{"id":2170,"date":"2020-03-20T10:07:26","date_gmt":"2020-03-20T09:07:26","guid":{"rendered":"https:\/\/www.fingo.sk\/blog\/?p=2170"},"modified":"2020-04-09T21:53:49","modified_gmt":"2020-04-09T19:53:49","slug":"pre-koho-je-pripoistenie-pn-ky-zvlast-vhodne","status":"publish","type":"post","link":"https:\/\/www.fingo.sk\/blog\/pre-koho-je-pripoistenie-pn-ky-zvlast-vhodne\/","title":{"rendered":"Pre koho je pripoistenie PN-ky zvl\u00e1\u0161\u0165 vhodn\u00e9"},"content":{"rendered":"

Pripoistenie pr\u00e1ceneschopnosti (PN) by malo vykry\u0165 rozdiel medzi va\u0161im be\u017en\u00fdm mesa\u010dn\u00fdm pr\u00edjmom a d\u00e1vkou zo Soci\u00e1lnej pois\u0165ovne, ak ostanete dlh\u0161ie chor\u00ed. Uzatvori\u0165 si ho m\u00f4\u017eu zamestnanci, ale aj podnikatelia, ktor\u00ed si \u010dasto kv\u00f4li optimaliz\u00e1cii v\u00fddavkov<\/a> platia ni\u017e\u0161ie odvody.<\/b><\/p>\n

Pripoistenie pr\u00e1ceneschopnost sa oplat\u00ed prida\u0165 do zmluvy \u017eivotn\u00e9ho poistenia<\/a> ka\u017ed\u00e9mu<\/span>, kto nem\u00e1 vytvoren\u00fa finan\u010dn\u00fa rezervu<\/a><\/b> pre pr\u00edpad ne\u010dakan\u00fdch udalost\u00ed akou je aj \u00faraz alebo choroba. Tak\u00e9to situ\u00e1cie ho toti\u017e m\u00f4\u017eu na dlh\u0161ie obdobie odstavi\u0165 od pr\u00e1ce a pripravi\u0165 o \u010das\u0165 pr\u00edjmu,<\/strong> \u010do by ohrozilo platenie jeho povinn\u00fdch v\u00fddavkov.<\/span><\/p>\n

Podnikatelia by si mali nav\u00fd\u0161i\u0165 poistn\u00e9 sumy<\/span><\/h3>\n

Napr\u00edklad p<\/strong><\/span>odnikatelia<\/strong>, ktor\u00ed si platia najni\u017e\u0161ie povinn\u00e9 odvody, \u010dasto dost\u00e1vaj\u00fa zo Soci\u00e1lnej pois\u0165ovne minim\u00e1lne nemocensk\u00e9 d\u00e1vky<\/strong>, ktor\u00e9 ani z\u010faleka nepokryj\u00fa ich mesa\u010dn\u00e9 v\u00fddavky. O to viac by si mali nav\u00fd\u0161i\u0165 svoje poistn\u00e9 sumy v \u017eivotnom poisten\u00ed<\/strong>, aby v pr\u00edpade dlhodobej PN-ky nemali finan\u010dn\u00e9 probl\u00e9my a boli finan\u010dne zaisten\u00ed tak ako potrebuj\u00fa na svoje be\u017en\u00e9 fungovanie.<\/span><\/p>\n

TIP: <\/b>Uzatvori\u0165 si \u017eivotn\u00e9 poistenie alebo doplni\u0165 pripoistenie PN, ktor\u00e9 v\u00e1m v zmluve ch\u00fdba, m\u00e1 st\u00e1le zmysel. FinGO.sk v\u00e1m s t\u00fdm pom\u00f4\u017ee bezplatne aj z pohodlia v\u00e1\u0161ho domova.<\/a><\/span><\/p><\/blockquote>\n

\u010cakacia doba 3 mesiace<\/b><\/span><\/h3>\n

Pri pripoisten\u00ed pr\u00e1ceneschopnosti<\/a> maj\u00fa pois\u0165ovne \u010dakaciu dobu obvykle 3 mesiace, jedine pri PN z d\u00f4vodu chrbtice to b\u00fdva 12 mesiacov<\/strong>. To znamen\u00e1, \u017ee keby ste si riziko pr\u00e1ceneschopnosti pripoistili teraz, mohli by ste si ho uplatni\u0165 po 3 mesiacoch od uzatvorenia zmluvy<\/strong>, teda najsk\u00f4r v j\u00fani.<\/span><\/p>\n

