{"id":2673,"date":"2021-08-16T09:48:18","date_gmt":"2021-08-16T07:48:18","guid":{"rendered":"https:\/\/www.fingo.sk\/blog\/?p=2673"},"modified":"2024-05-23T10:05:55","modified_gmt":"2024-05-23T08:05:55","slug":"poistenie-do-hor","status":"publish","type":"post","link":"https:\/\/www.fingo.sk\/blog\/poistenie-do-hor\/","title":{"rendered":"Poistenie do h\u00f4r: 5 r\u00e1d, pre\u010do si ho uzavrie\u0165"},"content":{"rendered":"

Pevn\u00fd ruksak, vhodn\u00e1 obuv a oble\u010denie do ka\u017ed\u00e9ho po\u010dasia, z\u00e1kladn\u00e1 lek\u00e1rni\u010dka, \u010delovka,…\u00a0<\/b>Mno\u017estvo Slov\u00e1kov v tomto roku dovolenkuje na na\u0161ich hor\u00e1ch a niektor\u00ed si pr\u00e1ve pl\u00e1nuj\u00fa ob\u013e\u00faben\u00fa jesenn\u00fa turistiku. Kvalitn\u00fa v\u00fdbavu na hory rozhodne netreba podce\u0148ova\u0165 a\u00a0oplat\u00ed sa pribali\u0165 aj\u00a0poistenie<\/a><\/b>\u00a0na z\u00e1sah horskej z\u00e1chrannej slu\u017eby. <\/strong>Viete, v ak\u00fdch situ\u00e1ci\u00e1ch v\u00e1m pom\u00f4\u017ee a ko\u013eko stoj\u00ed?<\/b><\/p>\n

Na to, aby ste sa pred odchodom do h\u00f4r poistili, nemus\u00edte zdol\u00e1va\u0165 len vysokohorsk\u00e9 \u0161t\u00edty. Zradn\u00fd dok\u00e1\u017ee by\u0165 aj menej n\u00e1ro\u010dn\u00fd ter\u00e9n. Poistenie do h\u00f4r sa v\u00e1m teda z\u00edde nielen pri turistike v najnav\u0161tevovanej\u0161\u00edch <\/span>Tatr\u00e1ch<\/b>, ale aj v Malej \u010di Ve\u013ekej Fatre, Stredn\u00fdch Beskydoch <\/b>alebo aj v Slovenskom raji<\/b>. To v\u0161etko s\u00fa lokality, kde pri \u00farazoch zasahuje Horsk\u00e1 z\u00e1chrann\u00e1 slu\u017eba.\u00a0<\/span><\/p>\n

Nepodce\u0148ujte pr\u00edpravu<\/b><\/span><\/h2>\n

Pri pl\u00e1novan\u00ed v\u00fdletov<\/a> a turistick\u00fdch tr\u00e1s sledujte ich d\u013a\u017eku aj prev\u00fd\u0161enie a vyberajte ich najm\u00e4 s oh\u013eadom na va\u0161u kond\u00edciu. Pred odchodom si v\u017edy preverte o\u010dak\u00e1van\u00fd v\u00fdvoj <\/span>po\u010dasia<\/b>, zistite stav a pr\u00edpadn\u00e9 obmedzenia <\/span>na turistick\u00fdch chodn\u00edkoch<\/b>.<\/span><\/p>\n

Aktu\u00e1lny preh\u013ead o po\u010das\u00ed, situ\u00e1cii na hor\u00e1ch, v\u00fdstrah\u00e1ch a \u010fal\u0161ie u\u017eito\u010dn\u00e9 inform\u00e1cie n\u00e1jdete aj\u00a0<\/span>v aplik\u00e1cii <\/a><\/b>Horsk\u00e1 z\u00e1chrann\u00e1 slu\u017eba<\/b>. V pr\u00edpade n\u00fadze si \u0148ou privol\u00e1te pomoc jedn\u00fdm tla\u010didlom a zdie\u013eate takto aj svoju polohu so z\u00e1chran\u00e1rmi.\u00a0<\/span><\/p><\/blockquote>\n

