{"id":4130,"date":"2022-10-18T10:19:00","date_gmt":"2022-10-18T08:19:00","guid":{"rendered":"https:\/\/www.fingo.sk\/blog\/?p=4130"},"modified":"2024-11-18T15:38:43","modified_gmt":"2024-11-18T14:38:43","slug":"poistenie-proti-poziaru","status":"publish","type":"post","link":"https:\/\/www.fingo.sk\/blog\/poistenie-proti-poziaru\/","title":{"rendered":"Poistenie proti po\u017eiaru: Nezabudnite na rev\u00edziu kotla a kom\u00edna"},"content":{"rendered":"\n<p><strong>Jese\u0148 a za\u010diatok vykurovacej sez\u00f3ny n\u00e1m ka\u017edoro\u010dne pripomenie, aby sme si nechali skontrolova\u0165 kotol a kom\u00edn. Ich rev\u00edziu netreba podce\u0148ova\u0165 a je d\u00f4le\u017eit\u00e1 samozrejme najm\u00e4 kv\u00f4li na\u0161ej bezpe\u010dnosti. Ale rev\u00edzne spr\u00e1vy si m\u00f4\u017ee vyp\u00fdta\u0165 aj va\u0161a pois\u0165ov\u0148a, keby u v\u00e1s byte \u010di dome do\u0161lo k po\u017eiaru. \u010co v\u0161etko sa e\u0161te oplat\u00ed vedie\u0165?<\/strong><\/p>\n\n\n\n<p><strong>V \u010dl\u00e1nku sa do\u010d\u00edtate:<\/strong><\/p>\n\n\n\n<ul>\n<li>Ako \u010dasto robi\u0165 rev\u00edziu kotla \u010di kom\u00edna<\/li>\n\n\n\n<li>Ako sa poisti\u0165 proti po\u017eiaru<\/li>\n\n\n\n<li>Ako postupova\u0165 pri vzniku po\u017eiaru<\/li>\n\n\n\n<li>Na ak\u00e9 \u010dast\u00e9 chyby pri poisten\u00ed da\u0165 pozor<\/li>\n\n\n\n<li>Pre\u010do sa oplat\u00ed poistku skontrolova\u0165 <a href=\"https:\/\/www.fingo.sk\/kontakty\">vo FinGO.sk<\/a><\/li>\n<\/ul>\n\n\n\n<h3><span style=\"color: #ec8124;\"><strong>Ako \u010dasto robi\u0165 rev\u00edziu kotla \u010di kom\u00edna<\/strong><\/span><\/h3>\n\n\n\n<p>Jednou z \u010dast\u00fdch pr\u00ed\u010din po\u017eiaru hlavne na jese\u0148 je zlyhanie vykurovac\u00edch syst\u00e9mov. Pr\u00e1ve preto je ve\u013emi d\u00f4le\u017eit\u00e9 robi\u0165&nbsp;pravideln\u00e9 rev\u00edzie&nbsp;t\u00fdchto zariaden\u00ed, kam spadaj\u00fa aj&nbsp;kotle a kom\u00edny. To, ako \u010dasto s\u00fa potrebn\u00e9 rev\u00edzie samotn\u00fdch zariaden\u00ed, upravuj\u00fa vyhl\u00e1\u0161ky. M\u00f4\u017eu by\u0165 rozdielne pre bytov\u00e9 domy, rodinn\u00e9 domy, byty \u010di administrat\u00edvne budovy.<\/p>\n\n\n\n<ul>\n<li>Pri kom\u00ednoch sa frekvencia nutnej rev\u00edzie del\u00ed aj pod\u013ea toho, \u010di ide o kom\u00edn s vlo\u017ekou alebo bez vlo\u017eky, ale aj pod\u013ea toho, \u010di je na kom\u00edn pripojen\u00fd spotrebi\u010d na kvapaln\u00e9 alebo tuh\u00e9 palivo, pr\u00edpadne na plyn. Frekvencia z\u00e1vis\u00ed aj od v\u00fdkonu pripojen\u00fdch spotrebi\u010dov.  <\/li>\n<\/ul>\n\n\n\n<figure class=\"wp-block-image size-full\"><img decoding=\"async\" width=\"877\" height=\"350\" src=\"https:\/\/www.fingo.sk\/blog\/wp-content\/uploads\/2024\/10\/image-4.png\" alt=\"\" class=\"wp-image-9554\" srcset=\"https:\/\/www.fingo.sk\/blog\/wp-content\/uploads\/2024\/10\/image-4.png 877w, https:\/\/www.fingo.sk\/blog\/wp-content\/uploads\/2024\/10\/image-4-300x120.png 300w, https:\/\/www.fingo.sk\/blog\/wp-content\/uploads\/2024\/10\/image-4-768x306.png 768w\" sizes=\"(max-width: 877px) 100vw, 877px\" \/><\/figure>\n\n\n\n<ul>\n<li>Pri kotloch je odpor\u00fa\u010dan\u00e1 rev\u00edzia minim\u00e1lne raz za 12 mesiacov, ktor\u00fa vykon\u00e1 rev\u00edzny technik a vyhotov\u00ed v\u00e1m rev\u00edznu spr\u00e1vu.<\/li>\n<\/ul>\n\n\n\n<figure class=\"wp-block-image size-full\"><img decoding=\"async\" width=\"912\" height=\"346\" src=\"https:\/\/www.fingo.sk\/blog\/wp-content\/uploads\/2024\/10\/image-6.png\" alt=\"\" class=\"wp-image-9555\" srcset=\"https:\/\/www.fingo.sk\/blog\/wp-content\/uploads\/2024\/10\/image-6.png 912w, https:\/\/www.fingo.sk\/blog\/wp-content\/uploads\/2024\/10\/image-6-300x114.png 300w, https:\/\/www.fingo.sk\/blog\/wp-content\/uploads\/2024\/10\/image-6-768x291.png 768w\" sizes=\"(max-width: 912px) 100vw, 912px\" \/><\/figure>\n\n\n\n<p><span style=\"color: #ec8124;\"><strong>TIP:&nbsp;<\/strong><\/span>Rev\u00edznu spr\u00e1vu si odlo\u017ete, lebo v pr\u00edpade poistnej udalosti si ju pois\u0165ov\u0148a m\u00f4\u017ee od v\u00e1s vy\u017eiada\u0165.<\/p>\n\n\n\n<h3><span style=\"color: #ec8124;\"><strong>Ako sa poisti\u0165 proti po\u017eiaru<\/strong><\/span><\/h3>\n\n\n\n<p>Riziko po\u017eiar je kryt\u00e9 u\u017e&nbsp;v z\u00e1kladn\u00fdch bal\u00edkoch&nbsp;v\u00e4\u010d\u0161iny pois\u0165ovn\u00ed&nbsp;v r\u00e1mci <a href=\"https:\/\/www.fingo.sk\/blog\/na-co-sluzi-poistenie-nehnutelnosti\/\">poistenia nehnute\u013enosti,<\/a> dom\u00e1cnosti a zodpovednosti. Treba myslie\u0165 na to, \u017ee pois\u0165ovne v\u017edy sk\u00famaj\u00fa d\u00f4vod vzniku samotnej poistnej udalosti, \u010di\u017ee v tomto pr\u00edpade by sk\u00famali pr\u00ed\u010dinu vzniku po\u017eiaru.<\/p>\n\n\n\n<p>Naj\u010dastej\u0161ou pr\u00ed\u010dinou vzniku po\u017eiaru sp\u00f4soben\u00e9ho kom\u00ednom je vyhorenie sadz\u00ed. Ide o d\u00f4sledok zanedban\u00e9ho \u010distenia kom\u00edna. Riziko vyhorenia sadz\u00ed vznik\u00e1 u\u017e pri 3 mm vrstve. Navy\u0161e, pri zne\u010distenom kom\u00edne hroz\u00ed priotr\u00e1venie oxidom uho\u013enat\u00fdm unikaj\u00facim do miestnosti, \u010do m\u00f4\u017ee skon\u010di\u0165 a\u017e smr\u0165ou.<\/p>\n\n\n\n<ul>\n<li>Ohe\u0148 vie zv\u00e4\u010d\u0161a nap\u00e1cha\u0165&nbsp;rozsiahle \u0161kody najm\u00e4 na dom\u00e1cnosti, ale \u010dast\u00e9 s\u00fa aj zna\u010dn\u00e9 \u0161kody na nehnute\u013enosti, ke\u010f mus\u00ed by\u0165 nehnute\u013enos\u0165 po po\u017eiari zb\u00faran\u00e1, lebo m\u00e1 pr\u00edli\u0161 naru\u0161en\u00fa statiku.<\/li>\n\n\n\n<li>Pr\u00e1ve preto je ve\u013emi d\u00f4le\u017eit\u00e9, aby ste mali poisten\u00e9 obe tieto zlo\u017eky, \u010di\u017ee aby ste mali poisten\u00fa aj nehnute\u013enos\u0165 a takisto aj dom\u00e1cnos\u0165.