{"id":942,"date":"2020-11-11T11:32:41","date_gmt":"2020-11-11T10:32:41","guid":{"rendered":"https:\/\/www.fingo.sk\/blog\/?p=942"},"modified":"2024-06-10T13:20:59","modified_gmt":"2024-06-10T11:20:59","slug":"uverovy-register-co-vsetko-o-vas-prezradi","status":"publish","type":"post","link":"https:\/\/www.fingo.sk\/blog\/uverovy-register-co-vsetko-o-vas-prezradi\/","title":{"rendered":"\u00daverov\u00fd register. \u010co v\u0161etko o v\u00e1s prezrad\u00ed?"},"content":{"rendered":"\n<p><b>Chceli by ste po\u017eiada\u0165 o hypot\u00e9ku, ale mali ste v minulosti \u0165a\u017ekosti so spl\u00e1can\u00edm svojich z\u00e1v\u00e4zkov? Banka tieto probl\u00e9my \u013eahko odhal\u00ed pri sk\u00faman\u00ed va\u0161ej platobnej discipl\u00edny. V\u0161etky ome\u0161kania na spl\u00e1tkach, nepovolen\u00e9 pre\u010derpania alebo zamietnut\u00e9 \u017eiadosti o \u00faver s\u00fa toti\u017e podrobne evidovan\u00e9 v \u00faverovom registri. \u010co to vlastne \u00faverov\u00fd register je a na \u010do sl\u00fa\u017ei?<\/b><\/p>\n\n\n\n<p><strong>V \u010dl\u00e1nku sa do\u010d\u00edtate:<\/strong><\/p>\n\n\n\n<ul>\n<li>\u010co je to \u00faverov\u00fd register a ak\u00e9 \u00fadaje eviduje<\/li>\n\n\n\n<li>Ako sa k v\u00fdpisu z \u00faverov\u00e9ho registra dostanete<\/li>\n\n\n\n<li>Na \u010do v\u0161etko v\u00e1m \u00fadaje z \u00faverov\u00e9ho registra posl\u00fa\u017eia<\/li>\n\n\n\n<li>S \u010d\u00edm v\u00e1m pom\u00f4\u017eu aj na\u0161i finan\u010dn\u00ed sprostredkovatelia<a href=\"https:\/\/www.fingo.sk\/kontakty\"> FinGO.sk<\/a><\/li>\n<\/ul>\n\n\n\n<h2><span style=\"color: #ec8124;\">\u010co je to \u00faverov\u00fd register<\/span><\/h2>\n\n\n\n<p><span style=\"font-weight: 400;\">\u00daverov\u00fd register je zjednodu\u0161en\u00fd n\u00e1zov pre <\/span><b>Spolo\u010dn\u00fd register bankov\u00fdch inform\u00e1ci\u00ed (SRBI),<\/b><span style=\"font-weight: 400;\"> v ktorom s\u00fa evidovan\u00e9 v\u0161etky <\/span><b>bankov\u00e9 \u00favery.<\/b><span style=\"font-weight: 400;\"> P\u00f4\u017ei\u010dky a leasingy nebankov\u00fdch spolo\u010dnost\u00ed s\u00fa zasa evidovan\u00e9 v <\/span><b>Nebankovom registri klientskych inform\u00e1ci\u00ed (NRKI).&nbsp;<\/b><\/p>\n\n\n\n<p><span style=\"font-weight: 400;\">V t\u00fdchto registroch je evidovan\u00fd <\/span><b>ka\u017ed\u00fd dl\u017en\u00edk, spoludl\u017en\u00edk alebo ru\u010dite\u013e,<\/b><span style=\"font-weight: 400;\"> na ktor\u00e9ho rodn\u00e9 \u010d\u00edslo je veden\u00e1&nbsp;<\/span>ak\u00e1ko\u013evek zmluva o \u00favere, hypot\u00e9ke, p\u00f4\u017ei\u010dke, leasingu, povolenom pre\u010derpan\u00ed \u010di kreditnej karte<span style=\"font-weight: 400;\">.