Horsk\u00ed z\u00e1chran\u00e1ri hl\u00e1sia v\u00fdjazdy k zranen\u00fdm \u010di straten\u00fdm osob\u00e1m takmer ka\u017ed\u00fd de\u0148. Ak si ich privol\u00e1te na pomoc a nemali by ste poistenie do h\u00f4r, n\u00e1klady na z\u00e1chrann\u00fa akciu by ste si platili z vlastn\u00e9ho vrecka a <\/span>nie je to lacn\u00e1 z\u00e1le\u017eitos\u0165.<\/b><\/p>\n

5 r\u00e1d o poisten\u00ed do h\u00f4r na Slovensku<\/b><\/span><\/h2>\n
    \n
  1. Poistenie do h\u00f4r v\u00e1s kryje pri turistike na Slovensku a je potrebn\u00e9 si ho uzatvori\u0165 najnesk\u00f4r de\u0148 pred pl\u00e1novanou turistikou.<\/strong><\/li>\n<\/ol>\n
      \n
    1. Poistenie pon\u00fakaj\u00fa viacer\u00e9 pois\u0165ovne a rozdiely<\/strong> m\u00f4\u017eu by\u0165 v cene, vo v\u00fd\u0161ke poistn\u00fdch s\u00fam, \u010di\u017ee vo v\u00fd\u0161ke krytia aj v rozsahu poistenia.<\/li>\n<\/ol>\n
        \n
      1. Ak sa chyst\u00e1te do h\u00f4r s de\u0165mi, tie poistenie nepotrebuj\u00fa<\/strong>. Od poplatkov za z\u00e1chranu horskej slu\u017eby s\u00fa toti\u017e osloboden\u00e9 fyzick\u00e9 osoby, ktor\u00e9 nie s\u00fa plnolet\u00e9 a osoby, ktor\u00e9 nemaj\u00fa sp\u00f4sobilos\u0165 na pr\u00e1vne \u00fakony.<\/li>\n<\/ol>\n
          \n
        1. Ak ste v\u00e1\u0161niv\u00fd turista a chodievate na hory pravidelne viackr\u00e1t do roka,<\/strong> m\u00f4\u017eete si uzatvori\u0165 celoro\u010dn\u00e9<\/strong> poistenie, ktor\u00e9 pre v\u00e1s m\u00f4\u017ee by\u0165 cenovo v\u00fdhodnej\u0161ie.<\/li>\n<\/ol>\n
            \n
          1. Pri dlh\u0161\u00edch pobytoch, resp. dovolenke na Slovensku sa okrem poistenia do h\u00f4r m\u00f4\u017ee z\u00eds\u0165 aj \u00farazov\u00e9 pripoistenie,<\/strong> poistenie bato\u017einy, ob\u010dianskej zodpovednosti,<\/strong> pr\u00edpadne \u0161portov\u00fdch aktiv\u00edt, ktor\u00e9 s\u00fa rizikovej\u0161ie.<\/li>\n<\/ol>\n

            TIP:<\/b><\/span>\u00a0<\/span>Pre r\u00fdchlej\u0161ie zorientovanie v ponuke pois\u0165ovn\u00ed m\u00f4\u017eete pou\u017ei\u0165 <\/span>online kalkula\u010dku<\/b><\/a>, v ktorej sta\u010d\u00ed zada\u0165 d\u00e1tum odkedy dokedy sa chcete poisti\u0165 a v\u00e1\u0161 d\u00e1tum narodenia.<\/span><\/p>\n

            \"\"<\/a><\/p>\n

            \"jesenn\u00e1<\/h2>\n

            \u010co vlastne kryje poistenie na z\u00e1sah horskej slu\u017eby<\/b><\/span><\/h2>\n