{"id":6702,"date":"2022-10-07T10:51:47","date_gmt":"2022-10-07T08:51:47","guid":{"rendered":"https:\/\/www.fingo.sk\/blog\/?p=6702"},"modified":"2022-10-12T08:50:30","modified_gmt":"2022-10-12T06:50:30","slug":"platite-si-zivotne-poistenie-so-sporenim-10-rad-co-s-nim","status":"publish","type":"post","link":"https:\/\/www.fingo.sk\/blog\/platite-si-zivotne-poistenie-so-sporenim-10-rad-co-s-nim\/","title":{"rendered":"Plat\u00edte si \u017eivotn\u00e9 poistenie so sporen\u00edm? 10 r\u00e1d, \u010do s n\u00edm"},"content":{"rendered":"\n<p><b>M\u00e1te uzavret\u00fa star\u0161iu \u017eivotn\u00fa poistku, na ktorej si z\u00e1rove\u0148 spor\u00edte? Investi\u010dn\u00e9 \u017eivotn\u00e9 poistenie bolo kedysi ve\u013emi ob\u013e\u00faben\u00e9, ale dnes sa u\u017e ve\u013emi neoplat\u00ed. Investova\u0165 toti\u017e m\u00f4\u017eete ove\u013ea efekt\u00edvnej\u0161ie cez samostatn\u00e9 finan\u010dn\u00e9 produkty. Porad\u00edme v\u00e1m, ako by\u0165 kvalitne poisten\u00fd a z\u00e1rove\u0148 v\u00fdhodne investova\u0165.\u00a0<\/b><\/p>\n<p><strong>V \u010dl\u00e1nku sa do\u010d\u00edtate:\u00a0<\/strong><\/p>\n<ul>\n<li>\u010co je to investi\u010dn\u00e9 \u017eivotn\u00e9 poistenie<\/li>\n<li>Pre\u010do sa dnes u\u017e neoplat\u00ed tak ako kedysi<\/li>\n<li>10 r\u00e1d ako postupova\u0165, ak si e\u0161te spor\u00edte cez poistku<\/li>\n<li>\u010co v\u0161etko rozhoduje o tom, \u010di poistenie zru\u0161i\u0165, ponecha\u0165 alebo upravi\u0165<\/li>\n<li>Ako si nastavi\u0165 najlep\u0161ie \u017eivotn\u00e9 poistenie a kam v\u00fdhodne investova\u0165 <a href=\"https:\/\/www.fingo.sk\/kontakty\">s FinGO.sk<\/a><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">Podobne ako pred rokmi odi\u0161li do star\u00e9ho \u017eeleza <a href=\"https:\/\/www.fingo.sk\/blog\/mate-este-vkladnu-knizku-ci-terminovany-vklad-zbavte-sa-ich-zbytocne-stracate-peniaze\/\">vkladn\u00e9 kni\u017eky<\/a>, ani investi\u010dn\u00e9 poistky dnes u\u017e nie s\u00fa tak\u00e9 v\u00fdhodn\u00e9. Napriek tomu si Slov\u00e1ci dodnes sporia aj touto formou a nie je ich m\u00e1lo.<\/span><i> <\/i><\/p>\n<blockquote>\n<p><i><span style=\"font-weight: 400;\">Investi\u010dn\u00e9 \u017eivotn\u00e9 poistenie bolo kedysi ve\u013emi ob\u013e\u00faben\u00fdm finan\u010dn\u00fdm produktom. M\u00f4\u017ee tvori\u0165 pokojne aj polovicu star\u0161\u00edch poistn\u00fdch zml\u00fav, ktor\u00e9 boli uzavret\u00e9 najmenej pred 10 rokmi alebo sk\u00f4r.