{"id":8765,"date":"2026-03-18T15:56:00","date_gmt":"2026-03-18T14:56:00","guid":{"rendered":"https:\/\/www.fingo.sk\/blog\/?p=8765"},"modified":"2026-03-18T16:34:51","modified_gmt":"2026-03-18T15:34:51","slug":"kazdorocne-vypisy-z-druheho-a-tretieho-piliera-sa-oplati-precitat-co-vsetko-v-nich-najdete","status":"publish","type":"post","link":"https:\/\/www.fingo.sk\/blog\/kazdorocne-vypisy-z-druheho-a-tretieho-piliera-sa-oplati-precitat-co-vsetko-v-nich-najdete\/","title":{"rendered":"Ka\u017edoro\u010dn\u00e9 v\u00fdpisy z druh\u00e9ho a tretieho piliera sa oplat\u00ed pre\u010d\u00edta\u0165. \u010co v\u0161etko v nich n\u00e1jdete?"},"content":{"rendered":"\n<p><strong>Slov\u00e1ci si ka\u017edoro\u010dne nach\u00e1dzaj\u00fa v schr\u00e1nkach po\u0161tu z d\u00f4chodkov\u00fdch spr\u00e1vcovsk\u00fdch spolo\u010dnost\u00ed. Hoci mnoh\u00ed veria, \u017ee v\u00fdpis z druh\u00e9ho \u010di tretieho piliera neobsahuje ni\u010d podstatn\u00e9 a h\u00e1d\u017eu ho rovno do ko\u0161a, robia chybu. Existuje toti\u017e hne\u010f nieko\u013eko d\u00f4le\u017eit\u00fdch d\u00f4vodov, pre\u010do by ste mu mali venova\u0165 pozornos\u0165.<\/strong><\/p>\n\n\n\n<div class=\"wp-block-ht-block-toc  is-style-outline htoc htoc--position-wide toc-list-style-plain\" data-htoc-state=\"expanded\"><span class=\"htoc__title\"><span class=\"ht_toc_title\">V \u010dl\u00e1nku sa do\u010d\u00edtate:<\/span><span class=\"htoc__toggle\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"16\" height=\"16\"><g fill=\"#444\"><path d=\"M15 7H1c-.6 0-1 .4-1 1s.4 1 1 1h14c.6 0 1-.4 1-1s-.4-1-1-1z\"><\/path><path d=\"M15 1H1c-.6 0-1 .4-1 1s.4 1 1 1h14c.6 0 1-.4 1-1s-.4-1-1-1zM15 13H1c-.6 0-1 .4-1 1s.4 1 1 1h14c.6 0 1-.4 1-1s-.4-1-1-1z\"><\/path><\/g><\/svg><\/span><\/span><div class=\"htoc__itemswrap\"><ul class=\"ht_toc_list\"><li class=\"\"><a href=\"#htoc-o-v-etko-n-jdete-vo-v-pise-z-ii-piliera\">\u010co v\u0161etko n\u00e1jdete vo v\u00fdpise z druh\u00e9ho piliera<\/a><\/li><li class=\"\"><a href=\"#htoc-o-si-skontrolova\">\u010co si skontrolova\u0165?<\/a><\/li><li class=\"\"><a href=\"#htoc-skontrolujte-svoj-v-pis-z-iii-piliera\">\u010co si v\u0161\u00edma\u0165 vo v\u00fdpise z tretieho piliera<\/a><\/li><li class=\"\"><a href=\"#htoc-ak-fondy-si-zvoli-v-iii-pilieri\">Ak\u00e9 fondy si zvoli\u0165 v\u00a0tre\u0165om pilieri<\/a><\/li><li class=\"\"><a href=\"#htoc-posta-v-m-ii-a-iii-pilier-na-d-chodku\">Posta\u010d\u00ed v\u00e1m druh\u00fd a tret\u00ed pilier na d\u00f4chodku?<\/a><\/li><\/ul><\/div><\/div>\n\n\n\n<p>V&nbsp;druhom a&nbsp;tre\u0165om d\u00f4chodkovom pilieri si sporia mili\u00f3ny Slov\u00e1kov. V&nbsp;pravideln\u00fdch v\u00fdpisoch, ktor\u00e9 s\u00fa posielan\u00e9 zv\u00e4\u010d\u0161a v&nbsp;prv\u00fdch mesiacoch roka, ich spr\u00e1vcovsk\u00e9 spolo\u010dnosti informuj\u00fa, ako sa im dar\u00ed spravova\u0165 ich nasporen\u00e9 prostriedky.<\/p>\n\n\n\n<p>Ak patr\u00edte medzi sporite\u013eov, zrejme aj vy dost\u00e1vate v\u00fdpis do svojej po\u0161tovej alebo e-mailovej schr\u00e1nky.&nbsp; Ak v\u00e1m ni\u010d tak\u00e9 nechod\u00ed, kontaktujte spr\u00e1vcovsk\u00fa spolo\u010dnos\u0165 a&nbsp;uistite sa, \u010di maj\u00fa spr\u00e1vne zadan\u00fa kore\u0161ponden\u010dn\u00fa a e-mailov\u00fa adresu. V\u00fdpis m\u00f4\u017eete n\u00e1js\u0165 aj na internete, ak sa prihl\u00e1site do klientskej z\u00f3ny spr\u00e1vcu.<\/p>\n\n\n\n<h2 class=\"has-text-color\" id=\"htoc-o-v-etko-n-jdete-vo-v-pise-z-ii-piliera\" style=\"color:#ec8124\"><strong>\u010co v\u0161etko n\u00e1jdete vo v\u00fdpise z druh\u00e9ho piliera<\/strong><\/h2>\n\n\n\n<p>V&nbsp;dokumente sa nach\u00e1dzaj\u00fa inform\u00e1cie, ktor\u00e9 sa t\u00fdkaj\u00fa v\u00e1\u0161ho s\u00fakromn\u00e9ho d\u00f4chodkov\u00e9ho \u00fa\u010dtu a&nbsp;jeho v\u00fdkonnosti za predch\u00e1dzaj\u00faci rok. \u010co v\u0161etko v \u0148om n\u00e1jdete?