<\/li>\n\n\n\n<li>Ve\u013emi zjednodu\u0161ene \u2013 ke\u010f si predstav\u00edte, \u017ee oto\u010d\u00edte va\u0161u nehnute\u013enos\u0165, \u010di u\u017e je to byt alebo dom hore nohami, tak v\u0161etko \u010do z nej vypadne, je&nbsp;dom\u00e1cnos\u0165,&nbsp;teda to m\u00f4\u017ee by\u0165&nbsp;elektronika, \u0161atstvo, zariadenie, n\u00e1bytok.<\/li>\n\n\n\n<li>A naopak v\u0161etko, \u010do v nehnute\u013enosti ostane pripevnen\u00e9, spad\u00e1 pod&nbsp;<a href=\"https:\/\/www.fingo.sk\/poistenie\/poistenie-majetku?utm_source=blog&amp;utm_medium=gif&amp;utm_campaign=poistenie_majetku\">poistenie nehnute\u013enosti<\/a>&nbsp;\u2013 teda&nbsp;m\u00fary, kuchynsk\u00e1 linka, podlahy, obklady&nbsp;a podobne.<\/li>\n<\/ul>\n\n\n\n<p>Ohe\u0148 v\u0161ak nemus\u00ed po\u0161kodi\u0165 len na\u0161u nehnute\u013enos\u0165, ale m\u00f4\u017ee sa roz\u0161\u00edri\u0165 aj na okolit\u00e9 nehnute\u013enosti. Taktie\u017e pri hasen\u00ed samotn\u00e9ho po\u017eiaru, a je to hlavne pri bytoch, \u010dasto prich\u00e1dza k \u0161kod\u00e1m majetku \u010fal\u0161\u00edch os\u00f4b. Aby boli kryt\u00e9 aj tieto \u0161kody, mus\u00edte ma\u0165 uzavret\u00e9 aj&nbsp;poistenie zodpovednosti.<\/p>\n\n\n\n<blockquote class=\"wp-block-quote\">\n<p><em>Pr\u00e1ve preto by ka\u017ed\u00e1 tak\u00e1to poistn\u00e1 zmluva mala obsahova\u0165 poistenie nehnute\u013enosti, dom\u00e1cnosti aj zodpovednosti za \u0161kodu.<\/em><\/p>\n<\/blockquote>\n\n\n\n<h3><span style=\"color: #ec8124;\"><strong>Ako postupova\u0165 pri vzniku po\u017eiaru<\/strong><\/span><\/h3>\n\n\n\n<p>Ak u v\u00e1s d\u00f4jde k po\u017eiaru, najd\u00f4le\u017eitej\u0161ia je z\u00e1chrana \u013eudsk\u00fdch \u017eivotov. Pr\u00e1ve preto ako prv\u00e9&nbsp;zavolajte z\u00e1chrann\u00e9 zlo\u017eky.&nbsp;Z\u00e1rove\u0148 sa sna\u017ete zamedzi\u0165 \u010fal\u0161iemu roz\u0161\u00edreniu po\u017eiaru, ale nie za cenu riskovania \u017eivota a zdravia seba alebo in\u00fdch \u013eud\u00ed.<\/p>\n\n\n\n<p>Po uhasen\u00ed po\u017eiaru je potrebn\u00e9 \u010do najsk\u00f4r&nbsp;kontaktova\u0165 pois\u0165ov\u0148u&nbsp;\u010di u\u017e cez telefonicky alebo cez ich internetov\u00fa str\u00e1nku. Takisto si m\u00f4\u017eete urobi\u0165 aj&nbsp;fotodokument\u00e1ciu.&nbsp;Samotn\u00e1 pois\u0165ov\u0148a v\u00e1s u\u017e bude navigova\u0165 v tom, ak\u00e9 \u010fal\u0161ie podklady bude od v\u00e1s potrebova\u0165.<\/p>\n\n\n\n<h3><span style=\"color: #ec8124;\"><strong>Pozor na \u010dast\u00e9 chyby pri poisten\u00ed<\/strong><\/span><\/h3>\n\n\n\n<p>Slov\u00e1ci poistenie majetku \u010dasto&nbsp;podce\u0148uj\u00fa.&nbsp;Mno\u017estvo nehnute\u013enost\u00ed je nepoisten\u00fdch a stret\u00e1vame sa aj s t\u00fdm, \u017ee klienti h\u013eadaj\u00fa len najlacnej\u0161ie poistenie na trhu, ktor\u00e9 v\u0161ak ich nehnute\u013enos\u0165&nbsp;dostato\u010dne nechr\u00e1ni.