- \n
- Ako zabojova\u0165 proti infl\u00e1cii a chr\u00e1ni\u0165 peniaze<\/li>\n\n\n\n
- Kam sa oplat\u00ed investova\u0165 a pre\u010do je zlato istota<\/li>\n\n\n\n
- Kde si viete do zlata spori\u0165 pravidelne od 25 eur<\/li>\n\n\n\n
- Ako si r\u00fdchlo porovn\u00e1te v\u0161etky mo\u017enosti investovania<\/a><\/li>\n<\/ul>\n\n\n\n
Ako zabojova\u0165 proti infl\u00e1cii a chr\u00e1ni\u0165 peniaze<\/b><\/span><\/h2>\n\n\n\n
Ak chcete zabojova\u0165 proti infl\u00e1cii<\/a> t\u00fdmi najlep\u0161\u00edmi zbra\u0148ami, zabudnite na sporiace a term\u00ednovan\u00e9 \u00fa\u010dty s n\u00edzkym zhodnoten\u00edm a za\u010dnite uva\u017eova\u0165 ako ve\u013ek\u00ed investori. Aj s mal\u00fdmi \u010diastkami m\u00f4\u017eete v dlhodobom horizonte narobi\u0165 ve\u013ek\u00e9 divadlo. Chce to len zvoli\u0165 spr\u00e1vnu investi\u010dn\u00fa strat\u00e9giu a nezabudn\u00fa\u0165 na zlato, pr\u00edpadne ho skombinova\u0165 s in\u00fdmi investi\u010dn\u00fdmi produktmi.<\/span><\/p>\n\n\n\n
\u00dalohou zlata vo finan\u010dnom syst\u00e9me je udr\u017eiava\u0165 hodnotu pe\u0148az\u00ed v \u010dase. Ak si dnes k\u00fapite nejak\u00fa slu\u017ebu za 1 gram zlata, o\u010dak\u00e1vate, \u017ee aj o 20 rokov za dan\u00fd gram zlata dostanete rovnak\u00fa slu\u017ebu. Zlato z\u00e1rove\u0148 sl\u00fa\u017ei aj ako poistka v\u00e1\u0161ho portf\u00f3lia, ak investujete aj do fondov. Pri p\u00e1de akci\u00ed toti\u017e cena zlata st\u00fapa. Preto je d\u00f4le\u017eit\u00e9, aby ste diverzifikovali svoje \u00faspory. <\/span><\/p>\n\n\n\n
TIP:<\/span> <\/b>Podobn\u00fdm princ\u00edpom sa riadia aj ve\u013ek\u00ed sk\u00fasen\u00ed investori a plat\u00ed to aj pre be\u017en\u00fdch \u013eud\u00ed. <\/span>Viac o \u00falohe zlata sa do\u010d\u00edtate aj <\/span>v na\u0161om \u010dl\u00e1nku. <\/span><\/a><\/p>\n\n\n\n
Kam sa oplat\u00ed investova\u0165? Zlato je istota <\/b><\/span><\/h2>\n\n\n\n
Jedin\u00e1 cesta, ako m\u00f4\u017eete <\/span>prekab\u00e1ti\u0165 infl\u00e1ciu<\/span><\/a>, je teda investovanie. Zlato by malo by\u0165 s\u00fa\u010das\u0165ou v\u00e1\u0161ho portf\u00f3lia, pr\u00edpadne ho m\u00f4\u017eete skombinova\u0165 s fondami.<\/span><\/p>\n\n\n\n
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- Namiesto star\u00fdch bankov\u00fdch sporiacich produktov sa do popredia dost\u00e1vaj\u00fa hlavne fondy obchodovan\u00e9 na burze – tzv. ETF<\/a>, ktor\u00e9 maj\u00fa <\/span>viac v\u00fdhod. <\/span><\/li>\n<\/ul>\n\n\n\n
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- M\u00f4\u017eete si do nich spori\u0165 aj po mal\u00fdch \u010diastkach<\/a>, nemus\u00edte ma\u0165 na \u00fa\u010dte mili\u00f3ny ani tis\u00edcky eur.<\/span><\/li>\n\n\n\n