<\/span><\/p>\n\n\n\n<h3><span style=\"color: #ec8124;\">Ak\u00e9 \u00fadaje sa eviduj\u00fa v registri<\/span><\/h3>\n\n\n\n<p><span style=\"font-weight: 400;\">V registri sa eviduj\u00fa viacer\u00e9 \u00fadaje, medzi nimi aj:&nbsp;<\/span><\/p>\n\n\n\n<ul>\n<li>n\u00e1zov finan\u010dnej in\u0161tit\u00facie<\/li>\n\n\n\n<li>typ a v\u00fd\u0161ka \u00faveru aj jeho zostatok<\/li>\n\n\n\n<li>spl\u00e1tka<\/li>\n\n\n\n<li>ome\u0161kan\u00e9 spl\u00e1tky, po\u010det ome\u0161kan\u00ed<\/li>\n\n\n\n<li>v\u00fd\u0161ka limitov kreditn\u00fdch kariet a povolen\u00fdch pre\u010derpan\u00ed aj \u010derpan\u00ed<\/li>\n<\/ul>\n\n\n\n<h3><span style=\"color: #ec8124;\">Ako je to s odkladom spl\u00e1tok<\/span><\/h3>\n\n\n\n<p>Ak ste sa rozhodli pre <a href=\"https:\/\/www.fingo.sk\/blog\/odklad-splatok-alebo-radsej-refinancovanie\/\">odklad spl\u00e1tok<\/a> pod\u013ea z\u00e1kona LEX KORONA, nemal by ma\u0165 negat\u00edvny dopad na v\u00e1\u0161<strong>&nbsp;\u00faverov\u00fd register<\/strong>. V registri je uveden\u00e1&nbsp;<strong>pozn\u00e1mka COVID-19<\/strong>, pod\u013ea ktorej bud\u00fa banky v bud\u00facnosti vedie\u0165, \u017ee ste mali odlo\u017een\u00e9 spl\u00e1tky pod\u013ea \u0161t\u00e1tom povolen\u00fdch pravidiel.<\/p>\n\n\n\n<p>Na rozdiel od \u0161tandardn\u00e9ho odkladu spl\u00e1tok (ktor\u00fd banky poskytovali aj pred pand\u00e9miou), teda takto&nbsp;<strong>odlo\u017een\u00e9 spl\u00e1tky nemaj\u00fa ma\u0165 ma\u0165 vplyv na va\u0161e hodnotenie<\/strong>&nbsp;v bud\u00facnosti.<\/p>\n\n\n\n<blockquote class=\"wp-block-quote\">\n<p>Av\u0161ak myslite na to, \u017ee banky maj\u00fa svoje intern\u00e9 pravidl\u00e1 a ako s\u00fakromn\u00e9 podnikate\u013esk\u00e9 subjekty si m\u00f4\u017eu sami zvoli\u0165, \u010di klientov s odlo\u017een\u00fdmi spl\u00e1tkami v bud\u00facnosti bud\u00fa ochotn\u00e9 \u00faverova\u0165 rovnako ako ostatn\u00fdch.<\/p>\n<\/blockquote>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter\"><img decoding=\"async\" width=\"1730\" height=\"1155\" src=\"https:\/\/www.fingo.sk\/blog\/wp-content\/uploads\/2020\/05\/vyhodnejsie-produkty.jpg\" alt=\"kalkula\u010dka a peniaze\" class=\"wp-image-2330\" srcset=\"https:\/\/www.fingo.sk\/blog\/wp-content\/uploads\/2020\/05\/vyhodnejsie-produkty.jpg 1730w, https:\/\/www.fingo.sk\/blog\/wp-content\/uploads\/2020\/05\/vyhodnejsie-produkty-300x200.jpg 300w, https:\/\/www.fingo.sk\/blog\/wp-content\/uploads\/2020\/05\/vyhodnejsie-produkty-768x513.jpg 768w, https:\/\/www.fingo.sk\/blog\/wp-content\/uploads\/2020\/05\/vyhodnejsie-produkty-1024x684.jpg 1024w, https:\/\/www.fingo.sk\/blog\/wp-content\/uploads\/2020\/05\/vyhodnejsie-produkty-1080x721.jpg 1080w\" sizes=\"(max-width: 1730px) 100vw, 1730px\" \/><\/figure><\/div>\n\n\n<h3><span style=\"color: #ec8124;\">Aj zamietnut\u00e9 \u017eiadosti o \u00faver<\/span><\/h3>\n\n\n\n<p>V \u00faverovom registri n\u00e1jdete aj <b>v\u0161etky \u017eiadosti o \u00faver<\/b> a ich stavy, vr\u00e1tane <b>zamietnut\u00fdch \u017eiadost\u00ed, <\/b>spolu s d\u00e1tumami. V\u0161etky tieto \u00fadaje sa v SRBI aj NRKI uchov\u00e1vaj\u00fa po\u010das doby platnosti \u00faverovej zmluvy a<b> e\u0161te 5 rokov po splaten\u00ed \u00faveru<\/b>. Po piatich rokoch s\u00fa \u00fadaje z registra automaticky vymazan\u00e9.