{"id":3639,"date":"2021-06-15T10:50:15","date_gmt":"2021-06-15T08:50:15","guid":{"rendered":"https:\/\/www.fingo.sk\/blog\/?p=3639"},"modified":"2022-02-09T15:21:48","modified_gmt":"2022-02-09T14:21:48","slug":"kupujete-nehnutelnost-5-tipov-ktore-vam-pomozu","status":"publish","type":"post","link":"https:\/\/www.fingo.sk\/blog\/kupujete-nehnutelnost-5-tipov-ktore-vam-pomozu\/","title":{"rendered":"Kupujete nehnute\u013enos\u0165? 5 tipov, ktor\u00e9 v\u00e1m pom\u00f4\u017eu"},"content":{"rendered":"<p><b>Obzer\u00e1te sa po prvom vlastnom b\u00fdvan\u00ed, chcete sa pres\u0165ahova\u0165 do v\u00e4\u010d\u0161ieho bytu alebo h\u013ead\u00e1te rodinn\u00fd dom? Pri s\u00fa\u010dasnej situ\u00e1cii na realitnom trhu to nie je tak\u00e9 jednoduch\u00e9. Ponuka je slab\u00e1 a ani z\u010faleka nepokr\u00fdva obrovsk\u00fd dopyt po nehnute\u013enostiach, ktor\u00fd podporuj\u00fa aj <\/b><a href=\"https:\/\/www.fingo.sk\/hypotekarna-kalkulacka\/kupa\"><b>rekordne lacn\u00e9 hypot\u00e9ky<\/b><\/a><b>. M\u00e1me pre v\u00e1s p\u00e4\u0165 tipov, ktor\u00e9 v\u00e1m pri h\u013eadan\u00ed a k\u00fape v\u00e1\u0161ho vysn\u00edvan\u00e9ho b\u00fdvania pom\u00f4\u017eu.<\/b><\/p>\n<p><span style=\"font-weight: 400;\">Ka\u017ed\u00fd z n\u00e1s m\u00e1 vlastn\u00e9 predstavy a \u0161tandardy na kupovan\u00fa nehnute\u013enos\u0165 nastaven\u00e9 individu\u00e1lne. Niekto chce b\u00fdva\u0165 v centre mesta, \u010fal\u0161\u00ed preferuje perfektn\u00fa ob\u010diansku vybavenos\u0165 \u0161i dostupnos\u0165 do pr\u00e1ce, in\u00fd chc\u00fa ma\u0165 nabl\u00edzku \u0161portovisk\u00e1 a podobne. Preto je d\u00f4le\u017eit\u00e9, aby ste si na za\u010diatku odpovedali na ot\u00e1zku, <\/span><b>\u010do od v\u00e1\u0161ho b\u00fdvania o\u010dak\u00e1vate. <\/b><span style=\"font-weight: 400;\">Mlad\u00ed \u013eudia sk\u00f4r vyh\u013ead\u00e1vaj\u00fa byty v bl\u00edzkosti svojho pracoviska, rodina s de\u0165mi u\u017e potrebuje o izbu navy\u0161e a najlep\u0161ie aj vlastn\u00fa z\u00e1hradku, preto sa obzer\u00e1 po domoch alebo v\u00e4\u010d\u0161\u00edch bytoch.\u00a0<\/span><\/p>\n<blockquote><p><span style=\"font-weight: 400;\">Bez oh\u013eadu na to, ku ktorej kateg\u00f3rii patr\u00edte, <\/span>dobr\u00e1 dostupnos\u0165 do mesta, resp. miesta v\u00fdkonu pr\u00e1ce a kvalitn\u00e1 ob\u010dianska vybavenos\u0165 s\u00fa pri v\u00fdbere nehnute\u013enosti to najpodstatnej\u0161ie.