{"id":2214,"date":"2020-03-20T14:01:23","date_gmt":"2020-03-20T13:01:23","guid":{"rendered":"https:\/\/www.fingo.sk\/blog\/?p=2214"},"modified":"2020-03-24T14:07:53","modified_gmt":"2020-03-24T13:07:53","slug":"mate-ii-pilier-rychlo-s-peniazmi-do-indexoveho-fondu","status":"publish","type":"post","link":"https:\/\/www.fingo.sk\/blog\/mate-ii-pilier-rychlo-s-peniazmi-do-indexoveho-fondu\/","title":{"rendered":"M\u00e1te II. pilier? R\u00fdchlo s peniazmi do indexov\u00e9ho fondu"},"content":{"rendered":"<p><b>Kto si spor\u00ed <a href=\"https:\/\/www.fingo.sk\/blog\/cinkla-ti-na-ucte-prva-vyplata-uz-teraz-mysli-aj-na-svoj-dochodok\/\">na d\u00f4chodok v II. pilieri<\/a>, mal by si dobre posvieti\u0165 na svoje fondy, v ktor\u00fdch sa mu aktu\u00e1lne zhodnocuj\u00fa peniaze. <a href=\"https:\/\/www.fingo.sk\/blog\/5-zakladnych-pravidiel-ako-ochranite-svoje-peniaze\/\">S\u00fa\u010dasn\u00e1 finan\u010dn\u00e1 kr\u00edza<\/a> sp\u00f4sobila prepady na akciov\u00fdch trhoch, a tak sporitelia s dlhopisov\u00fdm portf\u00f3liom m\u00f4\u017eu z tejto situ\u00e1cie vy\u0165a\u017ei\u0165.<\/b><\/p>\n<p><span style=\"font-weight: 400;\">Ak m\u00e1te svoje prostriedky v II. pilieri zainvestovan\u00e9 <strong>v indexovom fonde, nerobte teraz \u017eiadne un\u00e1hlen\u00e9 rozhodnutia<\/strong>. Sta\u010d\u00ed by\u0165 trpezliv\u00fd a po\u010dka\u0165, k\u00fdm fondy op\u00e4tovne z\u00edskaj\u00fa svoju p\u00f4vodn\u00fa hodnotu. Hoci inform\u00e1cie o prepadoch trhov znej\u00fa hrozivo, \u010dasom sa situ\u00e1cia ust\u00e1li.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">V s\u00fa\u010dasnosti v\u0161ak maj\u00fa klienti st\u00e1le viac ako<strong> 70 % \u00faspor v II. pilieri zainvestovan\u00fdch <a href=\"https:\/\/www.fingo.sk\/blog\/zastarale-zmluvy\/\">v dlhopisovom portf\u00f3liu<\/a><\/strong>. Ak k nim patr\u00edte aj vy, m\u00e1te jedine\u010dn\u00fa pr\u00edle\u017eitos\u0165 zarobi\u0165 na tom, \u017ee si presuniete v\u0161etky prostriedky do indexov\u00fdch fondov. Tie s\u00fa moment\u00e1lne v m\u00ednuse okolo 18% a u\u017e len t\u00fdm, \u017ee sa vr\u00e1tia na svoju p\u00f4vodn\u00fa \u00farove\u0148, va\u0161e prostriedky zarobia spom\u00ednan\u00fdch 18%.\u00a0<\/span><\/p>\n<blockquote><p><b>Pozor! <\/b><span style=\"font-weight: 400;\">Keby ste svoje nasporen\u00e9 peniaze ponechali v dlhopisovom fonde, nielen \u017ee v\u00e1m nezarobia to\u013eko ako v indexovom fonde, ale z ich hodnoty v\u00e1m navy\u0161e ukrajuje aj infl\u00e1cia, ktor\u00e1 je obvykle vy\u0161\u0161ia ako v\u00fdnos v tomto type fondu.<\/span><\/p><\/blockquote>\n<p><b>TIP: <\/b><span style=\"font-weight: 400;\">Ak v\u00e1m do d\u00f4chodku ost\u00e1va <strong>menej ako 10 rokov<\/strong>, va\u0161e prostriedky sa u\u017e automaticky pres\u00favaj\u00fa z akciov\u00e9ho portf\u00f3lia do dlhopisov\u00e9ho tak ako je to stanoven\u00e9 z\u00e1konom. \u010ci\u017ee tak\u00edto klienti si u\u017e nem\u00f4\u017eu meni\u0165 rozlo\u017eenie fondov smerom k vy\u0161\u0161iemu riziku a pres\u00fava\u0165 prostriedky do akciov\u00e9ho alebo indexov\u00e9ho fondu.