&nbsp;Tak ako v in\u00fdch finan\u010dn\u00fdch oblastiach, aj pri poisten\u00ed majetku chc\u00fa \u013eudia u\u0161etri\u0165, preto sa \u010dasto obzeraj\u00fa po najni\u017e\u0161om a najlacnej\u0161om bal\u00edku poistenia alebo stanovia ni\u017e\u0161iu poistn\u00fa sumu ako je skuto\u010dn\u00e1 hodnota ich pois\u0165ovanej veci.<\/p>\n\n\n\n<ul>\n<li>\u010castou chybou&nbsp;je aj to, \u017ee si \u013eudia poistia byt alebo dom len na v\u00fd\u0161ku<a href=\"https:\/\/www.fingo.sk\/hypotekarna-kalkulacka\/kupa\"> hypot\u00e9ky.<\/a><\/li>\n\n\n\n<li>Ak je napr\u00edklad skuto\u010dn\u00e1 hodnota bytu&nbsp;100 000 \u20ac, ale vy si ho poist\u00edte len do v\u00fd\u0161ky \u00faveru&nbsp;60 000 \u20ac, tak na va\u0161om byte vznikne&nbsp;40 %-n\u00e9 podpoistenie.<\/li>\n\n\n\n<li>Ak by tu do\u0161lo k poistnej udalosti, pois\u0165ov\u0148a m\u00e1 pr\u00e1vo prist\u00fapi\u0165 a\u017e k 40 %-n\u00e9mu kr\u00e1teniu poistn\u00e9ho plnenia \u2013 \u010di\u017ee z dojednanej poistnej sumy&nbsp;60 000 \u20ac&nbsp;by v\u00e1m vyplatila len 36 000 \u20ac (60 % z poistnej sumy).<\/li>\n\n\n\n<li>Poistn\u00e9 sumy, pripoistenia a rozsah krytia si preto nastavte tak, aby v\u00e1m po poistnej udalosti&nbsp;pokryli cel\u00fa \u0161kodu&nbsp;bez nutnosti siahnu\u0165 po vlastn\u00fdch financi\u00e1ch.<\/li>\n<\/ul>\n\n\n\n<p><span style=\"color: #ec8124;\"><strong>TIP:<\/strong><\/span> Najlep\u0161ie urob\u00edte, ak obr\u00e1tite na na\u0161ich <a href=\"https:\/\/www.fingo.sk\/kontakty\">finan\u010dn\u00fdch sprostredkovate\u013eov z FinGO.sk<\/a>, ktor\u00ed v\u00e1m s poisten\u00edm pom\u00f4\u017eu. M\u00e1me pre v\u00e1s aj praktick\u00fa <a href=\"https:\/\/www.fingo.sk\/poistenie\/poistenie-majetku\">kalkula\u010dku poistenia<\/a>, vysk\u00fa\u0161ajte ju.<\/p>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter\"><a href=\"https:\/\/www.fingo.sk\/poistenie\/poistenie-majetku?utm_source=blog&amp;utm_medium=gif&amp;utm_campaign=poistenie_majetku\"><img decoding=\"async\" width=\"1024\" height=\"768\" src=\"https:\/\/www.fingo.sk\/blog\/wp-content\/uploads\/2022\/12\/kakulacka-poistenie-majetku-fingo.gif\" alt=\"fingo kalkula\u010dka poistenie nehnute\u013enosti a dom\u00e1cnosti\" class=\"wp-image-6924\"\/><\/a><\/figure><\/div>\n\n\n<h3><span style=\"color: #ec8124;\"><strong>Poistku sa oplat\u00ed skontrolova\u0165<\/strong><\/span><\/h3>\n\n\n\n<p>Rovnako riskantn\u00e9 je aj to, ak je va\u0161a&nbsp;poistn\u00e1 zmluva zastaral\u00e1&nbsp;a na nehnute\u013enosti tak vznik\u00e1&nbsp;<a href=\"https:\/\/www.fingo.sk\/blog\/pri-poisteni-nehnutelnosti-si-treba-dat-pozor-na-podpoistenie\/\">podpoistenie<\/a>.