<\/p><\/blockquote>\n<p><span style=\"font-weight: 400;\">Ak budete k\u00fapu nehnute\u013enosti financova\u0165 hypot\u00e9kou, najsk\u00f4r si v bank\u00e1ch nez\u00e1v\u00e4zne preverte,<\/span><b> ko\u013eko pe\u0148az\u00ed v\u00e1m dok\u00e1\u017eu po\u017ei\u010da\u0165 <\/b><span style=\"font-weight: 400;\">a zamyslite sa aj nad t\u00fdm, <\/span><b>ako <\/b><a href=\"https:\/\/www.fingo.sk\/blog\/ako-dofinancovat-hypoteku-co-najvyhodnejsie\/\"><b>dofinancujete<\/b><\/a> <span style=\"font-weight: 400;\">zvy\u0161ok k\u00fapnej ceny. <\/span><\/p>\n<p><span style=\"font-weight: 400;\"><span style=\"color: #ec8124;\"><b>TIP: <\/b><\/span>Najefekt\u00edvnej\u0161ie bude, ak v tejto f\u00e1ze oslov\u00edte finan\u010dn\u00e9ho sprostredkovate\u013ea, s ktor\u00fdm ove\u013ea r\u00fdchlej\u0161ie zist\u00edte v\u00e1\u0161 <\/span><b>cenov\u00fd strop<\/b><span style=\"font-weight: 400;\"> a budete vedie\u0165, po akej nehnute\u013enosti a v akej lokalite m\u00f4\u017eete za\u010da\u0165\u00a0<\/span>\u201e<span style=\"font-weight: 400;\">lovi\u0165\u201d. Viac si m\u00f4\u017eete pre\u010d\u00edta\u0165 aj v na\u0161om <\/span><a href=\"https:\/\/www.fingo.sk\/blog\/hypoteka\/\"><span style=\"font-weight: 400;\">blogu<\/span><\/a><span style=\"font-weight: 400;\">.\u00a0<\/span><\/p>\n<p><a href=\"https:\/\/www.fingo.sk\/vypocet-hypoteky?utm_source=blog&amp;utm_medium=gif&amp;utm_campaign=maxhypo_gif\"><img decoding=\"async\" class=\"alignnone wp-image-3903 size-full\" src=\"https:\/\/www.fingo.sk\/blog\/wp-content\/uploads\/2021\/06\/FinGO.sk-v\u00fdpo\u010det-hypot\u00e9ky.gif\" alt=\"Fingo v\u00fdpo\u010det hypot\u00e9ky kalkula\u010dka\" width=\"1074\" height=\"759\" \/><\/a><\/p>\n<h2><b style=\"color: #ec8124;\">1. Obhliadka lokality<\/b><\/h2>\n<p><span style=\"font-weight: 400;\">V lokalite, o ktor\u00fa m\u00e1te z\u00e1ujem, si ur\u010dite <\/span><b>vopred urobte nieko\u013eko obhliadok<\/b><span style=\"font-weight: 400;\">. Okrem toho, \u017ee si na vlastnej ko\u017ei odsk\u00fa\u0161ate dostupnos\u0165 do pr\u00e1ce \u010di do \u0161k\u00f4lky a prever\u00edte ob\u010diansku vybavenos\u0165 danej lokality, na obhliadkach m\u00f4\u017eete zisti\u0165 napr\u00edklad aj to, ak\u00e9 s\u00fa dispoz\u00edcie bytov, ktor\u00e9 sa m\u00f4\u017eu aj v star\u0161\u00edch bytov\u00fdch domoch l\u00ed\u0161i\u0165.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Ak v\u00e1m to finan\u010dn\u00e9 mo\u017enosti dovolia, odpor\u00fa\u010dame v\u00e1m vo vybranej lokalite <\/span><b>prenaja\u0165 si byt \u010di dom <\/b><span style=\"font-weight: 400;\">na kr\u00e1tkodob\u00fd alebo dlhodob\u00fd pren\u00e1jom. Lokalitu takto navn\u00edmate najlep\u0161ie a po k\u00fape nehnute\u013enosti v\u00e1s neprekvapia nepr\u00edjemnosti, ktor\u00e9 si po\u010das be\u017enej obhliadky domu \u010di bytu nemus\u00edte v\u0161imn\u00fa\u0165. M\u00f4\u017ee \u00eds\u0165 aj o n\u00e1vetern\u00fa stranu, ve\u013ek\u00fd hluk, pra\u0161nos\u0165 a podobne.