{"id":2892,"date":"2020-11-27T14:20:07","date_gmt":"2020-11-27T13:20:07","guid":{"rendered":"https:\/\/www.fingo.sk\/blog\/?p=2892"},"modified":"2024-06-11T12:29:51","modified_gmt":"2024-06-11T10:29:51","slug":"poradime-vam-kam-investovat-5000-eur","status":"publish","type":"post","link":"https:\/\/www.fingo.sk\/blog\/poradime-vam-kam-investovat-5000-eur\/","title":{"rendered":"Porad\u00edme v\u00e1m, kam investova\u0165 5000 eur"},"content":{"rendered":"\n<p><b>M\u00e1te k dispoz\u00edcii 5 000 eur a prem\u00fd\u0161\u013eate, \u010do s nimi? Kam investova\u0165? Ak m\u00e1te vytvoren\u00fa dostato\u010dn\u00fa finan\u010dn\u00fa rezervu a popri nej v\u00e1m ost\u00e1vaj\u00fa aj vo\u013en\u00e9 peniaze, ur\u010dite ich nenechajte le\u017ea\u0165 na be\u017enom \u00fa\u010dte. Zbyto\u010dne by ich pohltila infl\u00e1cia. Pre\u010do je to tak a ako a kam <a href=\"https:\/\/www.fingo.sk\/investovanie\">investova\u0165 peniaze<\/a>?\u00a0<\/b><\/p>\n\n\n\n<p><span style=\"font-weight: 400;\">Ak spom\u00ednan\u00fdch p\u00e4\u0165tis\u00edc eur nech\u00e1te \u201codpo\u010d\u00edva\u0165\u201d na be\u017enom \u00fa\u010dte, s\u00edce s\u00fa v banke v bezpe\u010d\u00ed, ale z\u00e1rove\u0148 tam str\u00e1caj\u00fa na hodnote. Kv\u00f4li infl\u00e1cii si toti\u017e o rok za t\u00fa ist\u00fa sumu budete m\u00f4c\u0165 k\u00fapi\u0165 menej tovarov, o p\u00e4\u0165 rokov e\u0161te menej a tak \u010falej.&nbsp;<\/span><\/p>\n\n\n\n<h2><span style=\"color: #ec8124;\"><b>Kam by mal investova\u0165 peniaze nesk\u00fasen\u00fd investor<\/b><\/span><\/h2>\n\n\n\n<p><span style=\"font-weight: 400;\">Va\u0161ich p\u00e4\u0165tis\u00edc eur rad\u0161ej v\u00fdhodne investujte. Aktu\u00e1lne napr\u00edklad v\u00e4\u010d\u0161iu \u010das\u0165 <strong>do akci\u00ed a aspo\u0148 10 % do k\u00fapy <a href=\"https:\/\/www.fingo.sk\/blog\/zlato-lame-rekordy-a-nadalej-stupa-ochrante-nim-rodinne-financie\/\">investi\u010dn\u00e9ho zlata<\/a>.<\/strong> T\u00fdmto sp\u00f4sobom nech\u00e1te svoje peniaze \u201cpracova\u0165\u201d, budete ich rokmi zhodnocova\u0165 a z\u00e1rove\u0148 bud\u00fa aj v bezpe\u010d\u00ed. Ako postupova\u0165, ak ste e\u0161te <a href=\"https:\/\/www.fingo.sk\/blog\/kolko-penazi-potrebujete-aby-ste-mohli-rozumne-investovat\/\">nikdy neinvestovali<\/a>? Po\u010fme na to pekne po poriadku.<\/span><\/p>\n\n\n\n<p><span style=\"font-weight: 400;\">Za\u010dnite t\u00fdm, \u017ee si <strong>zvol\u00edte investi\u010dn\u00fd cie\u013e, \u010falej horizont<\/strong> &#8211; teda po\u010det rokov, ak\u00fa dlh\u00fa dobu chcete investova\u0165 a <strong>sumu<\/strong> &#8211; v tomto pr\u00edpade m\u00e1te hne\u010f na za\u010diatku v\u00e4\u010d\u0161\u00ed obnos pe\u0148az\u00ed 5 000 eur. Stanovte si aj <strong>mieru rizika<\/strong>, ktor\u00fa m\u00f4\u017eete znies\u0165, \u010di\u017ee nielen zisk, ale aj pr\u00edpadn\u00e9 straty.