&nbsp;Tento probl\u00e9m sa t\u00fdka v\u00e4\u010d\u0161iny nehnute\u013enost\u00ed na Slovensku. Poistn\u00fd trh a jeho produkty sa neust\u00e1le vyv\u00edjaj\u00fa a takisto si treba uvedomi\u0165, \u017ee aj&nbsp;<a href=\"https:\/\/www.fingo.sk\/blog\/ponukove-ceny-nehnutelnosti-rastu\/\">ceny nehnute\u013enosti rast\u00fa<\/a>&nbsp;a s nimi st\u00fapa aj hodnota v\u00e1\u0161ho majetku.<\/p>\n\n\n\n<blockquote class=\"wp-block-quote\">\n<p>Preto ak m\u00e1te star\u0161ie poistenie a nehnute\u013enos\u0165 poisten\u00fa na ni\u017e\u0161iu poistn\u00fa sumu, v\u00e1\u0161 dom \u010di byt u\u017e m\u00f4\u017ee by\u0165 podpoisten\u00fd.<\/p>\n<\/blockquote>\n\n\n\n<p><strong><span style=\"color: #ec8124;\">TIP:<\/span> <\/strong>Odpor\u00fa\u010dame prehodnoti\u0165 poistn\u00fa zmluvu minim\u00e1lne 1-kr\u00e1t za 2 a\u017e 3 roky&nbsp;alebo&nbsp;pri ka\u017edej v\u00fdraznej\u0161ej zmene, ktor\u00e1 zv\u00fd\u0161i hodnotu domu \u010di bytu.<\/p>\n\n\n\n<p>Ak sa chcete poradi\u0165 oh\u013eadom poistenia nehnute\u013enosti a dom\u00e1cnosti, zavolajte n\u00e1m do FinGO.sk na&nbsp;<a href=\"tel:0800601060\"><strong>0800 60 10 60<\/strong><\/a>&nbsp;alebo n\u00e1m zanechajte&nbsp;kontaktn\u00e9 \u00fadaje vo formul\u00e1ri ni\u017e\u0161ie a my sa v\u00e1m ozveme.&nbsp;<\/p>\n\n\n\n<p><span style=\"color: #ec8124;\"><span style=\"color: #333333;\">\n<div class=\"wpcf7 no-js\" id=\"wpcf7-f2236-o1\" lang=\"sk-SK\" dir=\"ltr\">\n<div class=\"screen-reader-response\"><p role=\"status\" aria-live=\"polite\" aria-atomic=\"true\"><\/p> <ul><\/ul><\/div>\n<form action=\"\/blog\/wp-json\/wp\/v2\/posts\/4130#wpcf7-f2236-o1\" method=\"post\" class=\"wpcf7-form init\" aria-label=\"Contact form\" novalidate=\"novalidate\" data-status=\"init\">\n<div style=\"display: none;\">\n<input type=\"hidden\" name=\"_wpcf7\" value=\"2236\" \/>\n<input type=\"hidden\" name=\"_wpcf7_version\" value=\"5.7.7\" \/>\n<input type=\"hidden\" name=\"_wpcf7_locale\" value=\"sk_SK\" \/>\n<input type=\"hidden\" name=\"_wpcf7_unit_tag\" value=\"wpcf7-f2236-o1\" \/>\n<input type=\"hidden\" name=\"_wpcf7_container_post\" value=\"0\" \/>\n<input type=\"hidden\" name=\"_wpcf7_posted_data_hash\" value=\"\" \/>\n<\/div>\n<p><label> V\u00e1\u0161 email (povinn\u00e9)<br \/>\n<span class=\"wpcf7-form-control-wrap\" data-name=\"your-email\"><input size=\"40\" class=\"wpcf7-form-control wpcf7-text wpcf7-email wpcf7-validates-as-required wpcf7-validates-as-email\" aria-required=\"true\" aria-invalid=\"false\" value=\"\" type=\"email\" name=\"your-email\" \/><\/span> <\/label>\n<\/p>\n<p><label> V\u00e1\u0161 telef\u00f3n (povinn\u00e9)<br \/>\n<span class=\"wpcf7-form-control-wrap\" data-name=\"tel-7\"><input size=\"40\" class=\"wpcf7-form-control wpcf7-text wpcf7-tel wpcf7-validates-as-required wpcf7-validates-as-tel\" aria-required=\"true\" aria-invalid=\"false\" placeholder=\"+421 9xx xxx xxx\" value=\"\" type=\"tel\" name=\"tel-7\" \/><\/span> <\/label>\n<\/p>\n<p><input class=\"wpcf7-form-control has-spinner wpcf7-submit