\u00a0<\/span><\/p>\n<h2><b style=\"color: #ec8124;\">2. Str\u00e1\u017eny pes\u00a0<\/b><\/h2>\n<p><span style=\"font-weight: 400;\">V pr\u00edpade, \u017ee sa rozhodnete h\u013eada\u0165 nehnute\u013enos\u0165 na vlastn\u00fa p\u00e4s\u0165 bez pomoci realitnej kancel\u00e1rie, je d\u00f4le\u017eit\u00e9 aby ste dobre <a href=\"https:\/\/www.fingo.sk\/blog\/ceny-nehnutelnosti-stale-rastu\/\">poznali trh<\/a>. Priebe\u017ene sledujte ponuku realitn\u00fdch port\u00e1lov, \u010di u\u017e s\u00fakromn\u00fa inzerciu alebo inzerciu realitn\u00fdch kancel\u00e1ri\u00ed. Aby ste si zv\u00fd\u0161ili \u0161ance a dostali sa k ponuk\u00e1m medzi prv\u00fdmi, nastavte si aj slu\u017ebu Str\u00e1\u017eny pes. O \u010do ide?\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Str\u00e1\u017eny pes v\u00e1m bude posiela\u0165 <\/span><b>notifik\u00e1cie o nov\u00fdch ponuk\u00e1ch<\/b><span style=\"font-weight: 400;\"> nehnute\u013enost\u00ed.\u00a0<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Funguje to tak, \u017ee si na realitnom port\u00e1li zad\u00e1te vami vybran\u00e9 <\/span><b>parametre h\u013eadanej nehnute\u013enosti <\/b><span style=\"font-weight: 400;\">&#8211; napr\u00edklad lokalitu, typ nehnute\u013enosti, rozlohu, cenov\u00fd strop a podobne.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Akon\u00e1hle sa na port\u00e1li objav\u00ed nov\u00e1 ponuka, str\u00e1\u017eny pes v\u00e1s na \u0148u <\/span><b>upozorn\u00ed zaslan\u00edm e-mailu.<\/b><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">T\u00e1to slu\u017eba je <\/span><b>bezplatn\u00e1<\/b><span style=\"font-weight: 400;\"> a pon\u00faka ju<\/span> v\u00e4\u010d\u0161ina realitn\u00fdch port\u00e1lov.<\/li>\n<\/ul>\n<blockquote><p>Mno\u017estvo praktick\u00fdch r\u00e1d a tipov pri v\u00fdbere vhodnej hypot\u00e9ky n\u00e1jdete aj v na\u0161om sprievodcovi k nov\u00e9mu b\u00fdvaniu, ktor\u00e9ho si m\u00f4\u017eete\u00a0<a class=\"c-link\" tabindex=\"-1\" href=\"https:\/\/www.fingo.sk\/ebook\/10-1-krok-k-novemu-byvaniu\" target=\"_blank\" rel=\"noopener noreferrer\" data-stringify-link=\"https:\/\/www.fingo.sk\/ebook\/10-1-krok-k-novemu-byvaniu\" data-sk=\"tooltip_parent\" data-remove-tab-index=\"true\">stiahnu\u0165 zadarmo<\/a>.<\/p><\/blockquote>\n<p><a href=\"https:\/\/www.fingo.sk\/ebook\/10-1-krok-k-novemu-byvaniu\" target=\"_blank\" rel=\"noopener\"><img decoding=\"async\" class=\"aligncenter wp-image-4752 size-full\" src=\"https:\/\/www.fingo.sk\/blog\/wp-content\/uploads\/2021\/12\/meta_ebook-1.png\" alt=\"Fingo_hypo_ebook\" width=\"740\" height=\"387\" srcset=\"https:\/\/www.fingo.sk\/blog\/wp-content\/uploads\/2021\/12\/meta_ebook-1.png 740w, https:\/\/www.fingo.sk\/blog\/wp-content\/uploads\/2021\/12\/meta_ebook-1-300x157.png 