- Rovnako je pre be\u017en\u00fdch \u013eud\u00ed dostupn\u00e9 a z\u00e1rove\u0148 aj bezpe\u010dn\u00e9 sporenie do zlata. Zlato toti\u017e sl\u00fa\u017ei ako diverzifik\u00e1tor a z\u00e1rove\u0148 ako ochrana investi\u010dn\u00e9ho portf\u00f3lia. <\/span><\/li>\n\n\n\n
- Vedia to aj ve\u013ek\u00ed investori, dokonca aj \u0161t\u00e1ty, ktor\u00e9 n\u00e1kupom zlata ochra\u0148uj\u00fa svoje portf\u00f3lio proti ned\u00f4vere a nestabilite. Krajiny sa tak chr\u00e1nia do bud\u00facnosti, kedy by mohlo d\u00f4js\u0165 k oslabeniu ich meny. <\/span><\/li>\n\n\n\n
- Ani k investovaniu do zlata nemus\u00edte ma\u0165 ve\u013ek\u00fd vstupn\u00fd kapit\u00e1l. M\u00f4\u017eete nakupova\u0165 aj zlat\u00e9 mince<\/a>, do ktor\u00fdch si viete spori\u0165 od p\u00e1r desiatok eur mesa\u010dne.<\/span><\/li>\n\n\n\n
- Zlat\u00e9 mince sa \u013eahko skladuj\u00fa a s\u00fa \u0165a\u017eko fal\u0161ovate\u013en\u00e9. Navy\u0161e, ak by ste sa nesk\u00f4r rozhodli, \u017ee sa \u010dasti svojej invest\u00edcie zbav\u00edte, jednoduch\u0161ie spe\u0148a\u017e\u00edte jednu mincu ako by ste mal pred\u00e1va\u0165 napr\u00edklad tehlu za destiatky tis\u00edc eur. <\/span><\/li>\n<\/ul>\n\n\n\n
TIP:<\/span> <\/b>Zlato m\u00f4\u017ee tvori\u0165 15 a\u017e 20 % z v\u00e1\u0161ho investi\u010dn\u00e9ho portf\u00f3lia. Najlep\u0161ie urob\u00edte, ak sa obr\u00e1tite na sk\u00fasen\u00e9ho finan\u010dn\u00e9ho sprostredkovate\u013ea.<\/a> Aj s oh\u013eadom na va\u0161e pl\u00e1ny v\u00e1m porad\u00ed, kam m\u00f4\u017eete peniaze investova\u0165 a ak\u00fdm k\u013e\u00fa\u010dom ich rozlo\u017ei\u0165. <\/span><\/p>\n\n\n\n
Pravideln\u00e9 sporenie do zlata od 25 \u20ac mesa\u010dne<\/b><\/span><\/h2>\n\n\n\n
Nezabudnite, \u017ee investi\u010dn\u00e9 zlato dok\u00e1\u017ee ochr\u00e1ni\u0165 va\u0161e peniaze nielen<\/span> proti infl\u00e1cii,<\/span> ale aj proti finan\u010dnej kr\u00edze, o ktorej sa v poslednom \u010dase op\u00e4\u0165 hovorilo aj v s\u00favislosti s pand\u00e9miou alebo s vojensk\u00fdm konfliktom na Ukrajine. Investori maj\u00fa strach aj z recesie, ktor\u00e1 m\u00f4\u017ee by\u0165 sp\u00f4soben\u00e1 prudk\u00fdm zvy\u0161ovan\u00edm \u00farokov\u00fdch sadzieb v USA. Aj preto v s\u00fa\u010dasnosti vo zv\u00fd\u0161enej miere siahaj\u00fa po zlate, ktor\u00e9 ich portf\u00f3lio podr\u017e\u00ed.<\/span><\/p>\n\n\n\n
Ak sa rozhodnete do zlata <\/a><\/span>spori\u0165 pravidelne<\/span>, nemus\u00edte denne sledova\u0165 finan\u010dn\u00e9 trhy. T\u00fdmto sp\u00f4sobom toti\u017e vyu\u017eijete v\u00fdhodn\u00e9 priemerovanie ceny – \u010di\u017ee pri poklese ceny zlata v jednom mesiaci nak\u00fapite viac gramov za rovnak\u00fa platbu, a potom sa pri raste budete te\u0161i\u0165, \u017ee ste zlato nakupovali omnoho v\u00fdhodnej\u0161ie. <\/span><\/p>\n\n\n\n