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Ak si nie ste ist\u00ed, ako je nastaven\u00fd v\u00e1\u0161 druh\u00fd pilier a \u010di si m\u00e1te upravi\u0165 fondy, <strong>nev\u00e1hajte sa obr\u00e1ti\u0165 na FinGO.sk<\/strong>. Zmenu fondov m\u00f4\u017eete urobi\u0165 aj online a na\u0161i sprostredkovatelia v\u00e1m s t\u00fdm radi pom\u00f4\u017eu aj na dia\u013eku. Zavolajte n\u00e1m na <strong>0800 60 10 60<\/strong> alebo n\u00e1m <a href=\"https:\/\/www.fingo.sk\/financne-poradenstvo#mapa\">zanechajte va\u0161e \u00fadaje<\/a> a my sa v\u00e1m ozveme.\u00a0<\/span><\/p>\n\n<div class=\"wpcf7 no-js\" id=\"wpcf7-f2236-o1\" lang=\"sk-SK\" dir=\"ltr\">\n<div class=\"screen-reader-response\"><p role=\"status\" aria-live=\"polite\" aria-atomic=\"true\"><\/p> <ul><\/ul><\/div>\n<form action=\"\/blog\/wp-json\/wp\/v2\/posts\/2214#wpcf7-f2236-o1\" method=\"post\" class=\"wpcf7-form init\" aria-label=\"Contact form\" novalidate=\"novalidate\" data-status=\"init\">\n<div style=\"display: none;\">\n<input type=\"hidden\" name=\"_wpcf7\" value=\"2236\" \/>\n<input type=\"hidden\" name=\"_wpcf7_version\" value=\"5.7.7\" \/>\n<input type=\"hidden\" name=\"_wpcf7_locale\" value=\"sk_SK\" \/>\n<input type=\"hidden\" name=\"_wpcf7_unit_tag\" value=\"wpcf7-f2236-o1\" \/>\n<input type=\"hidden\" name=\"_wpcf7_container_post\" value=\"0\" \/>\n<input type=\"hidden\" name=\"_wpcf7_posted_data_hash\" value=\"\" \/>\n<\/div>\n<p><label> V\u00e1\u0161 email (povinn\u00e9)<br \/>\n<span class=\"wpcf7-form-control-wrap\" data-name=\"your-email\"><input size=\"40\" class=\"wpcf7-form-control wpcf7-text wpcf7-email wpcf7-validates-as-required wpcf7-validates-as-email\" aria-required=\"true\" aria-invalid=\"false\" value=\"\" type=\"email\" name=\"your-email\" \/><\/span> <\/label>\n<\/p>\n<p><label> V\u00e1\u0161 telef\u00f3n (povinn\u00e9)<br \/>\n<span class=\"wpcf7-form-control-wrap\" data-name=\"tel-7\"><input size=\"40\" class=\"wpcf7-form-control wpcf7-text wpcf7-tel wpcf7-validates-as-required wpcf7-validates-as-tel\" aria-required=\"true\" aria-invalid=\"false\" placeholder=\"+421 9xx xxx xxx\" value=\"\" type=\"tel\" name=\"tel-7\" \/><\/span> <\/label>\n<\/p>\n<p><input class=\"wpcf7-form-control has-spinner wpcf7-submit orange\" type=\"submit\" value=\"Odosla\u0165\" \/>\n<\/p><div class=\"wpcf7-response-output\" aria-hidden=\"true\"><\/div>\n<\/form>\n<\/div>\n\n","protected":false},"excerpt":{"rendered":"<p>Kto si spor\u00ed na d\u00f4chodok v II. pilieri, mal by si dobre posvieti\u0165 na svoje fondy, v ktor\u00fdch sa mu aktu\u00e1lne zhodnocuj\u00fa peniaze. S\u00fa\u010dasn\u00e1 finan\u010dn\u00e1 kr\u00edza sp\u00f4sobila prepady na akciov\u00fdch trhoch, a tak sporitelia s dlhopisov\u00fdm portf\u00f3liom m\u00f4\u017eu z tejto situ\u00e1cie vy\u0165a\u017ei\u0165. Ak m\u00e1te svoje prostriedky v II. pilieri zainvestovan\u00e9 v indexovom fonde, nerobte teraz \u017eiadne un\u00e1hlen\u00e9 rozhodnutia. Sta\u010d\u00ed by\u0165 trpezliv\u00fd a po\u010dka\u0165, k\u00fdm fondy op\u00e4tovne z\u00edskaj\u00fa svoju p\u00f4vodn\u00fa hodnotu. Hoci inform\u00e1cie o prepadoch trhov znej\u00fa hrozivo, \u010dasom sa situ\u00e1cia ust\u00e1li.