300w\" sizes=\"(max-width: 740px) 100vw, 740px\" \/><\/a><\/p>\n<h2><span style=\"color: #ec8124;\"><b>3. Agent kupuj\u00faceho<\/b><\/span><\/h2>\n<p><span style=\"font-weight: 400;\">V dne\u0161nej dobe obrovsk\u00e9ho dopytu po k\u00fape nehnute\u013enost\u00ed a slabej ponuky realitn\u00e9 kancel\u00e1rie pon\u00fakaj\u00fa slu\u017ebu, ktor\u00fa keby pon\u00fakli klientom p\u00e1r rokov dozadu, tak by len neveriacky kr\u00fatili hlavami. Ide o slu\u017ebu <\/span><b>Agent kupuj\u00faceho<\/b><span style=\"font-weight: 400;\">, pri ktorej realitka zastupuje\u00a0 z\u00e1ujmy kupuj\u00faceho a sprev\u00e1dza ho cel\u00fdm procesom k\u00fapy nehnute\u013enosti. Ani vo sne by n\u00e1s nenapadlo, \u017ee nie\u010do tak\u00e9to sa m\u00f4\u017ee na Slovensku uchyti\u0165, ale z d\u00f4vodu siln\u00e9ho dopytu po k\u00fape real\u00edt a n\u00edzkej ponuky, si t\u00fato slu\u017ebu osvojilo \u010doraz viac kupuj\u00facich.<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">V\u00fdhodou tejto slu\u017eby je, \u017ee sa m\u00f4\u017eete dosta\u0165 k nehnute\u013enosti, ktor\u00fa realitn\u00e1 kancel\u00e1ria e\u0161te neinzerovala na realitn\u00fdch port\u00e1loch a t\u00fdm p\u00e1dom m\u00e1te <\/span><b>prednostn\u00e9 pr\u00e1vo k\u00fapy<\/b><span style=\"font-weight: 400;\">.\u00a0<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Realitn\u00fd makl\u00e9r taktie\u017e <\/span><b>dohliada nad cel\u00fdm procesom<\/b><span style=\"font-weight: 400;\"> k\u00fapy nehnute\u013enosti &#8211; vyjedn\u00e1 v\u00e1m k\u00fapnu cenu a za asistencie pr\u00e1vnika prekontroluje k\u00fapne zmluvy, aby boli v poriadku.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Realitn\u00e1 kancel\u00e1ria si potom vo fin\u00e1le od v\u00e1s zoberie bu\u010f dopredu dohodnut\u00fa fixn\u00fa odmenu alebo ur\u010dit\u00e9 percento z transak\u010dnej ceny nehnute\u013enosti.\u00a0<\/span><\/li>\n<\/ul>\n<h2><span style=\"color: #ec8124;\"><b>4. Passport nehnute\u013enosti\u00a0<\/b><\/span><\/h2>\n<p><span style=\"font-weight: 400;\">Pri obhliadke bytu sa nezabudnite op\u00fdta\u0165 aj na <\/span><b>mesa\u010dn\u00e9 z\u00e1lohov\u00e9 platby <\/b><span style=\"font-weight: 400;\">a zistite si od majite\u013ea alebo spr\u00e1vcu bytov\u00e9ho domu, ak\u00fd je stav fondu opr\u00e1v, \u010di je <\/span><b>bytov\u00fd dom <\/b><span style=\"font-weight: 400;\">za\u00faverovan\u00fd, ak\u00e9 opravy a \u00fapravy v \u0148om boli vykonan\u00e9 a ak\u00e9 sa chystaj\u00fa robi\u0165 v bl\u00edzkej dobe. Pri star\u0161om byte sa p\u00fdtajte aj na to, \u010di v byte boli menen\u00e9 rozvody a stupa\u010dky.