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<\/span><\/p>\n\n\n\n<h3><span style=\"color: #ec8124;\">Ni\u017e\u0161ie v\u00e1m vysvetl\u00edme r\u00f4zne mo\u017enosti investovania<\/span><\/h3>\n\n\n\n<p><span style=\"font-weight: 400;\">Ak si chcete by\u0165 ist\u00fd, \u017ee sa vyd\u00e1te tou spr\u00e1vnou cestou, obr\u00e1\u0165te sa hne\u010f v \u00favode na odborn\u00edka. <a href=\"https:\/\/www.fingo.sk\/financne-poradenstvo#mapa\">Investi\u010dn\u00fd \u0161pecialista<\/a> v\u00e1m nastav\u00ed <strong>vhodn\u00fa strat\u00e9giu<\/strong> a porad\u00ed, \u010do v\u0161etko pri investovan\u00ed bra\u0165 do \u00favahy.&nbsp;<\/span><\/p>\n\n\n\n<blockquote class=\"wp-block-quote\">\n<p><span style=\"font-weight: 400;\">Inak by ste sa mohli celkom r\u00fdchlo pop\u00e1li\u0165 a po\u010diato\u010dn\u00e9 chyby pri investovan\u00ed v\u00e1s m\u00f4\u017eu pripravi\u0165 o \u010das\u0165 pe\u0148az\u00ed.<\/span><\/p>\n<\/blockquote>\n\n\n\n<p><b><span style=\"color: #ec8124;\">TIP:<\/span> <\/b><span style=\"font-weight: 400;\">Oslovte finan\u010dn\u00fdch sprostredkovate\u013eov z FinGO.sk, ktor\u00ed v\u00e1m poradia bezplatne. Zavolajte n\u00e1m na <strong>0800 60 10 60<\/strong> alebo n\u00e1m <strong>zanechajte svoje \u00fadaje<\/strong> a my sa v\u00e1m \u010doskoro ozveme.&nbsp;<\/span><\/p>\n\n\n\n<p><\/p>\n\n\n\n<iframe id=\"iframeBannerV1_investment\" src=\"https:\/\/www.fingo.sk\/banner\/general?type=investment\" style=\"height: 263px; width: 100%; border: medium; box-shadow: 0 0 10px gray; border-radius: 14px;\" loading=\"lazy\"><\/iframe>\n\n\n\n<script>\n\n    (function(){\n\n        window.addEventListener('message', function(e) {\n\n          if (e.data.height) {\n\n            document.getElementById(e.data.iframeId).style.height = (e.data.height) + 'px';\n\n          };\n\n        }, false);\n\n    })();\n\n<\/script>\n\n\n\n<h3><span style=\"color: #ec8124;\"><b>Ulo\u017eenie pe\u0148az\u00ed na term\u00ednovan\u00fd \u00fa\u010det&nbsp;<\/b><\/span><\/h3>\n\n\n\n<p><b>Riziko: <\/b><span style=\"font-weight: 400;\">n\u00edzke<\/span><\/p>\n\n\n\n<p><b>Investi\u010dn\u00fd horizont:<\/b><span style=\"font-weight: 400;\"> m\u00f4\u017eete si vybra\u0165 viazanos\u0165 od 1 do 60 mesiacov<\/span><\/p>\n\n\n\n<p><b>V\u00fdnos: <\/b><span style=\"font-weight: 400;\">predpokladan\u00fd v\u00fdnos je vo v\u00fd\u0161ke 2 &#8211; 3 %<\/span><\/p>\n\n\n\n<p><b>V\u00fdhody:<\/b><span style=\"font-weight: 400;\"> r\u00fdchla spe\u0148a\u017eite\u013enos\u0165, r\u00fdchla dostupnos\u0165 finan\u010dn\u00fdch prostriedkov<\/span><\/p>\n\n\n\n<p><b>Nev\u00fdhody: <\/b><span style=\"font-weight: 400;\">n\u00edzke \u00faroky, ktor\u00e9 neporazia ani infl\u00e1ciu; s pred\u010dasn\u00fdm v\u00fdberom pe\u0148az\u00ed b\u00fdvaj\u00fa spojen\u00e9 sankcie, ktor\u00e9 sa m\u00f4\u017eu vz\u0165ahova\u0165 aj na istinu (teda si z banky napokon vyberiete menej