pripravi\u0165 aj formou sporenia resp. investovania. Ale na to sl\u00fa\u017eia in\u00e9 produkty ako je rizikov\u00e9 \u017eivotn\u00e9 poistenie.<\/span><\/p>\n

\u010ci u\u017e s pl\u00e1novan\u00edm b\u00e1b\u00e4tka chcete po\u010dka\u0165, alebo ide o aktu\u00e1lnu t\u00e9mu, ktor\u00fa pr\u00e1ve s partnerom rie\u0161ite, ide o d\u00f4le\u017eit\u00fa \u017eivotn\u00fa zmenu. Aj ke\u010f si toto obdobie d\u00f4kladne napl\u00e1nujete, v\u017edy sa m\u00f4\u017eu vyskytn\u00fa\u0165 komplik\u00e1cie, na ktor\u00e9 je lep\u0161ie by\u0165 finan\u010dne pripraven\u00fd. Ke\u010f\u017ee po\u010det rodi\u010diek na rizikovom tehotenstve prib\u00fada, <\/span>\u017eivotn\u00e9 poistenie by mlad\u00e9 \u017eeny naozaj nemali podce\u0148ova\u0165.<\/b><\/p>\n","protected":false},"excerpt":{"rendered":"

Pl\u00e1novanie die\u0165a\u0165a patr\u00ed k najkraj\u0161\u00edm \u017eivotn\u00fdm obdobiam ka\u017edej \u017eeny. T\u00fa\u017ei po bezprobl\u00e9movom tehotenstve a zdravom b\u00e1b\u00e4tku, no niekedy sa situ\u00e1cia vyvinie inak a bud\u00faca mami\u010dka ne\u010dakane ostane na rizikovom tehotenstve. Pr\u00edde o pravideln\u00fd mesa\u010dn\u00fd pr\u00edjem, mus\u00ed si vysta\u010di\u0165 s ni\u017e\u0161ou PN-kou, a tak zdravotn\u00e9 komplik\u00e1cie v\u00fdrazne ovplyvnia aj rodinn\u00fd rozpo\u010det. Aj pre tak\u00e9to pr\u00edpady je dobr\u00e9 ma\u0165 uzatvoren\u00e9 \u017eivotn\u00e9 poistenie. Je to istota, ktor\u00e1 n\u00e1s finan\u010dne podr\u017e\u00ed. Najsk\u00f4r kari\u00e9ra, potom rodina. Tak ako vo svete, aj na Slovensku sa stalo trendom, \u017ee \u017eeny materstvo odkladaj\u00fa a svoje prv\u00e9 die\u0165a pl\u00e1nuj\u00fa a\u017e po 30-tke. V\u00fdnimkou nie s\u00fa ani prvorodi\u010dky, ktor\u00e9 maj\u00fa 35 a viac rokov. Lek\u00e1ri pritom varuj\u00fa, \u017ee tehotenstvo vo vy\u0161\u0161om veku m\u00f4\u017ee prinies\u0165 pre matku aj pre die\u0165a zv\u00fd\u0161en\u00e9 rizik\u00e1. Pod\u013ea \u0161tatistick\u00fdch \u00fadajov rizikov\u00e9 tehotenstvo za\u017e\u00edva na Slovensku viac ako tretina rodi\u010diek. Ke\u010f\u017ee s pl\u00e1novan\u00edm die\u0165a\u0165a treba myslie\u0165 aj na finan\u010dn\u00fa str\u00e1nku a pred materskou dovolenkou si poctivo napl\u00e1nova\u0165 rodinn\u00fd rozpo\u010det, je d\u00f4le\u017eit\u00e9, aby mala bud\u00faca mami\u010dka uzatvoren\u00e9 aj kvalitn\u00e9 \u017eivotn\u00e9 poistenie. To jej pom\u00f4\u017ee pr\u00e1ve v takej ob\u00e1vanej situ\u00e1cii akou je rizikov\u00e9 tehotenstvo, ktor\u00e9 m\u00f4\u017ee pri\u0161krti\u0165 rozpo\u010det aj na nieko\u013eko mesiacov e\u0161te pred naroden\u00edm b\u00e1b\u00e4tka. Rizikov\u00e9 tehotenstvo kryje pripoistenie PN-ky \u017divotn\u00e9 poistenie sl\u00fa\u017ei ako istota v pr\u00edpade neo\u010dak\u00e1van\u00fdch […]<\/p>\n","protected":false},"author":23,"featured_media":1522,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":[],"categories":[15],"tags":[134,89],"yoast_head":"\n\u017divotn\u00e9 poistenie ocenia aj bud\u00face mami\u010dky. Rizikov\u00e9 tehotenstvo za\u017e\u00edva viac ako tretina rodi\u010diek - FinGO.sk<\/title>\n<meta name=\"description\" content=\"\u017divotn\u00e9 poistenie je istota. M\u00f4\u017ee pom\u00f4c\u0165 aj bud\u00facim mami\u010dk\u00e1m, ke\u010f\u017ee tehotenstvo m\u00f4\u017ee prinies\u0165 ne\u010dakan\u00e9 komplik\u00e1cie a v\u00fdpadok pr\u00edjmu.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.fingo.sk\/blog\/zivotne-poistenie-ocenia-aj-buduce-mamicky\/\" \/>\n<meta property=\"og:locale\" content=\"sk_SK\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"\u017divotn\u00e9 poistenie ocenia aj bud\u00face mami\u010dky. Rizikov\u00e9 tehotenstvo za\u017e\u00edva viac ako tretina rodi\u010diek - FinGO.sk\" \/>\n<meta property=\"og:description\" content=\"\u017divotn\u00e9 poistenie je istota. M\u00f4\u017ee pom\u00f4c\u0165 aj bud\u00facim mami\u010dk\u00e1m, ke\u010f\u017ee tehotenstvo m\u00f4\u017ee prinies\u0165 ne\u010dakan\u00e9 komplik\u00e1cie a v\u00fdpadok pr\u00edjmu.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.fingo.sk\/blog\/zivotne-poistenie-ocenia-aj-buduce-mamicky\/\" \/>\n<meta property=\"og:site_name\" content=\"FinGO.sk\" \/>\n<meta property=\"article:published_time\" content=\"2019-10-07T19:03:46+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2019-10-08T08:52:49+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.fingo.sk\/blog\/wp-content\/uploads\/2019\/10\/zivotne-poistenie-pre-mamicky.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1080\" \/>\n\t<meta property=\"og:image:height\" content=\"720\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Miroslava Holi\u010dov\u00e1\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Autor\" \/>\n\t<meta name=\"twitter:data1\" content=\"Miroslava Holi\u010dov\u00e1\" \/>\n\t<meta name=\"twitter:label2\" content=\"Predpokladan\u00fd \u010das \u010d\u00edtania\" \/>\n\t<meta name=\"twitter:data2\" content=\"4 min\u00faty\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/www.fingo.sk\/blog\/zivotne-poistenie-ocenia-aj-buduce-mamicky\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/www.fingo.sk\/blog\/zivotne-poistenie-ocenia-aj-buduce-mamicky\/\"},\"author\":{\"name\":\"Miroslava Holi\u010dov\u00e1\",\"@id\":\"https:\/\/www.fingo.sk\/blog\/#\/schema\/person\/d05cbc4356fea23b71f5e7a64e08677f\"},\"headline\":\"\u017divotn\u00e9 poistenie ocenia aj bud\u00face mami\u010dky. 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