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">V dne\u0161nej dobe u\u017e existuj\u00fa r\u00f4zne mo\u017enosti ako si preveri\u0165, <\/span><b>\u010di nehnute\u013enos\u0165 nem\u00e1 vady<\/b><span style=\"font-weight: 400;\">, ktor\u00e9 by v\u00e1m mohli znepr\u00edjem\u0148ova\u0165 kvalitu b\u00fdvania. Na tento \u00fa\u010del viete vyu\u017ei\u0165 stavebn\u00e9ho in\u017einiera, ktor\u00fd v\u00e1m urob\u00ed tzv. passport nehnute\u013enosti. Ide o s\u00fapis d\u00e1t konkr\u00e9tnej nehnute\u013enosti, v ktorom stavebn\u00fd in\u017einier vyhodnot\u00ed parametre nehnute\u013enosti a upozorn\u00ed na mo\u017en\u00e9 \u00faskalia.\u00a0<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\"><strong>Naj\u010dastej\u0161ie<\/strong> sa t\u00e1to slu\u017eba vyu\u017e\u00edva pri obhliadke a preberan\u00ed novostavieb, ale rovnako v\u00e1m m\u00f4\u017ee pom\u00f4c\u0165 aj pri obhliadke star\u0161\u00edch bytov, domov \u010di pozemkov.\u00a0<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Najm\u00e4 pri bytoch a domoch v\u00e1s m\u00f4\u017ee odborn\u00edk<strong> upozorni\u0165 na vady<\/strong>, ktor\u00e9 si nemus\u00edte v\u0161imn\u00fa\u0165 ako je zl\u00e1 ma\u013eovka, chybne polo\u017een\u00e9 obklady alebo parkety, zle osaden\u00e1 sanita, kriv\u00e9 soklov\u00e9 li\u0161ty a podobne.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Odborn\u00edk taktie\u017e vie zisti\u0165 hlu\u010dnos\u0165 bytu a pos\u00fadi\u0165, \u010di boli pri v\u00fdstavbe pou\u017eit\u00e9 dobr\u00e9 <strong>stavebn\u00e9 postupy.<\/strong>\u00a0<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\"><strong>Premeria<\/strong> jednotliv\u00e9 izby a zist\u00ed, \u010di odch\u00fdlka v\u00fdmer izieb nie je pr\u00edli\u0161 ve\u013ek\u00e1 a podobne.<\/span><\/li>\n<\/ul>\n<p><img decoding=\"async\" class=\"aligncenter wp-image-2610\" src=\"https:\/\/www.fingo.sk\/blog\/wp-content\/uploads\/2020\/09\/hypo.jpg\" alt=\"najlep\u0161ia hypot\u00e9ka\" width=\"600\" height=\"400\" srcset=\"https:\/\/www.fingo.sk\/blog\/wp-content\/uploads\/2020\/09\/hypo.jpg 1000w, https:\/\/www.fingo.sk\/blog\/wp-content\/uploads\/2020\/09\/hypo-300x200.jpg 300w, https:\/\/www.fingo.sk\/blog\/wp-content\/uploads\/2020\/09\/hypo-768x512.jpg 768w\" sizes=\"(max-width: 600px) 100vw, 600px\" \/><\/p>\n<p><b>Cena passportu<\/b><span style=\"font-weight: 400;\"> z\u00e1vis\u00ed od ve\u013ekosti nehnute\u013enosti a m\u00f4\u017ee sa pohybova\u0165 zhruba <strong>od 150 \u20ac <\/strong>pri 1-izbovom byte a\u017e <strong>po 350 \u20ac <\/strong>pri 5- a viacizbovom byte alebo rodinnom dome. V porovnan\u00ed s dne\u0161n\u00fdmi vysok\u00fdmi cenami nehnute\u013enost\u00ed je cena za passport nehnute\u013enost\u00ed zanedbate\u013en\u00e1 a pri ak\u00fdchko\u013evek pochybnostiach o kupovanej nehnute\u013enost\u00ed t\u00fato slu\u017ebu ur\u010dite odpor\u00fa\u010dame.