{"id":3317,"date":"2021-03-29T12:22:05","date_gmt":"2021-03-29T10:22:05","guid":{"rendered":"https:\/\/www.fingo.sk\/blog\/?p=3317"},"modified":"2021-11-09T15:59:20","modified_gmt":"2021-11-09T14:59:20","slug":"dve-tretiny-slovakov-by-chceli-investovat-viete-co-robit-aby-vase-peniaze-zarabali","status":"publish","type":"post","link":"https:\/\/www.fingo.sk\/blog\/dve-tretiny-slovakov-by-chceli-investovat-viete-co-robit-aby-vase-peniaze-zarabali\/","title":{"rendered":"Dve tretiny Slov\u00e1kov by chceli investova\u0165. \u010co robi\u0165, aby va\u0161e peniaze zar\u00e1bali?"},"content":{"rendered":"

A\u017e dve tretiny Slov\u00e1kov by chceli investova\u0165, av\u0161ak nemaj\u00fa vedomosti o pon\u00fakan\u00fdch mo\u017enostiach. Pod\u013ea prieskumu FinGO.sk \u013eudia na investovanie nemaj\u00fa v prvom rade odborn\u00e9 vedomosti,\u00a0 podporu \u010di \ufb01nan\u010dn\u00e9ho sprostredkovate\u013ea.<\/b>\u00a0<\/span><\/p>\n

Bez odbornej pomoci<\/a> vidia \u013eudia v investovan\u00ed viac riz\u00edk ako v\u00fdhod. Sk\u00fasenosti s investovan\u00edm maj\u00fa predov\u0161etk\u00fdm cez r\u00f4zne formy sporenia a tak\u00fdmto sp\u00f4sobom vedia u\u0161etri\u0165 pribli\u017ene 100 eur mesa\u010dne. Ako ste na tom vy?\u00a0<\/span><\/p>\n

Vo v\u00e4\u010d\u0161ine s\u00fa Slov\u00e1ci pri investovan\u00ed ve\u013emi konzervat\u00edvni.<\/strong> Uprednost\u0148uj\u00fa\u00a0 bezpe\u010dnos\u0165 invest\u00edci\u00ed\u00a0 pred v\u00fdnosom. Tak\u00edto klienti investuj\u00fa\u00a0 sk\u00f4r do konzervat\u00edvnych\u00a0 fondov, resp. r\u00f4znych\u00a0 bankov\u00fdch produktov. Zria\u010fuj\u00fa si\u00a0 term\u00ednovan\u00e9 vklady\u00a0 alebo sporenia k \u00fa\u010dtom,\u00a0 kde s\u00fa ich prostriedky\u00a0 chr\u00e1nen\u00e9 Fondom na\u00a0 ochranu vkladov, ale maj\u00fa takmer nulov\u00fd v\u00fdnos. <\/span>Asi tretinu \u013eud\u00ed, ktor\u00ed investuj\u00fa, m\u00f4\u017eeme nazva\u0165 vyv\u00e1\u017een\u00fdmi investormi. <\/b>S\u00fa ochotn\u00ed podst\u00fapi\u0165 men\u0161ie riziko. S\u00edce investuj\u00fa v\u00e4\u010d\u0161iu\u00a0 \u010das\u0165 pe\u0148az\u00ed do\u00a0 konzervat\u00edvnych fondov, ale h\u013eadaj\u00fa mo\u017enosti pre\u00a0 kombinovan\u00e9 investovanie. Napr\u00edklad investovan\u00edm do ETF fondov alebo zlata. <\/span><\/p>\n

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V\u00e4\u010d\u0161ina majetku le\u017e\u00ed na be\u017en\u00fdch \u00fa\u010dtoch. Aj vy rob\u00edte t\u00fa chybu?\u00a0<\/b><\/span><\/h3>\n

Slov\u00e1ci maj\u00fa v bank\u00e1ch pod\u013ea N\u00e1rodnej banky Slovenska odlo\u017een\u00fdch vy\u0161e 40 mili\u00e1rd eur. Ro\u010dne tak klientom zhltne infl\u00e1cia desiatky eur, ke\u010f\u017ee b<\/span>e\u017en\u00e9 \u00fa\u010dty\u00a0 maj\u00fa len nulov\u00fd, alebo minim\u00e1lny \u00farok<\/b>.\u00a0<\/span><\/p>\n

Len zhruba tretina Slov\u00e1kov mala za vla\u0148aj\u0161ok majetok v akci\u00e1ch, dlhopisoch \u010di podielov\u00fdch fondoch.<\/span><\/p>\n

Ani sporiaci \u00fa\u010det va\u0161e peniaze nezhodnot\u00ed. Investujte do akci\u00ed<\/b><\/span><\/h3>\n

Niekedy sa mylne domnievame, \u017ee ak odklad\u00e1me peniaze na sporiaci \u00fa\u010det, tak vlastne investujeme. Ak sa ale pozrieme na \u00faroky, peniaze sa n\u00e1m na sporiacom \u00fa\u010dte zhodnocuj\u00fa minim\u00e1lne. <\/span>Akcie s\u00fa jedn\u00fdm z<\/a> najpopul\u00e1rnej\u0161\u00edch sp\u00f4sobov investovania.<\/b> Hodnota akci\u00ed s\u00edce kol\u00ed\u0161e, ale prin\u00e1\u0161aj\u00fa vy\u0161\u0161ie zisky ako invest\u00edcie s ni\u017e\u0161\u00edm rizikom. Uk\u00e1\u017eeme si to na pr\u00edklade.\u00a0<\/span><\/p>\n