pe\u0148az\u00ed ako ste na term\u00ednovan\u00fd vklad vlo\u017eili)\u00a0<\/span><\/p>\n\n\n\n<h3><span style=\"color: #ec8124;\"><b>Investovanie do dlhopisov<\/b><\/span><\/h3>\n\n\n\n<p><b>Riziko: <\/b><span style=\"font-weight: 400;\">stredn\u00e9<\/span><\/p>\n\n\n\n<p><b>Investi\u010dn\u00fd horizont:<\/b><span style=\"font-weight: 400;\"> 3 a viac rokov&nbsp;<\/span><\/p>\n\n\n\n<p><b>V\u00fdnos: <\/b><span style=\"font-weight: 400;\">4 &#8211; 5 %&nbsp;<\/span><\/p>\n\n\n\n<p><b>V\u00fdhody:<\/b><span style=\"font-weight: 400;\"> vy\u0161\u0161\u00ed v\u00fdnos oproti bankov\u00fdm vkladom, \u00farok pripisovan\u00fd polro\u010dne alebo ro\u010dne<\/span><\/p>\n\n\n\n<p><b>Nev\u00fdhody:<\/b><span style=\"font-weight: 400;\"> riziko emitenta (od ktor\u00e9ho nak\u00fapite dlhopisy), riziko nesplatenia istiny<\/span><\/p>\n\n\n\n<h3><span style=\"color: #ec8124;\"><b>Investovanie do podielov\u00fdch fondov a ETF<\/b><\/span><\/h3>\n\n\n\n<p><b>Riziko: <\/b><span style=\"font-weight: 400;\">stredn\u00e9<\/span><\/p>\n\n\n\n<p><b>Investi\u010dn\u00fd horizont:<\/b><span style=\"font-weight: 400;\"> 5 a viac rokov<\/span><\/p>\n\n\n\n<p><b>V\u00fdnos: <\/b><span style=\"font-weight: 400;\">od 6 % vy\u0161\u0161ie\u00a0<\/span><\/p>\n\n\n\n<p><b>V\u00fdhody:<\/b><span style=\"font-weight: 400;\"> vy\u0161\u0161ie v\u00fdnosy, mo\u017enos\u0165 participova\u0165 na celosvetovom raste, ETF s\u00fa osloboden\u00e9 od dane<\/span><\/p>\n\n\n\n<p><b>Nev\u00fdhody: <\/b><span style=\"font-weight: 400;\">kol\u00edsavos\u0165 invest\u00edcie&nbsp;<\/span><\/p>\n\n\n\n<h3><span style=\"color: #ec8124;\"><b>Investovanie do drah\u00fdch kovov<\/b><\/span><\/h3>\n\n\n\n<p><b>Riziko: <\/b><span style=\"font-weight: 400;\">stredn\u00e9<\/span><\/p>\n\n\n\n<p><b>Investi\u010dn\u00fd horizont:<\/b><span style=\"font-weight: 400;\"> 10 a viac rokov<\/span><\/p>\n\n\n\n<p><b>V\u00fdnos: <\/b><span style=\"font-weight: 400;\">od 5 % vy\u0161\u0161ie&nbsp;<\/span><\/p>\n\n\n\n<p><b>V\u00fdhody:<\/b><span style=\"font-weight: 400;\"> stabiliz\u00e1cia portf\u00f3lia, pri poklese a nervozite na akciov\u00fdch trhov zlato rastie, <a href=\"https:\/\/www.fingo.sk\/blog\/5-dovodov-preco-investovat-do-zlata\/\">investi\u010dn\u00e9 zlato<\/a> je osloboden\u00e9 od dane<\/span><\/p>\n\n\n\n<p><b>Nev\u00fdhody: <\/b><span style=\"font-weight: 400;\">kol\u00edsavos\u0165 invest\u00edcie&nbsp;<\/span><\/p>\n\n\n\n<figure class=\"wp-block-image size-full\"><a href=\"https:\/\/www.fingo.sk\/investovanie?utm_source=blog&amp;utm_medium=gif&amp;utm_campaign=invest_gif\"><img decoding=\"async\" width=\"1024\" height=\"768\" src=\"https:\/\/www.fingo.sk\/blog\/wp-content\/uploads\/2021\/02\/investovanie_blog.gif\" alt=\"Fingo.sk investovanie kalkula\u010dka\" class=\"wp-image-3620\"\/><\/a><\/figure>\n\n\n\n<h2><span style=\"color: #ec8124;\"><b>Kam sa neoplat\u00ed investova\u0165 nesk\u00fasen\u00fdm investorom<\/b><\/span><\/h2>\n\n\n\n<p><b>Korpor\u00e1tne (firemn\u00e9) dlhopisy<\/b><span style=\"font-weight: 400;\"> &#8211; tu si treba naozaj dobre preveri\u0165, ako chce firma s vlo\u017een\u00fdmi peniazmi nalo\u017ei\u0165, kto za \u0148ou stoj\u00ed, ak\u00e9 m\u00e1 firma sk\u00fasenosti s dan\u00fdm investi\u010dn\u00fdm z\u00e1merom alebo ako sa dar\u00ed dan\u00e9mu sektoru, v ktorom p\u00f4sob\u00ed.