\u00a0 V s\u00fa\u010dasnosti v\u0161ak maj\u00fa klienti st\u00e1le viac ako 70 % \u00faspor v II. pilieri zainvestovan\u00fdch v dlhopisovom portf\u00f3liu. Ak k nim patr\u00edte aj vy, m\u00e1te jedine\u010dn\u00fa pr\u00edle\u017eitos\u0165 zarobi\u0165 na tom, \u017ee si presuniete v\u0161etky prostriedky do indexov\u00fdch fondov. Tie s\u00fa moment\u00e1lne v m\u00ednuse okolo 18% a u\u017e len t\u00fdm, \u017ee sa vr\u00e1tia na svoju p\u00f4vodn\u00fa \u00farove\u0148, va\u0161e prostriedky zarobia spom\u00ednan\u00fdch 18%.\u00a0 Pozor! Keby ste svoje nasporen\u00e9 peniaze ponechali v dlhopisovom fonde, nielen \u017ee v\u00e1m nezarobia to\u013eko ako v indexovom fonde, ale z ich hodnoty v\u00e1m navy\u0161e ukrajuje aj infl\u00e1cia, ktor\u00e1 je obvykle vy\u0161\u0161ia ako v\u00fdnos v tomto type fondu. TIP: Ak v\u00e1m do d\u00f4chodku ost\u00e1va menej ako 10 rokov, va\u0161e prostriedky sa u\u017e automaticky pres\u00favaj\u00fa z akciov\u00e9ho portf\u00f3lia do [&hellip;]<\/p>\n","protected":false},"author":29,"featured_media":2216,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":[],"categories":[6,157],"tags":[96,50],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v20.11 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>M\u00e1te II. pilier? R\u00fdchlo s peniazmi do indexov\u00e9ho fondu - FinGO.sk<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.fingo.sk\/blog\/mate-ii-pilier-rychlo-s-peniazmi-do-indexoveho-fondu\/\" \/>\n<meta property=\"og:locale\" content=\"sk_SK\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"M\u00e1te II. pilier? R\u00fdchlo s peniazmi do indexov\u00e9ho fondu - FinGO.sk\" \/>\n<meta property=\"og:description\" content=\"Kto si spor\u00ed na d\u00f4chodok v II. pilieri, mal by si dobre posvieti\u0165 na svoje fondy, v ktor\u00fdch sa mu aktu\u00e1lne zhodnocuj\u00fa peniaze. S\u00fa\u010dasn\u00e1 finan\u010dn\u00e1 kr\u00edza sp\u00f4sobila prepady na akciov\u00fdch trhoch, a tak sporitelia s dlhopisov\u00fdm portf\u00f3liom m\u00f4\u017eu z tejto situ\u00e1cie vy\u0165a\u017ei\u0165. Ak m\u00e1te svoje prostriedky v II. pilieri zainvestovan\u00e9 v indexovom fonde, nerobte teraz \u017eiadne un\u00e1hlen\u00e9 rozhodnutia. Sta\u010d\u00ed by\u0165 trpezliv\u00fd a po\u010dka\u0165, k\u00fdm fondy op\u00e4tovne z\u00edskaj\u00fa svoju p\u00f4vodn\u00fa hodnotu. Hoci inform\u00e1cie o prepadoch trhov znej\u00fa hrozivo, \u010dasom sa situ\u00e1cia ust\u00e1li.\u00a0 V s\u00fa\u010dasnosti v\u0161ak maj\u00fa klienti st\u00e1le viac ako 70 % \u00faspor v II. pilieri zainvestovan\u00fdch v dlhopisovom portf\u00f3liu. Ak k nim patr\u00edte aj vy, m\u00e1te jedine\u010dn\u00fa pr\u00edle\u017eitos\u0165 zarobi\u0165 na tom, \u017ee si presuniete v\u0161etky prostriedky do indexov\u00fdch fondov. Tie s\u00fa moment\u00e1lne v m\u00ednuse okolo 18% a u\u017e len t\u00fdm, \u017ee sa vr\u00e1tia na svoju p\u00f4vodn\u00fa \u00farove\u0148, va\u0161e prostriedky zarobia spom\u00ednan\u00fdch 18%.