<\/span><\/i><\/p>\n<\/blockquote>\n<h3><span style=\"color: #ec8124;\"><b>\u010co je to investi\u010dn\u00e9 \u017eivotn\u00e9 poistenie<\/b><\/span><\/h3>\n<p><span style=\"font-weight: 400;\"><a href=\"https:\/\/www.fingo.sk\/blog\/ako-si-vybrat-zivotne-poistenie-a-co-ma-obsahovat\/\">\u017divotn\u00e9 poistenie<\/a> ochr\u00e1ni v\u00e1\u0161 pr\u00edjem v \u0165a\u017ek\u00fdch situ\u00e1ci\u00e1ch, ak utrp\u00edte \u00faraz, v\u00e1\u017ene ochoriete, pr\u00edpadne ostanete invalidn\u00ed. V dne\u0161nej dobe ho naozaj netreba podce\u0148ova\u0165. Investi\u010dn\u00e9 \u017eivotn\u00e9 poistenie je \u0161pecifick\u00e9 t\u00fdm, \u017ee je vlastne kombin\u00e1ciou poistenia a investovania do fondov. <\/span><span style=\"font-weight: 400;\">To znamen\u00e1, \u017ee \u010das\u0165 poistn\u00e9ho v\u00e1m kryje rizik\u00e1 ako s\u00fa smr\u0165, trval\u00e9 n\u00e1sledky, kritick\u00e9 ochorenia, invalidita a \u010fal\u0161ia \u010das\u0165 v\u00e1m odch\u00e1dza do investi\u010dn\u00fdch fondov. <\/span><\/p>\n<ul>\n<li><span style=\"font-weight: 400;\">Poistn\u00e1 zlo\u017eka by mala preva\u017eova\u0165, aby \u017eivotn\u00e9 poistenie sl\u00fa\u017eilo predov\u0161etk\u00fdm ako poistn\u00e1 ochrana, nie ako investovanie.<\/span><\/li>\n<li><span style=\"font-weight: 400;\">V r\u00e1mci investi\u010dnej zlo\u017eky klienti investuj\u00fa do podielov\u00fdch fondov alebo do inej vopred danej investi\u010dnej strat\u00e9gie pois\u0165ovne. <\/span><\/li>\n<li><span style=\"font-weight: 400;\">Nev\u00fdhoda investi\u010dn\u00e9ho \u017eivotn\u00e9ho poistenia v\u0161ak spo\u010d\u00edva v tom, \u017ee v prv\u00fdch rokoch trvania zmluvy id\u00fa finan\u010dn\u00e9 prostriedky hlavne na poplatky a ich odkupn\u00e1 hodnota je ve\u013emi n\u00edzka. <\/span><\/li>\n<li><span style=\"font-weight: 400;\">Pre porovnanie, pri samostatnom <a href=\"https:\/\/www.fingo.sk\/investovanie\">investi\u010dnom sporen\u00ed<\/a> s\u00fa celkov\u00e9 poplatky ove\u013ea ni\u017e\u0161ie a klientovi sa vlo\u017een\u00fd kapit\u00e1l zhodnocuje ihne\u010f.<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\"><span style=\"background-color: #ffffff; color: #ec8124;\"><strong>TIP:<\/strong> <\/span>Vo v\u00e4\u010d\u0161ine pr\u00edpadov je najlep\u0161\u00edm rozhodnut\u00edm star\u00fa investi\u010dn\u00fa poistku zru\u0161i\u0165, uzavrie\u0165 si nov\u00e9 rizikov\u00e9<a href=\"https:\/\/www.fingo.sk\/zivotne-poistenie\"> \u017eivotn\u00e9 poistenie<\/a> a z\u00e1rove\u0148 sa poobzera\u0165 po samostatnom investovan\u00ed. Sta\u010d\u00ed si n\u00e1js\u0165 sk\u00fasen\u00e9ho <a href=\"https:\/\/www.fingo.sk\/kontakty\">finan\u010dn\u00e9ho makl\u00e9ra<\/a>, ktor\u00fd v\u00e1m s t\u00fdm pom\u00f4\u017ee.\u00a0<\/span><\/p>\n<h3><span style=\"color: #ec8124;\"><b>10 r\u00e1d ako postupova\u0165, ak si spor\u00edte cez poistku<\/b><\/span><\/h3>\n<p><b><\/b><span style=\"font-weight: 400;\"><span style=\"color: #ec8124;\"><strong>1.<\/strong> <\/span>Ka\u017ed\u00e1 poistn\u00e1 zmluva m\u00f4\u017ee by\u0165 nastaven\u00e1 inak, ale pri rozhodovan\u00ed o ponechan\u00ed alebo zru\u0161en\u00ed investi\u010dn\u00e9ho \u017eivotn\u00e9ho poistenia d\u00e1vajte pozor hlavne na to, ako dlho poistn\u00fa zmluvu m\u00e1te uzatvoren\u00fa.