<\/span><\/p>\n\n\n\n<p><b>Priamy n\u00e1kup akci\u00ed<\/b><span style=\"font-weight: 400;\"> &#8211; nesk\u00fasen\u00fd investor iba ve\u013emi \u0165a\u017eko doh\u013ead\u00e1 v\u0161etky potrebn\u00e9 inform\u00e1cie o spolo\u010dnosti, ktor\u00e1 pred\u00e1va akcie &#8211; napr\u00edklad ak\u00e9 m\u00e1 pl\u00e1ny, ak\u00fa dividendu pl\u00e1nuje vypl\u00e1ca\u0165 alebo v akom konkuren\u010dnom prostred\u00ed p\u00f4sob\u00ed<\/span><\/p>\n\n\n\n<p><b>Kryptomeny<\/b><span style=\"font-weight: 400;\"> &#8211; ide o vysoko rizikov\u00fa invest\u00edciu, ktor\u00e1 m\u00e1 obrovsk\u00fa kol\u00edsavos\u0165 a nesk\u00fasen\u00fd investor nemus\u00ed zvl\u00e1dnu\u0165 ve\u013ek\u00e9 prepady trhovej hodnoty danej kryptomeny.<\/span><\/p>\n\n\n\n<h2><span style=\"color: #ec8124;\"><b>Ak\u00e9 chyby robia nesk\u00fasen\u00ed investori<\/b><\/span><\/h2>\n\n\n\n<ol>\n<li><b>Siahnete po overenej klasike, ale s n\u00edzkym \u00faro\u010den\u00edm<\/b><span style=\"font-weight: 400;\"> &#8211; mnoh\u00ed \u013eudia si st\u00e1le myslia, \u017ee ak peniaze nechaj\u00fa v banke, s\u00edce nie na osobnom \u00fa\u010dte, ale na sporiacich produktoch, tak ich aj v\u00fdhodne \u00faro\u010dia. Ale to je omyl. V\u00e4\u010d\u0161ina sporiacich \u00fa\u010dtov a term\u00ednovan\u00fdch vkladov v bank\u00e1ch nedok\u00e1\u017ee porazi\u0165 ani infl\u00e1ciu. <\/span><\/li>\n\n\n\n<li><b>Zvol\u00edte nevhodn\u00fa invest\u00edciu <a href=\"https:\/\/www.fingo.sk\/blog\/chcete-zacat-investovat\/\">na v\u00e1\u0161 cie\u013e<\/a><\/b><span style=\"font-weight: 400;\"> &#8211; investi\u010dn\u00fd produkt treba vybra\u0165 a nastavi\u0165 pod\u013ea toho, \u010di je v\u00e1\u0161 zam\u00fd\u0161\u013ean\u00fd investi\u010dn\u00fd cie\u013e kr\u00e1tkodob\u00fd alebo dlhodob\u00fd. Je rozdiel, \u010di ich budete chcie\u0165 vybra\u0165 o 5 rokov, alebo o 15 rokov. Od v\u00e1\u0161ho cie\u013ea sa odv\u00edja nielen v\u00fdber vhodnej investi\u010dnej strat\u00e9gie, ale aj rozdelenie s\u00fam investovania.<\/span><\/li>\n\n\n\n<li><b>Nedodr\u017e\u00edte investi\u010dn\u00fd horizont <\/b><span style=\"font-weight: 400;\">&#8211; za\u010d\u00ednaj\u00facich investorov \u010dasto vypla\u0161\u00ed p\u00e1r negat\u00edvnych spr\u00e1v o dian\u00ed na finan\u010dn\u00fdch trhoch a zru\u0161ia svoje invest\u00edcie sk\u00f4r alebo vyberaj\u00fa len mal\u00e9 zisky. \u010cas v\u0161ak zohr\u00e1va v investovan\u00ed podstatn\u00fa rolu a \u010d\u00edm dlh\u0161ie nech\u00e1te va\u0161e peniaze zar\u00e1ba\u0165, t\u00fdm lep\u0161\u00ed v\u00fdnos m\u00f4\u017eete dosiahnu\u0165. Na tom je postaven\u00fd cel\u00fd <a href=\"https:\/\/www.fingo.sk\/blog\/ako-vyuzit-pokles-financnych-trhov\/\">trh investovania.