<\/p>\n\n\n\n<ul>\n<li>Va\u0161e osobn\u00e9 \u00fadaje. Ur\u010dite si ich skontrolujte a v pr\u00edpade akejko\u013evek zmeny o tom informujte spr\u00e1vcovsk\u00fa spolo\u010dnos\u0165<\/li>\n\n\n\n<li>Inform\u00e1cie o zvolenej investi\u010dnej strat\u00e9gii a d\u00f4chodkov\u00fdch fondoch, do ktor\u00fdch si spor\u00edte<\/li>\n\n\n\n<li>V\u00fd\u0161ku aktu\u00e1lne nasporenej sumy, zmenu za posledn\u00fd rok a predpokladan\u00fd vek odchodu do d\u00f4chodku<\/li>\n\n\n\n<li>Predpokladan\u00fd mesa\u010dn\u00fd d\u00f4chodok a predpokladan\u00fd mesa\u010dn\u00fd d\u00f4chodok po zoh\u013eadnen\u00ed infl\u00e1cie. N\u00e1jdete tam tie\u017e progn\u00f3zu v\u00fd\u0161ky nasporenej sumy pri pesimistickom, z\u00e1kladnom a optimistickom scen\u00e1ri. Pozor, uv\u00e1dzan\u00e1 v\u00fd\u0161ka odhadovan\u00e9ho d\u00f4chodku sa t\u00fdka len druh\u00e9ho piliera, k\u00a0tejto sume sa e\u0161te pripo\u010d\u00edta d\u00f4chodok z\u00a0prv\u00e9ho piliera a\u00a0pr\u00edpadne aj tretieho piliera.<\/li>\n\n\n\n<li>Inform\u00e1cie o n\u00e1kladoch a&nbsp;r\u00f4znych poplatkoch<\/li>\n\n\n\n<li>V\u00fdkonnos\u0165 jednotliv\u00fdch fondov &#8211; m\u00f4\u017eete si porovna\u0165, ako sa im darilo. Pozor, sporenie na d\u00f4chodok je dlhodob\u00fd proces. To, \u017ee v\u00e1\u0161 fond mal v&nbsp;predch\u00e1dzaj\u00facom roku ni\u017e\u0161iu v\u00fdkonnos\u0165 ako in\u00fd fond, e\u0161te neznamen\u00e1, \u017ee to tak bude aj v&nbsp;bud\u00facnosti. D\u00f4le\u017eitej\u0161ie je, ako sa fondu dar\u00ed dlhodobo.<\/li>\n\n\n\n<li>Vo v\u00fdpise vid\u00edte aj ur\u010den\u00fa opr\u00e1vnen\u00fa osobu, ktor\u00e1 v pr\u00edpade v\u00e1\u0161ho \u00famrtia zded\u00ed nasporen\u00fa sumu<\/li>\n<\/ul>\n\n\n\n<p>Ka\u017ed\u00e1 spolo\u010dnos\u0165 m\u00e1 svoj vlastn\u00fd sp\u00f4sob poskytovania inform\u00e1ci\u00ed, preto sa obsah v\u00fdpisu m\u00f4\u017ee meni\u0165 v z\u00e1vislosti od spr\u00e1vcovskej spolo\u010dnosti.&nbsp;<\/p>\n\n\n\n<p><strong><em>Pravidl\u00e1 pre II. pilier sa v roku 2024 op\u00e4\u0165 menia. Viac sa dozviete v blogu <a href=\"https:\/\/www.fingo.sk\/blog\/bude-vam-na-dochodku-stacit-penzia-vo-vyske-polovicneho-platu\/\">Bude v\u00e1m na d\u00f4chodku sta\u010di\u0165 penzia vo v\u00fd\u0161ke polovi\u010dn\u00e9ho platu?<\/a><\/em><\/strong><\/p>\n\n\n\n<h2 class=\"has-text-color\" id=\"htoc-o-si-skontrolova\" style=\"color:#ec8124\"><strong>\u010co si skontrolova\u0165?<\/strong><\/h2>\n\n\n\n<p>Vo v\u00fdpise by ste si mali skontrolova\u0165 predov\u0161etk\u00fdm svoje osobn\u00e9 \u00fadaje, v\u00fd\u0161ku \u00faspor, ktor\u00fa ste mali ku koncu roka na osobnom \u00fa\u010dte a&nbsp;fond, do ktor\u00e9ho si spor\u00edte. \u0160t\u00e1t na\u0161\u0165astie za\u010dal automaticky pres\u00fava\u0165 v\u00e4\u010d\u0161inu sporite\u013eov z&nbsp;nev\u00fdhodn\u00fdch garantovan\u00fdch fondov do v\u00fdnosnej\u0161\u00edch indexov\u00fdch fondov. Pokia\u013e m\u00e1te menej ako 50 rokov, overte si, \u010di si spor\u00edte do indexov\u00e9ho fondu, ktor\u00fd je pre mlad\u0161\u00edch \u013eud\u00ed najvhodnej\u0161\u00ed.<\/p>\n\n\n\n<p>V\u0161imnite si tie\u017e, \u010di a&nbsp;ako m\u00e1te nastaven\u00fa opr\u00e1vnen\u00fa osobu. Ide o&nbsp;\u010dloveka, ktor\u00e9mu pripadn\u00fa va\u0161e \u00faspory v&nbsp;pr\u00edpade \u00famrtia.<\/p>\n\n\n\n<p>Ak do va\u0161ej zmluvy neuvediete opr\u00e1vnen\u00fa osobu, va\u0161e \u00faspory automaticky prejd\u00fa do dedi\u010dsk\u00e9ho konania. Ich vyplatenie to m\u00f4\u017ee skomplikova\u0165 a oddiali\u0165, preto je lep\u0161ie ma\u0165 opr\u00e1vnen\u00fa osobu v zmluve zap\u00edsan\u00fa.<\/p>\n\n\n\n<p>Ak nie ste spokojn\u00fd s&nbsp;va\u0161ou spr\u00e1vcovskou spolo\u010dnos\u0165ou, o&nbsp;zmenu m\u00f4\u017eete po\u017eiada\u0165 kedyko\u013evek. Dnes je to dokonca e\u0161te jednoduch\u0161ie ako v&nbsp;minulosti, od 1. 1. 2023 u\u017e toti\u017e nemus\u00edte predklada\u0165 akcepta\u010dn\u00fd list a sta\u010d\u00ed, ke\u010f s d\u00f4chodkovou spr\u00e1vcovskou spolo\u010dnos\u0165ou uzatvor\u00edte prestupov\u00fa zmluvu.<\/p>\n\n\n\n<p>Zmena je bezplatn\u00e1 a\u00a0ak si to chcete e\u0161te viac zjednodu\u0161i\u0165, oslovte <a href=\"https:\/\/www.fingo.sk\/kontakty\">finan\u010dn\u00e9ho sprostredkovate\u013ea<\/a>, ktor\u00fd v\u00e1m so v\u0161etk\u00fdm pom\u00f4\u017ee.