\u00a0<\/span><\/p>\n<p><b><\/b><span style=\"font-weight: 400;\"><strong><span style=\"color: #ec8124;\">2.<\/span> <\/strong>Vo v\u0161eobecnosti plat\u00ed, \u017ee ak m\u00e1te investi\u010dn\u00e9 \u017eivotn\u00e9 poistenie a poistn\u00e1 doba v\u00e1m kon\u010d\u00ed v priebehu 3 &#8211; 5 rokov, tak by ste tento horizont mali dodr\u017ea\u0165 do konca. V\u010faka tomu sa vyhnete sankci\u00e1m za v\u00fdber a nepr\u00eddete o v\u00fdznamn\u00fa \u010das\u0165 svojho zhodnoten\u00e9ho majetku.\u00a0<\/span><\/p>\n<p><span style=\"font-size: revert; color: initial;\"><strong><span style=\"color: #ec8124;\">3.<\/span> <\/strong>Ak v\u00e1m poistn\u00e1 doba kon\u010d\u00ed v horizonte 10 a viac rokov, investi\u010dn\u00e9 \u017eivotn\u00e9 poistenie pravdepodobne bude lep\u0161ie zru\u0161i\u0165. V tomto pr\u00edpade bude v\u00fdhodnej\u0161ie samostatne sa poisti\u0165 cez rizikov\u00e9 poistenie a samostatne zhodnocova\u0165 \u00faspory napr\u00edklad investovan\u00edm do podielov\u00fdch fondov, akci\u00ed, ETF fondov alebo <a href=\"https:\/\/www.fingo.sk\/blog\/sporenie-do-zlata-ochrani-vase-investicne-portfolio\/\">do zlata.<\/a><\/span><\/p>\n<p><b><\/b><span style=\"font-weight: 400;\"><span style=\"color: #ec8124;\"><strong>4.<\/strong> <\/span>Okrem toho\u00a0 zv\u00e1\u017ete aj \u010fal\u0161ie faktory &#8211; najd\u00f4le\u017eitej\u0161\u00edm je v\u00e1\u0161 zdravotn\u00fd stav. Ak sa v priebehu trvania va\u0161ej poistnej zmluvy v\u00e1\u0161 stav v\u00fdrazne zhor\u0161il, v novej poistnej zmluve by ste mohli by\u0165 na niektor\u00e9 rizik\u00e1 nepoistite\u013en\u00fd. V tom pr\u00edpade star\u0161iu zmluvu rad\u0161ej neru\u0161te.<\/span><\/p>\n<p><b><\/b><span style=\"font-weight: 400;\"><span style=\"color: #ec8124;\"><strong>5.<\/strong> <\/span>\u010eal\u0161\u00edmi d\u00f4le\u017eit\u00fdm faktorom je aktu\u00e1lna odkupn\u00e1 hodnota va\u0161ich \u00faspor. Ak m\u00e1te zmluvu uzavret\u00fa krat\u0161ie ako 5 rokov, odkupn\u00e1 hodnota v\u00e1\u0161ho konta m\u00f4\u017ee by\u0165 oproti vlo\u017een\u00fdm finan\u010dn\u00fdm prostriedkom ve\u013emi n\u00edzka. V tomto pr\u00edpade sa<a href=\"https:\/\/www.fingo.sk\/kontakty\"> s odborn\u00edkom<\/a> pora\u010fte ako postupova\u0165, aby boli va\u0161e straty \u010do najmen\u0161ie.<\/span><\/p>\n<p><b><\/b><span style=\"font-weight: 400;\"><strong><span style=\"color: #ec8124;\">6.<\/span> <\/strong>Aj vzh\u013eadom na <a href=\"https:\/\/www.fingo.sk\/blog\/ecb-chce-skrotit-inflaciu-zvysovanim-urokov-ako-sa-to-odrazi-v-nasich-penazenkach\/\">rekordn\u00fa infl\u00e1ciu<\/a> je naozaj d\u00f4le\u017eit\u00e9, aby ste so svojimi financiami nakladali zodpovedne. Nem\u00ed\u0148ajte ich zbyto\u010dne tam, kde str\u00e1caj\u00fa na hodnote. Ide\u00e1lnou kombin\u00e1ciou a z\u00e1rove\u0148 va\u0161ou ochranou je zvl\u00e1\u0161\u0165 rizikov\u00e9 \u017eivotn\u00e9 poistenie a zvl\u00e1\u0161\u0165 investovanie v sporiacich produktoch.