{"id":3847,"date":"2021-08-02T16:35:56","date_gmt":"2021-08-02T14:35:56","guid":{"rendered":"https:\/\/www.fingo.sk\/blog\/?p=3847"},"modified":"2021-08-09T16:48:21","modified_gmt":"2021-08-09T14:48:21","slug":"ako-usetrit-na-dovolenke-5-tipov-s-ktorymi-si-ju-uzijete-este-viac","status":"publish","type":"post","link":"https:\/\/www.fingo.sk\/blog\/ako-usetrit-na-dovolenke-5-tipov-s-ktorymi-si-ju-uzijete-este-viac\/","title":{"rendered":"Ako u\u0161etri\u0165 na dovolenke? 5 tipov, s ktor\u00fdmi si ju u\u017eijete e\u0161te viac"},"content":{"rendered":"

\u010ci u\u017e toto leto dovolenkujete doma alebo v\u00a0zahrani\u010d\u00ed, pre priemern\u00fa 4-\u010dlenn\u00fa rodinu ide o\u00a0zna\u010dn\u00fd finan\u010dn\u00fd v\u00fddavok. Dom\u00e1cnos\u0165 s dvoma dospel\u00fdmi a dvoma nezaopatren\u00fdmi de\u0165mi do 14 rokov minie na t\u00fd\u017ed\u0148ov\u00fa dovolenku na Slovensku v priemere 1400 eur, v\u00a0pr\u00edpade zahrani\u010dia je to raz to\u013eko.\u00a0<\/b><\/p>\n

Naj\u010dastej\u0161ie Slov\u00e1ci financuj\u00fa svoje dovolenky z \u00faspor<\/a>. S\u00fa aj tak\u00ed, ktor\u00ed si prostredn\u00edctvom spotrebn\u00fdch \u00faverov financuj\u00fa aj dovolenku, no nako\u013eko ide o bez\u00fa\u010delov\u00fd \u00faver, presn\u00e9 \u0161tatistiky o tomto neexistuj\u00fa. Ako v\u0161ak dovolenkova\u0165 tak, aby n\u00e1s t\u00fd\u017ede\u0148 vo\u013ena finan\u010dne nezruinoval?\u00a0<\/span><\/p>\n

1. Varte si sami, stravujte sa v\u00a0mal\u00fdch bistr\u00e1ch\u00a0<\/b><\/span><\/h3>\n

Mnoho Slov\u00e1kov si vyber\u00e1 ubytovacie zariadenia s\u00a0polpenziou alebo bez stravy avaria si alebo sa stravuj\u00fa mimo hotela \u010di penzi\u00f3nu.<\/strong> To je jedna z\u00a0najv\u00e4\u010d\u0161\u00edch \u00faspor vo v\u00fddavkoch na dovolenke<\/a>. Dokonca ak si var\u00edte aj po\u010das roka a\u00a0nos\u00edte si jedlo do pr\u00e1ce, mesa\u010dne dok\u00e1\u017eete len na strave u\u0161etri\u0165 60 eur! \u010eal\u0161\u00edm z\u00a0rie\u0161en\u00ed v\u00a0\u010dase dovoleniek je napr\u00edklad nestravova\u0165 sa v\u00a0turistick\u00fdch \u010dastiach mesta, ale vyh\u013ead\u00e1va\u0165 sk\u00f4r men\u0161ie podniky a\u00a0bistr\u00e1 mimo hlavn\u00fdch pas\u00e1\u017e\u00ed. <\/span>Ochutn\u00e1te \u010dastokr\u00e1t ove\u013ea chutnej\u0161ie miestne \u0161peciality<\/strong>.<\/span><\/p>\n

2. Menej bato\u017einy je niekedy viac<\/b><\/span><\/h3>\n

Ak cestujete na t\u00fd\u017ed\u0148ov\u00fa\u00a0<\/span>dovolenku\u00a0letecky<\/strong><\/a><\/span>,<\/strong> dobre zv\u00e1\u017ete, \u010do v\u0161etko so sebou zoberiete. Ak ste si k\u00fapili letenku a\u00a0ubytovanie samostatne<\/strong> a\u00a0v\u00a0cene letenky m\u00e1te len pr\u00edru\u010dn\u00fa bato\u017einu, nepla\u0165te zbyto\u010dne za kufor. \u010co vlastne k\u00a0moru potrebujete? Opa\u013eovacie kr\u00e9my, \u013eahk\u00e9 oble\u010denie a\u00a0plavky.\u00a0<\/span><\/p>\n