<\/p>\n\n\n\n<p><strong>TIP: <\/strong>Progn\u00f3zy vo v\u00fdpise mnoh\u00fdch m\u00e4t\u00fa, preto\u017ee ich mylne pova\u017euj\u00fa za odhad celkov\u00e9ho starobn\u00e9ho d\u00f4chodku. Na\u0161\u0165astie ide len o \u010das\u0165 \u00faspor a v\u00fdpisy nehovoria ni\u010d o prvej, nosnej zlo\u017eke d\u00f4chodku, ktorou je prv\u00fd pilier.<\/p>\n\n\n\n<p><em><strong>Ak chcete ma\u0165 vy\u0161\u0161\u00ed d\u00f4chodok, mali by ste za\u010da\u0165 investova\u0165. V tomto <a href=\"https:\/\/www.fingo.sk\/blog\/kolko-penazi-potrebujete-aby-ste-mohli-rozumne-investovat\/\">blogu<\/a> sa dozviete, ako na to. <\/strong><\/em><\/p>\n\n\n\n<h2 class=\"has-text-color\" id=\"htoc-skontrolujte-svoj-v-pis-z-iii-piliera\" style=\"color:#ec8124\"><strong>\u010co si v\u0161\u00edma\u0165 vo v\u00fdpise z tretieho piliera<\/strong><\/h2>\n\n\n\n<p>Vo v\u00fdpise z tretieho piliera n\u00e1jdete inform\u00e1cie o tom, ko\u013eko pe\u0148az\u00ed m\u00e1te nasporen\u00fdch, v ak\u00fdch fondoch ich m\u00e1te zainvestovan\u00e9 a ako sa v\u00e1m zhodnocuj\u00fa.<\/p>\n\n\n\n<p>N\u00e1jdete v \u0148om:<\/p>\n\n\n\n<ul>\n<li>Va\u0161e osobn\u00e9 \u00fadaje. Skontrolujte si ich a v pr\u00edpade akejko\u013evek zmeny o tom informujte spr\u00e1vcovsk\u00fa spolo\u010dnos\u0165.<\/li>\n\n\n\n<li>Z\u00e1kladn\u00fd preh\u013ead, ktor\u00fd\u00a0 obsahuje \u00fadaje o tom, ko\u013eko ste mali v tre\u0165om pilieri nasporen\u00fdch prostriedkov ku koncu predch\u00e1dzaj\u00faceho roka a ko\u013eko prostriedkov v\u00e1m pribudlo v priebehu roka.\u00a0\u00a0<\/li>\n\n\n\n<li>V\u00fd\u0161ku predpokladan\u00e9ho d\u00f4chodku z tretieho piliera, vr\u00e1tane r\u00f4znych scen\u00e1rov jeho kone\u010dnej v\u00fd\u0161ky<\/li>\n\n\n\n<li>Predpokladan\u00fd \u010das odchodu do d\u00f4chodku<\/li>\n\n\n\n<li>Ve\u013emi d\u00f4le\u017eitou \u010das\u0165ou v\u00fdpisu je preh\u013ead fondov, v ktor\u00fdch m\u00e1te zainvestovan\u00e9 peniaze a \u00fadaje o ich v\u00fdkonnosti, teda ako v\u00e1m va\u0161e fondy zhodnocovali peniaze.<\/li>\n\n\n\n<li>Ak ste zamestnancom a na tret\u00ed pilier v\u00e1m prispieva aj zamestn\u00e1vate\u013e, vo v\u00fdpise n\u00e1jdete zvl\u00e1\u0161\u0165 vyp\u00edsan\u00e9 pr\u00edspevky od zamestn\u00e1vate\u013ea a zvl\u00e1\u0161\u0165 tie va\u0161e.&nbsp;&nbsp;<\/li>\n\n\n\n<li>N\u00e1jdete v&nbsp;\u0148om aj inform\u00e1cie o odplate, n\u00e1kladoch a poplatkoch, ktor\u00e9 si va\u0161a doplnkov\u00e1 d\u00f4chodkov\u00e1 spolo\u010dnos\u0165 (DDS) z\u00fa\u010dtovala za spr\u00e1vu a riadenie va\u0161ich \u00faspor.&nbsp;<\/li>\n\n\n\n<li>Tak ako pri druhom pilieri, aj tu si skontrolujte, \u010di m\u00e1te stanoven\u00fa opr\u00e1vnen\u00fa osobu, ktor\u00e1 v&nbsp;pr\u00edpade v\u00e1\u0161ho \u00famrtia dostane nasporen\u00e9 peniaze. \u00daspory bud\u00fa takto vyplaten\u00e9 r\u00fdchlej\u0161ie, bez zd\u013ahav\u00e9ho \u010dakania na dedi\u010dsk\u00e9 konanie.<\/li>\n<\/ul>\n\n\n\n<p>Tak ako pri v\u00fdpisoch z druh\u00e9ho piliera, aj tu plat\u00ed, \u017ee obsah v\u00fdpisu sa m\u00f4\u017ee meni\u0165 v z\u00e1vislosti od spr\u00e1vcovskej spolo\u010dnosti.<\/p>\n\n\n\n<p><strong>TIP:\u00a0<\/strong> Myslite na to, \u017ee tret\u00ed pilier je spojen\u00fd aj s da\u0148ovou \u00fa\u013eavou. Nezabudnite preto potvrdenie o zaplaten\u00fdch pr\u00edspevkoch do tretieho piliera prilo\u017ei\u0165 k svojmu da\u0148ov\u00e9mu priznaniu.<\/p>\n\n\n\n<div class=\"newsletter-1\"><\/div>\r\n<script src=\"https:\/\/www.fingo.sk\/cdn\/scripts\/widget-newsletter.js?v=2\"><\/script>\r\n\n\n\n\n<h2 class=\"has-text-color\" id=\"htoc-ak-fondy-si-zvoli-v-iii-pilieri\" style=\"color:#ec8124\"><strong>Ak\u00e9 fondy si zvoli\u0165 v\u00a0tre\u0165om pilieri<\/strong><\/h2>\n\n\n\n<p>Vo svojom v\u00fdpise neprehliadnite inform\u00e1ciu, do ktor\u00fdch fondov DDS investuje va\u0161e peniaze. M\u00f4\u017eete si vybra\u0165 z&nbsp;nieko\u013ek\u00fdch typov fondov \u2013 obvykle s\u00fa to konzervat\u00edvny, vyv\u00e1\u017een\u00fd, akciov\u00fd alebo indexov\u00fd. Vybra\u0165 si m\u00f4\u017eete bu\u010f jeden z nich alebo kombin\u00e1ciu dvoch fondov.