&nbsp;<span style=\"font-weight: 400;\">S t\u00fdmito inform\u00e1ciami pracuj\u00fa banky pri sk\u00faman\u00ed va\u0161ej bonity. <\/span><\/p>\n\n\n\n<p><span style=\"font-weight: 400;\"><span style=\"color: #ec8124;\"><strong>TIP:<\/strong> <\/span>Preto ak chcete <a href=\"https:\/\/www.fingo.sk\/hypotekarna-kalkulacka\/kupa\">po\u017eiada\u0165 o hypot\u00e9ku<\/a>, nie je na \u0161kodu ma\u0165 vopred k dispoz\u00edcii tak\u00fdto komplexn\u00fd preh\u013ead o pr\u00edpadnom rozsahu ome\u0161kan\u00ed na \u00faveroch a pod\u013ea toho zvoli\u0165 \u010fal\u0161iu strat\u00e9giu.&nbsp;<\/span><\/p>\n\n\n\n<p><span style=\"font-weight: 400;\">V\u00fdpis z \u00faverov\u00e9ho registra v\u0161ak <strong>nie je povinnou pr\u00edlohou<\/strong> \u017eiadosti o \u00faver. Preto ak ste nikdy neboli v ome\u0161kan\u00ed so spl\u00e1tkami, pr\u00edpadne va\u0161a \u00faverov\u00e1 minulos\u0165 je \u010dist\u00e1, nemus\u00edte si o v\u00fdpis z registra \u017eiada\u0165.<\/span><\/p>\n\n\n\n<div class=\"newsletter-1\"><\/div>\r\n<script src=\"https:\/\/www.fingo.sk\/cdn\/scripts\/widget-newsletter.js?v=2\"><\/script>\r\n\n\n\n\n<h2><span style=\"color: #ec8124;\"><b>Ako sa k v\u00fdpisu z \u00faverov\u00e9ho registra dostanete<\/b><\/span><\/h2>\n\n\n\n<p><span style=\"font-weight: 400;\">Stav va\u0161ich z\u00e1znamov v \u00faverovom registri si m\u00f4\u017eete skontrolova\u0165 ve\u013emi jednoducho. <\/span><\/p>\n\n\n\n<ul>\n<li><span style=\"font-weight: 400;\">O v\u00fdpis zo <\/span><span style=\"font-weight: 400;\">SRBI a \/alebo NRKI m\u00f4\u017eete po\u017eiada\u0165 <\/span><b>p\u00edsomne prostredn\u00edctvom \u017eiadosti <\/b><span style=\"font-weight: 400;\">o poskytnutie odpisu osobn\u00fdch \u00fadajov, ktor\u00fa n\u00e1jdete na webe oboch registrov (SRBI alebo NRKI). <\/span><\/li>\n\n\n\n<li><span style=\"font-weight: 400;\">Vyplnen\u00fa \u017eiados\u0165 po\u0161lete na adresu registra, uveden\u00fa v spodnej \u010dasti tla\u010diva.<\/span><\/li>\n\n\n\n<li><span style=\"font-weight: 400;\"><strong>\u017diados\u0165 v\u0161ak m\u00f4\u017eete poda\u0165 aj osobne <\/strong>v s\u00eddle prev\u00e1dzkovate\u013eov registrov, ktor\u00e9 sa nach\u00e1dza v Bratislave. <\/span><\/li>\n\n\n\n<li><span style=\"font-weight: 400;\">Na podanie a prevzatie v\u00fdpisu z registra <strong>m\u00f4\u017eete splnomocni\u0165 aj in\u00fa osobu,<\/strong> napr\u00edklad finan\u010dn\u00e9ho sprostredkovate\u013ea. <\/span><\/li>\n\n\n\n<li><span style=\"font-weight: 400;\">Tla\u010divo na splnomocnenie n\u00e1jdete tie\u017e na webe.