<\/span><\/p>\n<p><b><\/b><span style=\"font-weight: 400;\"><span style=\"color: #ec8124;\"><strong>7.<\/strong> <\/span>\u013dudia v s\u00fa\u010dasnosti preferuj\u00fa rizikov\u00e9 \u017eivotn\u00e9 poistenie. Na trhu toti\u017e existuj\u00fa aj ove\u013ea zauj\u00edmavej\u0161ie investi\u010dn\u00e9 produkty, napr\u00edklad akcie,<a href=\"https:\/\/www.fingo.sk\/investovanie\/etf\"> fondy,<\/a> zlato, v ktor\u00fdch si klienti svoje \u00faspory ochr\u00e1nia a z\u00e1rove\u0148 zhodnotia v\u00fdhodnej\u0161ie.\u00a0<\/span><\/p>\n<p><span style=\"color: #ec8124;\"><strong>TIP:<\/strong> <\/span>Praktick\u00e9 rady, ako za\u010da\u0165 investova\u0165 n\u00e1jdete aj v na\u0161om blogu <a href=\"https:\/\/www.fingo.sk\/blog\/kolko-penazi-potrebujete-aby-ste-mohli-rozumne-investovat\/\">Investovanie pe\u0148az\u00ed v roku 2022<\/a><\/p>\n<p><b><\/b><span style=\"font-weight: 400;\"><span style=\"color: #ec8124;\"><strong>8.<\/strong><\/span> Mysl\u00edte aj na to, \u017ee<a href=\"https:\/\/www.fingo.sk\/blog\/7-castych-chyb-pri-zivotnom-poisteni-ktore-vas-mozu-stat-vela\/\"> v star\u0161ej poistnej zmluve<\/a> va\u0161a poistn\u00e1 ochrana nemus\u00ed by\u0165 dostato\u010dn\u00e1 vzh\u013eadom na va\u0161e potreby a potreby va\u0161ej rodiny. <\/span><span style=\"font-weight: 400;\">\u010casto sa stret\u00e1vame s n\u00edzkymi poistn\u00fdmi sumami, ch\u00fdbaj\u00facimi pripoisteniami, alebo aj s nepotrebn\u00fdmi pripoisteniami, ktor\u00e9 si klienti platia zbyto\u010dne.<\/span><a href=\"https:\/\/www.fingo.sk\/zivotne-poistenie?utm_source=blog&amp;utm_medium=gif&amp;utm_campaign=zivot_gif\"><img decoding=\"async\" class=\"alignnone wp-image-6529 size-full\" src=\"https:\/\/www.fingo.sk\/blog\/wp-content\/uploads\/2022\/09\/Fingo.sk-zivotne-poistenie-kalkulacka.gif\" alt=\"Fingo.sk \u017eivotn\u00e9 poistenie kalkula\u010dka\" width=\"1350\" height=\"738\" \/><\/a><span style=\"font-weight: 400;\"><span style=\"color: #ec8124;\"><strong>9.<\/strong> <\/span>Aj v pr\u00edpade ak nem\u00e1te uzavret\u00e9 investi\u010dn\u00e9 \u017eivotn\u00e9 poistenie, ale len rizikov\u00e9 \u017eivotn\u00e9 poistenie, pre istotu si na\u0148ho posvie\u0165te. Ak va\u0161u poistn\u00fa zmluvu vzh\u013eadom na va\u0161e pr\u00edjmy a \u017eivotn\u00e9 zmeny priebe\u017ene neaktualizujete, m\u00f4\u017ee sa \u017eia\u013e sta\u0165, \u017ee v\u00e1m poistenie v \u0165a\u017ekej \u017eivotnej situ\u00e1cii dostato\u010dne nepom\u00f4\u017ee.\u00a0\u00a0<\/span><\/p>\n<p><b><\/b><span style=\"font-weight: 400;\"><span style=\"color: #ec8124;\"><strong>10.