<\/p>\n\n\n\n<p>Ak ste mlad\u0161\u00ed a do d\u00f4chodku v\u00e1m ost\u00e1va viac ako 10 rokov, odpor\u00fa\u010dame v\u00e1m indexov\u00fd fond, v&nbsp;ktorom sa va\u0161e \u00faspory zhodnotia najlep\u0161ie.&nbsp;<\/p>\n\n\n\n<p>U star\u0161\u00edch klientov, ktor\u00fdm ost\u00e1va do d\u00f4chodku menej ako 10 rokov, je zas vhodnej\u0161ie peniaze postupne pres\u00fava\u0165 do menej rizikov\u00fdch fondov, napr\u00edklad do konzervat\u00edvneho alebo vyv\u00e1\u017een\u00e9ho fondu.&nbsp;<\/p>\n\n\n\n<p><strong>TIP: <\/strong>Tak ako m\u00f4\u017eete zmeni\u0165 samotn\u00fa DDS-ku, m\u00f4\u017eete vo svojej zmluve raz za rok zmeni\u0165 aj nastavenie svojich fondov. Obr\u00e1\u0165te sa na FinGO.sk investi\u010dn\u00fdch \u0161pecialistov, ktor\u00ed v\u00e1m va\u0161u zmluvu radi skontroluj\u00fa a ak bude potrebn\u00e1 zmena, poradia v\u00e1m, \u010do je vhodn\u00e9 upravi\u0165.&nbsp;&nbsp;<\/p>\n\n\n\n<h2 class=\"has-text-color\" id=\"htoc-posta-v-m-ii-a-iii-pilier-na-d-chodku\" style=\"color:#ec8124\"><strong>Posta\u010d\u00ed v\u00e1m druh\u00fd a tret\u00ed pilier na d\u00f4chodku?<\/strong><\/h2>\n\n\n\n<p>Ak sa bude v\u00e1\u0161 d\u00f4chodok sklada\u0165 len z\u00a0prv\u00e9ho a\u00a0druh\u00e9ho piliera, pripravte sa na zna\u010dn\u00fd prepad va\u0161ich pr\u00edjmov. Tret\u00ed pilier m\u00f4\u017ee tento pokles zmierni\u0165, oplat\u00ed sa v\u0161ak len vtedy, ak v\u00e1m do neho bude prispieva\u0165 v\u00e1\u0161 zamestn\u00e1vate\u013e. Ide\u00e1lne aspo\u0148 to\u013eko, ko\u013eko budete do neho prispieva\u0165 vy sami. <\/p>\n\n\n\n<p>Ak si v\u0161ak\u00a0 chcete zachova\u0165 \u017eivotn\u00fa \u00farove\u0148, na ktor\u00fa ste zvyknut\u00ed, vytvorte si vlastn\u00fd d\u00f4chodkov\u00fd pilier. \u010co to znamen\u00e1? Mus\u00edte si za\u010da\u0165 \u0161etri\u0165 sami.<\/p>\n\n\n\n<p>Aj z ni\u017e\u0161\u00edch mesa\u010dn\u00fdch s\u00fam sa d\u00e1 pri dlhodobom investovan\u00ed postupne vybudova\u0165 slu\u0161-n\u00fd kapit\u00e1l. Napr\u00edklad pri invest\u00edcii 50 eur mesa\u010dne do diverzifikovan\u00fdch indexov\u00fdch ETF fondov m\u00f4\u017ee za 30 rokov vznikn\u00fa\u0165 suma okolo 70 000 eur. Ak sa v\u0161ak s budovan\u00edm rezervy za\u010dne a\u017e okolo p\u00e4\u0165desiatky a do d\u00f4chodku tak ost\u00e1va pribli\u017ene 15 rokov, na do-siahnutie rovnakej sumy je potrebn\u00e9 odklada\u0165 ka\u017ed\u00fd mesiac viac ako 200 eur.<\/p>\n\n\n\n<p>D\u00f4le\u017eit\u00e9 pritom je, aby bolo investovanie nastaven\u00e9 rozumne, s d\u00f4razom na vysok\u00fd v\u00fdnos a n\u00edzke poplatky. N\u00e1\u0161 bud\u00faci d\u00f4chodok toti\u017e neur\u010duje len \u0161t\u00e1tna politika, ale predov\u0161etk\u00fdm to, \u010do pre seba urob\u00edme my sami.<\/p>\n\n\n\n<p><em><strong>Ako na to? Pre\u010d\u00edtajte si n\u00e1\u0161 blog <a href=\"https:\/\/www.fingo.sk\/blog\/bude-vam-na-dochodku-stacit-penzia-vo-vyske-polovicneho-platu\/\">Bude v\u00e1m na d\u00f4chodku sta\u010di\u0165 penzia vo v\u00fd\u0161ke polovi\u010dn\u00e9ho platu?<\/a><\/strong><\/em><\/p>\n\n\n\n<figure class=\"wp-block-image size-full\"><a href=\"https:\/\/www.fingo.sk\/investovanie?utm_source=blog&amp;utm_medium=gif&amp;utm_campaign=invest_gif\"><img decoding=\"async\" width=\"1024\" height=\"768\" src=\"https:\/\/www.fingo.sk\/blog\/wp-content\/uploads\/2023\/01\/Investicna-kalkulacka-Fingo.gif\" alt=\"\" class=\"wp-image-7080\"\/><\/a><\/figure>\n\n\n\n<p>Najlepou cestou je obr\u00e1ti\u0165 sa na kvalitn\u00e9ho <a href=\"https:\/\/www.fingo.sk\/kontakty\"><strong>finan\u010dn\u00e9ho sprostredkovate\u013ea<\/strong><\/a>, ktor\u00fd\u00a0v\u00e1m vie\u00a0<strong>odporu\u010di\u0165<\/strong>\u00a0rozlo\u017eenie invest\u00edci\u00ed do r\u00f4znych n\u00e1strojov tak, aby\u00a0<strong>va\u0161e peniaze zar\u00e1bali,<\/strong>\u00a0ale z\u00e1rove\u0148 aby boli\u00a0<strong>v bezpe\u010d\u00ed<\/strong>. <\/p>\n\n\n\n<p>V pr\u00edpade ak\u00fdchko\u013evek ot\u00e1zok sa na n\u00e1s nev\u00e1hajte obr\u00e1ti\u0165. Zavolajte n\u00e1m do FinGO.sk na&nbsp;<a href=\"tel:0800601060\"><strong>0800 60 10 60<\/strong><\/a>&nbsp;alebo n\u00e1m zanechajte&nbsp;<strong>kontakt vo formul\u00e1ri ni\u017e\u0161ie<\/strong>&nbsp;a my sa v\u00e1m ozveme.