Aj cez FinGO.sk<\/a> si m\u00f4\u017eete pravidelne spori\u0165 na jednouncov\u00e9 zlat\u00e9 mince, v ktor\u00fdch budete postupne nakupova\u0165 podiely a ka\u017ed\u00e1 va\u0161a platba sa obratom premen\u00ed na fyzick\u00e9 zlato. Do ob\u013e\u00faben\u00fdch zlat\u00fdch minc\u00ed Viedensk\u00ed filharmonici sa d\u00e1 spori\u0165 u\u017e od 25 eur mesa\u010dne. <\/span><\/p>\n\n\n\n
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- S vhodn\u00fdm nastaven\u00edm investi\u010dnej strat\u00e9gie v\u00e1m radi poradia na\u0161i sk\u00fasen\u00ed <\/span>finan\u010dn\u00ed sprostredkovatelia<\/span><\/a>. <\/span><\/li>\n\n\n\n
- M\u00e1me preh\u013ead o v\u0161etk\u00fdch investi\u010dn\u00fdch n\u00e1strojoch na trhu a vieme v\u00e1m ich r\u00fdchlo a fundovane porovna\u0165. <\/span><\/li>\n\n\n\n
- Bezplatne skontrolujeme aj va\u0161e<\/span> zastaral\u00e9 zmluvy,<\/span><\/a> a to nielen k sporeniu \u010di poisteniu, ale aj k va\u0161e star\u0161ie \u00favery. Ak s\u00fa zbyto\u010dne drah\u00e9, m\u00f4\u017eete ich refinancova\u0165 a zn\u00ed\u017eite si tak mesa\u010dn\u00e9 spl\u00e1tky. <\/span><\/li>\n\n\n\n
- Aj v nev\u00fdhodn\u00fdch finan\u010dn\u00fdch produktoch sa toti\u017e \u010dasto ukr\u00fdva \u00faspora. A u\u0161etren\u00e9 peniaze m\u00f4\u017eete pokojne investova\u0165 aj do zlata. <\/span><\/li>\n<\/ul>\n\n\n\n
TIP:<\/b> <\/span>Podmienky a parametre r\u00f4znych investi\u010dn\u00fdch produktov na trhu si m\u00f4\u017eete r\u00fdchlo a efekt\u00edvne porovna\u0165 aj v na\u0161ej <\/span>investi\u010dnej kalkula\u010dke.<\/span><\/a><\/p>\n\n\n\n
![\"\"](\"https:\/\/www.fingo.sk\/blog\/wp-content\/uploads\/2023\/01\/Investicna-kalkulacka-Fingo.gif\")
<\/a><\/figure>\n\n\n\nNe\u010dakajte a obr\u00e1\u0165te sa na FinGO.sk – m\u00f4\u017eete n\u00e1m zavola\u0165 na 0800 60 10 60<\/b><\/a>\u00a0alebo n\u00e1m <\/span>zanechajte \u00fadaje <\/span>vo formul\u00e1ri ni\u017e\u0161ie a my sa v\u00e1m ozveme.<\/span><\/p>\n\n\n\n
<\/p>\n\n\n\n
- M\u00e1me preh\u013ead o v\u0161etk\u00fdch investi\u010dn\u00fdch n\u00e1strojoch na trhu a vieme v\u00e1m ich r\u00fdchlo a fundovane porovna\u0165. <\/span><\/li>\n\n\n\n
- Rovnako je pre be\u017en\u00fdch \u013eud\u00ed dostupn\u00e9 a z\u00e1rove\u0148 aj bezpe\u010dn\u00e9 sporenie do zlata. Zlato toti\u017e sl\u00fa\u017ei ako diverzifik\u00e1tor a z\u00e1rove\u0148 ako ochrana investi\u010dn\u00e9ho portf\u00f3lia. <\/span><\/li>\n\n\n\n
- M\u00f4\u017eete si do nich spori\u0165 aj po mal\u00fdch \u010diastkach<\/a>, nemus\u00edte ma\u0165 na \u00fa\u010dte mili\u00f3ny ani tis\u00edcky eur.<\/span><\/li>\n\n\n\n
- Namiesto star\u00fdch bankov\u00fdch sporiacich produktov sa do popredia dost\u00e1vaj\u00fa hlavne fondy obchodovan\u00e9 na burze – tzv. ETF<\/a>, ktor\u00e9 maj\u00fa <\/span>viac v\u00fdhod. <\/span><\/li>\n<\/ul>\n\n\n\n