<\/span><\/li>\n<\/ul>\n\n\n\n<p><span style=\"color: #ec8124;\"><strong>TIP:<\/strong><\/span> Preh\u013ead finan\u010dn\u00fdch z\u00e1v\u00e4zkov z bankov\u00e9ho a nebankov\u00e9ho registra m\u00f4\u017eete z\u00edska\u0165 aj online <a href=\"http:\/\/moje-financie.sk\/oprojekte\/\">na tejto str\u00e1nke.<\/a><\/p>\n\n\n\n<h3><img decoding=\"async\" class=\"aligncenter wp-image-2328\" src=\"https:\/\/www.fingo.sk\/blog\/wp-content\/uploads\/2020\/05\/hypoteka.jpg\" alt=\"rodina v ob\u00fdva\u010dke \" width=\"500\" height=\"348\" srcset=\"https:\/\/www.fingo.sk\/blog\/wp-content\/uploads\/2020\/05\/hypoteka.jpg 1696w, https:\/\/www.fingo.sk\/blog\/wp-content\/uploads\/2020\/05\/hypoteka-300x209.jpg 300w, https:\/\/www.fingo.sk\/blog\/wp-content\/uploads\/2020\/05\/hypoteka-768x534.jpg 768w, https:\/\/www.fingo.sk\/blog\/wp-content\/uploads\/2020\/05\/hypoteka-1024x712.jpg 1024w, https:\/\/www.fingo.sk\/blog\/wp-content\/uploads\/2020\/05\/hypoteka-1080x751.jpg 1080w\" sizes=\"(max-width: 500px) 100vw, 500px\" \/><\/h3>\n\n\n\n<h3><strong><span style=\"color: #ec8124;\">V\u00fdpis v\u00e1m vyhotovia do 30 dn\u00ed<\/span><\/strong><\/h3>\n\n\n\n<p><span style=\"font-weight: 400;\">V\u00fdpis je \u0161tandardne vyhotoven\u00fd <\/span><b>do 30 dn\u00ed od podania \u017eiadosti <\/b><span style=\"font-weight: 400;\">a zaslan\u00fd po\u0161tou na dobierku. <\/span><b>Poplatok<\/b><span style=\"font-weight: 400;\"> za ka\u017ed\u00fd v\u00fdpis (SRBI aj NRKI) je<\/span><b> 4 eur\u00e1 + po\u0161tovn\u00e9<\/b><span style=\"font-weight: 400;\">, pri osobnom prevzat\u00ed zaplat\u00edte iba 4 eur\u00e1. Pokia\u013e \u017eiadate o <\/span><b>v\u00fdpisy z oboch registrov,<\/b><span style=\"font-weight: 400;\"> zaplat\u00edte <\/span><b>poplatok za oba<\/b><span style=\"font-weight: 400;\">.<\/span><\/p>\n\n\n\n<p><span style=\"font-weight: 400;\">Ak potrebujete inform\u00e1cie urgentne, m\u00f4\u017eete po\u017eiada\u0165 o expresn\u00e9 vydanie v\u00fdpisu, za ktor\u00fd si ale priplat\u00edte. P\u00edsomn\u00fa <\/span><b>\u017eiados\u0165 o poskytnutie expresn\u00e9ho v\u00fdpisu <\/b><span style=\"font-weight: 400;\">vybavia <\/span><b>do piatich pracovn\u00fdch dn\u00ed<\/b><span style=\"font-weight: 400;\"> za <\/span><b>poplatok 14 eur<\/b><span style=\"font-weight: 400;\">&nbsp;+ po\u0161tovn\u00e9. Osobne m\u00e1te za rovnak\u00fd poplatok v\u00fdpis vyhotoven\u00fd na po\u010dkanie.<\/span><\/p>\n\n\n\n<h2><span style=\"color: #ec8124;\"><b>Ako v\u00e1m m\u00f4\u017eu by\u0165 \u00fadaje z \u00faverov\u00e9ho registra u\u017eito\u010dn\u00e9?<\/b><\/span><\/h2>\n\n\n\n<p><span style=\"font-weight: 400;\">Inform\u00e1cie, ktor\u00e9 s\u00fa v \u00faverov\u00fdch registroch, <strong>sl\u00fa\u017eia bank\u00e1m na z\u00edskanie preh\u013eadu o \u017eiadate\u013eovi o \u00faver.