<\/span><\/p>\n<h2><span style=\"color: #ec8124;\"><b>5. Podpis rezerva\u010dnej zmluvy neun\u00e1hlite<\/b><\/span><\/h2>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Ak ste va\u0161u nehnute\u013enos\u0165 na\u0161li, prv\u00fdm krokom procesu k\u00fapy nehnute\u013enosti je <\/span><b>podpis rezerva\u010dnej zmluvy.\u00a0<\/b><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Pri financovan\u00ed k\u00fapy hypot\u00e9kou sa e\u0161te pred podpisom rezerva\u010dnej zmluvy op\u00e4\u0165 stretnite <\/span><b>s hypotek\u00e1rnym \u0161pecialistom<\/b><span style=\"font-weight: 400;\">, aby sa v\u00e1m nestalo, \u017ee v\u00e1m banka z nejak\u00e9ho d\u00f4vodu hypot\u00e9ku zamietne a vy pr\u00eddete o rezerva\u010dn\u00fd poplatok vo v\u00fd\u0161ke p\u00e1r tis\u00edc.\u00a0<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Ak m\u00e1te potvrden\u00e9, \u017ee <\/span><b>podmienky pre hypotek\u00e1rny \u00faver sp\u013a\u0148ate<\/b><span style=\"font-weight: 400;\"> a budete m\u00f4c\u0165 o \u00faver po\u017eiada\u0165, odpor\u00fa\u010dame u\u017e pred podpisom rezerva\u010dnej zmluvy zapoji\u0165 do procesu aj <\/span><b>pr\u00e1vnika<\/b><span style=\"font-weight: 400;\">, aby v\u00e1s upozornil na mo\u017en\u00e9 rizik\u00e1 v zmluve.\u00a0<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Ak kupujete nehnute\u013enos\u0165 <\/span><b>zo s\u00fakromnej inzercie<\/b><span style=\"font-weight: 400;\">, kontrola zml\u00fav pr\u00e1vnikom by mala by\u0165 <\/span><b>povinn\u00e1 jazda<\/b><span style=\"font-weight: 400;\">, aby ste sa nedostali ako kupuj\u00faci do probl\u00e9mov spojen\u00fdch s prevodom vlastn\u00edckeho pr\u00e1va.\u00a0<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">V pr\u00edpade \u017ee kupujete byt \u010di dom<\/span><b> cez realitku, <\/b>realitn\u00fd makl\u00e9r<span style=\"font-weight: 400;\"> m\u00e1 dohliada\u0165 na bezpe\u010dnos\u0165 celej transakcie, ke\u010f\u017ee ka\u017ed\u00e1 realitn\u00e1 kancel\u00e1ria by mala spolupracova\u0165 s pr\u00e1vnikmi, ktor\u00ed formuluj\u00fa a kontroluj\u00fa k\u00fapne zmluvy.\u00a0<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Siln\u00fd partner v podobe realitnej alebo advok\u00e1tskej kancel\u00e1rie pri k\u00fape nehnute\u013enosti je z\u00e1kladom <\/span><b>bezprobl\u00e9mov\u00e9ho priebehu<\/b><span style=\"font-weight: 400;\"> nadobudnutia v\u00e1\u0161ho vysn\u00edvan\u00e9ho b\u00fdvania.