&nbsp;<\/a><\/span><\/li>\n\n\n\n<li><b>Investujete v\u0161etko do jedn\u00e9ho produktu &#8211;&nbsp; <\/b><span style=\"font-weight: 400;\">nediverzifikujete, \u010di\u017ee nerozdel\u00edte svoje peniaze na viacer\u00e9 \u201cfronty\u201d. Investi\u010dn\u00e9 portf\u00f3lio by malo by\u0165 \u0161ir\u0161ie a rozdelen\u00e9 na produkty s krat\u0161\u00edm sporen\u00edm napr\u00edklad na 1-2 roky, na ktor\u00e9 m\u00f4\u017eete siahnu\u0165 v pr\u00edpade nepredv\u00eddan\u00fdch udalost\u00ed a produkty s dlh\u0161\u00edm investi\u010dn\u00fdm horizontom, kde v\u00e1m za 10 \u010di 15 rokov prines\u00fa vy\u0161\u0161\u00ed zisk.<\/span><\/li>\n<\/ol>\n\n\n\n<h2><span style=\"color: #ec8124;\"><b>Ktor\u00e9 invest\u00edcie s\u00fa ob\u013e\u00faben\u00e9<\/b><\/span><\/h2>\n\n\n\n<p><span style=\"font-weight: 400;\">Ak\u00e1 je teda odpove\u010f na ot\u00e1zku kam investova\u0165 5000 eur? Za\u010d\u00ednaj\u00faci investori v\u00e4\u010d\u0161inou siahaj\u00fa <strong>po indexov\u00fdch fondoch &#8211; ETF<\/strong>. Do popredia sa \u010doraz viac dost\u00e1va aj<strong> investi\u010dn\u00e9 zlato, do ktor\u00e9ho sa odpor\u00fa\u010da investova\u0165 maxim\u00e1lne 10 &#8211; 20 %<\/strong> objemu pe\u0148az\u00ed. Pri tejto kombin\u00e1cii sa portf\u00f3lio investora vhodne diverzifikuje a z\u00e1rove\u0148 je v\u010faka zlatu poisten\u00e9.\u00a0<\/span><\/p>\n\n\n\n<p><span style=\"color: #ec8124;\"><b>TIP:<\/b><\/span><span style=\"font-weight: 400;\"> ETF a zlato s\u00fa vhodn\u00e9 nielen na jednorazov\u00fa invest\u00edciu, ale aj na pravideln\u00e9 sporenie men\u0161\u00edch s\u00fam. M\u00f4\u017eete do nich investova\u0165 ka\u017ed\u00fd mesiac napr\u00edklad po <strong>20, 50 \u010di 100 eur.&nbsp;&nbsp;<\/strong><\/span><\/p>\n\n\n\n<h2><span style=\"color: #ec8124;\"><b>Investova\u0165 jednorazovo alebo pravidelne?<\/b><\/span><\/h2>\n\n\n\n<p>Investova\u0165 do ETF fondu 5000 eur naraz alebo si sumu rozlo\u017ei\u0165 napr\u00edklad na 10 men\u0161\u00edch \u010dast\u00ed a najbli\u017e\u0161\u00edch 10 mesiacov investova\u0165 500 eur? V\u00fdhodou pravideln\u00e9ho investovania je zn\u00ed\u017eenie rizika, \u017ee nak\u00fapite v \u010dase, ke\u010f s\u00fa trhy na vrchole. Svoje n\u00e1kupy tak spriemerujete a nemus\u00edte sa ob\u00e1va\u0165, \u017ee budete ma\u0165 smolu na predra\u017een\u00e9 akcie.<\/p>\n\n\n\n<p>Nev\u00fdhodou postupn\u00e9ho investovania je, \u017ee v pr\u00edpade, \u017ee trhy rast\u00fa, ober\u00e1te sa o zna\u010dn\u00e9 v\u00fdnosy. Namiesto jedn\u00e9ho lacn\u00e9ho n\u00e1kupu tak kupujete st\u00e1le drah\u0161ie akcie. Ke\u010f\u017ee za posledn\u00fdch 100 rokov r\u00e1stli trhy v priemere pribli\u017ene tri \u0161tvrtiny \u010dasu, je pravdepodobnej\u0161ie, \u017ee ak budete invest\u00edciu rozklada\u0165, tak na tom prerob\u00edte.