\u00a0 Pozor! Keby ste svoje nasporen\u00e9 peniaze ponechali v dlhopisovom fonde, nielen \u017ee v\u00e1m nezarobia to\u013eko ako v indexovom fonde, ale z ich hodnoty v\u00e1m navy\u0161e ukrajuje aj infl\u00e1cia, ktor\u00e1 je obvykle vy\u0161\u0161ia ako v\u00fdnos v tomto type fondu. TIP: Ak v\u00e1m do d\u00f4chodku ost\u00e1va menej ako 10 rokov, va\u0161e prostriedky sa u\u017e automaticky pres\u00favaj\u00fa z akciov\u00e9ho portf\u00f3lia do [&hellip;]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.fingo.sk\/blog\/mate-ii-pilier-rychlo-s-peniazmi-do-indexoveho-fondu\/\" \/>\n<meta property=\"og:site_name\" content=\"FinGO.sk\" \/>\n<meta property=\"article:published_time\" content=\"2020-03-20T13:01:23+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2020-03-24T13:07:53+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.fingo.sk\/blog\/wp-content\/uploads\/2020\/03\/druhy-pilier-fondy.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1732\" \/>\n\t<meta property=\"og:image:height\" content=\"1154\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Lucia Lupt\u00e1kov\u00e1\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Autor\" \/>\n\t<meta name=\"twitter:data1\" content=\"Lucia Lupt\u00e1kov\u00e1\" \/>\n\t<meta name=\"twitter:label2\" content=\"Predpokladan\u00fd \u010das \u010d\u00edtania\" \/>\n\t<meta name=\"twitter:data2\" content=\"2 min\u00faty\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/www.fingo.sk\/blog\/mate-ii-pilier-rychlo-s-peniazmi-do-indexoveho-fondu\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/www.fingo.sk\/blog\/mate-ii-pilier-rychlo-s-peniazmi-do-indexoveho-fondu\/\"},\"author\":{\"name\":\"Lucia Lupt\u00e1kov\u00e1\",\"@id\":\"https:\/\/www.fingo.sk\/blog\/#\/schema\/person\/dcd4954d1ce1275e6d20165c4855c516\"},\"headline\":\"M\u00e1te II. pilier? R\u00fdchlo s peniazmi do indexov\u00e9ho fondu\",\"datePublished\":\"2020-03-20T13:01:23+00:00\",\"dateModified\":\"2020-03-24T13:07:53+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/www.fingo.sk\/blog\/mate-ii-pilier-rychlo-s-peniazmi-do-indexoveho-fondu\/\"},\"wordCount\":376,\"publisher\":{\"@id\":\"https:\/\/www.fingo.sk\/blog\/#organization\"},\"keywords\":[\"Druh\u00fd pilier\",\"Sporenie na d\u00f4chodok\"],\"articleSection\":[\"Invest\u00edcie\",\"Pand\u00e9mia\"],\"inLanguage\":\"sk-SK\"},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.fingo.sk\/blog\/mate-ii-pilier-rychlo-s-peniazmi-do-indexoveho-fondu\/\",\"url\":\"https:\/\/www.fingo.sk\/blog\/mate-ii-pilier-rychlo-s-peniazmi-do-indexoveho-fondu\/\",\"name\":\"M\u00e1te II. pilier? 