orange\" type=\"submit\" value=\"Odosla\u0165\" \/>\n<\/p><div class=\"wpcf7-response-output\" aria-hidden=\"true\"><\/div>\n<\/form>\n<\/div>\n<\/span><\/span><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Jese\u0148 a za\u010diatok vykurovacej sez\u00f3ny n\u00e1m ka\u017edoro\u010dne pripomenie, aby sme si nechali skontrolova\u0165 kotol a kom\u00edn. Ich rev\u00edziu netreba podce\u0148ova\u0165 a je d\u00f4le\u017eit\u00e1 samozrejme najm\u00e4 kv\u00f4li na\u0161ej bezpe\u010dnosti. Ale rev\u00edzne spr\u00e1vy si m\u00f4\u017ee vyp\u00fdta\u0165 aj va\u0161a pois\u0165ov\u0148a, keby u v\u00e1s byte \u010di dome do\u0161lo k po\u017eiaru. \u010co v\u0161etko sa e\u0161te oplat\u00ed vedie\u0165? V \u010dl\u00e1nku sa do\u010d\u00edtate: Ako \u010dasto robi\u0165 rev\u00edziu kotla \u010di kom\u00edna Jednou z \u010dast\u00fdch pr\u00ed\u010din po\u017eiaru hlavne na jese\u0148 je zlyhanie vykurovac\u00edch syst\u00e9mov. Pr\u00e1ve preto je ve\u013emi d\u00f4le\u017eit\u00e9 robi\u0165&nbsp;pravideln\u00e9 rev\u00edzie&nbsp;t\u00fdchto zariaden\u00ed, kam spadaj\u00fa aj&nbsp;kotle a kom\u00edny. To, ako \u010dasto s\u00fa potrebn\u00e9 rev\u00edzie samotn\u00fdch zariaden\u00ed, upravuj\u00fa vyhl\u00e1\u0161ky. M\u00f4\u017eu by\u0165 rozdielne pre bytov\u00e9 domy, rodinn\u00e9 domy, byty \u010di administrat\u00edvne budovy. TIP:&nbsp;Rev\u00edznu spr\u00e1vu si odlo\u017ete, lebo v pr\u00edpade poistnej udalosti si ju pois\u0165ov\u0148a m\u00f4\u017ee od v\u00e1s vy\u017eiada\u0165. Ako sa poisti\u0165 proti po\u017eiaru Riziko po\u017eiar je kryt\u00e9 u\u017e&nbsp;v z\u00e1kladn\u00fdch bal\u00edkoch&nbsp;v\u00e4\u010d\u0161iny pois\u0165ovn\u00ed&nbsp;v r\u00e1mci poistenia nehnute\u013enosti, dom\u00e1cnosti a zodpovednosti. Treba myslie\u0165 na to, \u017ee pois\u0165ovne v\u017edy sk\u00famaj\u00fa d\u00f4vod vzniku samotnej poistnej udalosti, \u010di\u017ee v tomto pr\u00edpade by sk\u00famali pr\u00ed\u010dinu vzniku po\u017eiaru. Naj\u010dastej\u0161ou pr\u00ed\u010dinou vzniku po\u017eiaru sp\u00f4soben\u00e9ho kom\u00ednom je vyhorenie sadz\u00ed. Ide o d\u00f4sledok zanedban\u00e9ho \u010distenia kom\u00edna. Riziko vyhorenia sadz\u00ed vznik\u00e1 u\u017e pri 3 mm vrstve. Navy\u0161e, pri zne\u010distenom kom\u00edne hroz\u00ed priotr\u00e1venie oxidom uho\u013enat\u00fdm unikaj\u00facim [&hellip;]<\/p>\n","protected":false},"author":58,"featured_media":4133,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":[],"categories":[7,75,16],"tags":[60,59,243,188,244],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v20.11 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Poistenie proti po\u017eiaru: Nezabudnite na rev\u00edziu kotla a kom\u00edna - FinGO.sk<\/title>\n<meta name=\"description\" content=\"Riziko po\u017eiaru je kryt\u00e9 v z\u00e1kladn\u00fdch bal\u00edkoch v\u00e4\u010d\u0161iny pois\u0165ovn\u00ed v r\u00e1mci poistenia nehnute\u013enosti, dom\u00e1cnosti a zodpovednosti..