<\/p>\n\n\n\n<p>Samozrejme, ke\u010f sa budete rozhodova\u0165 kam investova\u0165 a ak\u00fdm sp\u00f4sobom, nejde len o matematick\u00e9 pravdepodobnosti, ale aj o pokojn\u00fd sp\u00e1nok. Ak m\u00e1te obavy z jednorazovej invest\u00edcie, rozlo\u017ete si ju rad\u0161ej na men\u0161ie \u010dasti. Mo\u017eno o \u010das\u0165 v\u00fdnosu pr\u00eddete, ale z\u00edskate pocit v\u00e4\u010d\u0161ej istoty a bezpe\u010dia.<\/p>\n\n\n\n<p><span style=\"font-weight: 400;\">Pre ka\u017ed\u00e9ho nesk\u00fasen\u00e9ho investora je najlep\u0161ie, ak sa pred rozhodnut\u00edm kam investova\u0165 peniaze, najsk\u00f4r porad\u00ed s odborn\u00edkom. <strong>Finan\u010dn\u00ed sprostredkovatelia z FinGO.sk<\/strong> maj\u00fa preh\u013ead o r\u00f4znych investi\u010dn\u00fdch n\u00e1strojoch, ich v\u00fdhod\u00e1ch, ale aj rizik\u00e1ch. <\/span><\/p>\n\n\n\n<p><span style=\"font-weight: 400;\">Makl\u00e9rov FinGO.sk n\u00e1jdete na celom Slovensku.\u00a0M\u00f4\u017eete sa s nami spoji\u0165 aj telefonicky \u010di online. Zavolajte n\u00e1m na <span style=\"color: #ec8124;\"><strong>0800 60 10 60<\/strong> <\/span>alebo n\u00e1m zanechajte kontakt.\u00a0<\/span>Pom\u00f4\u017eeme v\u00e1m \u00faplne zadarmo, za na\u0161e rady ni\u010d neplat\u00edte a ani sa k ni\u010domu nezav\u00e4zujete.<\/p>\n\n\n\n<p><\/p>\n\n\n\n<iframe id=\"iframeBannerV1_investment\" src=\"https:\/\/www.fingo.sk\/banner\/general?type=investment\" style=\"height: 263px; width: 100%; border: medium; box-shadow: 0 0 10px gray; border-radius: 14px;\" loading=\"lazy\"><\/iframe>\n\n\n\n<script>\n\n    (function(){\n\n        window.addEventListener('message', function(e) {\n\n          if (e.data.height) {\n\n            document.getElementById(e.data.iframeId).style.height = (e.data.height) + 'px';\n\n          };\n\n        }, false);\n\n    })();\n\n<\/script>\n","protected":false},"excerpt":{"rendered":"<p>M\u00e1te k dispoz\u00edcii 5 000 eur a prem\u00fd\u0161\u013eate, \u010do s nimi? Kam investova\u0165? Ak m\u00e1te vytvoren\u00fa dostato\u010dn\u00fa finan\u010dn\u00fa rezervu a popri nej v\u00e1m ost\u00e1vaj\u00fa aj vo\u013en\u00e9 peniaze, ur\u010dite ich nenechajte le\u017ea\u0165 na be\u017enom \u00fa\u010dte. Zbyto\u010dne by ich pohltila infl\u00e1cia. Pre\u010do je to tak a ako a kam investova\u0165 peniaze?\u00a0 Ak spom\u00ednan\u00fdch p\u00e4\u0165tis\u00edc eur nech\u00e1te \u201codpo\u010d\u00edva\u0165\u201d na be\u017enom \u00fa\u010dte, s\u00edce s\u00fa v banke v bezpe\u010d\u00ed, ale z\u00e1rove\u0148 tam str\u00e1caj\u00fa na hodnote. Kv\u00f4li infl\u00e1cii si toti\u017e o rok za t\u00fa ist\u00fa sumu budete m\u00f4c\u0165 k\u00fapi\u0165 menej tovarov, o p\u00e4\u0165 rokov e\u0161te menej a tak \u010falej.