<\/strong> <\/span>Preto odpor\u00fa\u010dam poh\u013eada\u0165 svoju poistn\u00fa zmluvu v \u0161ufl\u00edku. Oslovte <a href=\"https:\/\/www.fingo.sk\/kontakty\">odborn\u00edka,<\/a> nech sa na \u0148u pozrie a porad\u00ed v\u00e1m, \u010di poistku zru\u0161i\u0165, doplni\u0165 alebo ponecha\u0165 a ako pri tom postupova\u0165. Z\u00e1rove\u0148 v\u00e1m odporu\u010d\u00ed, kam v dne\u0161nej dobe investova\u0165, aby ste va\u0161e prostriedky zhodnotili \u010do najefekt\u00edvnej\u0161ie. <\/span><\/p>\n<p><strong><span style=\"color: #ec8124;\">TIP:<\/span> <\/strong>Finan\u010dn\u00ed sprostredkovatelia <a href=\"https:\/\/www.fingo.sk\/kontakty\">z FinGO.sk<\/a> va\u0161e \u017eivotn\u00e9 poistenie vyskladaj\u00fa tak, aby ste boli kvalitne kryt\u00ed a dostato\u010dne chr\u00e1nen\u00ed. Pom\u00f4\u017eu v\u00e1m aj v\u00fdhodne investova\u0165, aby ste va\u0161e \u00faspory zhodnocovali efekt\u00edvne.<\/p>\n<p>N\u00e1jdete n\u00e1s na celom Slovensku a m\u00f4\u017eete sa s nami stretn\u00fa\u0165 osobne, ale dok\u00e1\u017eeme v\u00e1m poradi\u0165 aj online. Zavolajte n\u00e1m na\u00a0<a href=\"tel:0800601060\">0800 60 10 60<\/a>\u00a0alebo n\u00e1m zanechajte <a href=\"https:\/\/www.fingo.sk\/kontakty\">kontaktn\u00e9 \u00fadaje<\/a> a na\u0161e call centrum v\u00e1s spoj\u00ed so sk\u00fasen\u00fdm makl\u00e9rom vo va\u0161om okol\u00ed.<\/p>\n<p><span style=\"color: #ec8124;\"><span style=\"color: #333333;\">\n<div class=\"wpcf7 no-js\" id=\"wpcf7-f2236-o1\" lang=\"sk-SK\" dir=\"ltr\">\n<div class=\"screen-reader-response\"><p role=\"status\" aria-live=\"polite\" aria-atomic=\"true\"><\/p> <ul><\/ul><\/div>\n<form action=\"\/blog\/wp-json\/wp\/v2\/posts\/6702#wpcf7-f2236-o1\" method=\"post\" class=\"wpcf7-form init\" aria-label=\"Contact form\" novalidate=\"novalidate\" data-status=\"init\">\n<div style=\"display: none;\">\n<input type=\"hidden\" name=\"_wpcf7\" value=\"2236\" \/>\n<input type=\"hidden\" name=\"_wpcf7_version\" value=\"5.7.7\" \/>\n<input type=\"hidden\" name=\"_wpcf7_locale\" value=\"sk_SK\" \/>\n<input type=\"hidden\" name=\"_wpcf7_unit_tag\" value=\"wpcf7-f2236-o1\" \/>\n<input type=\"hidden\" name=\"_wpcf7_container_post\" value=\"0\" \/>\n<input type=\"hidden\" name=\"_wpcf7_posted_data_hash\" value=\"\" \/>\n<\/div>\n<p><label> V\u00e1\u0161 email (povinn\u00e9)<br \/>\n<span class=\"wpcf7-form-control-wrap\" data-name=\"your-email\"><input size=\"40\" class=\"wpcf7-form-control wpcf7-text wpcf7-email wpcf7-validates-as-required wpcf7-validates-as-email\" aria-required=\"true\" aria-invalid=\"false\" value=\"\" type=\"email\" name=\"your-email\" \/><\/span> <\/label>\n<\/p>\n<p><label> V\u00e1\u0161 telef\u00f3n (povinn\u00e9)<br \/>\n<span class=\"wpcf7-form-control-wrap\" data-name=\"tel-7\"><input size=\"40\" class=\"wpcf7-form-control wpcf7-text wpcf7-tel wpcf7-validates-as-required wpcf7-validates-as-tel\" aria-required=\"true\" aria-invalid=\"false\" placeholder=\"+421 9xx xxx xxx\" value=\"\" type=\"tel\" name=\"tel-7\" \/><\/span> <\/label>\n<\/p>\n<p><input class=\"wpcf7-form-control has-spinner wpcf7-submit