<\/p>\n\n\n\n<p><\/p>\n\n\n\n<iframe id=\"iframeBannerV1_investment\" src=\"https:\/\/www.fingo.sk\/banner\/general?type=investment\" style=\"height: 263px; width: 100%; border: medium; box-shadow: 0 0 10px gray; border-radius: 14px;\" loading=\"lazy\"><\/iframe> \n","protected":false},"excerpt":{"rendered":"<p>Slov\u00e1ci si ka\u017edoro\u010dne nach\u00e1dzaj\u00fa v schr\u00e1nkach po\u0161tu z d\u00f4chodkov\u00fdch spr\u00e1vcovsk\u00fdch spolo\u010dnost\u00ed. Hoci mnoh\u00ed veria, \u017ee v\u00fdpis z druh\u00e9ho \u010di tretieho piliera neobsahuje ni\u010d podstatn\u00e9 a h\u00e1d\u017eu ho rovno do ko\u0161a, robia chybu. Existuje toti\u017e hne\u010f nieko\u013eko d\u00f4le\u017eit\u00fdch d\u00f4vodov, pre\u010do by ste mu mali venova\u0165 pozornos\u0165. V&nbsp;druhom a&nbsp;tre\u0165om d\u00f4chodkovom pilieri si sporia mili\u00f3ny Slov\u00e1kov. V&nbsp;pravideln\u00fdch v\u00fdpisoch, ktor\u00e9 s\u00fa posielan\u00e9 zv\u00e4\u010d\u0161a v&nbsp;prv\u00fdch mesiacoch roka, ich spr\u00e1vcovsk\u00e9 spolo\u010dnosti informuj\u00fa, ako sa im dar\u00ed spravova\u0165 ich nasporen\u00e9 prostriedky. Ak patr\u00edte medzi sporite\u013eov, zrejme aj vy dost\u00e1vate v\u00fdpis do svojej po\u0161tovej alebo e-mailovej schr\u00e1nky.&nbsp; Ak v\u00e1m ni\u010d tak\u00e9 nechod\u00ed, kontaktujte spr\u00e1vcovsk\u00fa spolo\u010dnos\u0165 a&nbsp;uistite sa, \u010di maj\u00fa spr\u00e1vne zadan\u00fa kore\u0161ponden\u010dn\u00fa a e-mailov\u00fa adresu. V\u00fdpis m\u00f4\u017eete n\u00e1js\u0165 aj na internete, ak sa prihl\u00e1site do klientskej z\u00f3ny spr\u00e1vcu. \u010co v\u0161etko n\u00e1jdete vo v\u00fdpise z druh\u00e9ho piliera V&nbsp;dokumente sa nach\u00e1dzaj\u00fa inform\u00e1cie, ktor\u00e9 sa t\u00fdkaj\u00fa v\u00e1\u0161ho s\u00fakromn\u00e9ho d\u00f4chodkov\u00e9ho \u00fa\u010dtu a&nbsp;jeho v\u00fdkonnosti za predch\u00e1dzaj\u00faci rok. \u010co v\u0161etko v \u0148om n\u00e1jdete? Ka\u017ed\u00e1 spolo\u010dnos\u0165 m\u00e1 svoj vlastn\u00fd sp\u00f4sob poskytovania inform\u00e1ci\u00ed, preto sa obsah v\u00fdpisu m\u00f4\u017ee meni\u0165 v z\u00e1vislosti od spr\u00e1vcovskej spolo\u010dnosti.&nbsp; Pravidl\u00e1 pre II. pilier sa v roku 2024 op\u00e4\u0165 menia. Viac sa dozviete v blogu Bude v\u00e1m na d\u00f4chodku sta\u010di\u0165 penzia vo v\u00fd\u0161ke polovi\u010dn\u00e9ho platu? \u010co si skontrolova\u0165? Vo v\u00fdpise by ste [&hellip;]<\/p>\n","protected":false},"author":56,"featured_media":8779,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":[],"categories":[7,6],"tags":[96,288,289,50,149],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v20.11 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>\u010co v\u0161etko n\u00e1jdete vo v\u00fdpise z druh\u00e9ho a tretieho piliera?<\/title>\n<meta name=\"description\" content=\"Slov\u00e1ci dost\u00e1vaj\u00fa ka\u017edoro\u010dne v\u00fdpisy z druh\u00e9ho a tretieho piliera. Obsahuj\u00fa inform\u00e1cie, ktor\u00e9 by v\u00e1s mali zauj\u00edma\u0165.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.fingo.sk\/blog\/kazdorocne-vypisy-z-druheho-a-tretieho-piliera-sa-oplati-precitat-co-vsetko-v-nich-najdete\/\" \/>\n<meta property=\"og:locale\" content=\"sk_SK\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"\u010co v\u0161etko n\u00e1jdete vo v\u00fdpise z druh\u00e9ho a tretieho piliera?\" \/>\n<meta property=\"og:description\" content=\"Slov\u00e1ci dost\u00e1vaj\u00fa ka\u017edoro\u010dne v\u00fdpisy z druh\u00e9ho a tretieho piliera. Obsahuj\u00fa inform\u00e1cie, ktor\u00e9 by v\u00e1s mali zauj\u00edma\u0165.