3. First a\u00a0last minute dovolenky\u00a0<\/b><\/span><\/h3>\n

First minute z\u00e1jazdy pon\u00fakaj\u00fa ve\u013emi v\u00fdhodn\u00e9 n\u00edzke ceny. V\u00a0tomto pr\u00edpade v\u0161ak mus\u00edte vedie\u0165 v\u00a0zna\u010dnom predstihu, kedy m\u00f4\u017eete odcestova\u0165 na dovolenku. Aj z\u00e1jazdy na posledn\u00fa chv\u00ed\u013eu s\u00fa u Slov\u00e1kov pomerne\u00a0ob\u013e\u00faben\u00e9. Last minute dovolenka je v\u0161ak vhodn\u00e1 pre menej n\u00e1ro\u010dn\u00fdch cestovate\u013eov<\/strong>. V t\u00fdchto term\u00ednoch toti\u017e b\u00fdva na v\u00fdber len ve\u013emi m\u00e1lo hotelov, ktor\u00e9 pon\u00fakaj\u00fa iba izby, o ktor\u00e9 nebol ve\u013ek\u00fd z\u00e1ujem. <\/span><\/p>\n

Najm\u00e4 pre rodiny s de\u0165mi,<\/strong> ktor\u00e9 vyu\u017e\u00edvaj\u00fa rodinn\u00e9 izby s\u00fa preto v\u00fdhodnej\u0161ie z\u00e1jazdy first minute dovolenky. V\u00a0oboch pr\u00edpadoch v\u0161ak m\u00f4\u017eete u\u0161etri\u0165 a\u017e tretinu z\u00a0be\u017enej ceny dovolenky prostredn\u00edctvom cestovnej kancel\u00e1rie<\/strong>.\u00a0<\/span><\/p>\n

4. Myslite na cestovn\u00e9 poistenie<\/b><\/span><\/h3>\n

Najm\u00e4 v\u00a0s\u00fa\u010dasnom pandemickom obdob\u00ed treba myslie\u0165 na cestovn\u00e9 poistenie, nako\u013eko nikdy neviete, \u010di nebudete musie\u0165 kv\u00f4li obmedzeniam zru\u0161i\u0165 dovolenku. Pois\u0165ovne v\u00a0s\u00fa\u010dasnosti pon\u00fakaj\u00fa pandemick\u00e9 poistenie<\/a><\/strong>, ktor\u00e9 kryje viacero udalost\u00ed spojen\u00fdch so stornom z\u00e1jazdu<\/strong> a\u00a0podobne. Dovolenka bez\u00a0cestovn\u00e9ho poistenia sa v\u00e1m m\u00f4\u017ee skuto\u010dne predra\u017ei\u0165.<\/strong> Nie je sn\u00e1\u010f ni\u010d hor\u0161ie ako sa z dovolenky vr\u00e1ti\u0165 s dlhmi.\u00a0<\/span><\/p>\n

5. U\u0161etrite pri platen\u00ed\u00a0<\/strong><\/span><\/h3>\n

Na dovolenke aj kv\u00f4li bezpe\u010dnosti pla\u0165te v\u0161etko \u010do sa d\u00e1 platobnou kartou a hotovos\u0165 pou\u017e\u00edvajte minim\u00e1lne.<\/strong> Ak si v\u0161ak predsa len potrebujete vybra\u0165 peniaze z bankomatu a ide o in\u00fa menu ako euro, dajte\u00a0si pozor, ak\u00fd typ menov\u00e9ho kurzu si zvol\u00edte. Bankomat<\/strong> v\u00e1m pon\u00fakne dve mo\u017enosti – pou\u017ei\u0165 zobrazen\u00fd menov\u00fd kurz, alebo uskuto\u010dni\u0165 tzv. v\u00fdber bez konverzie.<\/strong> Pr\u00e1ve druh\u00e1 mo\u017enos\u0165 je lep\u0161ia, preto\u017ee konverzia sa vykon\u00e1 za stredov\u00fd menov\u00fd kurz, ktor\u00fd je najv\u00fdhodnej\u0161\u00ed.<\/p>\n

TIP:<\/span>\u00a0<\/strong>Ak vyber\u00e1te peniaze z bankomatu z rovnakej bankovej skupiny, do ktorej patr\u00ed va\u0161a banka, zaplat\u00edte poplatok v priemere\u00a00,20 \u20ac.\u00a0<\/strong>Poplatok za v\u00fdber hotovosti z\u00a0in\u00e9ho bankomatu sa pohybuje od\u00a01 do 2 \u20ac.\u00a0<\/strong>Pri v\u00fdbere hotovosti v inej mene ako euro sa poplatky pohybuj\u00fa a\u017e na \u00farovni\u00a02 a\u017e 10 \u20ac.<\/strong><\/p>\n

Na \u010do v\u0161etko id\u00fa peniaze?\u00a0<\/b><\/span><\/h3>\n

Najn\u00e1kladnej\u0161\u00edmi polo\u017ekami na dovolenke s\u00fa ubytovanie, strava a doprava. <\/strong><\/span><\/p>\n