<\/span><\/li>\n<\/ul>\n<p><span style=\"color: #ec8124;\"><b>TIP:<\/b><\/span><span style=\"font-weight: 400;\"> Pri k\u00fape nehnute\u013enosti u\u0161etr\u00edte mno\u017estvo \u010dasu aj nervov, ak budete ma\u0165 poruke sk\u00fasen\u00e9ho odborn\u00edka, ktor\u00fd v\u00e1m pom\u00f4\u017ee s financovan\u00edm. Detailn\u00e9 porovnanie hypot\u00e9k naprie\u010d cel\u00fdm bankov\u00fdm trhom v\u00e1m urob\u00edme<\/span><b> vo FinGO.sk. <\/b><span style=\"font-weight: 400;\">Sme experti na osobn\u00e9 financie a pom\u00f4\u017eeme v\u00e1m nielen s v\u00fdberom <\/span><a href=\"https:\/\/www.fingo.sk\/blog\/najvyhodnejsia-hypoteka\/\"><span style=\"font-weight: 400;\">najv\u00fdhodnej\u0161ieho \u00faveru<\/span><\/a><span style=\"font-weight: 400;\">, ale aj s jeho vybaven\u00edm.<\/span><b>\u00a0<\/b><\/p>\n<p><span style=\"font-weight: 400;\">Zavolajte n\u00e1m na <\/span><a href=\"tel:0800601060\"><span style=\"color: #ec8124;\"><b>0800 60 10 60<\/b><\/span><\/a><span style=\"font-weight: 400;\"> alebo n\u00e1m zanechajte svoje \u00fadaje vo formul\u00e1ri ni\u017e\u0161ie a na\u0161e call centrum v\u00e1s spoj\u00ed so sk\u00fasen\u00fdm makl\u00e9rom vo va\u0161om okol\u00ed.\u00a0<\/span><\/p>\n\n<div class=\"wpcf7 no-js\" id=\"wpcf7-f2236-o1\" lang=\"sk-SK\" dir=\"ltr\">\n<div class=\"screen-reader-response\"><p role=\"status\" aria-live=\"polite\" aria-atomic=\"true\"><\/p> <ul><\/ul><\/div>\n<form action=\"\/blog\/wp-json\/wp\/v2\/posts\/3639#wpcf7-f2236-o1\" method=\"post\" class=\"wpcf7-form init\" aria-label=\"Contact form\" novalidate=\"novalidate\" data-status=\"init\">\n<div style=\"display: none;\">\n<input type=\"hidden\" name=\"_wpcf7\" value=\"2236\" \/>\n<input type=\"hidden\" name=\"_wpcf7_version\" value=\"5.7.7\" \/>\n<input type=\"hidden\" name=\"_wpcf7_locale\" value=\"sk_SK\" \/>\n<input type=\"hidden\" name=\"_wpcf7_unit_tag\" value=\"wpcf7-f2236-o1\" \/>\n<input type=\"hidden\" name=\"_wpcf7_container_post\" value=\"0\" \/>\n<input type=\"hidden\" name=\"_wpcf7_posted_data_hash\" value=\"\" \/>\n<\/div>\n<p><label> V\u00e1\u0161 email (povinn\u00e9)<br \/>\n<span class=\"wpcf7-form-control-wrap\" data-name=\"your-email\"><input size=\"40\" class=\"wpcf7-form-control wpcf7-text wpcf7-email wpcf7-validates-as-required wpcf7-validates-as-email\" aria-required=\"true\" aria-invalid=\"false\" value=\"\" type=\"email\" name=\"your-email\" \/><\/span> <\/label>\n<\/p>\n<p><label> V\u00e1\u0161 telef\u00f3n (povinn\u00e9)<br \/>\n<span class=\"wpcf7-form-control-wrap\" data-name=\"tel-7\"><input size=\"40\" class=\"wpcf7-form-control wpcf7-text wpcf7-tel wpcf7-validates-as-required wpcf7-validates-as-tel\" aria-required=\"true\" aria-invalid=\"false\" placeholder=\"+421 9xx xxx xxx\" value=\"\" type=\"tel\" name=\"tel-7\" \/><\/span> <\/label>\n<\/p>\n<p><input class=\"wpcf7-form-control has-spinner wpcf7-submit orange\" type=\"submit\" value=\"Odosla\u0165\" \/>\n<\/p><div