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.fingo.sk\/blog\/kazdorocne-vypisy-z-druheho-a-tretieho-piliera-sa-oplati-precitat-co-vsetko-v-nich-najdete\/\" \/>\n<meta property=\"og:site_name\" content=\"FinGO.sk\" \/>\n<meta property=\"article:published_time\" content=\"2026-03-18T14:56:00+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2026-03-18T15:34:51+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.fingo.sk\/blog\/wp-content\/uploads\/2024\/02\/Vypis-z-druheho-piliera.png\" \/>\n\t<meta property=\"og:image:width\" content=\"1080\" \/>\n\t<meta property=\"og:image:height\" content=\"720\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/png\" \/>\n<meta name=\"author\" content=\"Jakub Nagy\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Autor\" \/>\n\t<meta name=\"twitter:data1\" content=\"Jakub Nagy\" \/>\n\t<meta name=\"twitter:label2\" content=\"Predpokladan\u00fd \u010das \u010d\u00edtania\" \/>\n\t<meta name=\"twitter:data2\" content=\"8 min\u00fat\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/www.fingo.sk\/blog\/kazdorocne-vypisy-z-druheho-a-tretieho-piliera-sa-oplati-precitat-co-vsetko-v-nich-najdete\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/www.fingo.sk\/blog\/kazdorocne-vypisy-z-druheho-a-tretieho-piliera-sa-oplati-precitat-co-vsetko-v-nich-najdete\/\"},\"author\":{\"name\":\"Jakub Nagy\",\"@id\":\"https:\/\/www.fingo.sk\/blog\/#\/schema\/person\/ea55afccc6959a89915f7711cfca2590\"},\"headline\":\"Ka\u017edoro\u010dn\u00e9 v\u00fdpisy z druh\u00e9ho a tretieho piliera sa oplat\u00ed pre\u010d\u00edta\u0165. \u010co v\u0161etko v nich n\u00e1jdete?\",\"datePublished\":\"2026-03-18T14:56:00+00:00\",\"dateModified\":\"2026-03-18T15:34:51+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/www.fingo.sk\/blog\/kazdorocne-vypisy-z-druheho-a-tretieho-piliera-sa-oplati-precitat-co-vsetko-v-nich-najdete\/\"},\"wordCount\":1748,\"publisher\":{\"@id\":\"https:\/\/www.fingo.sk\/blog\/#organization\"},\"keywords\":[\"Druh\u00fd pilier\",\"II. pilier\",\"III. pilier\",\"Sporenie na d\u00f4chodok\",\"Tret\u00ed pilier\"],\"articleSection\":[\"Fingo rad\u00ed\",\"Invest\u00edcie\"],\"inLanguage\":\"sk-SK\"},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.fingo.sk\/blog\/kazdorocne-vypisy-z-druheho-a-tretieho-piliera-sa-oplati-precitat-co-vsetko-v-nich-najdete\/\",\"url\":\"https:\/\/www.fingo.sk\/blog\/kazdorocne-vypisy-z-druheho-a-tretieho-piliera-sa-oplati-precitat-co-vsetko-v-nich-najdete\/\",\"name\":\"\u010co v\u0161etko n\u00e1jdete vo v\u00fdpise z druh\u00e9ho a tretieho piliera?\",\"isPartOf\":{\"@id\":\"https:\/\/www.fingo.sk\/blog\/#website\"},\"datePublished\":\"2026-03-18T14:56:00+00:00\",\"dateModified\":\"2026-03-18T15:34:51+00:00\",\"description\":\"Slov\u00e1ci dost\u00e1vaj\u00fa ka\u017edoro\u010dne v\u00fdpisy z druh\u00e9ho a tretieho piliera. Obsahuj\u00fa inform\u00e1cie, ktor\u00e9 by v\u00e1s mali zauj\u00edma\u0165.\",\"breadcrumb\":{\"@id\":\"https:\/\/www.fingo.sk\/blog\/kazdorocne-vypisy-z-druheho-a-tretieho-piliera-sa-oplati-precitat-co-vsetko-v-nich-najdete\/#breadcrumb\"},\"inLanguage\":\"sk-SK\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/www.fingo.sk\/blog\/kazdorocne-vypisy-z-druheho-a-tretieho-piliera-sa-oplati-precitat-co-vsetko-v-nich-najdete\/\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/www.fingo.sk\/blog\/kazdorocne-vypisy-z-druheho-a-tretieho-piliera-sa-oplati-precitat-co-vsetko-v-nich-najdete\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Blog\",\"item\":\"https:\/\/www.fingo.sk\/blog\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Invest\u00edcie\",\"item\":\"https:\/\/www.fingo.sk\/blog\/category\/investicie\/\"},{\"@type\":\"ListItem\",\"position\":3,\"name\":\"Ka\u017edoro\u010dn\u00e9 v\u00fdpisy z druh\u00e9ho a tretieho piliera sa oplat\u00ed pre\u010d\u00edta\u0165. \u010co v\u0161etko v nich n\u00e1jdete?\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/www.fingo.sk\/blog\/#website\",\"url\":\"https:\/\/www.fingo.sk\/blog\/\",\"name\":\"FinGO.sk\",\"description\":\"\",\"publisher\":{\"@id\":\"https:\/\/www.fingo.sk\/blog\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/www.fingo.sk\/blog\/?s={search_term_string}\"},\"query-input\":\"required name=search_term_string\"}],\"inLanguage\":\"sk-SK\"},{\"@type\":\"Organization\",\"@id\":\"https:\/\/www.fingo.sk\/blog\/#organization\",\"name\":\"FINGO.SK s. r. o.