Ak potrebujete skontrolova\u0165 zmluvu<\/a> v\u00e1\u0161ho \u017eivotn\u00e9ho poistenia alebo si nie ste ist\u00ed, ak\u00e9 rizik\u00e1 m\u00e1te vlastne poisten\u00e9, oslovte na\u0161ich FinGO.sk finan\u010dn\u00fdch sprostredkovate\u013eov<\/strong>. Aj v t\u00fdchto d\u0148och pracujeme na 100 % online, preto v\u00e1m dok\u00e1\u017eeme pom\u00f4c\u0165 aj po\u010das pand\u00e9mie. M\u00f4\u017eete n\u00e1m zavola\u0165 aj na \u010d\u00edslo 0800 60 10 60.<\/strong><\/span> Porad\u00edme v\u00e1m bezplatne<\/strong> a radi v\u00e1m pom\u00f4\u017eeme.\u00a0<\/span><\/p>\n\n

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    <\/ul><\/div>\n
    \n
    \n\n\n\n\n\n\n<\/div>\n

    \n<\/p>

    <\/div>\n<\/form>\n<\/div>\n\n","protected":false},"excerpt":{"rendered":"

    Pripoistenie pr\u00e1ceneschopnosti (PN) by malo vykry\u0165 rozdiel medzi va\u0161im be\u017en\u00fdm mesa\u010dn\u00fdm pr\u00edjmom a d\u00e1vkou zo Soci\u00e1lnej pois\u0165ovne, ak ostanete dlh\u0161ie chor\u00ed. Uzatvori\u0165 si ho m\u00f4\u017eu zamestnanci, ale aj podnikatelia, ktor\u00ed si \u010dasto kv\u00f4li optimaliz\u00e1cii v\u00fddavkov platia ni\u017e\u0161ie odvody. Pripoistenie pr\u00e1ceneschopnost sa oplat\u00ed prida\u0165 do zmluvy \u017eivotn\u00e9ho poistenia ka\u017ed\u00e9mu, kto nem\u00e1 vytvoren\u00fa finan\u010dn\u00fa rezervu pre pr\u00edpad ne\u010dakan\u00fdch udalost\u00ed akou je aj \u00faraz alebo choroba. Tak\u00e9to situ\u00e1cie ho toti\u017e m\u00f4\u017eu na dlh\u0161ie obdobie odstavi\u0165 od pr\u00e1ce a pripravi\u0165 o \u010das\u0165 pr\u00edjmu, \u010do by ohrozilo platenie jeho povinn\u00fdch v\u00fddavkov. Podnikatelia by si mali nav\u00fd\u0161i\u0165 poistn\u00e9 sumy Napr\u00edklad podnikatelia, ktor\u00ed si platia najni\u017e\u0161ie povinn\u00e9 odvody, \u010dasto dost\u00e1vaj\u00fa zo Soci\u00e1lnej pois\u0165ovne minim\u00e1lne nemocensk\u00e9 d\u00e1vky, ktor\u00e9 ani z\u010faleka nepokryj\u00fa ich mesa\u010dn\u00e9 v\u00fddavky. O to viac by si mali nav\u00fd\u0161i\u0165 svoje poistn\u00e9 sumy v \u017eivotnom poisten\u00ed, aby v pr\u00edpade dlhodobej PN-ky nemali finan\u010dn\u00e9 probl\u00e9my a boli finan\u010dne zaisten\u00ed tak ako potrebuj\u00fa na svoje be\u017en\u00e9 fungovanie. TIP: Uzatvori\u0165 si \u017eivotn\u00e9 poistenie alebo doplni\u0165 pripoistenie PN, ktor\u00e9 v\u00e1m v zmluve ch\u00fdba, m\u00e1 st\u00e1le zmysel. FinGO.sk v\u00e1m s t\u00fdm pom\u00f4\u017ee bezplatne aj z pohodlia v\u00e1\u0161ho domova. \u010cakacia doba 3 mesiace Pri pripoisten\u00ed pr\u00e1ceneschopnosti maj\u00fa pois\u0165ovne \u010dakaciu dobu obvykle 3 mesiace, jedine pri PN z d\u00f4vodu chrbtice to b\u00fdva 12 mesiacov. […]<\/p>\n","protected":false},"author":23,"featured_media":2172,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":[],"categories":[157,15],"tags":[156,89],"yoast_head":"\nPre koho je pripoistenie PN-ky zvl\u00e1\u0161\u0165 vhodn\u00e9 - FinGO.sk<\/title>\n<meta name=\"description\" content=\"Pripoistenie PN-ky m\u00f4\u017eu vyu\u017ei\u0165 zamestnanci aj podnikatelia. 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