&nbsp; Kam by mal investova\u0165 peniaze nesk\u00fasen\u00fd investor Va\u0161ich p\u00e4\u0165tis\u00edc eur rad\u0161ej v\u00fdhodne investujte. Aktu\u00e1lne napr\u00edklad v\u00e4\u010d\u0161iu \u010das\u0165 do akci\u00ed a aspo\u0148 10 % do k\u00fapy investi\u010dn\u00e9ho zlata. T\u00fdmto sp\u00f4sobom nech\u00e1te svoje peniaze \u201cpracova\u0165\u201d, budete ich rokmi zhodnocova\u0165 a z\u00e1rove\u0148 bud\u00fa aj v bezpe\u010d\u00ed. Ako postupova\u0165, ak ste e\u0161te nikdy neinvestovali? Po\u010fme na to pekne po poriadku. Za\u010dnite t\u00fdm, \u017ee si zvol\u00edte investi\u010dn\u00fd cie\u013e, \u010falej horizont &#8211; teda po\u010det rokov, ak\u00fa dlh\u00fa dobu chcete investova\u0165 a sumu &#8211; v tomto pr\u00edpade m\u00e1te hne\u010f na za\u010diatku v\u00e4\u010d\u0161\u00ed obnos pe\u0148az\u00ed 5 000 eur. Stanovte si aj mieru rizika, ktor\u00fa m\u00f4\u017eete znies\u0165, \u010di\u017ee nielen zisk, ale aj pr\u00edpadn\u00e9 straty.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Ni\u017e\u0161ie v\u00e1m [&hellip;]<\/p>\n","protected":false},"author":21,"featured_media":2941,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":[],"categories":[7,6],"tags":[191,145,52,190],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v20.11 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Porad\u00edme v\u00e1m, kam investova\u0165 5000 eur - FinGO.sk<\/title>\n<meta name=\"description\" content=\"Nenechajte svoje peniaze odpo\u010d\u00edva\u0165 na be\u017enom \u00fa\u010dte, ale v\u00fdhodne ich zhodnocujte. Ako na to? 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M\u00e1 r\u00e1d pr\u00edrodu, hory, lesy, l\u00faky a zvierat\u00e1.","url":"https:\/\/www.fingo.sk\/blog\/author\/frantisek-burdafingo-sk\/"}]}},"_links":{"self":[{"href":"https:\/\/www.fingo.sk\/blog\/wp-json\/wp\/v2\/posts\/2892"}],"collection":[{"href":"https:\/\/www.fingo.sk\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.fingo.sk\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.fingo.sk\/blog\/wp-json\/wp\/v2\/users\/21"}],"replies":[{"embeddable":true,"href":"https:\/\/www.fingo.sk\/blog\/wp-json\/wp\/v2\/comments?post=2892"}],"version-history":[{"count":32,"href":"https:\/\/www.fingo.sk\/blog\/wp-json\/wp\/v2\/posts\/2892\/revisions"}],"predecessor-version":[{"id":9180,"href":"https:\/\/www.fingo.sk\/blog\/wp-json\/wp\/v2\/posts\/2892\/revisions\/9180"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.fingo.sk\/blog\/wp-json\/wp\/v2\/media\/2941"}],"wp:attachment":[{"href":"https:\/\/www.fingo.sk\/blog\/wp-json\/wp\/v2\/media?parent=2892"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.fingo.sk\/blog\/wp-json\/wp\/v2\/categories?post=2892"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.fingo.sk\/blog\/wp-json\/wp\/v2\/tags?post=2892"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}