<\/strong> Pokia\u013e ste svoje z\u00e1v\u00e4zky spl\u00e1cali v\u017edy riadne a v\u010das, nemus\u00edte sa ni\u010doho ob\u00e1va\u0165. Probl\u00e9mom m\u00f4\u017eu by\u0165 ome\u0161kania v spl\u00e1can\u00ed, nepovolen\u00e9 pre\u010derpania \u00fa\u010dtu \u010di kreditnej karty, ale aj zamietnut\u00e9 \u017eiadosti o \u00faver.<\/span><\/p>\n\n\n\n<blockquote class=\"wp-block-quote\">\n<p><span style=\"font-weight: 400;\">Negat\u00edvny z\u00e1znam v \u00faverovom registri v\u0161ak e\u0161te nemus\u00ed automaticky znamena\u0165, \u017ee sa k hypot\u00e9ke nedostanete. <\/span><\/p>\n<\/blockquote>\n\n\n\n<p><span style=\"font-weight: 400;\">K hodnoteniu \u00fadajov v \u00faverovom registri toti\u017e pristupuj\u00fa jednotliv\u00e9 banky <a href=\"https:\/\/www.fingo.sk\/blog\/hypoteky-su-rekordne-lacne\/\">r\u00f4zne<\/a>. <\/span><span style=\"font-weight: 400;\">Pre v\u00e1s ako klienta je v\u0161ak ve\u013emi n\u00e1ro\u010dn\u00e9 <\/span><b>spr\u00e1vne vyhodnoti\u0165, \u010di m\u00e1te alebo nem\u00e1te<a href=\"https:\/\/www.fingo.sk\/blog\/ako-ziskat-hypoteku-pocas-korona-krizy\/\"> \u0161ancu z\u00edska\u0165 nov\u00fd \u00faver<\/a>. <\/b><span style=\"font-weight: 400;\">Preto je vhodn\u00e9, e\u0161te pred samotn\u00fdm podan\u00edm \u017eiadosti o \u00faver, <strong>poradi\u0165 sa so sk\u00fasen\u00fdm finan\u010dn\u00fdm sprostredkovate\u013eom, <\/strong>aby ste sa vyhli zbyto\u010dn\u00fdm komplik\u00e1ci\u00e1m.&nbsp;<\/span><\/p>\n\n\n\n<p><span style=\"font-weight: 400;\"><span style=\"color: #ec8124;\"><strong>TIP:<\/strong>&nbsp;<\/span>Makl\u00e9r v\u00e1m na z\u00e1klade v\u00fdpisu z \u00faverov\u00e9ho registra m\u00f4\u017ee pom\u00f4c\u0165 s vybaven\u00edm hypot\u00e9ky v banke, kde je jej schv\u00e1lenie priechodn\u00e9. <\/span><\/p>\n\n\n\n<p><span style=\"font-weight: 400;\">Pre skontaktovanie sa s FinGO.sk finan\u010dn\u00fdm sprostredkovate\u013eom vo va\u0161om okol\u00ed vypl\u0148te \u00fadaje v na\u0161om <a href=\"https:\/\/www.fingo.sk\/hypotekarna-kalkulacka\/kupa\" target=\"_blank\" rel=\"noopener\">hypotek\u00e1rnom porovn\u00e1va\u010di,<\/a> alebo n\u00e1s kontaktujte telefonicky na \u010d\u00edsle <span style=\"color: #ec8124;\"><strong><a href=\"tel:0800601060\">0800 60 10 60<\/a>.&nbsp;<\/strong><\/span>Pr\u00edpadne n\u00e1m zanechajte svoje \u00fadaje a my sa v\u00e1m \u010d\u00edm sk\u00f4r ozveme.