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R\u00fdchlo s peniazmi do indexov\u00e9ho fondu - FinGO.sk","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.fingo.sk\/blog\/mate-ii-pilier-rychlo-s-peniazmi-do-indexoveho-fondu\/","og_locale":"sk_SK","og_type":"article","og_title":"M\u00e1te II. pilier? R\u00fdchlo s peniazmi do indexov\u00e9ho fondu - FinGO.sk","og_description":"Kto si spor\u00ed na d\u00f4chodok v II. pilieri, mal by si dobre posvieti\u0165 na svoje fondy, v ktor\u00fdch sa mu aktu\u00e1lne zhodnocuj\u00fa peniaze. S\u00fa\u010dasn\u00e1 finan\u010dn\u00e1 kr\u00edza sp\u00f4sobila prepady na akciov\u00fdch trhoch, a tak sporitelia s dlhopisov\u00fdm portf\u00f3liom m\u00f4\u017eu z tejto situ\u00e1cie vy\u0165a\u017ei\u0165. Ak m\u00e1te svoje prostriedky v II. pilieri zainvestovan\u00e9 v indexovom fonde, nerobte teraz \u017eiadne un\u00e1hlen\u00e9 rozhodnutia. Sta\u010d\u00ed by\u0165 trpezliv\u00fd a po\u010dka\u0165, k\u00fdm fondy op\u00e4tovne z\u00edskaj\u00fa svoju p\u00f4vodn\u00fa hodnotu. Hoci inform\u00e1cie o prepadoch trhov znej\u00fa hrozivo, \u010dasom sa situ\u00e1cia ust\u00e1li.\u00a0 V s\u00fa\u010dasnosti v\u0161ak maj\u00fa klienti st\u00e1le viac ako 70 % \u00faspor v II. pilieri zainvestovan\u00fdch v dlhopisovom portf\u00f3liu. Ak k nim patr\u00edte aj vy, m\u00e1te jedine\u010dn\u00fa pr\u00edle\u017eitos\u0165 zarobi\u0165 na tom, \u017ee si presuniete v\u0161etky prostriedky do indexov\u00fdch fondov. Tie s\u00fa moment\u00e1lne v m\u00ednuse okolo 18% a u\u017e len t\u00fdm, \u017ee sa vr\u00e1tia na svoju p\u00f4vodn\u00fa \u00farove\u0148, va\u0161e prostriedky zarobia spom\u00ednan\u00fdch 18%.\u00a0 Pozor! Keby ste svoje nasporen\u00e9 peniaze ponechali v dlhopisovom fonde, nielen \u017ee v\u00e1m nezarobia to\u013eko ako v indexovom fonde, ale z ich hodnoty v\u00e1m navy\u0161e ukrajuje aj infl\u00e1cia, ktor\u00e1 je obvykle vy\u0161\u0161ia ako v\u00fdnos v tomto type fondu. TIP: Ak v\u00e1m do d\u00f4chodku ost\u00e1va menej ako 10 rokov, va\u0161e prostriedky sa u\u017e automaticky pres\u00favaj\u00fa z akciov\u00e9ho portf\u00f3lia do [&hellip;]","og_url":"https:\/\/www.fingo.sk\/blog\/mate-ii-pilier-rychlo-s-peniazmi-do-indexoveho-fondu\/","og_site_name":"FinGO.sk","article_published_time":"2020-03-20T13:01:23+00:00","article_modified_time":"2020-03-24T13:07:53+00:00","og_image":[{"width":1732,"height":1154,"url":"https:\/\/www.fingo.sk\/blog\/wp-content\/uploads\/2020\/03\/druhy-pilier-fondy.jpg","type":"image\/jpeg"}],"author":"Lucia Lupt\u00e1kov\u00e1","twitter_card":"summary_large_image","twitter_misc":{"Autor":"Lucia Lupt\u00e1kov\u00e1","Predpokladan\u00fd \u010das \u010d\u00edtania":"2 min\u00faty"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/www.fingo.sk\/blog\/mate-ii-pilier-rychlo-s-peniazmi-do-indexoveho-fondu\/#article","isPartOf":{"@id":"https:\/\/www.fingo.sk\/blog\/mate-ii-pilier-rychlo-s-peniazmi-do-indexoveho-fondu\/"},"author":{"name":"Lucia Lupt\u00e1kov\u00e1","@id":"https:\/\/www.fingo.sk\/blog\/#\/schema\/person\/dcd4954d1ce1275e6d20165c4855c516"},"headline":"M\u00e1te II. pilier? 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