orange\" type=\"submit\" value=\"Odosla\u0165\" \/>\n<\/p><div class=\"wpcf7-response-output\" aria-hidden=\"true\"><\/div>\n<\/form>\n<\/div>\n<\/span><\/span><\/p>\n<p>\u00a0<\/p>\n","protected":false},"excerpt":{"rendered":"<p>M\u00e1te uzavret\u00fa star\u0161iu \u017eivotn\u00fa poistku, na ktorej si z\u00e1rove\u0148 spor\u00edte? Investi\u010dn\u00e9 \u017eivotn\u00e9 poistenie bolo kedysi ve\u013emi ob\u013e\u00faben\u00e9, ale dnes sa u\u017e ve\u013emi neoplat\u00ed. Investova\u0165 toti\u017e m\u00f4\u017eete ove\u013ea efekt\u00edvnej\u0161ie cez samostatn\u00e9 finan\u010dn\u00e9 produkty. Porad\u00edme v\u00e1m, ako by\u0165 kvalitne poisten\u00fd a z\u00e1rove\u0148 v\u00fdhodne investova\u0165.\u00a0 V \u010dl\u00e1nku sa do\u010d\u00edtate:\u00a0 \u010co je to investi\u010dn\u00e9 \u017eivotn\u00e9 poistenie Pre\u010do sa dnes u\u017e neoplat\u00ed tak ako kedysi 10 r\u00e1d ako postupova\u0165, ak si e\u0161te spor\u00edte cez poistku \u010co v\u0161etko rozhoduje o tom, \u010di poistenie zru\u0161i\u0165, ponecha\u0165 alebo upravi\u0165 Ako si nastavi\u0165 najlep\u0161ie \u017eivotn\u00e9 poistenie a kam v\u00fdhodne investova\u0165 s FinGO.sk Podobne ako pred rokmi odi\u0161li do star\u00e9ho \u017eeleza vkladn\u00e9 kni\u017eky, ani investi\u010dn\u00e9 poistky dnes u\u017e nie s\u00fa tak\u00e9 v\u00fdhodn\u00e9. Napriek tomu si Slov\u00e1ci dodnes sporia aj touto formou a nie je ich m\u00e1lo. Investi\u010dn\u00e9 \u017eivotn\u00e9 poistenie bolo kedysi ve\u013emi ob\u013e\u00faben\u00fdm finan\u010dn\u00fdm produktom. M\u00f4\u017ee tvori\u0165 pokojne aj polovicu star\u0161\u00edch poistn\u00fdch zml\u00fav, ktor\u00e9 boli uzavret\u00e9 najmenej pred 10 rokmi alebo sk\u00f4r. \u010co je to investi\u010dn\u00e9 \u017eivotn\u00e9 poistenie \u017divotn\u00e9 poistenie ochr\u00e1ni v\u00e1\u0161 pr\u00edjem v \u0165a\u017ek\u00fdch situ\u00e1ci\u00e1ch, ak utrp\u00edte \u00faraz, v\u00e1\u017ene ochoriete, pr\u00edpadne ostanete invalidn\u00ed. V dne\u0161nej dobe ho naozaj netreba podce\u0148ova\u0165. Investi\u010dn\u00e9 \u017eivotn\u00e9 poistenie je \u0161pecifick\u00e9 t\u00fdm, \u017ee je vlastne kombin\u00e1ciou poistenia a investovania do fondov. To znamen\u00e1, \u017ee \u010das\u0165 [&hellip;]<\/p>\n","protected":false},"author":34,"featured_media":6708,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":[],"categories":[7,73,15],"tags":[223,89,95],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v20.11 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Plat\u00edte si \u017eivotn\u00e9 poistenie so sporen\u00edm? 10 r\u00e1d, \u010do s n\u00edm - FinGO.sk<\/title>\n<meta name=\"description\" content=\"Investi\u010dn\u00e9 \u017eivotn\u00e9 poistenie bolo kedysi ve\u013emi ob\u013e\u00faben\u00e9, ale dnes sa u\u017e ve\u013emi neoplat\u00ed. 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