<\/span><\/p>\n\n\n\n<p><\/p>\n\n\n\n<iframe id=\"iframeBannerV1_mortgage\" src=\"https:\/\/www.fingo.sk\/banner\/general?type=mortgage\" style=\"height: 263px; width: 100%; border: medium; box-shadow: 0 0 10px gray; border-radius: 14px;\" loading=\"lazy\"><\/iframe>\n\n\n\n<script>\n\n    (function(){\n\n        window.addEventListener('message', function(e) {\n\n          if (e.data.height) {\n\n            document.getElementById(e.data.iframeId).style.height = (e.data.height) + 'px';\n\n          };\n\n        }, false);\n\n    })();\n\n<\/script>\n","protected":false},"excerpt":{"rendered":"<p>Chceli by ste po\u017eiada\u0165 o hypot\u00e9ku, ale mali ste v minulosti \u0165a\u017ekosti so spl\u00e1can\u00edm svojich z\u00e1v\u00e4zkov? Banka tieto probl\u00e9my \u013eahko odhal\u00ed pri sk\u00faman\u00ed va\u0161ej platobnej discipl\u00edny. V\u0161etky ome\u0161kania na spl\u00e1tkach, nepovolen\u00e9 pre\u010derpania alebo zamietnut\u00e9 \u017eiadosti o \u00faver s\u00fa toti\u017e podrobne evidovan\u00e9 v \u00faverovom registri. \u010co to vlastne \u00faverov\u00fd register je a na \u010do sl\u00fa\u017ei? V \u010dl\u00e1nku sa do\u010d\u00edtate: \u010co je to \u00faverov\u00fd register \u00daverov\u00fd register je zjednodu\u0161en\u00fd n\u00e1zov pre Spolo\u010dn\u00fd register bankov\u00fdch inform\u00e1ci\u00ed (SRBI), v ktorom s\u00fa evidovan\u00e9 v\u0161etky bankov\u00e9 \u00favery. P\u00f4\u017ei\u010dky a leasingy nebankov\u00fdch spolo\u010dnost\u00ed s\u00fa zasa evidovan\u00e9 v Nebankovom registri klientskych inform\u00e1ci\u00ed (NRKI).&nbsp; V t\u00fdchto registroch je evidovan\u00fd ka\u017ed\u00fd dl\u017en\u00edk, spoludl\u017en\u00edk alebo ru\u010dite\u013e, na ktor\u00e9ho rodn\u00e9 \u010d\u00edslo je veden\u00e1&nbsp;ak\u00e1ko\u013evek zmluva o \u00favere, hypot\u00e9ke, p\u00f4\u017ei\u010dke, leasingu, povolenom pre\u010derpan\u00ed \u010di kreditnej karte. Ak\u00e9 \u00fadaje sa eviduj\u00fa v registri V registri sa eviduj\u00fa viacer\u00e9 \u00fadaje, medzi nimi aj:&nbsp; Ako je to s odkladom spl\u00e1tok Ak ste sa rozhodli pre odklad spl\u00e1tok pod\u013ea z\u00e1kona LEX KORONA, nemal by ma\u0165 negat\u00edvny dopad na v\u00e1\u0161&nbsp;\u00faverov\u00fd register. V registri je uveden\u00e1&nbsp;pozn\u00e1mka COVID-19, pod\u013ea ktorej bud\u00fa banky v bud\u00facnosti vedie\u0165, \u017ee ste mali odlo\u017een\u00e9 spl\u00e1tky pod\u013ea \u0161t\u00e1tom povolen\u00fdch pravidiel. Na rozdiel od \u0161tandardn\u00e9ho odkladu spl\u00e1tok (ktor\u00fd banky poskytovali aj pred pand\u00e9miou), teda takto&nbsp;odlo\u017een\u00e9 spl\u00e1tky nemaj\u00fa ma\u0165 [&hellip;]<\/p>\n","protected":false},"author":17,"featured_media":943,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":[],"categories":[7,5],"tags":[20],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v20.11 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>\u00daverov\u00fd register. \u010co v\u0161etko o v\u00e1s prezrad\u00ed? - FinGO.sk<\/title>\n<meta name=\"description\" content=\"Chceli by ste po\u017eiada\u0165 o hypot\u00e9ku, ale mali ste v minulosti \u0165a\u017ekosti so spl\u00e1can\u00edm svojich z\u00e1v\u00e4zkov? \u00daverov\u00fd register to odhal\u00ed.