\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.fingo.sk\/blog\/poistenie-proti-poziaru\/\" \/>\n<meta property=\"og:locale\" content=\"sk_SK\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Poistenie proti po\u017eiaru: Nezabudnite na rev\u00edziu kotla a kom\u00edna - FinGO.sk\" \/>\n<meta property=\"og:description\" content=\"Riziko po\u017eiaru je kryt\u00e9 v z\u00e1kladn\u00fdch bal\u00edkoch v\u00e4\u010d\u0161iny pois\u0165ovn\u00ed v r\u00e1mci poistenia nehnute\u013enosti, dom\u00e1cnosti a zodpovednosti..\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.fingo.sk\/blog\/poistenie-proti-poziaru\/\" \/>\n<meta property=\"og:site_name\" content=\"FinGO.sk\" \/>\n<meta property=\"article:published_time\" content=\"2022-10-18T08:19:00+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2024-11-18T14:38:43+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.fingo.sk\/blog\/wp-content\/uploads\/2021\/10\/foto_poistenie-proti-poziaru.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1080\" \/>\n\t<meta property=\"og:image:height\" content=\"720\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Juliana Arvaiov\u00e1\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Autor\" \/>\n\t<meta name=\"twitter:data1\" content=\"Juliana Arvaiov\u00e1\" \/>\n\t<meta name=\"twitter:label2\" content=\"Predpokladan\u00fd \u010das \u010d\u00edtania\" \/>\n\t<meta name=\"twitter:data2\" content=\"6 min\u00fat\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/www.fingo.sk\/blog\/poistenie-proti-poziaru\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/www.fingo.sk\/blog\/poistenie-proti-poziaru\/\"},\"author\":{\"name\":\"Juliana Arvaiov\u00e1\",\"@id\":\"https:\/\/www.fingo.sk\/blog\/#\/schema\/person\/6cd0d5bd48b1be52f3486f039fd1ebdf\"},\"headline\":\"Poistenie proti po\u017eiaru: Nezabudnite na rev\u00edziu kotla a kom\u00edna\",\"datePublished\":\"2022-10-18T08:19:00+00:00\",\"dateModified\":\"2024-11-18T14:38:43+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/www.fingo.sk\/blog\/poistenie-proti-poziaru\/\"},\"wordCount\":1220,\"publisher\":{\"@id\":\"https:\/\/www.fingo.sk\/blog\/#organization\"},\"keywords\":[\"Poistenie dom\u00e1cnosti\",\"Poistenie nehnute\u013enosti\",\"poistenie proti po\u017eiaru\",\"poistenie zodpovednosti\",\"rev\u00edzia kotla a kom\u00edna\"],\"articleSection\":[\"Fingo rad\u00ed\",\"Ne\u017eivotn\u00e9 poistenie\",\"Poistenie majetku\"],\"inLanguage\":\"sk-SK\"},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.fingo.sk\/blog\/poistenie-proti-poziaru\/\",\"url\":\"https:\/\/www.fingo.sk\/blog\/poistenie-proti-poziaru\/\",\"name\":\"Poistenie proti po\u017eiaru: Nezabudnite na rev\u00edziu kotla a kom\u00edna - 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