\",\"url\":\"https:\/\/www.fingo.sk\/blog\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"sk-SK\",\"@id\":\"https:\/\/www.fingo.sk\/blog\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/www.fingo.sk\/blog\/wp-content\/uploads\/2018\/06\/ryba-s-bielym.png\",\"contentUrl\":\"https:\/\/www.fingo.sk\/blog\/wp-content\/uploads\/2018\/06\/ryba-s-bielym.png\",\"width\":983,\"height\":1000,\"caption\":\"FINGO.SK s. r. o.\"},\"image\":{\"@id\":\"https:\/\/www.fingo.sk\/blog\/#\/schema\/logo\/image\/\"}},{\"@type\":\"Person\",\"@id\":\"https:\/\/www.fingo.sk\/blog\/#\/schema\/person\/ea55afccc6959a89915f7711cfca2590\",\"name\":\"Jakub Nagy\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"sk-SK\",\"@id\":\"https:\/\/www.fingo.sk\/blog\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/www.fingo.sk\/blog\/wp-content\/uploads\/2024\/07\/Jakub-Nagy_Investicny-specialista-FinGO.sk_-96x96.jpg\",\"contentUrl\":\"https:\/\/www.fingo.sk\/blog\/wp-content\/uploads\/2024\/07\/Jakub-Nagy_Investicny-specialista-FinGO.sk_-96x96.jpg\",\"caption\":\"Jakub Nagy\"},\"description\":\"Cel\u00fa svoju profesion\u00e1lnu kari\u00e9ru sa venuje financi\u00e1m a obchodn\u00fdm sie\u0165am. M\u00e1 sk\u00fasenosti z bankovn\u00edctva, finan\u010dn\u00e9ho sprostredkovania a tie\u017e p\u00f4sobenia vo finan\u010dnej skupine.\",\"url\":\"https:\/\/www.fingo.sk\/blog\/author\/jakub-nagy\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"\u010co v\u0161etko n\u00e1jdete vo v\u00fdpise z druh\u00e9ho a tretieho piliera?","description":"Slov\u00e1ci dost\u00e1vaj\u00fa ka\u017edoro\u010dne v\u00fdpisy z druh\u00e9ho a tretieho piliera. Obsahuj\u00fa inform\u00e1cie, ktor\u00e9 by v\u00e1s mali zauj\u00edma\u0165.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.fingo.sk\/blog\/kazdorocne-vypisy-z-druheho-a-tretieho-piliera-sa-oplati-precitat-co-vsetko-v-nich-najdete\/","og_locale":"sk_SK","og_type":"article","og_title":"\u010co v\u0161etko n\u00e1jdete vo v\u00fdpise z druh\u00e9ho a tretieho piliera?","og_description":"Slov\u00e1ci dost\u00e1vaj\u00fa ka\u017edoro\u010dne v\u00fdpisy z druh\u00e9ho a tretieho piliera. Obsahuj\u00fa inform\u00e1cie, ktor\u00e9 by v\u00e1s mali zauj\u00edma\u0165.","og_url":"https:\/\/www.fingo.sk\/blog\/kazdorocne-vypisy-z-druheho-a-tretieho-piliera-sa-oplati-precitat-co-vsetko-v-nich-najdete\/","og_site_name":"FinGO.sk","article_published_time":"2026-03-18T14:56:00+00:00","article_modified_time":"2026-03-18T15:34:51+00:00","og_image":[{"width":1080,"height":720,"url":"https:\/\/www.fingo.sk\/blog\/wp-content\/uploads\/2024\/02\/Vypis-z-druheho-piliera.png","type":"image\/png"}],"author":"Jakub Nagy","twitter_card":"summary_large_image","twitter_misc":{"Autor":"Jakub Nagy","Predpokladan\u00fd \u010das \u010d\u00edtania":"8 min\u00fat"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/www.fingo.sk\/blog\/kazdorocne-vypisy-z-druheho-a-tretieho-piliera-sa-oplati-precitat-co-vsetko-v-nich-najdete\/#article","isPartOf":{"@id":"https:\/\/www.fingo.sk\/blog\/kazdorocne-vypisy-z-druheho-a-tretieho-piliera-sa-oplati-precitat-co-vsetko-v-nich-najdete\/"},"author":{"name":"Jakub Nagy","@id":"https:\/\/www.fingo.sk\/blog\/#\/schema\/person\/ea55afccc6959a89915f7711cfca2590"},"headline":"Ka\u017edoro\u010dn\u00e9 v\u00fdpisy z druh\u00e9ho a tretieho piliera sa oplat\u00ed pre\u010d\u00edta\u0165. \u010co v\u0161etko v nich n\u00e1jdete?","datePublished":"2026-03-18T14:56:00+00:00","dateModified":"2026-03-18T15:34:51+00:00","mainEntityOfPage":{"@id":"https:\/\/www.fingo.sk\/blog\/kazdorocne-vypisy-z-druheho-a-tretieho-piliera-sa-oplati-precitat-co-vsetko-v-nich-najdete\/"},"wordCount":1748,"publisher":{"@id":"https:\/\/www.fingo.sk\/blog\/#organization"},"keywords":["Druh\u00fd pilier","II. pilier","III. pilier","Sporenie na d\u00f4chodok","Tret\u00ed pilier"],"articleSection":["Fingo rad\u00ed","Invest\u00edcie"],"inLanguage":"sk-SK"},{"@type":"WebPage","@id":"https:\/\/www.fingo.sk\/blog\/kazdorocne-vypisy-z-druheho-a-tretieho-piliera-sa-oplati-precitat-co-vsetko-v-nich-najdete\/","url":"https:\/\/www.fingo.sk\/blog\/kazdorocne-vypisy-z-druheho-a-tretieho-piliera-sa-oplati-precitat-co-vsetko-v-nich-najdete\/","name":"\u010co v\u0161etko n\u00e1jdete vo v\u00fdpise z druh\u00e9ho a tretieho