class=\"wpcf7-response-output\" aria-hidden=\"true\"><\/div>\n<\/form>\n<\/div>\n\n","protected":false},"excerpt":{"rendered":"<p>Obzer\u00e1te sa po prvom vlastnom b\u00fdvan\u00ed, chcete sa pres\u0165ahova\u0165 do v\u00e4\u010d\u0161ieho bytu alebo h\u013ead\u00e1te rodinn\u00fd dom? Pri s\u00fa\u010dasnej situ\u00e1cii na realitnom trhu to nie je tak\u00e9 jednoduch\u00e9. Ponuka je slab\u00e1 a ani z\u010faleka nepokr\u00fdva obrovsk\u00fd dopyt po nehnute\u013enostiach, ktor\u00fd podporuj\u00fa aj rekordne lacn\u00e9 hypot\u00e9ky. M\u00e1me pre v\u00e1s p\u00e4\u0165 tipov, ktor\u00e9 v\u00e1m pri h\u013eadan\u00ed a k\u00fape v\u00e1\u0161ho vysn\u00edvan\u00e9ho b\u00fdvania pom\u00f4\u017eu. Ka\u017ed\u00fd z n\u00e1s m\u00e1 vlastn\u00e9 predstavy a \u0161tandardy na kupovan\u00fa nehnute\u013enos\u0165 nastaven\u00e9 individu\u00e1lne. Niekto chce b\u00fdva\u0165 v centre mesta, \u010fal\u0161\u00ed preferuje perfektn\u00fa ob\u010diansku vybavenos\u0165 \u0161i dostupnos\u0165 do pr\u00e1ce, in\u00fd chc\u00fa ma\u0165 nabl\u00edzku \u0161portovisk\u00e1 a podobne. Preto je d\u00f4le\u017eit\u00e9, aby ste si na za\u010diatku odpovedali na ot\u00e1zku, \u010do od v\u00e1\u0161ho b\u00fdvania o\u010dak\u00e1vate. Mlad\u00ed \u013eudia sk\u00f4r vyh\u013ead\u00e1vaj\u00fa byty v bl\u00edzkosti svojho pracoviska, rodina s de\u0165mi u\u017e potrebuje o izbu navy\u0161e a najlep\u0161ie aj vlastn\u00fa z\u00e1hradku, preto sa obzer\u00e1 po domoch alebo v\u00e4\u010d\u0161\u00edch bytoch.\u00a0 Bez oh\u013eadu na to, ku ktorej kateg\u00f3rii patr\u00edte, dobr\u00e1 dostupnos\u0165 do mesta, resp. miesta v\u00fdkonu pr\u00e1ce a kvalitn\u00e1 ob\u010dianska vybavenos\u0165 s\u00fa pri v\u00fdbere nehnute\u013enosti to najpodstatnej\u0161ie. Ak budete k\u00fapu nehnute\u013enosti financova\u0165 hypot\u00e9kou, najsk\u00f4r si v bank\u00e1ch nez\u00e1v\u00e4zne preverte, ko\u013eko pe\u0148az\u00ed v\u00e1m dok\u00e1\u017eu po\u017ei\u010da\u0165 a zamyslite sa aj nad t\u00fdm, ako dofinancujete zvy\u0161ok k\u00fapnej ceny. TIP: Najefekt\u00edvnej\u0161ie bude, ak v tejto [&hellip;]<\/p>\n","protected":false},"author":37,"featured_media":3644,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":[],"categories":[7,5,166],"tags":[36,44,210,209],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v20.11 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Kupujete nehnute\u013enos\u0165? 5 tipov, ktor\u00e9 v\u00e1m pom\u00f4\u017eu - FinGO.sk<\/title>\n<meta name=\"description\" content=\"Kupujete byt \u010di dom? S\u00fa\u010dasn\u00e1 ponuka ani z\u010faleka nepokr\u00fdva obrovsk\u00fd dopyt po nehnute\u013enostiach. 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