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.fingo.sk\/blog\/uverovy-register-co-vsetko-o-vas-prezradi\/\" \/>\n<meta property=\"og:locale\" content=\"sk_SK\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"\u00daverov\u00fd register. \u010co v\u0161etko o v\u00e1s prezrad\u00ed? - FinGO.sk\" \/>\n<meta property=\"og:description\" content=\"Chceli by ste po\u017eiada\u0165 o hypot\u00e9ku, ale mali ste v minulosti \u0165a\u017ekosti so spl\u00e1can\u00edm svojich z\u00e1v\u00e4zkov? \u00daverov\u00fd register to odhal\u00ed.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.fingo.sk\/blog\/uverovy-register-co-vsetko-o-vas-prezradi\/\" \/>\n<meta property=\"og:site_name\" content=\"FinGO.sk\" \/>\n<meta property=\"article:published_time\" content=\"2020-11-11T10:32:41+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2024-06-10T11:20:59+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.fingo.sk\/blog\/wp-content\/uploads\/2019\/04\/shutterstock_442231732.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1440\" \/>\n\t<meta property=\"og:image:height\" content=\"960\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Eva \u0160ablov\u00e1\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Autor\" \/>\n\t<meta name=\"twitter:data1\" content=\"Eva \u0160ablov\u00e1\" \/>\n\t<meta name=\"twitter:label2\" content=\"Predpokladan\u00fd \u010das \u010d\u00edtania\" \/>\n\t<meta name=\"twitter:data2\" content=\"5 min\u00fat\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/www.fingo.sk\/blog\/uverovy-register-co-vsetko-o-vas-prezradi\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/www.fingo.sk\/blog\/uverovy-register-co-vsetko-o-vas-prezradi\/\"},\"author\":{\"name\":\"Eva \u0160ablov\u00e1\",\"@id\":\"https:\/\/www.fingo.sk\/blog\/#\/schema\/person\/48a635316105ef367c341718fdb7cfeb\"},\"headline\":\"\u00daverov\u00fd register. \u010co v\u0161etko o v\u00e1s prezrad\u00ed?\",\"datePublished\":\"2020-11-11T10:32:41+00:00\",\"dateModified\":\"2024-06-10T11:20:59+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/www.fingo.sk\/blog\/uverovy-register-co-vsetko-o-vas-prezradi\/\"},\"wordCount\":1090,\"publisher\":{\"@id\":\"https:\/\/www.fingo.sk\/blog\/#organization\"},\"keywords\":[\"Hypotek\u00e1rny \u00faver podmienky\"],\"articleSection\":[\"Fingo rad\u00ed\",\"Hypot\u00e9ky\"],\"inLanguage\":\"sk-SK\"},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.fingo.sk\/blog\/uverovy-register-co-vsetko-o-vas-prezradi\/\",\"url\":\"https:\/\/www.fingo.sk\/blog\/uverovy-register-co-vsetko-o-vas-prezradi\/\",\"name\":\"\u00daverov\u00fd register. \u010co v\u0161etko o v\u00e1s prezrad\u00ed? 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