piliera?","isPartOf":{"@id":"https:\/\/www.fingo.sk\/blog\/#website"},"datePublished":"2026-03-18T14:56:00+00:00","dateModified":"2026-03-18T15:34:51+00:00","description":"Slov\u00e1ci dost\u00e1vaj\u00fa ka\u017edoro\u010dne v\u00fdpisy z druh\u00e9ho a tretieho piliera. Obsahuj\u00fa inform\u00e1cie, ktor\u00e9 by v\u00e1s mali zauj\u00edma\u0165.","breadcrumb":{"@id":"https:\/\/www.fingo.sk\/blog\/kazdorocne-vypisy-z-druheho-a-tretieho-piliera-sa-oplati-precitat-co-vsetko-v-nich-najdete\/#breadcrumb"},"inLanguage":"sk-SK","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.fingo.sk\/blog\/kazdorocne-vypisy-z-druheho-a-tretieho-piliera-sa-oplati-precitat-co-vsetko-v-nich-najdete\/"]}]},{"@type":"BreadcrumbList","@id":"https:\/\/www.fingo.sk\/blog\/kazdorocne-vypisy-z-druheho-a-tretieho-piliera-sa-oplati-precitat-co-vsetko-v-nich-najdete\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Blog","item":"https:\/\/www.fingo.sk\/blog\/"},{"@type":"ListItem","position":2,"name":"Invest\u00edcie","item":"https:\/\/www.fingo.sk\/blog\/category\/investicie\/"},{"@type":"ListItem","position":3,"name":"Ka\u017edoro\u010dn\u00e9 v\u00fdpisy z druh\u00e9ho a tretieho piliera sa oplat\u00ed pre\u010d\u00edta\u0165. \u010co v\u0161etko v nich n\u00e1jdete?"}]},{"@type":"WebSite","@id":"https:\/\/www.fingo.sk\/blog\/#website","url":"https:\/\/www.fingo.sk\/blog\/","name":"FinGO.sk","description":"","publisher":{"@id":"https:\/\/www.fingo.sk\/blog\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.fingo.sk\/blog\/?s={search_term_string}"},"query-input":"required name=search_term_string"}],"inLanguage":"sk-SK"},{"@type":"Organization","@id":"https:\/\/www.fingo.sk\/blog\/#organization","name":"FINGO.SK s. r. o.","url":"https:\/\/www.fingo.sk\/blog\/","logo":{"@type":"ImageObject","inLanguage":"sk-SK","@id":"https:\/\/www.fingo.sk\/blog\/#\/schema\/logo\/image\/","url":"https:\/\/www.fingo.sk\/blog\/wp-content\/uploads\/2018\/06\/ryba-s-bielym.png","contentUrl":"https:\/\/www.fingo.sk\/blog\/wp-content\/uploads\/2018\/06\/ryba-s-bielym.png","width":983,"height":1000,"caption":"FINGO.SK s. r. o."},"image":{"@id":"https:\/\/www.fingo.sk\/blog\/#\/schema\/logo\/image\/"}},{"@type":"Person","@id":"https:\/\/www.fingo.sk\/blog\/#\/schema\/person\/ea55afccc6959a89915f7711cfca2590","name":"Jakub Nagy","image":{"@type":"ImageObject","inLanguage":"sk-SK","@id":"https:\/\/www.fingo.sk\/blog\/#\/schema\/person\/image\/","url":"https:\/\/www.fingo.sk\/blog\/wp-content\/uploads\/2024\/07\/Jakub-Nagy_Investicny-specialista-FinGO.sk_-96x96.jpg","contentUrl":"https:\/\/www.fingo.sk\/blog\/wp-content\/uploads\/2024\/07\/Jakub-Nagy_Investicny-specialista-FinGO.sk_-96x96.jpg","caption":"Jakub Nagy"},"description":"Cel\u00fa svoju profesion\u00e1lnu kari\u00e9ru sa venuje financi\u00e1m a obchodn\u00fdm sie\u0165am. M\u00e1 sk\u00fasenosti z bankovn\u00edctva, finan\u010dn\u00e9ho sprostredkovania a tie\u017e p\u00f4sobenia vo finan\u010dnej skupine.","url":"https:\/\/www.fingo.sk\/blog\/author\/jakub-nagy\/"}]}},"_links":{"self":[{"href":"https:\/\/www.fingo.sk\/blog\/wp-json\/wp\/v2\/posts\/8765"}],"collection":[{"href":"https:\/\/www.fingo.sk\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.fingo.sk\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.fingo.sk\/blog\/wp-json\/wp\/v2\/users\/56"}],"replies":[{"embeddable":true,"href":"https:\/\/www.fingo.sk\/blog\/wp-json\/wp\/v2\/comments?post=8765"}],"version-history":[{"count":13,"href":"https:\/\/www.fingo.sk\/blog\/wp-json\/wp\/v2\/posts\/8765\/revisions"}],"predecessor-version":[{"id":11059,"href":"https:\/\/www.fingo.sk\/blog\/wp-json\/wp\/v2\/posts\/8765\/revisions\/11059"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.fingo.sk\/blog\/wp-json\/wp\/v2\/media\/8779"}],"wp:attachment":[{"href":"https:\/\/www.fingo.sk\/blog\/wp-json\/wp\/v2\/media?parent=8765"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.fingo.sk\/blog\/wp-json\/wp\/v2\/categories?post=8765"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.fingo.sk\/blog\/wp-json\/wp\/v2\/tags?post=8765"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}